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Seminar on contemporary
   management issue


 Commercial banks in India
       (A review)



                 presented by
                 Naveen sharma
                 MBA Sem.II
Introduction

Bank, banker

Commercial bank

Schedule commercial banks
Evolution and progress of
       banking in India

Early history
During the wars
Post-independence
Nationalization
Liberalization
Current situation
Indian banking system
Commercial banking system
List of commercial banks
         Public sector bank
State Bank of India
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank
Dena Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab & Sind Bank
Punjab National Bank
Syndicate Bank
Union Bank of India
United Bank of India
UCO Bank
Vijaya Bank
IDBI Bank
Indian private banks
Axis Bank
Bank of Rajasthan
Bharat Overseas Bank
Catholic Syrian Bank
Centurion Bank of Punjab
City Union Bank
Development Credit Bank
Dhanalakshmi Bank
Federal Bank
Ganesh Bank of Kurundwad
HDFC Bank
ICICI Bank
IndusInd Bank
ING Vysya Bank
Jammu & Kashmir Bank
Karnataka Bank Limited
Karur Vysya Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Nainital Bank
Ratnakar Bank
SBI Commercial and
International Bank
South Indian Bank
Tamilnad Mercantile Bank Ltd.
YES Bank
Foreign banks in India

ABN-AMRO Bank
Abu Dhabi Commercial
Bank Ltd.
American Express Bank Ltd
Citibank
DBS Bank Ltd
Deutsche Bank
HSBC Ltd
Standard Chartered Bank
Main function of commercial banks
A   Acceptance of deposits

    Fixed deposit account
    Saving bank account
    Current account

B   Advancing of loan

    Cash credit
    Call loans
    Over draft
    Bills discounting
C   Agency function

     Collecting receipts
     Making payments
     Buy and sell securities
     Trustee and executor

D   General utility function

     Issuing letters of credit, travelers cheques
     Underwriting share and debentures
     Safe custody of valuables
     Providing ATM and credit card facilities
     Providing credit information
RESERVE BANK OF INDIA
The central bank of India.
Established in april,1935.
Objective- monetary stability, management of
currency and supervision of financial as well as
payments system
Main Functions
Monetary Functions
Non-Monetary Functions
Functions of RBI
  Monetary functions            Non-monetary functions

a. Note issuing authority     a. Collection and publication
b. Banker`s bank and lender      of data
   of the last resort         b. Regulatory and
c. Banker to the government      supervisory function
d. Custodian of foreign       c. Development and
   exchange reserves             promotion function
e. Control of credit
State of Banking: 2006-07
 It focus on the following five aspects of
  commercial banks

  Profile of Credit,

  Deposits Growth,

  Financial Performance,

  Financial Inclusion,

  Migration to Basel II norms
Contemporary and future issues in
        Indian banking
High capital inflows: an opportunity as well as a
challenge

Technology is the key

Globalization of financial services

Indian Banks at the global stage
Will the stable conditions continue for the banks?

Is size the only constraint for Indian banks?

What is being done to prepare Indian banks to meet
global challenge?

Will M&A be Key Competitive Tool?
Thank
you

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Banks in india 2

  • 1. Seminar on contemporary management issue Commercial banks in India (A review) presented by Naveen sharma MBA Sem.II
  • 3. Evolution and progress of banking in India Early history During the wars Post-independence Nationalization Liberalization Current situation
  • 6. List of commercial banks Public sector bank State Bank of India Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank
  • 7. Dena Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Syndicate Bank Union Bank of India United Bank of India UCO Bank Vijaya Bank IDBI Bank
  • 8. Indian private banks Axis Bank Bank of Rajasthan Bharat Overseas Bank Catholic Syrian Bank Centurion Bank of Punjab City Union Bank Development Credit Bank Dhanalakshmi Bank Federal Bank Ganesh Bank of Kurundwad HDFC Bank ICICI Bank
  • 9. IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka Bank Limited Karur Vysya Bank Kotak Mahindra Bank Lakshmi Vilas Bank Nainital Bank Ratnakar Bank SBI Commercial and International Bank South Indian Bank Tamilnad Mercantile Bank Ltd. YES Bank
  • 10. Foreign banks in India ABN-AMRO Bank Abu Dhabi Commercial Bank Ltd. American Express Bank Ltd Citibank DBS Bank Ltd Deutsche Bank HSBC Ltd Standard Chartered Bank
  • 11. Main function of commercial banks A Acceptance of deposits Fixed deposit account Saving bank account Current account B Advancing of loan Cash credit Call loans Over draft Bills discounting
  • 12. C Agency function Collecting receipts Making payments Buy and sell securities Trustee and executor D General utility function Issuing letters of credit, travelers cheques Underwriting share and debentures Safe custody of valuables Providing ATM and credit card facilities Providing credit information
  • 13. RESERVE BANK OF INDIA The central bank of India. Established in april,1935. Objective- monetary stability, management of currency and supervision of financial as well as payments system Main Functions Monetary Functions Non-Monetary Functions
  • 14. Functions of RBI Monetary functions Non-monetary functions a. Note issuing authority a. Collection and publication b. Banker`s bank and lender of data of the last resort b. Regulatory and c. Banker to the government supervisory function d. Custodian of foreign c. Development and exchange reserves promotion function e. Control of credit
  • 15. State of Banking: 2006-07 It focus on the following five aspects of commercial banks Profile of Credit, Deposits Growth, Financial Performance, Financial Inclusion, Migration to Basel II norms
  • 16. Contemporary and future issues in Indian banking High capital inflows: an opportunity as well as a challenge Technology is the key Globalization of financial services Indian Banks at the global stage
  • 17. Will the stable conditions continue for the banks? Is size the only constraint for Indian banks? What is being done to prepare Indian banks to meet global challenge? Will M&A be Key Competitive Tool?