Barret Roosa is a solutions-based wealth credit advisor with over 22 years of experience in banking. He has a strong track record of exceeding sales goals, with $75 million in sales in 2011 and $81 million in 2012. He has experience in credit origination, underwriting, servicing, and developing creative financing solutions for high net worth clients. His skills include relationship building, presenting financial solutions, and working knowledge of banking regulations. He has held positions at several banks including Wells Fargo, Wachovia, and First Union, gaining experience in lending, financial planning, and developing new business.

1. Barret Roosa
2715 Laugenour Place
Kannapolis, North Carolina 28081
704-309-3300
barroosa@gmail.com
Qualification Profile
I am a solutions based and production centered Wealth Credit Advisor with 22 years in the industry and
year over year increases in production. I have extensive experience in telephone banking, credit
origination, processing, underwriting and servicing. My experience allows the use of creative financing
techniques to fit the needs of high net worth commercial and consumer clients. I have a strong customer
centered sales focus while also meeting bank’s risk profile. I also have experience in investment, deposit
and treasury services products.
Skills and Abilities
Produced $75 million in securities backed credit and $3 million in home equity lines in 2011 and
$81 million in securities backed credit in 2012, exceeding sales goals by 39% and 35%.
Proven ability to profile and present creative solutions to meet a client’s needs within either the
traditional or non-traditional product lines of a financial institution.
Possess excellent networking skills needed to develop and nurture referral sources in the financial
industry community.
Presented wealth products and sales techniques in group sales meetings to prospective clients and
Financial Advisors followed by question and answer sessions.
Excellent writing, telephone and customer facing presentation skills.
Goal motivated and production driven character with a determined personality.
Working understanding of banking regulations such as Dodd-Frank, Regulations B, U and Z.
Work History
Wealth Credit Advisor, Wells Fargo
Charlotte, North Carolina (April 2011 - present)
Partner with Financial Advisors to solve their client’s lending needs using real
estate, securities backed and commercial lending products.
Solicit high net worth customers, $2 to $50 million, to deepen and retain banking
relationship.
Participate in all-encompassing financial planning sessions with financial
advisors involving investment strategies and debt management.
Relationship Manager, Wachovia
Charlotte, North Carolina (November 1997-April 2011)
Contacted leads from various sources to present banking packages.
Developed financial plans to meet customers’ commercial and consumer credit
and investment needs.
Originated consumer credit including but not limited to real estate, automobile,
aircraft, marine and yacht (ship’s mortgage) collateral.

2. Financial Specialist, First Union National Bank,
Charlotte, North Carolina (January 1995 - November 1997)
Specialized in real estate lending to assist customers with credit needs.
Created financial plans to meet customer’s goals.
Solicited potential securities customers.
Coached and trained new employees on First Union’s product array.
Aligned deposit products with client needs.
Mortgage Loan Counselor, First Union Mortgage Corporation,
Columbia, South Carolina (August 1993 - January 1995)
Counseled customers concerning the options available in mortgages.
Used credit criteria to pre-qualify potential customers.
Lead team of co-workers to develop, initiate, and manage new business
initiatives.
Financial Center Teller, First Union National Bank,
Pensacola, Florida (July 1991 - August 1993)
Bank Teller, Capital City First National Bank,
Tallahassee, Florida (August 1990 - July 1991)
Collections Agent, General Motors Acceptance Corporation,
Fort Lauderdale, Florida (summer 1988 and summer 1989)
Education
University of West Florida, Pensacola, Florida, Finance (August 1996)
Tallahassee Community College, Tallahassee, Florida, Associate of Arts (December 1991)
Florida State University, Tallahassee, Florida (August 1989)
Additional Information
Previously held series 6 and 63 licenses, and willing to obtain additional licensure.
Volunteered for project using Sigma 6 organizational program to streamline real estate lending
and processing procedures.
Attended "Train the Trainer" class to develop presentation skills.
Extensive experience in use of software programs such as Microsoft Word, Excel, Outlook,
PowerPoint Freelance Graphics Programs and Rockall’s securities valuation program STOC.
Leisure Interests
General aviation flying, fly fishing, woodworking, sailing, and snow skiing.