Buksh Energy partnered with Bank Alfalah and United Bank Limited to convert some of their ATMs and branches to solar power. For Bank Alfalah, solar systems were installed at two branch ATMs, generating 12KWp of energy daily and reducing costs by up to PKR 1.74 million annually. United Bank Limited converted their first ATM through Buksh Energy, eliminating downtime and reducing costs by approximately PKR 500,000 annually. Both banks plan to expand their solar conversions to more branches based on the success of the pilot projects. The conversions will lower costs, ensure uninterrupted operations, and reduce the banks' carbon footprints.

1. BANK ALFALAH AND UBL SUPPORT A
GREENER PAKISTAN AND PURSUE SOLAR ATMs
BANK ALFALAH

2. Buksh Energy was established in 2009 as a solar energy integrator dealing in extensive energy management
andproductionsolutions.Itssolutionsrangefromcommercialandresidentialsetupstocompletesolaroff-grid
systems. It has succeeded in ensuring optimum utilization of renewable energy sources for a greener and
better future. It aims to implement practical and economical energy solutions to meet client needs. The
solutionsprovidedbyBukshEnergycatertothecriticalneedofthehouri.e.theprevailingenergycrisisthrough
theprovisionofeasyenergyaccessandaffordabilityforthemasses.
Theenergycrisishasresultedinacountrywidepowercrisisofapproximately8-10hoursinurbanareasand16-
18 hours per day in rural areas. There is a very small percentage of people who have moved towards alternate
sources like generators and UPS electricity in the hours of load shedding. The rising cost of fuel and grid energy
and the access to affordable energy is condensing with time. The corporate community has been largely
affected by this energy crisis which has a trickledown effect on the overall economic progression. Load
shedding has had adverse effects on the industrial sector, costing over Rs. 210 billion, over $1 billion from
export earnings and a potential displacement of 400,000 workers. (The Causes and Impacts of Power Sector
Circular Debt in Pakistan, March 2013). 1In FY 2011, the total capability of the power system other than KESC
duringthepeakdemandperiodwasabout13,000–14,000MW,comparedwithademandofabout18,500MW,
resultinginloadsheddingof4,500–5,500MW.
01CASE STUDY
The rising demand and supply gap has further depressed the situation along with the commodity prices hitting
sky high. This shortfall is the opportunity that Buksh Energy aims to cater to in the long-run through renewable
sources.Intheshort-run,BukshEnergyaimstoprovidetherenewablesourcesof energytocatertheprevailing
energy problems faced by the common man and active business setups that are suffering a serious loss due to
the energy shortfall. The growth plans are to capture 5% of 18,500 MW i.e. Pakistan's total energy needs,
providingrenewableenergyby2020.
Buksh Energy has partnered with EU and World Bank certified brands as integration and energy service
partners from Germany, Canada, US and more that guarantee product performance, efficiency and service
some of which are; SMA, Canadian Solar, Strueder, Hanwa Solar, Outback, Phoenix Solar, Everexceed, Eneltec,
Lawrence and Phocos. Buksh Energy tapped on to the opportunity to install a 10MW Solar-PV power plant. This
plantwillbeinstalledinCholistanthatandwillcontribute0.14%tothetotalshortfallinPakistan.

3. 02
United Bank Limited (UBL) is one of the leading banks in Pakistan with a nationwide network of 1941 branches
and 200 Automated Teller Machines (ATM). UBL decided to convert its first ATM on Davis Road branch, on solar
energy. Buksh Energy was contracted as their technical partner for the conversion. An audit was conducted by
Buksh Energy with the objective of studying the load calculation and energy consumption in order to propose
anefficientandcosteffectivesolutionforloadconservationandconversiononsolarsolution.
It is the first pilot project of UBL of the conversion of
their ATM on solar energy. The audit conducted
included the study on the ATM premises load i.e.
lighting, machine, air-conditioner, power generators.
Theanalysiswasdonewiththeaveragepowerfactorof
the branch load being 0.82 which is less than WAPDA
standardized power factor that is 0.86. The total toad
conversion is of 12 KW that includes the lighting and
themachinethatisconvertedonsolarenergy.
The ATM is operational 24/7 powered by solar
energy. As a result to the solar conversion, it will
enable them to have zero downtime with no hassle
in load shifting and will eliminate the lag time
whereby increasing operational efficiency.
Moreover, they will gain through financial savings of
approximately Rs. 500,000, which is annually
expensed on fuel, maintenance and utilities and the
paybackperiodofthetotalinvestment.
Collaboration: Buksh Energy Pvt. Ltd. and
Top Commercial Banks like Bank Alfalah and United Bank Limited (UBL)
As the energy crisis escalates, business setups and institutions continue to suffer losses, at the same time
incurring high costs for opting for energy sources. It comes as a relief to organizations as they find a resource
thatrequiresaone-timeinvestmentthatwillprovidethemeasyaccesstoalternateenergysourcesforthenext
25 years of the life of the solution. In such a scenario, United Bank Limited took the initiative and pioneered in
thefinancialservicesindustrytooptforsolar.
Objectives
Evaluatethetotalenergyconsumption.
Loadreductionthroughutilizationofalternate
energyresourcesforenergyconservation.
ConservationoftheATMonsolarenergysolution
Project Achievements
The study undertaken by Buksh Energy identified
possibilities of converting the ATM on solar
energysolution.
The energy load of 1.2KW was converted on solar
energysolution.
Post-conversion, they will be having financial
savinguptoRs.50,000.
The ATM will be running efficiently without any
lagandonzerodowntime.
The payback period of total investment is 3 years
frominstallation.
United Bank Limited was founded in 1959 by Mr. Agha Hassan Bedi with its first branch in Karachi. n 1963, UBL
became the first bank in Pakistan to have a branch overseas- on William Street in London, United Kingdom.
Over time it expanded by opening further branches in Lahore, Quetta, Peshawar, Karachi and now has over
1300onlinebranchesnationwideandvariousbranchesacrosstheglobe.
Conduct an audit to
CASE STUDY

4. 03
United Bank Limited was founded in 1959 by Mr. Agha Hassan Bedi with its first branch in Karachi. n 1963, UBL
became the first bank in Pakistan to have a branch overseas- on William Street in London, United Kingdom.
Over time it expanded by opening further branches in Lahore, Quetta, Peshawar, Karachi and now has over
1300onlinebranchesnationwideandvariousbranchesacrosstheglobe.
UBL aims to provide world class products and services to customers and for that it has invested in converting
ATMs to solar as a start. On October 24th , 2012, Buksh Energy partnered with United Bank Limited Davis Road
Branch by installing solar panels 235 W Canadian Solar panels with a warranty of 10 years, SMA (Inverters)
Germany with a 5 year warranty Sunny Boy 1600-TL and Sunny Island 2224 and Chinese (200 Ah) *6 batteries
with a 1 year warranty. The project had a total installed capacity of 1.41 KWP. The equipment installed had 7.8
KWofMaxPVPanelsGeneration(PerDay).ThetotalenergygeneratedSeptember11th,2013was1337.57KW.
The amount of Carbon dioxide (C02) avoided remained 936.30KG. The total load remained approximately 1
KW, for 1 ATM machine, 18W *10 energy savers, 1 data cabinet with IT Switches, DVR and a router. With the
successful pilot executed, United Bank Limited has stepped ahead and signed a Memorandum of
Understanding with Buksh Energy to convert their complete ATM network and some of their bank branches on
solar.Another7branchesareinprocessofconversionatthemomentwhichinclude2Libertymarketbranches,
Anarkali bazaar, Rivaz Garden,Allama Iqbal Town, Hanjerwal, Gawal Mandi, Managa Mandi and 1 Peshawar
CollegeRoadUniversitybranch.
This conversion to solar has saved UBL PKR 50,000 monthly i.e. approximately
USD 485.
https://www.ubldirect.com/corporate/Default.aspx
CASE STUDY
The Energy Generation over the life of the system since installation
The monthly Energy Generation over the life of the system since installation

5. 04
Bank Alfalah Limited (BAFL) is the sixth largest bank in Pakistan that is operated by the Abu Dhabi Group. It is
currently conducting business through a network of 471 branches across 163 cities in Pakistan with a network
of 472 ATMs. The Bank provides financial solutions to consumers, corporations, institutions and governments
throughabroadspectrumofproductsandservices.Itaimstocontinueinvestinginitscorestrengthstoprovide
'best in class' products and services to its diverse range of clients, one of which is the investment in solar that
will enable Bank Alfalah to operate and promote renewable energy resource with the aim of GOING GREEN.
Bank Alfalah installed a pilot of 1.8KWp solar power plant at the two branches i.e. Baghbanpura Fortress
Stadium branches' ATMs. With the solar plants installed, the ATM's, security system, branch servers and
routers have been made operational for 24/7. The solar plants produce 12KWp of energy each per day (4.38
MWp per annum) per ATM. The power plants installed will have breakeven within the first two years of its
installations, with a payback period of 10 and 18 months respectively. This solution will gain the bank financial
saving of PKR 1.74 Million (USD 168932) and PKR 0.97 Million (USD 94174) annually and PKR 110 Million (USD
106796)andPKR61Million(USD59223)overthenext25years.
On April 2nd 2013 Buksh Energy Pvt. Ltd. partnered with Bank Alfalah Limited to convert its Baghbanpura
branch on solar and on the 25th of April 2013 the Fortress Stadium branch followed. With the successful pilot
executed, Bank Alfalah has stepped ahead and signed a Memorandum of Understanding with Buksh Energy to
convert their complete ATM network and some of their bank branches on solar, with 16 branches in process at
the moment. These include the Zarar Shaheed Cantt branch, Shaadman, Ravi Road, Badami Bagh, Okara,
Vehari Road Multan, BG Bosan Road Multan, IBG Gulberg Main branch, BG Kacheri Bazar Faisalabad, BG
Khadim Ali Road Sialkot, IBG Uni Tower branch Karachi, BG Dewal branch, B Awan Arcade Islamabad, Pishin
branch,GujranwalabranchandLoralaibranch.
The data below shows the investment
and savings in millions which
Buksh Energy will be incurring for
a network of their ATMS's.
BAFL fortress 1 ATM
Investment ( In Million PKR ) 1.5
Cumulative Saving ( 25 Years)
( In Millions )
69.9
CASE STUDY

6. 05
Years
Total Investment on
Solar System(PKR)
Saving from Diesel &
Wapda with 7%
Inflation Rate
Payback
Apr-13
Apr-14
Apr-15
Apr-16
Apr-17
Apr-18
Apr-19
Apr-20
Apr-21
Apr-22
Apr-23
1,500,000 1,106,477
1,183,930
1,266,806
1,355,482
1,450,366
1,551,891
1,660,524
1,776,760
1,901,133
2,034,213
2,176,608
-
790,407
1,266,806
1,355,482
1,450,366
1,551,891
1,660,524
1,776,760
1,901,133
2,034,213
2,176,608
Apr-24
Apr-25
Apr-26
2,328,970
2,491,998
2,666,438
Years
Total Investment on
Solar System(PKR)
Saving from Diesel &
Wapda with 7%
Inflation Rate
Payback
Apr-27
Apr-28
Apr-29
Apr-30
Apr-31
Apr-32
Apr-33
Apr-34
Apr-35
Apr-36
2,853,089
3,052,805
3,266,501
3,495,456
3,739,817
4,001,605
4,281,717
4,581,437
4,902,138
5,245,287
2,328,970
2,491,998
2,666,438
2,853,089
3,052,805
3,266,501
3,495,456
3,739,817
4,001,605
4,281,717
4,581,437
4,902,138
5,245,287
CASE STUDY

7. 06
BAFL Baghbanpura 1 ATM
Investment ( In Million PKR ) 1.5
Cumulative Saving ( 25 Years)
( In Millions )
110
Annual Comparison- Buksh Energy (Bank Alfalah Fortress)
CASE STUDY
The Energy Generation over the life of the system since installationThe monthly Energy Generation over the life of the system since installation

8. 07
Annual Comparison- Buksh Energy (Bank Alfalah Baghbanpura)
“OurcollaborationwithBukshenergyispartofourbroaderaimtomoveinthedirectionofenvironmentfriendly
alternate energy sources, which should also enhance our efficiency by both reducing costs as well as ensuring
zero downtime. ATM are a key delivery channel for any bank and we are pleased that with this conversion, our
ATM'sarenowfunctioning24hoursaday,7daysaweek.”MrAtifBajwa(PresidentBankAlfalah).
Online digital software, Sunny Portal, Monitors and extracts regular reports of the solar plants
each ATM Data of the solar plants is Refreshed every 15 minutes Daily and monthly reports
for online view and via email intimation are sent to the management of Bank Alflah.
Constant monitoring on the online portal that records and monitor the energy production of the plants. The
graphshowsthemonthlyenergyyieldbythesolarplantatBaghbanpuraATMinthemonthofMay,'13.
The software generates the below statistics in Graphical representation.
Input Vs Output
Battery charging and Discharging status
Solar production
Online information of the System
Grid availability and feed-in
Energy meter Status
Errors and Warnings
CASE STUDY
http://www.bankalfalah.com/
The Energy Generation over the life of the system since installationThe monthly Energy Generation over the life of the system since installation

9. 08
Key drivers and Support factors
ATMs are mission critical machines for financial institutions and convenient online banking sources for the
customer. Ensuring that the ATM is online 24/7 is a crucial for the banks. The probability of downtime of the
ATM at night is greater as compared to day time because of uncertainty of efficient load conversion. A
generator is required not only for smoother functioning of the ATM but also for the avoidance of downtime.
Moreover, a generator of 40 KVA at the Bank Alfalah Fortress branch and 100 KVA at Baghbanpura branch will
run the whole branch during the day serving the load of 50KW and 55.4KW respectively for the branches and
theATMaltogether.Whereas,thesamegeneratorswereoperatedtobeartheloadof1.2KWofATMseachpost
branch operational hours. Post installation, the generator's operational hours and fuel consumption reduced
tremendously.
The installation of the solar plant freed Bank Alfalah from the hassle of appointing a human resource to ensure
the ATM link remains online during the night and the generator is running effectively to run the ATM during
loadsheddinghours.TheconsumerserviceindexhasbeenpositiveforBankAlfalahsincetheinstallationofthe
solar plants increasing the brand value for its efficient and consistent service. Most importantly this conversion
hasenabledBankAlfalahtoreducethecarbonfootprintby5,760kg.
This initiative by Bank Alfalah and UBL will largely gain on brand equity for adapting to green
solutions. They have gained recognition at a national level through press for its green initiative and
paving way towards the direction of becoming the environment-friendly bank in the financial
services industry and setting a successful example for other financial institutions. Following their
leadotherbankslikeSoneriBankarealsotofollowsuit.
“We have found a way to make running ATMs increasingly cost-efficient and energy efficient for
UBL, and we hope to be able to do the same for many others in the future. The smallest things make
the biggest differences and the conversion of ATMs across the country to solar power will generate
25,300MWhofenergyyearly.”Mr.AsimA.Buksh–CEO(BukshEnergy).
CASE STUDY

10. For further details please contact:
0322-8946616
E: info@bukshenergy.com
W: www.bukshenergy.com