AusPayNet CEO, Dr Leila Fourie - Seamless Payments Expo - May 2017
•Download as PPTX, PDF•
4 likes•251 views
Navigating the evolving payments landscape and regulation. CEO of Australian Payments Network, Dr. Leila Fourie - discusses some aspects of the changing payments landscape, and explains the role of AusPayNet in guiding and building industry collaboration to ensure that Australia retains an efficient, effective, robust and secure payments system going forward.
Report
Share
Report
Share
Recommended
Australian Payments Network - Digital Identity
Around the world a range of private and public sector organisations are focused on digital identity as a means of delivering secure and convenient services on line.
On 25 July 2017, AusPayNet hosted a visit from TD bank in Canada to learn first-hand about the opportunities and challenges inherent in rolling out a nationwide, cross-sector digital identity framework.
Speakers at the event were:
* Chuck Hounsell, Senior Vice President Payments, TD Bank
* Andre Boysen, Chief Identity Officer, SecureKey
* David G.W. Birch, Author and Consultant
FinTech and the Future of Finance
This document summarizes developments in financial technology (FinTech) and Stockholm's position as a leading FinTech hub. It notes that Stockholm has over 97 FinTech companies, generating over 14 billion SEK in revenue and employing over 5,800 people. Major FinTech segments in Stockholm include payments, lending, wealth management, and cryptocurrency. Emerging technologies like blockchain, peer-to-peer lending, and crowdfunding are disrupting traditional banking models. Stockholm is well-positioned to become a global FinTech leader due to its supportive environment, entrepreneurial talent, and enabling regulatory framework.
Fintech App Development Company
Nimble AppGenie is the top FinTech app development company. We provide top-notch and feature-rich FinTech applications for industry newcomers as well as well as established enterprises. So, your hunt for best FinTech app developers ends here.
For More details Click Here- https://www.nimbleappgenie.com/fintech-app-development
Fintech Simplified
FinTech refers to any technology that helps financial institutions or consumers deliver financial services in novel and more convenient ways. Historically, banking involved long queues and paperwork, but FinTech now allows for real-time money tracking and transfers through mobile apps. Major FinTech developments over time include the credit card in the 1950s, online brokerages in the 1980s, and digital payment systems like Google Pay in the 2010s. Both opportunities and challenges exist with FinTech, such as improved convenience but also increased risks of hacking and data theft that require strong cybersecurity from financial institutions. The future of FinTech is expected to increasingly incorporate artificial intelligence and machine learning.
Digital Bank
This is my latest presentation on digital bank trends, that accompanies the book Digital Bank http://www.amazon.com/Digital-Bank-Chris-Skinner-ebook/dp/B00G1L9MDI/ref=zg_bs_154892011_9
Financial Technology (Fintech)
Fintech refers to technology that seeks to improve access and delivery of financial services. It utilizes specialized software and algorithms to help companies, businesses, and consumers better manage their finances. Some key uses of fintech include mobile payments, crowdfunding, robo-advising, budgeting apps, and cryptocurrency exchanges. While fintech has expanded access to financial services and improved customer experience, it also faces challenges around security, lack of standards, and complex networks.
What is FinTech- Technology in Finance
FinTech refers to financial technology and involves the integration of technology in the finance industry to provide fast, efficient, and accurate solutions for consumers and businesses. Some key FinTech trends for 2021 and beyond include increasing financial inclusion through mobile technologies, use of robotic process automation to automate tasks, leveraging big data and analytics to gain insights and make strategic decisions, enabling digital-first collaboration through secure file sharing as more people work remotely, integrating voice search capabilities, and utilizing regulatory technologies to simplify compliance procedures.
PayTech Trends 2016
Opus Consulting presentation at the PeachPay event hosted by the Federal Reserve Bank of Atlanta, Jun 14 (2016)
Recommended
Australian Payments Network - Digital Identity
Around the world a range of private and public sector organisations are focused on digital identity as a means of delivering secure and convenient services on line.
On 25 July 2017, AusPayNet hosted a visit from TD bank in Canada to learn first-hand about the opportunities and challenges inherent in rolling out a nationwide, cross-sector digital identity framework.
Speakers at the event were:
* Chuck Hounsell, Senior Vice President Payments, TD Bank
* Andre Boysen, Chief Identity Officer, SecureKey
* David G.W. Birch, Author and Consultant
FinTech and the Future of Finance
This document summarizes developments in financial technology (FinTech) and Stockholm's position as a leading FinTech hub. It notes that Stockholm has over 97 FinTech companies, generating over 14 billion SEK in revenue and employing over 5,800 people. Major FinTech segments in Stockholm include payments, lending, wealth management, and cryptocurrency. Emerging technologies like blockchain, peer-to-peer lending, and crowdfunding are disrupting traditional banking models. Stockholm is well-positioned to become a global FinTech leader due to its supportive environment, entrepreneurial talent, and enabling regulatory framework.
Fintech App Development Company
Nimble AppGenie is the top FinTech app development company. We provide top-notch and feature-rich FinTech applications for industry newcomers as well as well as established enterprises. So, your hunt for best FinTech app developers ends here.
For More details Click Here- https://www.nimbleappgenie.com/fintech-app-development
Fintech Simplified
FinTech refers to any technology that helps financial institutions or consumers deliver financial services in novel and more convenient ways. Historically, banking involved long queues and paperwork, but FinTech now allows for real-time money tracking and transfers through mobile apps. Major FinTech developments over time include the credit card in the 1950s, online brokerages in the 1980s, and digital payment systems like Google Pay in the 2010s. Both opportunities and challenges exist with FinTech, such as improved convenience but also increased risks of hacking and data theft that require strong cybersecurity from financial institutions. The future of FinTech is expected to increasingly incorporate artificial intelligence and machine learning.
Digital Bank
This is my latest presentation on digital bank trends, that accompanies the book Digital Bank http://www.amazon.com/Digital-Bank-Chris-Skinner-ebook/dp/B00G1L9MDI/ref=zg_bs_154892011_9
Financial Technology (Fintech)
Fintech refers to technology that seeks to improve access and delivery of financial services. It utilizes specialized software and algorithms to help companies, businesses, and consumers better manage their finances. Some key uses of fintech include mobile payments, crowdfunding, robo-advising, budgeting apps, and cryptocurrency exchanges. While fintech has expanded access to financial services and improved customer experience, it also faces challenges around security, lack of standards, and complex networks.
What is FinTech- Technology in Finance
FinTech refers to financial technology and involves the integration of technology in the finance industry to provide fast, efficient, and accurate solutions for consumers and businesses. Some key FinTech trends for 2021 and beyond include increasing financial inclusion through mobile technologies, use of robotic process automation to automate tasks, leveraging big data and analytics to gain insights and make strategic decisions, enabling digital-first collaboration through secure file sharing as more people work remotely, integrating voice search capabilities, and utilizing regulatory technologies to simplify compliance procedures.
PayTech Trends 2016
Opus Consulting presentation at the PeachPay event hosted by the Federal Reserve Bank of Atlanta, Jun 14 (2016)
Bank: Trends, Tech and Future
The document discusses the future of banking and finance in 2030, 2060, and 2100. By 2030, banks will have transitioned to digital platforms and will dominate the digital economy using fintech. By 2060, banks will provide capital through cloud-based funding and will control all production and sales. By 2100, banks will define people's life scripts and control all aspects of people's lives, effectively becoming the new government in a cashless, decentralized world.
Faster Payments Fact sheet
Fiserv will be launching a bureau service later this year that will provide direct connectivity to the UK Faster Payments Scheme (FPS), allowing payment service providers to offer real-time payment propositions to their customers. The bureau will host a fully certified, secure aggregator for connecting to FPS. Fiserv aims to expand functionality to access other UK payment schemes through a single access point. The bureau will provide a cost-effective, secure, and resilient hosted solution for connecting to real-time payments.
Fintech : An Innovation in Financial Industry by Fintech App Development Company
As a Leading Fintech App Development Company, Game App Studio we described some of the Reasons Why Fintech is an Innovation in the Financial Business and How they reduce the Problems in terms of Banking and Financial. When you Get any Doubt about it Contact Us. If You want to have your own FinTech Application for Your Business Hit Game App Studio in Google at any time Always here for you.
Unleashing the o2 o business when the local mobile payment services are takin...
A presentation to 150 retail business executives on behalf of the Association of Cloud and Mobile Computing Professionals at the PCCW conference room on 9 Oct 2015.
Fintech o2o digital hybrid finance presentation by Grow VC Group
Digital hybrid finance presentation for fintech online-to-offline conference in Hong Kong - how the traditional finance can cooperate with and utilize fintech and digital finance.
Fintech.
Fintech refers to new financial technology that seeks to improve and automate delivery of financial services. The Global Fintech Adoption Index explores how fintech has expanded globally. Fintech has evolved over three eras - infrastructure (1886-1967), banks (1967-2008), and startups (2008-onward). Fintech serves business-to-business, business-to-consumer, and consumer-to-consumer customers. While fintech provides benefits like real-time data and easier payments, it also presents risks like security issues and lack of uniform standards.
Digitisation in Banking sector
The document discusses the role of digitization in the banking sector. It begins with an introduction to how digitization is driving changes in the financial services industry through changing customer expectations and adoption of new technologies. It then covers key topics like the digitization of financial services, evolving digital payment trends in India, and the economic benefits of digitization to both banks and customers. The document also examines the relationship between digitization and the Digital India initiative, the impact on customer services, opportunities for innovation, and various digital payment mechanisms like UPI, NEFT, RTGS, debit/credit cards, and Aadhaar-enabled payments. Drawbacks and the role of demonetization are also mentioned.
Digital bank latest - october
The document discusses how financial institutions need to transition from physical to digital operations and from product-based to customer-centric models. It notes that digital interactions will soon outnumber physical ones and that customers increasingly expect to manage their finances through mobile and online access. It also briefly touches on opportunities for financial institutions through social networking and building online communities.
Fintech App Ideas to Consider in 2021 for Startups
If you are looking to begin your startups on financial platforms you must aware of some most incredible fintech app ideas. In these slides, we have explained exceptional fintech app ideas for business startups.
The Future of Fintech: Crystal balls and tasseography
Presentation first given to a roundtable talk at the Sim Kee Boon Institute at Singapore Management University (http://http://skbi.smu.edu.sg/) on March 5, 2015. Additional notes, references and citations are in the comments of each slide. I would like to thank Arthur Breitman, Andrew Geyl (Organ of Corti), Yakov Kofner, Raja Ramachandran and John Whelan for their feedback and comments on several slides.
Covid-19 Impact on Fintech and 2021 Trends
This document summarizes fintech trends in 2020 and beyond. The COVID-19 pandemic accelerated digital adoption, with online shopping and payments increasing significantly. Challenger banks faced difficulties while traditional banks improved their digital offerings. Regtech saw increased investment in KYC, AML, and compliance tools. BigTech companies expanded into financial services through partnerships and own offerings. Going forward, technology adoption will remain important, especially for SME support, cashless services, and enabling social distancing in business operations.
Banking industry trends 2016
The document outlines 10 trends that will impact retail banking in 2016:
1) Banks will shift to become more platform-based like Amazon, allowing partners.
2) Banks will focus on improving the user experience through mobile-first and frictionless digital experiences.
3) Banks will use big data and analytics to provide personalized services and intelligence.
4) Banks will deliver services through an optimal channel for each customer's needs.
5) Digital payments will expand through mobile wallets from Chase, Samsung, Apple and Google.
6) Banks will open their APIs to foster more startup collaboration and innovation.
Digital disruptions in finance
This document discusses the growth of financial technology (Fintech) investments and discusses various examples of Fintech. Key points include:
- Global Fintech investments tripled from $4.05 billion in 2013 to $12.21 billion in 2014.
- Fintech aims to be highly innovative, pioneering, and disruptive while focusing on customers. Examples include money transfers, crowdfunding, peer-to-peer lending, mobile payments, and trading platforms.
- Fintech can lower costs and reach the unbanked by using innovative technology like social networks and big data. However, traditional banks face challenges from Fintech disruptions.
- Examples of successful Fintech reb
Fintech Overview and Growth Drivers
The document discusses trends and opportunities in the FinTech industry. It notes that FinTech companies leverage technology to drive improvements in financial services and there are thousands globally. FinTech covers areas like payments, wealth management, insurance, and lending. Factors driving FinTech growth include a focus on customer experience through technology and data, financial inclusion, collaboration over competition, consumer adoption of technology, and government support through digitization and regulations. BigTech companies are also entering the FinTech space through offerings like lending, payments, and insurance.
FinTech Overview
FinTech refers to the use of technology to deliver financial services in a more efficient and accessible manner. Some key areas of FinTech include payments, digital banking, investments, crowdfunding, peer-to-peer lending, blockchain/cryptocurrency, insurance technology, and regulatory technology. Technologies like cloud computing, artificial intelligence, mobile computing, the Internet of Things, and blockchain have enabled the development of new FinTech business models and services that are disrupting traditional financial industries.
Mis fintech PRESENTATION for mba (revolution of online payment )
The document discusses the history and growth of fintech. It summarizes that fintech has evolved over three phases from 1886 to the current era, driven by developments in technology. It also describes NPCI's role in developing India's payment infrastructure and highlights that India has over 2,000 fintech startups concentrated in major cities. The document concludes that the future of fintech in India looks promising for continued growth, given rising smartphone usage and the increasing digitization of financial processes.
FinTech presentation at Banking and Payment System conference
Presentation about fintech ecosystem for new finance services, especially integrated distributed services, and how they are changing the whole finance sector and banking services.
Role of fintech in banking
The document discusses the role of fintech in banking. It notes that fintech has become a familiar term in the technology industry, with global investments in fintech ventures doubling to $112 billion from the prior year. Fintech improves traditional banks by enhancing performance and profitability. It also provides opportunities to better diversify loan portfolios by offering more granular, customized products to each customer. The document outlines how technologies like machine learning, artificial intelligence, and automated customer service are being leveraged in retail banking through core banking platforms to increase cross-selling opportunities. It explores how fintech has impacted banking by opening up new lending markets, modernizing payments, wealth management, remittances, and insurance services.
Growing the Digital Currency Economy
In this presentation I talk about the state of the digital currency economy in mid 2020, including my unique perspective as CEO of Gilded, a B2B payment solution using digital currency.
I also discuss what it will take to get the flywheel moving and grow the digital currency economy in 2021 and beyond.
FinTech & Cryptocurrency Introduction
This document provides an overview of blockchain, FinTech, and cryptocurrency. It discusses digital currency and how most traditional currency is now digital. It also discusses cryptocurrency and how Bitcoin was the first cryptocurrency. The document outlines some benefits of digital currencies like faster international transfers and boosting global remittances. It also discusses some potential risks like security issues and volatility. It provides basics on FinTech and emerging technologies transforming financial services. It maps out the global FinTech landscape and trends and discusses local FinTech players and investments in Indonesia.
Review on Fraud Detection in Electronic Payment Gateway
This document reviews fraud detection in electronic payment gateways. It begins with an abstract that discusses how credit card fraud has increased with the rise of electronic commerce and online payments. It then provides background on payment gateways and discusses common types of credit card fraud like stolen cards, phishing, and internal theft. The literature review covers previous research on using techniques like hidden Markov models, support vector machines, and fingerprint recognition for fraud detection. The proposed system would add an additional layer of security to online transactions by generating a secret code and one-time password for each transaction and only proceeding if the user provides the correct code and password. This is intended to help verify the authenticity of transactions and reduce fraudulent activity.
overview of electronic payment system
The document discusses electronic payment systems (EPS), which allow customers to make online payments for purchases. There are two main types of EPS storage methods - those where a trusted third party like an online bank holds customer cash accounts, and those where the customer holds cash on a smart card or software wallet. Examples of EPS include online reservations, bill payments, orders, and ticket bookings. Common types of EPS are payment cards, electronic funds transfer, electronic cash systems, electronic wallets, and micro payment systems. Authentication, public key cryptography, and digital signatures provide secure infrastructure for EPS.
More Related Content
What's hot
Bank: Trends, Tech and Future
The document discusses the future of banking and finance in 2030, 2060, and 2100. By 2030, banks will have transitioned to digital platforms and will dominate the digital economy using fintech. By 2060, banks will provide capital through cloud-based funding and will control all production and sales. By 2100, banks will define people's life scripts and control all aspects of people's lives, effectively becoming the new government in a cashless, decentralized world.
Faster Payments Fact sheet
Fiserv will be launching a bureau service later this year that will provide direct connectivity to the UK Faster Payments Scheme (FPS), allowing payment service providers to offer real-time payment propositions to their customers. The bureau will host a fully certified, secure aggregator for connecting to FPS. Fiserv aims to expand functionality to access other UK payment schemes through a single access point. The bureau will provide a cost-effective, secure, and resilient hosted solution for connecting to real-time payments.
Fintech : An Innovation in Financial Industry by Fintech App Development Company
As a Leading Fintech App Development Company, Game App Studio we described some of the Reasons Why Fintech is an Innovation in the Financial Business and How they reduce the Problems in terms of Banking and Financial. When you Get any Doubt about it Contact Us. If You want to have your own FinTech Application for Your Business Hit Game App Studio in Google at any time Always here for you.
Unleashing the o2 o business when the local mobile payment services are takin...
A presentation to 150 retail business executives on behalf of the Association of Cloud and Mobile Computing Professionals at the PCCW conference room on 9 Oct 2015.
Fintech o2o digital hybrid finance presentation by Grow VC Group
Digital hybrid finance presentation for fintech online-to-offline conference in Hong Kong - how the traditional finance can cooperate with and utilize fintech and digital finance.
Fintech.
Fintech refers to new financial technology that seeks to improve and automate delivery of financial services. The Global Fintech Adoption Index explores how fintech has expanded globally. Fintech has evolved over three eras - infrastructure (1886-1967), banks (1967-2008), and startups (2008-onward). Fintech serves business-to-business, business-to-consumer, and consumer-to-consumer customers. While fintech provides benefits like real-time data and easier payments, it also presents risks like security issues and lack of uniform standards.
Digitisation in Banking sector
The document discusses the role of digitization in the banking sector. It begins with an introduction to how digitization is driving changes in the financial services industry through changing customer expectations and adoption of new technologies. It then covers key topics like the digitization of financial services, evolving digital payment trends in India, and the economic benefits of digitization to both banks and customers. The document also examines the relationship between digitization and the Digital India initiative, the impact on customer services, opportunities for innovation, and various digital payment mechanisms like UPI, NEFT, RTGS, debit/credit cards, and Aadhaar-enabled payments. Drawbacks and the role of demonetization are also mentioned.
Digital bank latest - october
The document discusses how financial institutions need to transition from physical to digital operations and from product-based to customer-centric models. It notes that digital interactions will soon outnumber physical ones and that customers increasingly expect to manage their finances through mobile and online access. It also briefly touches on opportunities for financial institutions through social networking and building online communities.
Fintech App Ideas to Consider in 2021 for Startups
If you are looking to begin your startups on financial platforms you must aware of some most incredible fintech app ideas. In these slides, we have explained exceptional fintech app ideas for business startups.
The Future of Fintech: Crystal balls and tasseography
Presentation first given to a roundtable talk at the Sim Kee Boon Institute at Singapore Management University (http://http://skbi.smu.edu.sg/) on March 5, 2015. Additional notes, references and citations are in the comments of each slide. I would like to thank Arthur Breitman, Andrew Geyl (Organ of Corti), Yakov Kofner, Raja Ramachandran and John Whelan for their feedback and comments on several slides.
Covid-19 Impact on Fintech and 2021 Trends
This document summarizes fintech trends in 2020 and beyond. The COVID-19 pandemic accelerated digital adoption, with online shopping and payments increasing significantly. Challenger banks faced difficulties while traditional banks improved their digital offerings. Regtech saw increased investment in KYC, AML, and compliance tools. BigTech companies expanded into financial services through partnerships and own offerings. Going forward, technology adoption will remain important, especially for SME support, cashless services, and enabling social distancing in business operations.
Banking industry trends 2016
The document outlines 10 trends that will impact retail banking in 2016:
1) Banks will shift to become more platform-based like Amazon, allowing partners.
2) Banks will focus on improving the user experience through mobile-first and frictionless digital experiences.
3) Banks will use big data and analytics to provide personalized services and intelligence.
4) Banks will deliver services through an optimal channel for each customer's needs.
5) Digital payments will expand through mobile wallets from Chase, Samsung, Apple and Google.
6) Banks will open their APIs to foster more startup collaboration and innovation.
Digital disruptions in finance
This document discusses the growth of financial technology (Fintech) investments and discusses various examples of Fintech. Key points include:
- Global Fintech investments tripled from $4.05 billion in 2013 to $12.21 billion in 2014.
- Fintech aims to be highly innovative, pioneering, and disruptive while focusing on customers. Examples include money transfers, crowdfunding, peer-to-peer lending, mobile payments, and trading platforms.
- Fintech can lower costs and reach the unbanked by using innovative technology like social networks and big data. However, traditional banks face challenges from Fintech disruptions.
- Examples of successful Fintech reb
Fintech Overview and Growth Drivers
The document discusses trends and opportunities in the FinTech industry. It notes that FinTech companies leverage technology to drive improvements in financial services and there are thousands globally. FinTech covers areas like payments, wealth management, insurance, and lending. Factors driving FinTech growth include a focus on customer experience through technology and data, financial inclusion, collaboration over competition, consumer adoption of technology, and government support through digitization and regulations. BigTech companies are also entering the FinTech space through offerings like lending, payments, and insurance.
FinTech Overview
FinTech refers to the use of technology to deliver financial services in a more efficient and accessible manner. Some key areas of FinTech include payments, digital banking, investments, crowdfunding, peer-to-peer lending, blockchain/cryptocurrency, insurance technology, and regulatory technology. Technologies like cloud computing, artificial intelligence, mobile computing, the Internet of Things, and blockchain have enabled the development of new FinTech business models and services that are disrupting traditional financial industries.
Mis fintech PRESENTATION for mba (revolution of online payment )
The document discusses the history and growth of fintech. It summarizes that fintech has evolved over three phases from 1886 to the current era, driven by developments in technology. It also describes NPCI's role in developing India's payment infrastructure and highlights that India has over 2,000 fintech startups concentrated in major cities. The document concludes that the future of fintech in India looks promising for continued growth, given rising smartphone usage and the increasing digitization of financial processes.
FinTech presentation at Banking and Payment System conference
Presentation about fintech ecosystem for new finance services, especially integrated distributed services, and how they are changing the whole finance sector and banking services.
Role of fintech in banking
The document discusses the role of fintech in banking. It notes that fintech has become a familiar term in the technology industry, with global investments in fintech ventures doubling to $112 billion from the prior year. Fintech improves traditional banks by enhancing performance and profitability. It also provides opportunities to better diversify loan portfolios by offering more granular, customized products to each customer. The document outlines how technologies like machine learning, artificial intelligence, and automated customer service are being leveraged in retail banking through core banking platforms to increase cross-selling opportunities. It explores how fintech has impacted banking by opening up new lending markets, modernizing payments, wealth management, remittances, and insurance services.
Growing the Digital Currency Economy
In this presentation I talk about the state of the digital currency economy in mid 2020, including my unique perspective as CEO of Gilded, a B2B payment solution using digital currency.
I also discuss what it will take to get the flywheel moving and grow the digital currency economy in 2021 and beyond.
FinTech & Cryptocurrency Introduction
This document provides an overview of blockchain, FinTech, and cryptocurrency. It discusses digital currency and how most traditional currency is now digital. It also discusses cryptocurrency and how Bitcoin was the first cryptocurrency. The document outlines some benefits of digital currencies like faster international transfers and boosting global remittances. It also discusses some potential risks like security issues and volatility. It provides basics on FinTech and emerging technologies transforming financial services. It maps out the global FinTech landscape and trends and discusses local FinTech players and investments in Indonesia.
What's hot (20)
Fintech : An Innovation in Financial Industry by Fintech App Development Company
Fintech : An Innovation in Financial Industry by Fintech App Development Company
Unleashing the o2 o business when the local mobile payment services are takin...
Unleashing the o2 o business when the local mobile payment services are takin...
Fintech o2o digital hybrid finance presentation by Grow VC Group
Fintech o2o digital hybrid finance presentation by Grow VC Group
Fintech App Ideas to Consider in 2021 for Startups
Fintech App Ideas to Consider in 2021 for Startups
The Future of Fintech: Crystal balls and tasseography
The Future of Fintech: Crystal balls and tasseography
Mis fintech PRESENTATION for mba (revolution of online payment )
Mis fintech PRESENTATION for mba (revolution of online payment )
FinTech presentation at Banking and Payment System conference
FinTech presentation at Banking and Payment System conference
Similar to AusPayNet CEO, Dr Leila Fourie - Seamless Payments Expo - May 2017
Review on Fraud Detection in Electronic Payment Gateway
This document reviews fraud detection in electronic payment gateways. It begins with an abstract that discusses how credit card fraud has increased with the rise of electronic commerce and online payments. It then provides background on payment gateways and discusses common types of credit card fraud like stolen cards, phishing, and internal theft. The literature review covers previous research on using techniques like hidden Markov models, support vector machines, and fingerprint recognition for fraud detection. The proposed system would add an additional layer of security to online transactions by generating a secret code and one-time password for each transaction and only proceeding if the user provides the correct code and password. This is intended to help verify the authenticity of transactions and reduce fraudulent activity.
overview of electronic payment system
The document discusses electronic payment systems (EPS), which allow customers to make online payments for purchases. There are two main types of EPS storage methods - those where a trusted third party like an online bank holds customer cash accounts, and those where the customer holds cash on a smart card or software wallet. Examples of EPS include online reservations, bill payments, orders, and ticket bookings. Common types of EPS are payment cards, electronic funds transfer, electronic cash systems, electronic wallets, and micro payment systems. Authentication, public key cryptography, and digital signatures provide secure infrastructure for EPS.
PNI Introduction
Payment Network International is a international payment processor. Please enjoy our short company presentation, should you have any question please email info@pni.com.au
The Building Blocks of a Global Payments Ecosystem
The rapid pace of technological evolution, coupled with the changing profile and expectations of the “typical” contemporary digital consumer, suggests a seismic transformation in the global payments ecosystem is inevitable. Innovative payment platforms are entering the market and rapidly gaining ground especially in the developing world, where traditional payment infrastructure is deficient. These platforms can now provide payment services to the unbanked, leading to a fundamental change in how entire communities interact with the global marketplace. This presentation will address what the 2017 global online consumer will expect from these payment solutions, and the necessity of secure and practical payment methods for an increasingly mobile and social commerce landscape.
WAY4 Solutions Overview
This document discusses OpenWay Group's digital payment platform called WAY4. It provides the following key points:
1) WAY4 is a digital payment platform that aims to help payment companies embrace challenges in the digital era by providing payment software solutions.
2) It offers digital wallet, card issuing, acquiring, switching and other payment products and services in a unified and flexible way to ensure secure customer experience.
3) OpenWay is a leading global provider of digital payment software, ranked number 1 by Gartner and Ovum, and its WAY4 platform is used by major banks and payment processors worldwide.
E-BUSINESS in INDIAN PERSPECTIVE
This document discusses various aspects of e-commerce including essential e-commerce processes, electronic payment systems, security requirements, and ethical issues. It describes key e-commerce processes like access control, profiling, catalog management, and payment. It also summarizes the most prevalent electronic payment methods including net banking, PayPal, electronic cash, e-wallets, smart cards, and credit/debit cards. Finally, it addresses security needs, technologies to achieve security, and ethical considerations of e-business.
Hack in Cash out OWASP London
This document discusses various payment fraud techniques such as refund and rounding attacks. It provides examples of chip and PIN vulnerabilities that allow intercepting the PIN or bypassing PIN verification. The document also covers card testing methods to determine valid card details and an example of a startup that unintentionally enabled fraudulent card-to-card transactions. Throughout, it emphasizes that weaknesses in payment protocols and implementations continue to be exploitable for financial gain.
The basics of mobile payments
The document discusses the basics of mobile payments including:
- An overview of the history and current landscape of payments from ancient times to modern digital payments.
- Key use cases for mobile payments including donations, content purchases, and mobile point-of-sale.
- Emerging trends driving growth in mobile payments such as increased global adoption, new use cases like location-based services, and improvements in payment security.
How are mobile devices changing face of payments?
Mobile devices are changing payments by enabling new forms of contactless and digital payments. Current mobile payment options include barcodes, NFC, carrier billing and mobile wallets. Emerging trends include the growth of location-based mobile payments and digital goods purchases. Security remains a key challenge as the mobile payments ecosystem expands globally with increased collaboration among stakeholders and improved device and payment security standards.
Pay Easy Solutions Internationalv2
PayEasy is a global provider of electronic payment solutions. It aims to become a leading provider in regions including the Middle East, North Africa, Europe, Asia, and North America. PayEasy offers secure payment processing services to financial institutions, retailers, and processors. Its solutions include credit card acquiring, payment processing, and robust risk management and fraud prevention tools.
China's digitalpaymentsrevolution powerpoint
China has experienced a digital payment revolution led by mobile payment apps like Alipay and WeChat Pay. These apps allow users to pay for purchases by scanning QR codes instead of using credit cards, and have seen explosive growth with over 1 billion active users each. The Chinese system has unlocked efficiencies by eliminating card payment fees and transaction times, and has become the dominant form of payment in China with over $50 trillion in mobile payment transaction value in 2019 compared to under $100 billion in the US. The Chinese government now aims to introduce a central bank digital currency that utilizes the existing QR code infrastructure and dominant payment apps.
The potentials for e-Commerce payments' growth in Ethiopia and the need for s...
The potentials for e-Commerce payments' growth in Ethiopia and the need for s...The i-Capital Africa Institute
1) Ethiopia has high potential for e-commerce growth given its large population and rapid infrastructure development, but card-not-present transactions present security risks.
2) 3D Secure is a global standard that adds an extra authentication layer for online payments, reducing fraud liability for merchants. It works by requesting additional identity verification from the cardholder during checkout.
3) While 3D Secure reduces fraud, some countries still experience high costs of billions from card-not-present fraud each year, showing the ongoing need to implement secure online payment solutions.Extending the Reach of Islamic Finance via Digital Channels by Raja Teh Maimunah
A presentation by Raja Teh Maimunah Raja Abdul Aziz, CEO, Hong Leong Islamic Bank (HLISB) on the need for Islamic Banking to push the digital innovation envelope, and how HLISB is doing its part in this quest.
Presented at the Kuala Lumpur Islamic Finance Forum 2015 - 02/12/2015
Qiwi Ltd
QIWI Ltd. is a leading electronic payments company in Russia and CIS countries, processing over 2.75 billion transactions annually worth $12 billion. The company operates payment acceptance points across 17 countries, with over 210,000 points of sale including 126,000 self-service kiosks. QIWI has a 45% market share in Russia and is expanding operations globally through new offices and partnerships. The company provides a full suite of payment acceptance and money transfer services for individuals and businesses.
eCommerce Summit Atlanta Moneybookers Presentation
The document discusses international risk and fraud management by Moneybookers. It provides an overview of Moneybookers, including its founding, ownership, employees, and services. It then discusses risks and common types of fraud in global online payments, including criminal fraud and "friendly" fraud. Finally, it outlines Moneybookers' fraud protection system, which uses automated and manual screening as well as a chargeback process to help merchants avoid fraudulent transactions and chargebacks.
Web technology and commerce unit 4
This document provides an overview of internet payment systems and electronic payment methods. It discusses key topics like:
- Common internet payment methods including credit cards, digital cash, electronic checks, and payment gateways.
- Electronic payment security issues and protocols like Secure Electronic Transaction (SET) that aim to securely transmit payment information online.
- Specific payment technologies like e-cash, e-wallets, smart cards, and their processing workflows.
- Regulations and growth of electronic payments in India, highlighting channels used and key players in the payments processing market.
The document aims to educate about the various methods available for collecting payments online from customers, while maintaining security of financial information transmitted over the internet.
Simplex - NOAH19 Tel Aviv
FinTech & InsurTech: Company presentation by Nimrod Lehavi, Co-Founder & CEO of Simplex at the NOAH Conference 2019 in Tel Aviv, Hangar 11, 10-11 April 2019.
Fintech UK market
The UK fintech market is investing billions in startups to develop new payment technologies. These technologies optimize payment processes, enable easy online payments while avoiding bank charges, and use customer data to personalize banking services and ads. Popular UK fintech companies include Trustly, Transferwise, and GoCardless, which offer cross-border payments, international money transfers, and direct debit collection respectively. Big data is also playing a key role, with fintech firms using it for fraud detection, enhancing customer experience, risk management, and investment decisions. However, challenges remain around integrating legacy systems, developing analytics skills, and transforming data into useful insights.
Skrill
Skrill is Europe's largest independent e-wallet company, operating in over 200 countries. It has over 84,000 merchants and 18 million customers. Skrill provides a digital payments solution that allows users to send and receive money across borders and currencies through various payment options from any device. It has disrupted the payments industry by intermediating the traditional value chain and solving key pain points for both merchants and users through its e-wallet platform and services.
Introduction to e-Commerce Payments
Short introduction to e-commerce payments. Material from the lecture I held at the University of Tampere for the Managing e-Commerce course.
Similar to AusPayNet CEO, Dr Leila Fourie - Seamless Payments Expo - May 2017 (20)
Review on Fraud Detection in Electronic Payment Gateway
Review on Fraud Detection in Electronic Payment Gateway
The Building Blocks of a Global Payments Ecosystem
The Building Blocks of a Global Payments Ecosystem
The potentials for e-Commerce payments' growth in Ethiopia and the need for s...
The potentials for e-Commerce payments' growth in Ethiopia and the need for s...
Extending the Reach of Islamic Finance via Digital Channels by Raja Teh Maimunah
Extending the Reach of Islamic Finance via Digital Channels by Raja Teh Maimunah
eCommerce Summit Atlanta Moneybookers Presentation
eCommerce Summit Atlanta Moneybookers Presentation
Recently uploaded
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strategies
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn
Bank of Finland
Press conference on the outlook for the Finnish economy
Helsinki, 11 June 2024
The state of welfare Resolution Foundation Event
How has Britain’s safety net changed since 2010 and what comes next?
Bridging the gap: Online job postings, survey data and the assessment of job ...
Bridging the gap: Online job postings, survey data and the assessment of job ...Labour Market Information Council | Conseil de l’information sur le marché du travail
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.Accounting Information Systems (AIS).pptx
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
01. Investment Gyan
02. Market Update
03. Inspiration investment story
Dr. Alyce Su Cover Story - China's Investment Leader
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
学校原件一模一样【微信：741003700 】《(SMU毕业证书)南卫理公会大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsLabour Market Information Council | Conseil de l’information sur le marché du travail
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.South Dakota State University degree offer diploma Transcript
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
Machine Learning in Business - A power point presentation.pptx
Power point presentation on machine learning.
University of North Carolina at Charlotte degree offer diploma Transcript
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
How to Use Payment Vouchers in Odoo 18.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
做澳洲澳大利亚国立大学毕业证荣誉学位证书原版一模一样
原版一模一样【微信：741003700 】【澳洲澳大利亚国立大学毕业证荣誉学位证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Recently uploaded (20)
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Governor Olli Rehn: Inflation down and recovery supported by interest rate cu...
Upanishads summary with explanations of each upnishad
Upanishads summary with explanations of each upnishad
Bridging the gap: Online job postings, survey data and the assessment of job ...
Bridging the gap: Online job postings, survey data and the assessment of job ...
Dr. Alyce Su Cover Story - China's Investment Leader
Dr. Alyce Su Cover Story - China's Investment Leader
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trends
South Dakota State University degree offer diploma Transcript
South Dakota State University degree offer diploma Transcript
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Machine Learning in Business - A power point presentation.pptx
Machine Learning in Business - A power point presentation.pptx
University of North Carolina at Charlotte degree offer diploma Transcript
University of North Carolina at Charlotte degree offer diploma Transcript
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
Economic Risk Factor Update: June 2024 [SlideShare]
Economic Risk Factor Update: June 2024 [SlideShare]
AusPayNet CEO, Dr Leila Fourie - Seamless Payments Expo - May 2017
- 1. Navigating the Evolving Payments Landscape AusPayNet APCA is now Australian Payments Network Limited - stay tuned for our new brand identity!
- 2. 1. Changing Payments Landscape 3. Payments: The Next Generation 3. Industry Priorities
- 3. Changing Payments Landscape • Decline in traditional payments • Entry of tech companies • Digital developments
- 4. Changing Payments Mix: Australia
- 5. Changing Payments Mix: Australia Cash Cards Direct entry Cheques
- 6. Changing Payments Mix: International
- 7. Changing Payments Mix: International
- 8. Identity Crime Becoming More Common in Australia
- 10. AusPayNet
- 11. Internet Challenger Banks in China Number of Payments 2013 2016 Traditional Banks Internet Banks
- 14. Payments: The Next Generation • Open Data Access • Digital Identity • Industry Priorities • AusPayNet Repositioning
- 15. Open Data Access
- 16. Digital Identity
- 17. Industry Priorities: 2017 & Beyond • Card-not-Present (aka Online) Fraud • Cybersecurity • Open-loop Transit – Transport NSW • New ISO Blockchain Standards
- 19. Domestic Cost of Fraud: Changing Mix Value Cheques Card not Present Lost or Stolen Card Skimming Card Application Fraud Card Never Received Other 2006 2016
- 20. Domestic Cost of Fraud: Changing Mix Number Cheques Card not Present Lost or Stolen Card Skimming Card Application Fraud Card Never Received Other 2006 2016
- 21. Cybersecurity
Editor's Notes
- /#4607e517183e