The document discusses various types of banking technology including mobile banking, telephone banking, internet banking, universal banking, home/office banking, electronic banking, automated teller machines (ATMs), white label ATMs, and cash deposit machines. Mobile banking allows banking on mobile phones, telephone banking uses automated voice systems, internet banking enables online banking, and universal banks offer diverse investment and banking services. Electronic banking refers to online transactions without a physical bank link. ATMs and white label ATMs (run by non-banks) allow account access via cards while cash deposit machines permit cash deposits without visiting a branch.
Technology and the Changing face of Banking SectorHirni Mewada
Presentation on Subject Management Information Systems MMS Semester 1 with Team Members-Neha Rewale,Neha Aranha,Hirni Mewada,Pooja Lotanakar,Pooja Kadam.
Modes of Cashless Transactions - Cash-less Indian EconomyRajan Chhangani
This presentations is all about the different modes of cashless transactions and a small step to promote digital India and digitization in India.
Sources:- NPCI
Axis Bank
SBI
RBI
Technology and the Changing face of Banking SectorHirni Mewada
Presentation on Subject Management Information Systems MMS Semester 1 with Team Members-Neha Rewale,Neha Aranha,Hirni Mewada,Pooja Lotanakar,Pooja Kadam.
Modes of Cashless Transactions - Cash-less Indian EconomyRajan Chhangani
This presentations is all about the different modes of cashless transactions and a small step to promote digital India and digitization in India.
Sources:- NPCI
Axis Bank
SBI
RBI
Use of technologies in the banking sector of BangladeshMasum Hussain
Among the financial service industry, the banking sector was one of the first to embrace rapid globalization and benefits significantly from technology development. The technological revolution in banking started in the 1950s, with the installation of the first automated bookkeeping machines at banks. This was well before the other industries became tech savvy. The first Automated Teller Machine (ATM) is reported to have been introduced in the USA in 1968 with only a cash dispenser. Automation in banking have become widespread over the past few decades as banks quickly realized that much of their labor intensive information-handling processes could be automated the use of computers. Against this background the paper examines the technology driven banking services reference to the present and future of Technology driven banking in Bangladesh.
Role and impact of Information Technology on Indian BanksDrAbhinavSharma1
ROLE AND IMPACT OF INFORMATION TECHNOLOGY ON INDIAN BANKS IN THE ERA OF REFORMS : A COMPARATIVE STUDY OF SBI AND ICICI BANK.
THESIS TO BE SUBMITTED BY DR. ABHINAV SHARMA, A FAMOUS MOTIVATIONAL SPEAKER AND INTERNATIONAL WRITER. HIS VARIOUS BOOKS PUBLISHED IN HINDI AS WELL AS ENGLISH LANGUAGE.
"Digital Banking" by Nikolay Spasov
The presentation was part of the 2016 Digital Marketing Masterclass organized by Interactive Advertising Bureau (IAB) Bulgaria and New Bulgarian University (NBU). The scope of the lecture is to present the current trends in banking and the available technologies that are supporting the industry.
Savings account is focused on individuals and puts a limit to the amount of money the depositor can withdraw from the same. Except specified institutions a saving account cannot be opened in the name of a government department. The procedure for opening a saving account is similar to the procedure followed for opening any other type of bank account. In times of calamities however RBI has permitted banks to allow an individual to open a saving account either against electricity bill or any other document of identity or through an introduction from another account holder. When it comes to depositing money in a saving account, a holder cannot deposit third party cheques into the saving account. There is no transaction tax to be paid in case of a saving account. Interest paid to saving account (3.5%) is calculated by taking into account the lowest balance on the 10th and end of the month. An additional 1% interest is payable to retired employees or spouse of a retired employee if the latter is deceased. The operation of saving account is stopped if the customer dies or becomes insane or insolvent. If the customer cannot be traced then the bank will place the balance in an unclaimed deposit account.
Use of technologies in the banking sector of BangladeshMasum Hussain
Among the financial service industry, the banking sector was one of the first to embrace rapid globalization and benefits significantly from technology development. The technological revolution in banking started in the 1950s, with the installation of the first automated bookkeeping machines at banks. This was well before the other industries became tech savvy. The first Automated Teller Machine (ATM) is reported to have been introduced in the USA in 1968 with only a cash dispenser. Automation in banking have become widespread over the past few decades as banks quickly realized that much of their labor intensive information-handling processes could be automated the use of computers. Against this background the paper examines the technology driven banking services reference to the present and future of Technology driven banking in Bangladesh.
Role and impact of Information Technology on Indian BanksDrAbhinavSharma1
ROLE AND IMPACT OF INFORMATION TECHNOLOGY ON INDIAN BANKS IN THE ERA OF REFORMS : A COMPARATIVE STUDY OF SBI AND ICICI BANK.
THESIS TO BE SUBMITTED BY DR. ABHINAV SHARMA, A FAMOUS MOTIVATIONAL SPEAKER AND INTERNATIONAL WRITER. HIS VARIOUS BOOKS PUBLISHED IN HINDI AS WELL AS ENGLISH LANGUAGE.
"Digital Banking" by Nikolay Spasov
The presentation was part of the 2016 Digital Marketing Masterclass organized by Interactive Advertising Bureau (IAB) Bulgaria and New Bulgarian University (NBU). The scope of the lecture is to present the current trends in banking and the available technologies that are supporting the industry.
Savings account is focused on individuals and puts a limit to the amount of money the depositor can withdraw from the same. Except specified institutions a saving account cannot be opened in the name of a government department. The procedure for opening a saving account is similar to the procedure followed for opening any other type of bank account. In times of calamities however RBI has permitted banks to allow an individual to open a saving account either against electricity bill or any other document of identity or through an introduction from another account holder. When it comes to depositing money in a saving account, a holder cannot deposit third party cheques into the saving account. There is no transaction tax to be paid in case of a saving account. Interest paid to saving account (3.5%) is calculated by taking into account the lowest balance on the 10th and end of the month. An additional 1% interest is payable to retired employees or spouse of a retired employee if the latter is deceased. The operation of saving account is stopped if the customer dies or becomes insane or insolvent. If the customer cannot be traced then the bank will place the balance in an unclaimed deposit account.
E-Banking is one of the latest approaches to provide
comfort to the client regarding monetary transactions. Through
E-Banking the bank wants to introduce the core concept of IT
based Enabled Services (ITES). The major idea is to provide a
series of services to the customer through the internet, and make
the customer feel flexible in calling out simple tasks faster instead
of making visit to the bank every time. Today, one of the surest
most comfortable and less risk oriented faced by banking sectors
the application of electronic commerce. E-banking is considered
to have a substantial impact on banks’ performance. The main
reason behind this success is the numerous benefits it can
provide, both to the banks and to customers of financial services.
For customers it can provide a greater choice in terms of the
channels they can use to conduct their business, and convenience
in terms of when and where they can use E-banking. More and
more people are adapting to this technique and the banking
industry is bound to grow. The evolution of electronic banking
started with the use of automatic teller machines and has
included telephone banking, direct bill payment, electronic fund
transfer and online banking. This research shows that the
application of e-banking can help their local banks reduce
operating costs and provide a better and fast service to their
customer. It provides an insight into various aspect of E-banking.
Normal Labour/ Stages of Labour/ Mechanism of LabourWasim Ak
Normal labor is also termed spontaneous labor, defined as the natural physiological process through which the fetus, placenta, and membranes are expelled from the uterus through the birth canal at term (37 to 42 weeks
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Safalta Digital marketing institute in Noida, provide complete applications that encompass a huge range of virtual advertising and marketing additives, which includes search engine optimization, virtual communication advertising, pay-per-click on marketing, content material advertising, internet analytics, and greater. These university courses are designed for students who possess a comprehensive understanding of virtual marketing strategies and attributes.Safalta Digital Marketing Institute in Noida is a first choice for young individuals or students who are looking to start their careers in the field of digital advertising. The institute gives specialized courses designed and certification.
for beginners, providing thorough training in areas such as SEO, digital communication marketing, and PPC training in Noida. After finishing the program, students receive the certifications recognised by top different universitie, setting a strong foundation for a successful career in digital marketing.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
2. Banking is the business conducted or services
offered by bank.
It is a financial institution that accepts from the
public and creates credit.
Banking is different from money lending.
Banking has two important functions to perform
- accepting deposits and lending money
Mobile Banking
Telephone Banking/Tele Banking
Internet Banking
Universal Banking
Home/Office Banking
Electronic Banking
B
a
n
k
i
n
g
3. Mobile banking refers to the banking
activities that are carried in mobile phone
through a cellular phone service-provider.
This facility is called as “Anywhere and
Any moment Banking”.
M
o
B
i
l
e
B
a
n
k
i
n
g
4. Features of Mobile Banking
Account Information
Transaction
Investments
Support
M
o
B
i
l
e
B
a
n
k
i
n
g
5. Telephone banking service makes use of an
automated/answerback-voice response
system.
Where banking and financial services are
delivered to the customer of a bank
through the media of telephone.
T
e
l
e
P
h
o
n
e
B
a
n
k
i
n
g
8. Internet banking enables a customer to
perform banking transactions through the
bank’s website.
This is also called virtual banking, net
banking or anywhere banking.
It is like bringing the bank to one’s computer
at the place and time of one’s choice.
It is very useful, especially for banking
outside bank hours through internet access.
Online banking usually offers features like
electronic bill payment.
I
N
T
E
R
N
E
T
B
A
N
K
I
N
G
9. Features of Internet Banking
Electronic bill presentation and payment.
Online bill payment for shopping, travel
and donation transactions.
Funds transfers 24x7x365 facility.
Money transfer to India for NRI customers.
All routine transactions regarding banking,
cards, loans and investment services.
Conduct banking services anywhere.
I
N
T
E
R
N
E
T
B
A
N
K
I
N
G
11. Universal banks are banks that are engaged
in diverse kinds of banking business which
are generally handled by different types of
banking entities.
Banking that includes investment services in
addition to services related to savings and
loan is universal banking.
U
N
I
V
E
R
S
A
L
B
A
N
K
I
N
G
13. Customers can be connected directly to their
bank’s computers, using a terminal in their
house or office.
This gives them access to detailed and up-to-
date information about their accounts and
they can initiate payments electronically
from their terminals.
H
O
M
E
B
A
N
K
I
N
G
14. Banking transactions done through
electronic means is e-banking.
Today’s banking is virtual banking.
Virtual banking denotes the provision of
banking and other related services through
the extensive use of IT, without any direct
physical link between the bank and the
customer resource to the bank by
customers.
E
L
E
C
T
R
O
N
I
C
B
A
N
K
I
N
G
16. AUTOMATED/ADVANCED LEDGER
POSTING MACHINES (ALPMs)
Transactions like credit, withdrawal,
transfer, etc., are entered into machine, the
accounts are updated.
ALPMs can work on a large volume of
work.
E
L
E
C
T
R
O
N
I
C
B
A
N
K
I
N
G
17. AUTOMATED TELLER MACHINES
(ATMs)
ATM is a device used by bank customers to
process account transactions.
The customer inserts into the ATM, a plastic
card that is encoded with information on a
magnetic strip.
The strip contains an identification code that
is transmitted to the bank’s central
computer by modem.
Every card holder would be given a PIN
(Personal Identification Number)
E
L
E
C
T
R
O
N
I
C
B
A
N
K
I
N
G
19. White Label ATMs
RBI in 2011 declared to allow all non-
banking entities to set up and operate their
own automated teller machines (ATMs)
known as White Label ATM’s .
Customers of any bank can use such white-
label ATMs, but they will have to pay a fee
for using the service.
All transactions through these ATMs will be
charged.
White-label ATMs accepts only cards issued
by banks and does not accept cash deposits.
E
L
E
C
T
R
O
N
I
C
B
A
N
K
I
N
G
20. Facilities of White Label ATMs
Any customer from belonging to any bank, can
use it. Every month, Five transactions are free.
White label ATM users can also withdraw a
maximum of 10,000 per transaction.
Open 24/7 and on holidays
Value added services like mobile recharge, utility
bill payments etc.
E
L
E
C
T
R
O
N
I
C
B
A
N
K
I
N
G
21. Type of ATM What they stand for
On Site ATM ATMs Inside the Bank
Off site ATM ATM outside the bank premises but is
located at other places, such as
shopping centres, airports, railways
station and petrol stations.
White Label ATM ATM Provided by NBFC
(Non Banking Financial Company)
Green Label ATM ATM Provided for Agricultural
Transaction
22. Orange Label ATM ATM Provided for Share
Transactions
Yellow Label ATM ATM provided for E-commerce
Pink Label ATM ATM for women banking
Brown Label ATM ATMs are those Automated Teller
Machines where hardware and the
lease of the ATM machine is
owned by a service provider but
cash management and
connectivity to banking networks
is provided by a sponsor bank .
23.
24. Cash Deposit Machine is better known as
CDM.
It is an ATM like machine that allows you to
deposit cash directly into your account
using the ATM cum debit card.
This machine instantly credit the account
without visiting the branch.
C
A
S
H
D
E
P
O
S
I
T
M
A
C
H
I
N
E