The document provides an overview of the banking sector in India. It discusses the history and evolution of banking in India from the 18th century to present day. It also outlines the major public and private sector banks, their roles and regulatory requirements. The banking sector has grown significantly in recent decades and India is projected to become a top 5 global banking industry by 2020 and third largest by 2025. Key drivers of growth include government initiatives like Jan Dhan Yojana as well as increased technology and branch expansion.
The project presentation talks about public and private banks. It compares the two sectors by analyzing the financial details and the products and services provided by each of the two sectors. This is done by taking case study of two banks - State Bank of India in public sector and ICICI bank in private sector. Both of these banks are leading in their respective sectors.
The project presentation talks about public and private banks. It compares the two sectors by analyzing the financial details and the products and services provided by each of the two sectors. This is done by taking case study of two banks - State Bank of India in public sector and ICICI bank in private sector. Both of these banks are leading in their respective sectors.
100 marks topics for banking and insurance projectsbanking-insurance
Complete topics for 100 marks project for banking and insurance
http://www.managementparadise.com/forums/banking-insurance-final-100-marks-projects/16283-topics-100-marks-project-banking-insurance.html
A PROJECT REPORT ON LEVERAGING DIGITAL CHANNELS FOR ENHANCING CUSTOMER EXPERI...Vaibhav Dubey
The Project Report provides a deep knowledge about the ICICI Bank & its offerings & how it is leveraging digitization.
Also one will get to know about micromarket study.
CHAPTER:-1
INTRODUCTION OF THE STUDY
The report contains the brief description of the state bank of India. It contains the finding and analysis of the survey conducted to gather primary data to judge the importance of various attributes that influence the satisfaction of customer in different manner and to the different extent. These attributes are classified as initial experience, service delivery experience, relationship experience and grievance handling. Further an attempt has been made to know the overall satisfaction of the customer.
Customer satisfaction, a term frequently used in marketing, is a measure of how products and services supplied by a company meet or surpass customer expectation. Customer satisfaction is defined as "the number of customers, or percentage of total customers, whose reported experience with a firm, its products, or its services (ratings) exceeds specified satisfaction goals. Customer service proves to be one of the most important factors governing business.
OBJECTIVE OF THE STUDY:-
• TO find out the customer feedback i.e. improvement required or suggestion.
• To find out the relationship between bank and the customer.
• To study the Satisfaction of customers towards the ― state bank of India.
• To Identify the factors that influences the customer behavior of ―state bank of India.
• To identify the factors those influence the selection of SBI banking services in MUMBAI DISTRICT.
SCOPE OF THE STUDY:-
The present study was undertaken to know the preference of the customer towards state bank of India (SBI). The problem of the customer is they are not aware of the services provided by their bank. The study also force on the customer perception that how the banking services can be improved. In my study I have used both primary sources of data as well as secondary sources of data.
• The study has been conducted on behalf of ―STATE BANK OF INDIA.
• The study is confined to the Mumbai region.
• The study covers the service providers and users of ―STATE BANK OF INDIA.
• The study has put forward the Customers as well as acceptability behavior for the services.
• The scope of the study is to find out the ―Customer Satisfaction
Limitations of the Study:-
The study report consists of few limitations:-
• The report has been conducted within a limited time frame.
• The study is self financed.
• The study is limited to the customer of Mumbai only.
• Only selected Branches and Banks have been considered for the study.
• Samples were selected conveniently.
• The sample size does not represent the total population.
• The sample of size is limited to 30 only and the sample size may not represent whole market.
LITERATURE REVIEW:-
Summer internship report submitted to State Bank of India on the topic - “Yo...Deepanjan Das
A Summer internship report submitted to State Bank of India on the topic - “Youth and SBI - Connected or Disconnected”.
Research work done from May 15th 2013 to July 15th 2013.
60 days/ 2 months internship program.
100 marks topics for banking and insurance projectsbanking-insurance
Complete topics for 100 marks project for banking and insurance
http://www.managementparadise.com/forums/banking-insurance-final-100-marks-projects/16283-topics-100-marks-project-banking-insurance.html
A PROJECT REPORT ON LEVERAGING DIGITAL CHANNELS FOR ENHANCING CUSTOMER EXPERI...Vaibhav Dubey
The Project Report provides a deep knowledge about the ICICI Bank & its offerings & how it is leveraging digitization.
Also one will get to know about micromarket study.
CHAPTER:-1
INTRODUCTION OF THE STUDY
The report contains the brief description of the state bank of India. It contains the finding and analysis of the survey conducted to gather primary data to judge the importance of various attributes that influence the satisfaction of customer in different manner and to the different extent. These attributes are classified as initial experience, service delivery experience, relationship experience and grievance handling. Further an attempt has been made to know the overall satisfaction of the customer.
Customer satisfaction, a term frequently used in marketing, is a measure of how products and services supplied by a company meet or surpass customer expectation. Customer satisfaction is defined as "the number of customers, or percentage of total customers, whose reported experience with a firm, its products, or its services (ratings) exceeds specified satisfaction goals. Customer service proves to be one of the most important factors governing business.
OBJECTIVE OF THE STUDY:-
• TO find out the customer feedback i.e. improvement required or suggestion.
• To find out the relationship between bank and the customer.
• To study the Satisfaction of customers towards the ― state bank of India.
• To Identify the factors that influences the customer behavior of ―state bank of India.
• To identify the factors those influence the selection of SBI banking services in MUMBAI DISTRICT.
SCOPE OF THE STUDY:-
The present study was undertaken to know the preference of the customer towards state bank of India (SBI). The problem of the customer is they are not aware of the services provided by their bank. The study also force on the customer perception that how the banking services can be improved. In my study I have used both primary sources of data as well as secondary sources of data.
• The study has been conducted on behalf of ―STATE BANK OF INDIA.
• The study is confined to the Mumbai region.
• The study covers the service providers and users of ―STATE BANK OF INDIA.
• The study has put forward the Customers as well as acceptability behavior for the services.
• The scope of the study is to find out the ―Customer Satisfaction
Limitations of the Study:-
The study report consists of few limitations:-
• The report has been conducted within a limited time frame.
• The study is self financed.
• The study is limited to the customer of Mumbai only.
• Only selected Branches and Banks have been considered for the study.
• Samples were selected conveniently.
• The sample size does not represent the total population.
• The sample of size is limited to 30 only and the sample size may not represent whole market.
LITERATURE REVIEW:-
Summer internship report submitted to State Bank of India on the topic - “Yo...Deepanjan Das
A Summer internship report submitted to State Bank of India on the topic - “Youth and SBI - Connected or Disconnected”.
Research work done from May 15th 2013 to July 15th 2013.
60 days/ 2 months internship program.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
Indian Banking Industry
Banking & Bank
History of Banking
Revolution of Banking
Types of Banks
Top player in Bank
Role of banking sector
Indian banking sector at a glance
Growth of banking sector in India
Employment Opportunities
State Bank of India
Mission & Values
Business Segments
SBI Growth
Financial Performance
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
The Indian economy is classified into different sectors to simplify the analysis and understanding of economic activities. For Class 10, it's essential to grasp the sectors of the Indian economy, understand their characteristics, and recognize their importance. This guide will provide detailed notes on the Sectors of the Indian Economy Class 10, using specific long-tail keywords to enhance comprehension.
For more information, visit-www.vavaclasses.com
How to Create Map Views in the Odoo 17 ERPCeline George
The map views are useful for providing a geographical representation of data. They allow users to visualize and analyze the data in a more intuitive manner.
We all have good and bad thoughts from time to time and situation to situation. We are bombarded daily with spiraling thoughts(both negative and positive) creating all-consuming feel , making us difficult to manage with associated suffering. Good thoughts are like our Mob Signal (Positive thought) amidst noise(negative thought) in the atmosphere. Negative thoughts like noise outweigh positive thoughts. These thoughts often create unwanted confusion, trouble, stress and frustration in our mind as well as chaos in our physical world. Negative thoughts are also known as “distorted thinking”.
The Art Pastor's Guide to Sabbath | Steve ThomasonSteve Thomason
What is the purpose of the Sabbath Law in the Torah. It is interesting to compare how the context of the law shifts from Exodus to Deuteronomy. Who gets to rest, and why?
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Palestine last event orientationfvgnh .pptxRaedMohamed3
An EFL lesson about the current events in Palestine. It is intended to be for intermediate students who wish to increase their listening skills through a short lesson in power point.
Thesis Statement for students diagnonsed withADHD.ppt
Banking Industry
1.
2. TABLE OF CONTENT
• Banking & Bank
• History of Banking
• Revolution of Banking
• Role of banking sector
• Structure of Bank
• Public-Sector Banks
• Private-Sector Banks
• Top player in Banks
• GDP Growth rate in India
• Growth of banking sector in India
3. In simple words, Banking can be defined as the business
activity of accepting and safeguarding money owned by
other individuals and entities, and then lending out this
money in order to earn a profit.
BANKING & BANK
Bank is a financial institution that undertakes the
banking activity i.e. it accepts deposits and then lends
the same to earn certain profit.
Banking is the business conducted or services offered by a
bank.
4. HISTORY OF BANKING
Bank of Hindustan – 1770 - first bank at Calcutta under
European management.
In 1786 General Bank of India was set up.
The first bank purely managed by Indian was Punjab
National Bank, established in Lahore in 1895.
However, the first Indian commercial bank which was
wholly owned and managed by Indians was Central Bank
of India which was established in 1911.
5. REVOLUTION OF BANKING
First phase of Indian banking started during the
Swadeshi Movement which began in 1906,
encouraged the formation of number of commercial
banks.
Second Phase - starts from 1935 when Reserve bank
of India was established.
Third phase - started in the early 1990s when India
started its economic liberalization.
6. Banks
Accept deposit
from individuals,
corporate etc.
Borrow money
from Financial
institutions, RBI,
Other Bank etc.
Raise Funds in
equity, foreign
markets etc.
Loans to
individuals,
corporate, RBI,
other banks,
financial
institutions etc.
Regulatory
Requirement
Cash reserve with
RBI (CRR-6.5%)
Statutory Liquid
Assets (SLR-
21.25%)
Other Service
Debit card, Credit
card, Magic card,
Current, Saving,
Demat A/c.
Other Investment
in Bond, Equity,
MFs; Trading,
Forex, etc.
ROLE OF BANKING SECTOR
8. Public-Sector BanksPublic-Sector Banks
State Bank and its Associates
1. State Bank of India 4. State Bank of Travancore
2. State Bank of Patiala 5. State Bank of Bikaner and Jaipur
3. State Bank of Mysore 6. State Bank of Hyderabad
Nationalised Banks
1. Allahabad Bank 9. Dena Bank 17.Union Bank of India
2. Andhra Bank 10. Indian Bank 18.United Bank of India
3. Bank of Baroda 11. Indian Overseas Bank 19. Vijaya Bank
4. Bank of India 12. Oriental Bank of Commerce
5. Bank of Maharashtra 13. Punjab & Sind Bank Other public sector
6. Canara Bank 14. Punjab National Bank banks
7. Central Bank of India 15. Syndicate Bank 1.IDBI Bank
8. Corporation Bank 16. UCO Bank 2.Bharatiya Mahila Bank
9. Private-Sector BanksPrivate-Sector Banks
1. Axis Bank 17. Lakshmi Vilas Bank
2. Bandhan Bank 18. Nainital Bank
3. Catholic Syrian Bank 19. RBL Bank
4. City Union Bank 20. Saraswat Bank
5. Dhanlaxmi Bank 21. South India Bank
6. DCB Bank 22. Tamilnad Mercantile Bank Limited
7. Federal Bank 23. YES Bank
8. HDFC Bank
9. ICICI Bank
10. IDFC Bank
11. Karnataka Bank
12. IndusInd Bank
13. ING Vysya Bank
14. Jammu and Kashmir Bank
15. Karur Vysya Bank
16. Kotak Mahindra Bank
10. TOP PLAYER IN BANK
PUBLIC SECTOR PRIVATE SECTOR
SBI Bank HDFC Bank
Bank of Baroda ICICI Bank
Punjab National Bank Axis bank
Canara Bank Kotak Mahindra
Bank of India Induslnd Bank
11. GDP Growth Rate of Bank in IndiaGDP Growth Rate of Bank in India
12. GROWTH OFGROWTH OF BANKING SECTORSECTOR
ININ INDIA
Pradhan Mantri Jan Dhan Yojana.
Banking law passed in 2012.
Self-Help groups availing loans.
New bank branches.
ATM facility.
Use of technology via,
• Mobile banking
• Internet banking
India to become 5th largest banking industry in the
world by 2020 and 3rd
largest by 2025 according to
CII report.
There will be rise in the no. of banks and shift in the
style of operation.
In simple words, Banking can be defined as the business activity of accepting and safeguarding money owned by other individuals and entities, and then lending out this money in order to earn a profit. However, with the passage of time, the activities covered by banking business have widened and now various other services are also offered by banks. The banking services these days include issuance of debit and credit cards, providing safe custody of valuable items, lockers, ATM services and online transfer of funds across the country / world.
It is well said that banking plays a silent, yet crucial part in our day-to-day lives. The banks perform financial intermediation by pooling savings and channelizing them into investments through maturity and risk transformations, thereby keeping the economy’s growth engine revving.
Banking business has done wonders for the world economy. The simple looking method of accepting money deposits from savers and then lending the same money to borrowers, banking activity encourages the flow of money to productive use and investments. This in turn allows the economy to grow. In the absence of banking business, savings would sit idle in our homes, the entrepreneurs would not be in a position to raise the money, ordinary people dreaming for a new car or house would not be able to purchase cars or houses.
The origin of western type commercial Banking in India dates back to the 18th century.
http://www.preservearticles.com/2012020722874/essay-on-the-major-banking-developmentsreforms-after-independence.htmlBank of Hindusthan established in 1779 was the first bank at Calcutta under European management.
In 1786 General Bank of India was set up.
The oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years is Allahabad Bank.
The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.
However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.
Four banks started operation during the period of Swadeshi Movement and so this was known as “Cradle of Indian Banking. This was the first phase of Indian banking which was a very slow in development.
The Second Phase starts from 1935 when Reserve bank of India was established.
The third phase of development of banking in India started in the early 1990s when India started its economic liberalization.
The origin of western type commercial Banking in India dates back to the 18th century.
Bank of Hindusthan established in 1779 was the first bank at Calcutta under European management.
In 1786 General Bank of India was set up.
The oldest Public Sector Bank in India having branches all over India and serving the customers for the last 145 years is Allahabad Bank.
The first bank purely managed by Indian was Punjab National Bank, established in Lahore in 1895.
However, the first Indian commercial bank which was wholly owned and managed by Indians was Central Bank of India which was established in 1911.
Four banks started operation during the period of Swadeshi Movement and so this was known as “Cradle of Indian Banking. This was the first phase of Indian banking which was a very slow in development.
The Second Phase starts from 1935 when Reserve bank of India was established.
The third phase of development of banking in India started in the early 1990s when India started its economic liberalization.
Trust is the most important element for a bank to survive. People keep money in a bank only when they trust that it will be given back to them as and when they demand the same on at least on the date of maturity in case the same has been given in the shape of fixed deposits. Of course, there are other reasons also for which people prefer to keep money in a bank rather than keep at home in their own safe. They can earn some extra money when the money is kept in saving or fixed deposits. Moreover, they can make payment by issuance of cheques and need not carry money for their day to day needs.
