E Banking
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This document discusses electronic banking (e-banking) and its services. E-banking allows customers to access their bank accounts and conduct transactions using computers and mobile phones. It describes key e-banking services like debit cards, ATMs, credit cards, and electronic fund transfers. Debit cards can be used to make purchases against a customer's bank balance. ATMs allow 24/7 access to accounts for withdrawals and balance checks. Electronic fund transfers enable easy and secure transfers between accounts. Credit cards provide retail credit for transactions without immediate payment.
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This document provides an overview of electronic commerce and electronic payment systems. It discusses the history of e-commerce from the 1970s development of electronic fund transfer to the rise of the world wide web in the 1990s. It defines electronic payment as a subset of e-commerce used to purchase goods or services online. Specific electronic payment methods discussed include electronic funds transfer, electronic cash, electronic checks, debit cards, and smart cards. The pros and cons of these methods are summarized. The document also provides an overview of electronic payment systems used in India, including the increasing use of payment cards and promotion of digital payments through various channels.
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The document discusses online banking, e-commerce, and electronic payment systems. It provides an introduction to topics like internet banking services, the process of e-commerce, pros and cons of online shopping, electronic payment methods, and benefits of using electronic payment systems. It also includes a case study on the online retailer Amazon, covering how it has managed to succeed as an e-commerce company.
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E Banking
- 1. MOUNT TABOR TRAINING COLLEGE, PATHANAPURAM E – BANKING AND IT’S SERVICES SUBMITTED BY ANILA K VARGHESE
- 2. • Electronic banking is also known as e-banking, virtual banking, online banking, or internet banking. • It is the use of electronic and telecommunications network for delivering various banking products and services. • A customer can access his account and conduct many transactions using his computer or mobile phone. E - BANKING
- 3. DEBIT CARD Issued to a bank account holder alone and against the amount deposited with the bank. Need not carry cash for payment. It is also known as plastic money. There is no provision for credit in debit card. The holder of the debit card can buy goods against the balance in his bank account. Every purchase reduces bank balance.
- 4. A T M Automated Teller Machines (ATMs). ATMs are mini bank without employees. Customer can withdraw and get bank statements on their bank balances using this machines. The media for accessing such machine is an ATM cards. You can deposit cash into it or withdraw from it. 24*7 hours accessibility.
- 5. ELECTRONIC FUND TRANSFER • EFT are the electronic transfer of money from one account to another. • Easy to use. • More secure.
- 6. CREDIT CARD It is an instrument issued by bank in the name of the customer providing for credit up to a specified amount. Helps in settling transactions without making spot payment. This is a popular means for retail credit.
- 7. Services of e banking Debit cards A T M Credit cards Electronic Fund Transfer