Bhagyawatee Bhiwa has over 10 years of experience in credit management. She is currently a Credit Control Supervisor at Trinity Mirror Digital Recruitment Limited, where she manages a team and is responsible for ensuring objectives are met. She has strong skills in credit operations, management, customer service, and using software like Salesforce and Financialforce. Bhiwa is studying for her CICM Diploma level 3 and has qualifications in hospitality, travel, and Italian language.