The document discusses the analysis of data from Bank of Baroda and State Bank of India over several years. It analyzes various variables like deposits, borrowings, reserves & surplus, cash & balances, investments, advances, fixed assets, interest, capital, income, expenditures, earnings per share, branches, provision for NPA, profits, revenues and book value per share. For Bank of Baroda, trends in deposits, borrowings and reserves & surplus are found to be increasing over the years based on the data presented in tables and charts. Hypothesis testing using the chi-square test is also performed to analyze differences in the data for these variables over the study period.

1. [235]
CHEPTER-4
DATA ANALYSIS OF BANK OF BARODA AND
STATE BANK OF INDIA.
SR.
NO.
PARTICULAR
PAGE
NO.
1 INTRODUCTION 238
2 DATA ANALYSIS 238
(A) ANALYSIS OF BANK OF BARODA 239
4.1 ANALYSIS OF DEPOSIT OF BANK OF BARODA 239
4.2 ANALYSIS OF BORROWINGS OF BANK OF BARODA 241
4.3
ANALYSIS OF RESERVES & SURPLUS OF BANK OF
BARODA
243
4.4
ANALYSIS OF CASH & BALANCE OF BANK OF
BARODA
245
4.5
ANALYSIS OF BALANCE WITH BANKS OF BANK OF
BARODA
247
4.6 ANALYSIS OF INVESTMENTS OF BANK OF BARODA 249
4.7 ANALYSIS OF ADVANCES OF BANK OF BARODA 251
4.8 ANALYSIS OF FIXED ASSETS OF BANK OF BARODA 253
4.9 ANALYSIS OF INTEREST OF BANK OF BARODA 255
4.10 ANALYSIS OF CAPITAL OF BANK OF BARODA 258
4.11 ANALYSIS OF INCOME OF BANK OF BARODA 259
4.12 ANALYSIS OF EXPENDITURE OF BANK OF BARODA 261
4.13
ANALYSIS OF APPROPRIATIONS OF BANK OF
BARODA
263
4.14
ANALYSIS OF EARNINGS PER SHARE OF BANK OF
BARODA
265
4.15
ANALYSIS OF BRANCHES IN INDIA OF BANK OF
BARODA
267
4.16
ANALYSIS OF PROVISION FOR NPA OF BANK OF
BARODA
269
4.17 ANALYSIS OF NET PROFIT OF BANK OF BARODA 271

2. [236]
4.18
ANALYSIS OF NET PROFIT BEFORE TAXES OF
BANK OF BARODA
273
4.19
ANALYSIS OF PROFIT PER EMPLOYS OF BANK OF
BARODA
275
4.20 ANALYSIS OF REVENUE OF BANK OF BARODA 277
4.21
ANALYSIS OF BOOK VALUE PER SHARE OF BANK
OF BARODA
279
(B) ANALYSIS OF STATE BANK OF INDIA 281
4.22 ANALYSIS OF DEPOSIT OF STATE BANK OF INDIA 281
4.23
ANALYSIS OF BORROWINGS OF STATE BANK OF
INDIA
283
4.24
ANALYSIS OF RESERVES & SURPLUS OF STATE
BANK OF INDIA
285
4.25
ANALYSIS OF CASH & BALANCE OF STATE BANK
OF INDIA
287
4.26
ANALYSIS OF BALANCE WITH BANKS OF STATE
BANK OF INDIA
289
4.27
ANALYSIS OF INVESTMENTS OF STATE BANK OF
INDIA
291
4.28
ANALYSIS OF ADVANCES OF STATE BANK OF
INDIA
293
4.29
ANALYSIS OF FIXED ASSETS OF STATE BANK OF
INDIA
295
4.30 ANALYSIS OF INTEREST OF STATE BANK OF INDIA 297
4.31 ANALYSIS OF CAPITAL OF STATE BANK OF INDIA 299
4.32 ANALYSIS OF INCOME OF STATE BANK OF INDIA 301
4.33
ANALYSIS OF EXPENDITURE OF STATE BANK OF
INDIA
303
4.34
ANALYSIS OF APPROPRIATIONS OF STATE BANK
OF INDIA
305
4.35
ANALYSIS OF EARNINGS PER SHARE OF STATE
BANK OF INDIA
307
4.36
ANALYSIS OF BRANCHES IN INDIA OF STATE
BANK OF INDIA
309
4.37
ANALYSIS OF PROVISION FOR NPA OF STATE
BANK OF INDIA
311

3. [237]
4.38
ANALYSIS OF NET PROFIT OF STATE BANK OF
INDIA
313
4.39
ANALYSIS OF NET PROFIT BEFORE TAXES OF
STATE BANK OF INDIA
315
4.40
ANALYSIS OF PROFIT PER EMPLOYS OF STATE
BANK OF INDIA
317
4.41 ANALYSIS OF REVENUE OF STATE BANK OF INDIA 319
4.42
ANALYSIS OF BOOK VALUE PER SHARE OF STATE
BANK OF INDIA
321

4. [238]
1 INTRODUCTION
Since India secured independence, sea change has taken place and Banking
concepts have undergone several improvements over years. When large and mass
retirements are taking place in the Banking industry and younger generation is
occupying key positions, it may be interesting to travel through the development of the
Banking industry.
This chapter deals with analysis and interpretation of data. Data analysis is a
process in which collected or available data is analyzed by following theoretical
aspects related to the study and applying suitable method being used. The raw data
will be edited and tabulated by the researcher as per the requirements of the study.
For the purpose of analyzing data for the study some accounting and statistical tools
and techniques will be adopted by the researcher.
Here in this particular chapter the researcher will go for using accounting
and statistical tools and techniques like trend analysis, and chi-square test. The
theoretical aspect of tools and techniques is as follows, which will be useful before
analyzing the data. For data analysis and interpretation the researcher has applied
accounting and statistical tools. For hypothesis testing chi-square test has been
applied.
2. DATA ANALYSIS
For the analysis of the data of Bank Of Baroda and State Bank Of India.
researcher has analyzed the following variable for the financial performance (1)
deposit (2) borrowings (3) reserves & surplus (4) cash & balance (5) balance with
banks (6) investments (7) advances (8)fixed assets (9) interest (10) capital (11)
income (12) expenditure (13) appropriation (14) earnings per share (15) branches in
India (16) provision for NPA (17) net profit (18) net profit before taxes (19) profit per
employs (20) revenue (21) book value per share After collection of various data
researcher has calculated the data analysis as under.

5. (A) ANALYSIS OF
Now researcher has calculated the Bank Of Baroda data analysis are under.
(4.1) ANALYSIS OF DEPOSIT OF BANK
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
maximum
minimum
Average
ANALYSIS: From the above table Identify that the trends of Deposit in
BOB is in Increasing mode. Maximum trends of Deposit found in the year 2013
was 5688943885. Minimum trends found
Average of to Deposit in BOB Found
100
2007-08 2008
[239]
ANALYSIS OF BANK OF BARODA
researcher has calculated the Bank Of Baroda data analysis are under.
ANALYSIS OF DEPOSIT OF BANK OF BARODA
TABLE- 4.1
DEPOSIT – BOB
Deposit Trend
1520341272 100
1923969517 126.55
2410442642 158.55
3054394819 200.9
3848711059 253.15
4738833375 311.7
5688943885 374.19
5688943885
1520341272
3312233796
From the above table Identify that the trends of Deposit in
BOB is in Increasing mode. Maximum trends of Deposit found in the year 2013
Minimum trends found 1520341272 in the year 2007
Average of to Deposit in BOB Found 3312233796.
CHART-4.1
1
100 126.54158.54
200.9
253.14
311.69
374.18
DEPOSIT-BOB
2008-09 2009-10 2010-11 2011-12 2012-13 2013
researcher has calculated the Bank Of Baroda data analysis are under.
From the above table Identify that the trends of Deposit in
BOB is in Increasing mode. Maximum trends of Deposit found in the year 2013-14
in the year 2007-08. The
2013-14

6. [240]
ANALYSIS: It is easily work out from above chart above the position of the Deposit
in bob .it is in increasing mode from the year 2007 -08 to 2013-14.
HYPOTHESIS TESTING:
H0 There is no significant difference in Deposit of BOB in study year.
H1 There is significant difference in Deposit of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 217.8 13876.8 63.7
126.5 217.8 8335.6 38.2
158.5 217.8 3516.4 16.1
200.9 217.8 285.6 01.3
253.1 217.8 1246.0 05.7
311.7 217.8 8817.2 40.4
374.1 217.8 24429.6 112.1
1524.8 277.5
E=100+126.5+158.5+200.9+253.1+311.7+374.1/7
E=217.8 n-1 d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 217.8 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 217.8> x2
(tab) 12.952
H1 is accepted.

7. (4.2) ANALYSIS OF BORROWINGS OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
maximum
minimum
Average
ANALYSIS: From the above table Identify that the trends of Borrowings in BOB is
in Increasing mode. Maximum trends of Borrowings found in the year 2013
368129688. Minimum trends found
Borrowings in BOB Found 188837679.3
ANALYSIS: It is easily work out from above chart above the position of the
Borrowings in bob .it is in increasing mode from the year 2007
100 143.51
2007-08 2008
[241]
ANALYSIS OF BORROWINGS OF BANK OF BARODA
TABLE-4.2
BORROWINGS – BOB
Borrowings Trend
08 39270480 100
09 56360859 143.52
10 133500850 339.95
11 223078548 568.06
12 235730512 600.27
13 265792818 676.83
14 368129688 937.42
maximum 368129688
minimum 39270480
Average 188837679.3
From the above table Identify that the trends of Borrowings in BOB is
in Increasing mode. Maximum trends of Borrowings found in the year 2013
Minimum trends found 1520341272 in the year 2007-08. The Average of to
188837679.3.
CHART-4.2
It is easily work out from above chart above the position of the
in bob .it is in increasing mode from the year 2007 -08 to 2013
1
143.51
339.95
568.05 600.27
676.82
937.42
BORROWINGS-BOB
2008-09 2009-10 2010-11 2011-12 2012-13
ANALYSIS OF BORROWINGS OF BANK OF BARODA:
rend
100
143.52
339.95
568.06
600.27
676.83
937.42
From the above table Identify that the trends of Borrowings in BOB is
in Increasing mode. Maximum trends of Borrowings found in the year 2013-14 was
08. The Average of to
It is easily work out from above chart above the position of the
08 to 2013-14.
2013-14

8. [242]
HYPOTHESIS TESTING:
H0 There is no significant difference in Borrowings of BOB in study year.
H1 There is significant difference in Borrowings of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 480.8 145008.6 301.5
143.5 480.8 113771.2 236.6
339.9 480.8 19852.8 041.2
568 480.8 7603.8 015.8
600.2 480.8 14352.0 029.8
676.8 480.8 38416 079.9
937.4 480.8 208483.5 433.6
3365.8 1138.4
E=100+143.5+339.9+568+600.2+676.8+937.4/7
E=480.8 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 480.8 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 480.8> x2
(tab) 12.952
H1 is accepted.

9. (4.3) ANALYSIS OF RESERVES & SURPLUS OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Maximum
Minimum
Average
ANALYSIS: From the above table Identify that the trends of Reserves& Surplus
in BOB is in Increasing mode. Maximum trends of Reserves& Surplus found in the
year 2013-14 was 355549988 .
2007-08. The Average of to
ANALYSIS: It is easily work out from above chart above the position of the
Reserves& Surplus in BOB .it is in inc
14.
100 116.7
RESERVES&SURPLUS
2007-08 2008-09
[243]
ANALYSIS OF RESERVES & SURPLUS OF BANK OF BARODA
TABLE-4.3
RESERVES & SURPLUS-BOB
R&S Trend
08 106783991 100
09 124700135 116.78
10 147408550 138.04
11 206507258 193.39
12 270644661 253.45
13 315469210 295.43
14 355549988 332.96
Maximum 355549988
Minimum 106783991
Average 218151970.4
From the above table Identify that the trends of Reserves& Surplus
in BOB is in Increasing mode. Maximum trends of Reserves& Surplus found in the
14 was 355549988 . Minimum trends found 106783991
08. The Average of to Reserves& Surplus in BOB Found 218151970.4
CHART-4.3
It is easily work out from above chart above the position of the
in BOB .it is in increasing mode from the year 2007
1
116.7 138
193.3
253.4
295.4
332.9
RESERVES&SURPLUS-BOB
09 2009-10 2010-11 2011-12 2012-13 2013
ANALYSIS OF RESERVES & SURPLUS OF BANK OF BARODA
Trend
100
116.78
138.04
193.39
253.45
295.43
332.96
From the above table Identify that the trends of Reserves& Surplus
in BOB is in Increasing mode. Maximum trends of Reserves& Surplus found in the
106783991 in the year
218151970.4.
It is easily work out from above chart above the position of the
reasing mode from the year 2007-08 to 2013-
2013-14

10. [244]
HYPOTHESIS TESTING:
H0 There is no significant difference in Reserves& Surplus of BOB in study year.
H1 There is significant difference in Reserves& Surplus of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 204.2 10857.6 53.1
116.7 204.2 7656.2 37.4
138 204.2 4382.4 21.4
193.3 204.2 118.8 00.5
253.4 204.2 2420.6 11.85
295.4 204.2 8317.4 40.73
332.9 204.2 16563.6 81.11
1429.7 246.0
E=100+116.7+138+193.3+253.4+295.4+332.9/7
E=204.2 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 204.2 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 204.2> x2
(tab) 12.952
H1 is accepted.

11. (4.4) ANALYSIS OF RESERVES & SURPLUS OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
maximum
minimum
Average
ANALYSIS: From the above table Identify that the trends of Cash &Balances in BOB
is in Fluctuation mode. Maximum trends of Cash &Balances found in the year 2011
was 216514596 . Minimum trends found
Cash & Balances in BOB Found
ANALYSIS: It is easily work out from above chart above the position of the
Balances in BOB .it is in Fluctuation
100 113.09
CASH&BALANCES
2007
2011
[245]
ANALYSIS OF RESERVES & SURPLUS OF BANK OF BARODA
TABLE-4.4
CASH & BALANCES – BOB
C&B Trend
93697234 100
105963435 113.09
135399691 144.51
198681789 212.05
216514596 231.08
134520783 143.57
186290939 198.82
216514596
93697234
153009781
From the above table Identify that the trends of Cash &Balances in BOB
is in Fluctuation mode. Maximum trends of Cash &Balances found in the year 2011
Minimum trends found 93697234 in the year 2007-08. The Average of to
in BOB Found 153009781.
CHART-4.4
It is easily work out from above chart above the position of the
Fluctuation mode from the year 2007 -08 to 2013-14.
1
113.09
144.5
212.04
231.07
143.56
198.82
CASH&BALANCES-BOB
2007-08 2008-09 2009-10 2010-11
2011-12 2012-13 2013-14
ANALYSIS OF RESERVES & SURPLUS OF BANK OF BARODA
113.09
144.51
212.05
231.08
143.57
198.82
From the above table Identify that the trends of Cash &Balances in BOB
is in Fluctuation mode. Maximum trends of Cash &Balances found in the year 2011-12
08. The Average of to
It is easily work out from above chart above the position of the Cash &
14.

12. [246]
HYPOTHESIS TESTING:
H0 There is no significant difference in Cash & Balances of BOB in study year.
H1 There is significant difference in Cash & Balances of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 163.2 3994.2 24.4
113 163.2 2520.0 15.4
144.5 163.2 349.6 02.1
212 163.2 2381.4 14.5
231 163.2 4596.8 28.1
143.5 163.2 388.0 02.3
198.8 163.2 1267.3 07.7
1142.8 94.5
E= 100+113+144.5+212+231+143.5+198.8/7
E=163.2 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 163.2 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 163.2> x2
(tab) 12.952
H1 is accepted.

13. (4.5) ANALYSIS OF BALANCE WITH BANKS OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Maximum
minimum
Average
ANALYSIS: From the above table Identify that the trends of Balance with Banks
in BOB is in Increasing mode. Maximum trends of Balance with Banks found in the year
2013-14 was 1122488184 .
Average of to Balance with Banks
ANALYSIS: It is easily work out from above chart above the position of the
Banks in BOB .it is in Increasing
100
BALANCE WITH BANKS
2007-08 2008-
[247]
ANALYSIS OF BALANCE WITH BANKS OF BANK OF BARODA
TABLE-4.5
BALANCES WITH BANKS-BOB
B WITH B Trend
08 129295633 100
09 134907735 104.34
10 219270885 169.59
11 300658889 232.54
12 425170816 328.84
13 719468260 556.45
14 1122488184 868.16
Maximum 1122488184
minimum 129295633
Average 435894343.1
From the above table Identify that the trends of Balance with Banks
in BOB is in Increasing mode. Maximum trends of Balance with Banks found in the year
14 was 1122488184 . Minimum trends found 129295633 in the year 2007
Balance with Banks in BOB Found 435894343.1.
CHART-4.5
It is easily work out from above chart above the position of the
Increasing mode from the year 2007 -08 to 2013-14.
1
104.34 169.58 232.53
328.83
556.45
868.15
BALANCE WITH BANKS-BOB
-09 2009-10 2010-11 2011-12 2012-13
ANALYSIS OF BALANCE WITH BANKS OF BANK OF BARODA
Trend
100
104.34
169.59
232.54
328.84
556.45
868.16
From the above table Identify that the trends of Balance with Banks
in BOB is in Increasing mode. Maximum trends of Balance with Banks found in the year
in the year 2007-08. The
It is easily work out from above chart above the position of the Balance with
2013-14

14. [248]
HYPOTHESIS TESTING:
H0 There is no significant difference in Balance with Banks of BOB in study year.
H1 There is significant difference in Balance with Banks of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 337.0 56169 166.6
104.3 337.0 54149.2 160.6
169.5 337.0 28056.2 83.2
232.5 337.0 10920.2 32.4
328.8 337.0 67.2 00.1
556.4 337.0 48136.3 142.8
868.1 337.0 282067.2 836.9
2359.6 1422.6
E= 100+104.3+169.5+232.5+328.8+556.4+868.1/7
E=337.0 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 337.0 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 337.0> x2
(tab) 12.952
H1 is accepted.

15. (4.6) ANALYSIS OF INVESTMENTS OF BANK OF BARODA
ANALYSIS: From the above table Identify that the trends of Investment in BOB is
in Fluctuation mode. Maximum trends of Investment found in the year 2012
1213937244 . Minimum trends found
to Investment in BOB Found
ANALYSIS: It is easily work out from above chart above the position of the
Investment in BOB .it is in
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
maximum
minimum
Average
100
2007-08 2008
[249]
ANALYSIS OF INVESTMENTS OF BANK OF BARODA
TABLE-4.6
From the above table Identify that the trends of Investment in BOB is
in Fluctuation mode. Maximum trends of Investment found in the year 2012
Minimum trends found 438700678 in the year 2007-08. The Average of
in BOB Found 785158138.6.
CHART-4.6
It is easily work out from above chart above the position of the
in BOB .it is in Fluctuation mode from the year 2007 -08 to 2013
INVESTMENTS – BOB
Investments Trend
08 438700678 100
09 524458758 119.55
10 611823754 139.46
11 713965921 162.75
12 832094001 189.67
13 1213937244 276.71
14 1161126614 264.67
maximum 1213937244
minimum 438700678
Average 785158138.6
1
119.54
139.46
162.74
189.67
276.71 264.67
INVESTMENTS-BOB
2008-09 2009-10 2010-11 2011-12 2012-13
ANALYSIS OF INVESTMENTS OF BANK OF BARODA
From the above table Identify that the trends of Investment in BOB is
in Fluctuation mode. Maximum trends of Investment found in the year 2012-13 was
08. The Average of
It is easily work out from above chart above the position of the
08 to 2013-14.
Trend
119.55
139.46
162.75
189.67
276.71
264.67
2013-14

16. [250]
HYPOTHESIS TESTING:
H0 There is no significant difference in Investment of BOB in study year.
H1 There is significant difference in Investment of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 178.9 6225.2 34.7
119.5 178.9 3528.3 19.7
139.4 178.9 1560.2 08.7
162.7 178.9 264.4 01.4
189.6 178.9 114.4 00.6
276.7 178.9 9564.8 53.4
264.6 178.9 7344.4 41.0
1252.5 159.5
E=100+119.5+139.4+162.7+189.6+276.7+264.6/7
E=178.9 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 178.9 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 178.9> x2
(tab) 12.952
H1 is accepted.

17. (4.7) ANALYSIS OF ADVANCES OF BANK OF BARODA
ANALYSIS: From the above table Identify that the trends of
in Increasing mode. Maximum trends of
3970058108 . Minimum trends found
of to Advances in BOB Found
ANALYSIS: It is easily work out from above chart above the position of the
Advances in BOB .it is in
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Maximum
Minimum
Average
100
134.94
ADVANCES
2007-08 2008-09
[251]
ANALYSIS OF ADVANCES OF BANK OF BARODA
TABLE-4.7
From the above table Identify that the trends of Advances
in Increasing mode. Maximum trends of Advances found in the year 2013
Minimum trends found 1067013241 in the year 2007-08. The Average
in BOB Found 2411860968.
CHART-4.7
It is easily work out from above chart above the position of the
Increasing mode from the year 2007 -08 to 2013
ADVANCES – BOB
Advances Trend
08 1067013241 100
09 1439858961 134.94
10 1750352859 164.04
11 2286763609 214.31
12 2873772935 269.33
13 3281857649 307.57
14 3970058108 372.07
Maximum 3970058108
Minimum 1067013241
Average 2411860968
1
134.94 164.04
214.31
269.32
307.57
372.07
ADVANCES-BOB
2009-10 2010-11 2011-12 2012-13 2013-14
ANALYSIS OF ADVANCES OF BANK OF BARODA
Advances in BOB is
found in the year 2013-14 was
08. The Average
It is easily work out from above chart above the position of the
08 to 2013-14.
Trend
134.94
164.04
214.31
269.33
307.57
372.07
14

18. [252]
HYPOTHESIS TESTING:
H0 There is no significant difference in Advances of BOB in study year.
H1 There is significant difference in Advances of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 223.1 15153.6 67.9
134.9 223.1 7779.2 34.8
164 223.1 3492.8 15.6
214.3 223.1 77.4 00.3
269.3 223.1 2134.4 09.5
307.5 223.1 7123.3 31.9
372 223.1 22171.2 99.3
1562 259.3
E=100+134.9+164+214.3+269.3+307.5+372/7
E=223.1 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 223.1 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 223.1> x2
(tab) 12.952
H1 is accepted.

19. (4.8) ANALYSIS OF FIXED ASSETS OF BANK OF BARODA
ANALYSIS: From the above
BOB is in Fluctuation mode. Maximum trends of
2013-14 was27341226 .
Average of to Fixed Assets
ANALYSIS: It is easily work out from above chart above the position of the
Assets in BOB .it is in Fluctuation
year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Maximum
minimum
Average
100
95.16
2007
2011
[253]
ANALYSIS OF FIXED ASSETS OF BANK OF BARODA
TABLE-4.8
From the above table Identify that the trends of Fixed Assets
BOB is in Fluctuation mode. Maximum trends of Fixed Assets found in the year
. Minimum trends found 22847648 in the year 2007
Fixed Assets in BOB Found 24298709.4.
CHART: 4.8
It is easily work out from above chart above the position of the
Fluctuation mode from the year 2007 -08 to 2013
FIXED ASSETS – BOB
year F. Assets
08 24270081
09 23097193 95.167
10 22847648 94.139
11 22997183 94.755
12 23415020 96.477
13 24531160 101.08
14 27341226 112.65
Maximum 27341226
minimum 22847648
Average 24298709.4
1
95.16 94.13 94.75 96.47
101.07
112.65
FIXED ASSETS-BOB
2007-08 2008-09 2009-10 2010-11
2011-12 2012-13 2013-14
ANALYSIS OF FIXED ASSETS OF BANK OF BARODA
Fixed Assets in
found in the year
in the year 2007-08. The
It is easily work out from above chart above the position of the Fixed
08 to 2013-14.
trend
100
95.167
94.139
94.755
96.477
101.08
112.65

20. [254]
HYPOTHESIS TESTING:
H0 There is no significant difference in Fixed Assets of BOB in study year.
H1 There is significant difference in Fixed Assets of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 99.1 00.8 00.0
95.1 99.1 16.0 00.1
94.1 99.1 25.0 00.2
94.7 99.1 19.3 00.1
96.4 99.1 07.2 00.0
101 99.1 03.6 00.0
112.6 99.1 182.2 01.8
693.9 2.2
E=100+95.1+94.1+94.7+96.4+101+112.6/7
E=99.1 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 99.1 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 99.1> x2
(tab) 12.952
H1 is accepted.

21. (4.9) ANALYSIS OF INTEREST OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Maximum
Minimum
Average
ANALYSIS: From the above table Identify that the trends of
Increasing mode. Maximum trends of
389397095 . Minimum trends found
of to Interest in BOB Found
ANALYSIS: It is easily work out from above chart above the position of the
Interest in BOB .it is in Increasing
100
127.7
2007
2011
[255]
ANALYSIS OF INTEREST OF BANK OF BARODA
TABLE-4.9
INTEREST – BOB
Interest Trend
08 118134767 100
09 150915774 127.75
10 166983424 141.35
11 218859156 185.26
12 296737242 251.19
13 351966544 297.94
14 389397095 329.62
Maximum 389397095
Minimum 118134767
Average 241856286
From the above table Identify that the trends of Interest
Increasing mode. Maximum trends of Interest found in the year 2013
Minimum trends found 118134767 in the year 2007-08. The Average
in BOB Found 241856286.
CHART-4.9
It is easily work out from above chart above the position of the
Increasing mode from the year 2007 -08 to 2013
1
127.7 141.3
185.2
251.1
297.9
329.6
INTEREST-BOB
2007-08 2008-09 2009-10 2010-11
2011-12 2012-13 2013-14
ANALYSIS OF INTEREST OF BANK OF BARODA
Interest in BOB is in
found in the year 2013-14 was
08. The Average
It is easily work out from above chart above the position of the
08 to 2013-14.

22. [256]
HYPOTHESIS TESTING:
H0 There is no significant difference in Interest of BOB in study year.
H1 There is significant difference in Interest of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 204.6 10941.1 53.4
127.7 204.6 5913.6 28.9
141.3 204.6 4006.8 19.5
185.2 204.6 376.3 01.8
251.1 204.6 2162.2 10.5
297.9 204.6 8704.8 42.5
329.6 204.6 15625 76.3
1432.8 232.9
E=100+127.7+141.3+185.2+251.1+297.9+329.6/7
E=204.6 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 204.6 calculated value.
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 204.6> x2
(tab) 12.952
H1 is accepted.

23. (4.10) ANALYSIS OF CAPITAL OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Capital in BOB is in
Increasing mode. Maximum trends of Capital found in the year 2013
4306763 . Minimum trends found
Capital in BOB Found 3935669.71
ANALYSIS: It is easily work out from above chart That the position of the
in BOB .it is Increasing mode from the year 2007
[257]
ANALYSIS OF CAPITAL OF BANK OF BARODA
TABLE-4.10
CAPITAL-BOB
Cap.rs000's Trend
3655277 100
3655277 100
3655277 100
3928073 107.5
4123846 112.8
4225175 115.6
4306763 117.8
3655277
4306763
3935669.71
From the above table Identify that the trends of Capital in BOB is in
Increasing mode. Maximum trends of Capital found in the year 2013
Minimum trends found 3655277 in the year 2007-08. The Average of to
3935669.71.
CHART-4.10
It is easily work out from above chart That the position of the
mode from the year 2007 -08 to 2013-14.
ANALYSIS OF CAPITAL OF BANK OF BARODA
From the above table Identify that the trends of Capital in BOB is in
Increasing mode. Maximum trends of Capital found in the year 2013-14 was
08. The Average of to
It is easily work out from above chart That the position of the Capital

24. [258]
HYPOTHESIS TESTING:
H0 There is no significant difference in Capital of BOB in study year.
H1 There is significant difference in Capital of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 107.6 57.7 0.5
100 107.6 57.7 0.5
100 107.6 57.7 0.5
107.5 107.6 0.0 9.2
112.8 107.6 27.0 0.2
115.6 107.6 64 0.5
117.8 107.6 104.0 0.9
753.7
E=753.7/7 E=107.6
n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 107.6 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 107.6> x2
(tab) 12.952
H1 is accepted.

25. (4.11) ANALYSIS OF INCOME OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Income in BOB
is in Increasing mode. Maximum trends of Income found in the year 2013
434024536 . Minimum trends found
to Income in BOB Found
ANALYSIS: It is easily work
in BOB .it is Increasing mode from the year 2007
[259]
ANALYSIS OF INCOME OF BANK OF BARODA
TABLE-4.11
INCOME-BOB
Income Trend
138645128 100
178492354 128.7
195046989 140.7
246951016 178.1
330960524 238.7
388272793 280
434024536 313
138645128
434024536
273199049
From the above table Identify that the trends of Income in BOB
is in Increasing mode. Maximum trends of Income found in the year 2013
Minimum trends found 138645128 in the year 2007-08. The Average of
in BOB Found 273199049.
CHART-4.11
It is easily work out from above chart That the position of the
mode from the year 2007 -08 to 2013-14.
Trend
100
128.7
140.7
178.1
238.7
280
313
From the above table Identify that the trends of Income in BOB
is in Increasing mode. Maximum trends of Income found in the year 2013-14 was
08. The Average of
out from above chart That the position of the Income

26. [260]
HYPOTHESIS TESTING:
H0 There is no significant difference in Income of BOB in study year.
H1 There is significant difference in Income of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 197 9409 47.7
128.7 197 4664.8 23.6
140.7 197 3169.6 16.0
178.1 197 357.2 1.8
238.7 197 1738.8 8.8
280 197 6889 34.9
313 197 116 0.5
1379
E=1379/7
E=197
n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 197 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 197> x2
(tab) 12.952
H1 is accepted.

27. (4.12) ANALYSIS OF EXPENDITURE OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Expenditure in
BOB is Increasing mode. Maximum trends of Expenditure found in the year 2013
was 388613706 . Minimum trends found
Average of to Expenditure
ANALYSIS: It is easily work out from above chart That the position of the
Expenditure in BOB .it is
[261]
ANALYSIS OF EXPENDITURE OF BANK OF BARODA
TABLE-4.12
EXPENDITURE-BOB
Expenditure Trend
124289913 100
156220336 125.7
164463679 132.3
204534219 164.6
280890962 226
343465593 276.3
388613706 312.7
124289913
388613706
237496915
From the above table Identify that the trends of Expenditure in
BOB is Increasing mode. Maximum trends of Expenditure found in the year 2013
Minimum trends found 124289913 in the year 2007
Expenditure in BOB Found 237496915.
CHART-4.12
It is easily work out from above chart That the position of the
in BOB .it is Increasing mode from the year 2007 -08 to 2013
ANALYSIS OF EXPENDITURE OF BANK OF BARODA
Trend
100
125.7
132.3
164.6
226
276.3
312.7
From the above table Identify that the trends of Expenditure in
BOB is Increasing mode. Maximum trends of Expenditure found in the year 2013-14
in the year 2007-08. The
It is easily work out from above chart That the position of the
08 to 2013-14.

28. [262]
HYPOTHESIS TESTING:
H0 There is no significant difference in Expenditure of BOB in study year.
H1 There is significant difference in Expenditure of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 191.1 8299.2 43.4
125.7 191.1 4277.1 22.3
132.3 191.1 3457.4 18.0
164.6 191.1 702.2 3.6
226 191.1 1218.0 6.3
276.3 191.1 7259.0 37.9
312.7 191.1 14786.5 77.3
1338
E=1338/7
E=191.1 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 191.1 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 191.1 > x2
(tab) 12.952
H1 is accepted.

29. (4.13) ANALYSIS OF APPROPRIATIONS OF BANK OF BARODA
ANALYSIS: From the above table Identify that the trends of Appropriation in
BOB is in Fluctuation mode. Maximum trends of Appropriation found in the year
2011-12 was 50069562.
Average of to Appropriation
ANALYSIS: It is easily work out from above chart That the position of the
Appropriation in BOB .it is
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
[263]
ANALYSIS OF APPROPRIATIONS OF BANK OF BARODA
TABLE-4.13
From the above table Identify that the trends of Appropriation in
mode. Maximum trends of Appropriation found in the year
12 was 50069562. Minimum trends found 14355215 in the year 2007
Appropriation in BOB Found 35702133.1
CHART-4.13
It is easily work out from above chart That the position of the
in BOB .it is Fluctuation mode from the year 2007 -08 to 2013
APPROPRIATION-BOB
Appro. Trend
14355215 100
22272018 155.1
30583310 213
42416797 295.5
50069562 348.8
44807200 312.1
45410830 316.3
14355215
50069562
35702133.1
ANALYSIS OF APPROPRIATIONS OF BANK OF BARODA
From the above table Identify that the trends of Appropriation in
mode. Maximum trends of Appropriation found in the year
in the year 2007-08. The
It is easily work out from above chart That the position of the
08 to 2013-14.

30. [264]
HYPOTHESIS TESTING:
H0 There is no significant difference in Appropriation of BOB in study year.
H1 There is significant difference in Appropriation of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 248.7 22111.6 88.9
155.1 248.7 8760.9 35.2
213 248.7 1274.4 5.1
295.5 248.7 2190.2 8.8
348.8 248.7 10020.0 40.2
312.1 248.7 4019.5 16.1
316.3 248.7 4569.7 18.3
1741
E=1741/7
E=248.7 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 248.7 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 248.7 > x2
(tab) 12.952
H1 is accepted.

31. (4.14) ANALYSIS OF EARNINGS PER SHARE OF BANK OF BARODA
Year
2007
2008
2009
2010
2011
2012
2013
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Earnings Per Share in
BOB is in Fluctuation mode. Maximum trends of Earnings Per Share found in the
year 2011-12 was 127.84.
Average of to Earnings Per Share
ANALYSIS: It is easily work out from above chart That the position of the
Earnings Per Share in BOB .it is
14.
[265]
ANALYSIS OF EARNINGS PER SHARE OF BANK OF BARODA
TABLE-4.14
EARNING PER SHARE-BOB
Year EPS(Rs) Trend
2007-08 39.41 100
2008-09 61.14 155.1
2009-10 83.96 213
2010-11 116.37 295.3
2011-12 127.84 324.4
2012-13 108.84 276.2
2013-14 107.38 272.5
Minimum 39.41
Maximum 127.84
Average 92.1342857
From the above table Identify that the trends of Earnings Per Share in
mode. Maximum trends of Earnings Per Share found in the
12 was 127.84. Minimum trends found 39.41 in the year 2007
Earnings Per Share in BOB Found 92.1342857.
CHART-4.14
It is easily work out from above chart That the position of the
in BOB .it is Fluctuation mode from the year 2007
ANALYSIS OF EARNINGS PER SHARE OF BANK OF BARODA
From the above table Identify that the trends of Earnings Per Share in
mode. Maximum trends of Earnings Per Share found in the
in the year 2007-08. The
It is easily work out from above chart That the position of the
mode from the year 2007 -08 to 2013-

32. [266]
HYPOTHESIS TESTING:
H0 There is no significant difference in Earnings Per Share of BOB in study year.
H1 There is significant difference in Earnings Per Share of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 233.7 17875.6 76.4
155.1 233.7 6177.9 26.4
213 233.7 428.4 1.3
295.3 233.7 3794.5 16.2
324.4 233.7 8226.4 35.2
276.2 233.7 1806.2 7.7
272.5 233.7 1505.4 6.4
1636
E=1636/7
E=233.7 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 ) d.f. = 6
x2
= 233.7 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 233.7 > x2
(tab) 12.952
H1 is accepted.

33. (4.15) ANALYSIS OF BRANCHES IN INDIA OF BANK OF BARODA
ANALYSIS: From the above table Identify that the trends of
in BOB is Increasing mode. Maximum trends of
2013-14 was 4934 . Minimum trends found
of to Branches in India in BOB Found
ANALYSIS: It is easily work out from above chart That the position of the
Branches in India in BOB .it is
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
[267]
ANALYSIS OF BRANCHES IN INDIA OF BANK OF BARODA
TABLE-4.15
From the above table Identify that the trends of Branches
in BOB is Increasing mode. Maximum trends of Branches in India found in the year
Minimum trends found 2899 in the year 2007-08. The Average
in BOB Found 3666.85714.
CHART-4.15
It is easily work out from above chart That the position of the
in BOB .it is Increasing mode from the year 2007 -08 to 2013
BRANCHIES IN INDIA-BOB
Branchies Trend
2899 100
2974 102.6
3148 108.6
3418 117.9
3959 136.6
4336 149.6
4934 170.2
Minimum 2899
Maximum 4934
3666.85714
ANALYSIS OF BRANCHES IN INDIA OF BANK OF BARODA
Branches in India
in India found in the year
08. The Average
It is easily work out from above chart That the position of the
08 to 2013-14.

34. [268]
HYPOTHESIS TESTING:
H0 There is no significant difference in Branches in India of BOB in study year.
H1 There is significant difference in Branches in India of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 126.4 696.9 5.5
102.6 126.4 566.4 4.4
108.6 126.4 316.8 2.5
117.9 126.4 72.2 0.5
136.6 126.4 104.0 0.8
149.6 126.4 538.2 4.2
170.2 126.4 1918.4 15.1
885.4
E=885.4/7
E=126.4
n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 126.4 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 126.4 > x2
(tab) 12.952
H1 is accepted.

35. (4.16) ANALYSIS OF PROVISION FOR NPA OF BANK OF BARODA
ANALYSIS: From the above table Identify that the trends of Provision For NPA in
BOB is in Fluctuation mode. Maximum trends of Provision For NPA found in the
year 2012-13 was 34494424.
The Average of to Provision For NPA
ANALYSIS: It is easily work out from above chart That the position of the
Provision For NPA in BOB .it is
14.
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
[269]
ANALYSIS OF PROVISION FOR NPA OF BANK OF BARODA
TABLE-4.16
From the above table Identify that the trends of Provision For NPA in
mode. Maximum trends of Provision For NPA found in the
13 was 34494424. Minimum trends found 3375836 in the year 2008
Provision For NPA in BOB Found 15931246.6
CHART-4.16
It is easily work out from above chart That the position of the
in BOB .it is Fluctuation mode from the year 2007
PROVISION FOR NPA
Pro.for NPA Trend
5258758 100
3375836 64.19
9554589 181.7
10505974 199.8
18651916 354.7
34494424 655.9
29677229 564.3
3375836 2121
34494424
15931246.6
ANALYSIS OF PROVISION FOR NPA OF BANK OF BARODA
From the above table Identify that the trends of Provision For NPA in
mode. Maximum trends of Provision For NPA found in the
in the year 2008-09.
It is easily work out from above chart That the position of the
mode from the year 2007 -08 to 2013-
Trend
100
64.19
181.7
199.8
354.7
655.9
564.3
2121

36. [270]
HYPOTHESIS TESTING:
H0 There is no significant difference in Provision For NPA of BOB in study year.
H1 There is significant difference in Provision For NPA of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 303 41209 136.0
64.19 303 57030.2 188.2
181.7 303 14713.6 48.5
199.8 303 10650.2 35.1
354.7 303 2672.8 8.8
655.9 303 124538.4 411.0
564.3 303 68277.6 225.3
2121
E=2121/7
E=303 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 303 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 303> x2
(tab) 12.952
H1 is accepted.

37. (4.17) ANALYSIS OF NET PROFIT OF BANK OF BARODA
ANALYSIS: From the above table Identify that the trends of Net Profit in
BOB is in Fluctuation mode. Maximum trends of Net Profit found in the year 2011
12 was 50069562. Minimum trends found
Average of to Net Profit
ANALYSIS: It is easily work out from above chart That the position of the
Profit in BOB .it is Fluctuation
Year
2007
2008
2009
2010
2011
2012
2013
Minimum
Maximum
Average
[271]
ANALYSIS OF NET PROFIT OF BANK OF BARODA
TABLE-4.17
From the above table Identify that the trends of Net Profit in
mode. Maximum trends of Net Profit found in the year 2011
Minimum trends found 14355215 in the year 2007
Net Profit in BOB Found 35702133.1
CHART-4.17
It is easily work out from above chart That the position of the
Fluctuation mode from the year 2007 -08 to 2013
NET PROFIT-BOB
Year N. Profit Trend
2007-08 14355215 100
2008-09 22272018 155.1
2009-10 30583310 213
2010-11 42416797 295.5
2011-12 50069562 348.8
2012-13 44807200 312.1
2013-14 45410830 316.3
Minimum 14355215
Maximum 50069562
Average 35702133.1
ANALYSIS OF NET PROFIT OF BANK OF BARODA
From the above table Identify that the trends of Net Profit in
mode. Maximum trends of Net Profit found in the year 2011-
in the year 2007-08. The
It is easily work out from above chart That the position of the Net
08 to 2013-14.

38. [272]
HYPOTHESIS TESTING:
H0 There is no significant difference in Net Profit of BOB in study year.
H1 There is significant difference in Net Profit of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 248.7 22111.6 88.9
155.1 248.7 8760.9 35.2
213 248.7 1274.4 5.1
295.5 248.7 2190.2 8.8
348.8 248.7 10020.0 40.2
312.1 248.7 4019.5 16.1
316.3 248.7 4569.7 18.3
1741
E=1741/7
E=248.7
n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 248.7 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 248.7> x2
(tab) 12.952
H1 is accepted.

39. (4.18) ANALYSIS OF NET
BARODA
NET
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Net Profit Before
Taxes in BOB is in Fluctuation
found in the year 2011-12 was 60257975 .
year 2007-08. The Average of to
ANALYSIS: It is easily work out from above chart That the position of the
Profit Before Taxes in BOB .it is
2013-14.
[273]
ANALYSIS OF NET PROFIT BEFORE TAXES OF BANK OF
TABLE-4.18
NET PROFIT BEFORETAXES-BOB
NPBT Trend
08 22071563 100
09 33429447 151.5
10 42380599 192
11 56503210 256
12 60257975 273
13 48312296 218.9
14 54973147 249.1
Minimum 22071563
Maximum 60257975
Average 45418319.6
From the above table Identify that the trends of Net Profit Before
Fluctuation mode. Maximum trends of Net Profit Before Taxes
12 was 60257975 . Minimum trends found 22071563
08. The Average of to Net Profit Before Taxes in BOB Found
CHART-4.18
It is easily work out from above chart That the position of the
in BOB .it is Fluctuation mode from the year 2007
PROFIT BEFORE TAXES OF BANK OF
Trend
From the above table Identify that the trends of Net Profit Before
mode. Maximum trends of Net Profit Before Taxes
22071563 in the
in BOB Found 45418319.6
It is easily work out from above chart That the position of the Net
mode from the year 2007 -08 to

40. [274]
HYPOTHESIS TESTING:
H0 There is no significant difference in Net Profit Before Taxes of BOB in study year.
H1 There is significant difference in Net Profit Before Taxes of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 205.7 11172.4 54.3
151.5 205.7 2937.6 14.2
192 205.7 187.6 0.9
256 205.7 2530.0 12.2
273 205.7 4529.2 22.0
218.9 205.7 174.2 0.8
249.1 205.7 1883.5 9.1
1440
E=1440/7
E=205.7 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 205.7 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 205.7> x2
(tab) 12.952
H1 is accepted.

41. (4.19) ANALYSIS OF PROFIT PER EMPLOYS OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Profit Per
Employees in BOB is in Fluctuation
found in the year 2011-12 was 1187000 .
year 2007-08. The Average of to
ANALYSIS: It is easily work out from above chart That the position of the
Per Employees in BOB .it is
[275]
ANALYSIS OF PROFIT PER EMPLOYS OF BANK OF BARODA
TABLE-4.19
PROFIT PER EMPIOYEES-BOB
PPE(RS.) Trend
08 394000 100
09 605000 153.6
10 785000 199.2
11 1059000 268.8
12 1187000 301.3
13 1039000 263.7
14 987000 250.5
Minimum 394000 1537
Maximum 1187000
Average 865142.857
From the above table Identify that the trends of Profit Per
Fluctuation mode. Maximum trends of Profit Per Employees
12 was 1187000 . Minimum trends found
08. The Average of to Net Profit Before Taxes in BOB Found
CHART-4.19
It is easily work out from above chart That the position of the
in BOB .it is Fluctuation mode from the year 2007 -08 to 2013
ANALYSIS OF PROFIT PER EMPLOYS OF BANK OF BARODA
From the above table Identify that the trends of Profit Per
mode. Maximum trends of Profit Per Employees
Minimum trends found 394000 in the
in BOB Found 865142.857
It is easily work out from above chart That the position of the Profit
08 to 2013-14.

42. [276]
HYPOTHESIS TESTING:
H0 There is no significant difference in Profit Per Employees of BOB in study year.
H1 There is significant difference in Profit Per Employees of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 219.5 14280.2 65.0
153.6 219.5 4342.8 620.4
199.2 219.5 412.0 1.8
268.8 219.5 2430.4 11.0
301.3 219.5 6691.2 30.4
263.7 219.5 1953.6 8.9
250.5 219.5 961 4.3
1537
E=1537/7
E=219.5
n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 219.5 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 219.5 > x2
(tab) 12.952
H1 is accepted.

43. (4.20) ANALYSIS OF REVENUE OF BANK OF BARODA
Year
2007-08
2008-09
2009-10
2010-11
2011-12
2012-13
2013-14
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Revenue in BOB
Increasing mode. Maximum trends of Revenue found in the year 2013
38421.82 . Minimum trends found
Revenue in BOB Found 23925.7429
ANALYSIS: It is easily work out from above chart That the position of the
in BOB .it is Increasing mode from the year 2007
[277]
ANALYSIS OF REVENUE OF BANK OF BARODA
TABLE-4.20
REVENUE-BOB
Revenue Trend
11895.14 100
15465.2 130
17014.16 143
21743.87 182.8
29063.31 244.3
33876.7 284.8
38421.82 323
11895.14
38421.82
23925.7429
From the above table Identify that the trends of Revenue in BOB
Increasing mode. Maximum trends of Revenue found in the year 2013
Minimum trends found 11895.14 in the year 2007-08. The Average of to
23925.7429.
CHART:4.20
It is easily work out from above chart That the position of the
mode from the year 2007 -08 to 2013-14.
Trend
100
130
143
182.8
244.3
284.8
323
From the above table Identify that the trends of Revenue in BOB is
Increasing mode. Maximum trends of Revenue found in the year 2013-14 was
08. The Average of to
It is easily work out from above chart That the position of the Revenue

44. [278]
HYPOTHESIS TESTING:
H0 There is no significant difference in Revenue of BOB in study year.
H1 There is significant difference in Revenue of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 201.1 10221.2 50.8
130 201.1 5055.2 25.1
143 201.1 3375.6 16.7
182.8 201.1 334.8 1.6
244.3 201.1 1866.2 9.2
284.8 201.1 7005.6 34.8
323 201.1 14859.6 73.8
1408
E=1408/7
E=201.1 n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 201.1 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 201.1 > x2
(tab) 12.952
H1 is accepted.

45. (4.21) ANALYSIS OF BOOK VALUE PER SHARE OF BANK OF
BARODA
BOOK VALUE PER SHARE
Year
2007-
2008-
2009-
2010-
2011-
2012-
2013-
Minimum
Maximum
Average
ANALYSIS: From the above table Identify that the trends of Book Value Per
Share in BOB is Increasing mode. Maximum trends of Book Value Per Share found
in the year 2013-14 was 813.5 .
08. The Average of to Book Value Per Share
ANALYSIS: It is easily work out from above chart That the position of the
Value Per Share in BOB .it is
[279]
ANALYSIS OF BOOK VALUE PER SHARE OF BANK OF
TABLE-4.21
BOOK VALUE PER SHARE-BOB
Year BVPS.(Rs.) Trend
-08 261.54 100
-09 312.61 119.5
-10 378.44 144.7
-11 505.71 193.4
-12 637.37 243.7
-13 729.11 278.8
-14 813.5 311
Minimum 261.54
Maximum 813.5
Average 519.754286
From the above table Identify that the trends of Book Value Per
is Increasing mode. Maximum trends of Book Value Per Share found
14 was 813.5 . Minimum trends found 261.54 in the year 2007
Book Value Per Share in BOB Found 519.754286
CHART-4.21
It is easily work out from above chart That the position of the
in BOB .it is Increasing mode from the year 2007 -08 to 2013
ANALYSIS OF BOOK VALUE PER SHARE OF BANK OF
From the above table Identify that the trends of Book Value Per
is Increasing mode. Maximum trends of Book Value Per Share found
in the year 2007-
519.754286.
It is easily work out from above chart That the position of the Book
08 to 2013-14.

46. [280]
HYPOTHESIS TESTING:
H0 There is no significant difference in Book Value Per Share of BOB in study year.
H1 There is significant difference in Book Value Per Share of BOB in study year.
CHI-SQUARE TEST TABLE:
O E (O-E)2
(O-E)2
/E
100 198.7 9741.6 49.0
119.5 198.7 6272.6 31.5
144.7 198.7 2916 14.6
193.4 198.7 28.0 0.1
243.7 198.7 2025 10.1
278.8 198.7 6416.0 32.2
311 198.7 12611.2 63.4
1391
E=1391/7
E=198.7
n-1
d.f. = ( n- 1 )
d. f. = ( 7- 1 )
d.f. = 6
x2
= 198.7 calculated value
x2
=(tab)is 12.592 at 5% level of significance on 6 degrees of freedom.
X2
(cal) 198.7 > x2
(tab) 12.952
H1 is accepted.