This document provides an overview of blockchain, FinTech, and cryptocurrency. It discusses digital currency and how most traditional currency is now digital. It also discusses cryptocurrency and how Bitcoin was the first cryptocurrency. The document outlines some benefits of digital currencies like faster international transfers and boosting global remittances. It also discusses some potential risks like security issues and volatility. It provides basics on FinTech and emerging technologies transforming financial services. It maps out the global FinTech landscape and trends and discusses local FinTech players and investments in Indonesia.
FinTech is just short for financial technology and it refers to the application of technology in the financial industry. On the other hand, blockchain refers to the distributed ledger technology behind cryptocurrencies; it allows digital information to be distributed and each piece of data can only have one owner.
Drivers for CBDC and implications for architectureDavid Birch
A discussion of the key drivers for central bank digital currency and the implications of those drivers for the likely technical architecture of a retail implementation.
What is cryptocurrency?, Blockchain, Bitcoin, Bitcoin Mining, Facts about Bitcoin Different types of cryptocurrencies, Cryptocurrency in India, Supreme court on cryptocurrency. Advantages and disadvantages of cryptocurrencies, Do we Invest?, Conclusion.
Stablecoin is a different type of cryptocurrency. These coins always have a stable price. As the prices of cryptocurrencies are highly volatile, stablecoin is a solution to this problem. Typically, the volatile nature of cryptocurrencies makes it impossible for companies to utilize them as an alternative to paper-based money. Thus, stablecoins can help out in that regard.
Typically, there are 4 types of stablecoin – Fiat-Backed Stablecoin, Commodity-Backed Stablecoin, Cryptocurrency-Backed Stablecoin, and Seigniorage-Style/Non-collateralized Stablecoin. All of these four types have different architecture and use cases behind them.
Even though there are many top stablecoins on the market, many tend to deal with lots of hurdles. For example, centralized nature, trust issues, regulations, and unstable nature are a few of the limitations.
If you are thinking about utilizing the power of stablecoins in your company or project, then we recommend starting with a solid blockchain course on the topic. 101 Blockchains is one of the leading educational networks where we offer the best of the best materials for your needs.
We have an array of masterclasses and courses on the topic, that you should definitely check out. Stablecoin Fundamentals Masterclass
https://academy.101blockchains.com/courses/stablecoin-masteclass
Blockchain in Finance Masterclass
https://academy.101blockchains.com/courses/blockchain-in-finance
Central Bank Digital Currency (CBDC) Masterclass
https://academy.101blockchains.com/courses/central-bank-digital-currency
Check out our certification courses from here ->
Certified Enterprise Blockchain Professional (CEBP) course
https://academy.101blockchains.com/courses/blockchain-expert-certification
Certified Enterprise Blockchain Architect (CEBA) course
https://academy.101blockchains.com/courses/certified-enterprise-blockchain-architect
Certified Blockchain Security Expert (CBSE) course
https://academy.101blockchains.com/courses/certified-blockchain-security-expert
Check out our full guides on this topic from here ->
https://101blockchains.com/stablecoins/
https://101blockchains.com/stablecoin-vs-bitcoin/
https://101blockchains.com/list-of-stablecoins/
FinTech is just short for financial technology and it refers to the application of technology in the financial industry. On the other hand, blockchain refers to the distributed ledger technology behind cryptocurrencies; it allows digital information to be distributed and each piece of data can only have one owner.
Drivers for CBDC and implications for architectureDavid Birch
A discussion of the key drivers for central bank digital currency and the implications of those drivers for the likely technical architecture of a retail implementation.
What is cryptocurrency?, Blockchain, Bitcoin, Bitcoin Mining, Facts about Bitcoin Different types of cryptocurrencies, Cryptocurrency in India, Supreme court on cryptocurrency. Advantages and disadvantages of cryptocurrencies, Do we Invest?, Conclusion.
Stablecoin is a different type of cryptocurrency. These coins always have a stable price. As the prices of cryptocurrencies are highly volatile, stablecoin is a solution to this problem. Typically, the volatile nature of cryptocurrencies makes it impossible for companies to utilize them as an alternative to paper-based money. Thus, stablecoins can help out in that regard.
Typically, there are 4 types of stablecoin – Fiat-Backed Stablecoin, Commodity-Backed Stablecoin, Cryptocurrency-Backed Stablecoin, and Seigniorage-Style/Non-collateralized Stablecoin. All of these four types have different architecture and use cases behind them.
Even though there are many top stablecoins on the market, many tend to deal with lots of hurdles. For example, centralized nature, trust issues, regulations, and unstable nature are a few of the limitations.
If you are thinking about utilizing the power of stablecoins in your company or project, then we recommend starting with a solid blockchain course on the topic. 101 Blockchains is one of the leading educational networks where we offer the best of the best materials for your needs.
We have an array of masterclasses and courses on the topic, that you should definitely check out. Stablecoin Fundamentals Masterclass
https://academy.101blockchains.com/courses/stablecoin-masteclass
Blockchain in Finance Masterclass
https://academy.101blockchains.com/courses/blockchain-in-finance
Central Bank Digital Currency (CBDC) Masterclass
https://academy.101blockchains.com/courses/central-bank-digital-currency
Check out our certification courses from here ->
Certified Enterprise Blockchain Professional (CEBP) course
https://academy.101blockchains.com/courses/blockchain-expert-certification
Certified Enterprise Blockchain Architect (CEBA) course
https://academy.101blockchains.com/courses/certified-enterprise-blockchain-architect
Certified Blockchain Security Expert (CBSE) course
https://academy.101blockchains.com/courses/certified-blockchain-security-expert
Check out our full guides on this topic from here ->
https://101blockchains.com/stablecoins/
https://101blockchains.com/stablecoin-vs-bitcoin/
https://101blockchains.com/list-of-stablecoins/
Use of Articificial Intelligence and technologies in providing financial services is what fintech does. Whether it is Payment gateway, insurance, banking, lending, stock trading, taxes.
How Fintech evolved over the years in the World and Indian Economy.
Indian Fintech Companies under different categories
Common Fintech practices adopted by Fintech Companies with better flexibility, convenience and accessibile financial products and services
Blockchain is making revolutionary changes in various industries including, the finance sector. Using blockchain in the finance sector, many companies are already utilizing the benefits of this technology. But why should we consider using blockchain specifically?
At present, the financial industry is plagued with a lot of issues such as increasing cyber-attacks, poor IT infrastructure, complicated regulations across territories, payment frauds and identity thefts, delayed cross-border transactions, and so on. However, the finance sector is failing to tackle these problems leading to low customer satisfaction. Here, using blockchain in banking these companies can finally get rid of all of these issues for good.
So, how is Blockchain used in finance? Typically, blockchain can offer a lot of benefits such as efficient cross-border transactions, enforcing smart contracts, the establishment of central bank digital currency, increased data security, and many more. All of these advantages of using blockchain in the finance function are helping many enterprise-grade companies like HSBC, MasterCard, ING, etc. to solve their technological lacking.
We at 101 Blockchains believe blockchain is a prominent solution to secure the future of finance. That’s why we are offering premium quality blockchain courses and certification to help you be educated on the subject matter. We offer a selection of masterclasses and courses specifically for blockchain in finance.
Blockchain in Finance masterclass will focus on the practical implementation of blockchain and help you understand the effect of blockchain in the finance sector.
Learn more about the course from here ->
https://academy.101blockchains.com/courses/blockchain-in-finance
Central Bank Digital Currency (CBDC) Masterclass will focus on asset tokenization schemes and highlight the scope of creating digital assets.
Learn more about the course from here ->
https://academy.101blockchains.com/courses/central-bank-digital-currency
Enterprise Blockchains and Trade Finance Course will focus on how blockchain can improve current trade finance processes.
Learn more about the course from here ->
https://academy.101blockchains.com/courses/enterprise-blockchains-and-trade-finance
We also offer lucrative certification courses for professionals who want to learn about blockchain in order to develop blockchain-based finance applications.
Learn more about these courses from here ->
Certified Enterprise Blockchain Professional (CEBP) course https://academy.101blockchains.com/courses/blockchain-expert-certification
Certified Enterprise Blockchain Architect (CEBA) course
https://academy.101blockchains.com/courses/certified-enterprise-blockchain-architect
Certified Blockchain Security Architect (CBSE) course
https://academy.101blockchains.com/courses/certified-blockchain-security-expert
Decentralized finance is a distributed financial system where there is no centralized governing body. Decentralized finance or DeFi applications utilize peer-to-peer finance networks. These networks are powered by decentralized and distributed platforms. The DeFi application ecosystem is vast and it includes various types of apps such as wallets, lending platforms, infrastructure development suits etc.
As there are many DeFi applications on the market, finding the top applications can be a difficult process. Here, we will discuss the top 5 DeFi applications – AAVE, Compound, MakerDAO, Synthetix, and MetaMask.
These are some of the widely utilized applications on the market. If you want to learn more about decentralized finance applications, then we have you covered. 101 blockchains feature a blockchain course that focuses on decentralized finance and will help you understand the working mechanism of this new financial structure.
Learn more about the course from here ->
Introduction to DeFi Course
https://academy.101blockchains.com/courses/defi-course
Learn about additional courses and masterclasses for the finance sector ->
Blockchain in Finance Masterclass
https://academy.101blockchains.com/courses/blockchain-in-finance
Central Bank Digital Currency (CBDC) Masterclass
https://academy.101blockchains.com/courses/central-bank-digital-currency
Enterprise Blockchains and Trade Finance Course
https://academy.101blockchains.com/courses/enterprise-blockchains-and-trade-finance
We also offer lucrative certification courses for professionals. Learn more about these courses from here ->
Certified Enterprise Blockchain Professional (CEBP) course
https://academy.101blockchains.com/courses/blockchain-expert-certification
Certified Enterprise Blockchain Architect (CEBA) course
https://academy.101blockchains.com/courses/certified-enterprise-blockchain-architect
Certified Blockchain Security Architect (CBSE) course
https://academy.101blockchains.com/courses/certified-blockchain-security-expert
Read our full guide on this topic ->
https://101blockchains.com/decentralized-finance-applications/
https://101blockchains.com/top-defi-protocols/
https://101blockchains.com/top-defi-wallets/
https://101blockchains.com/best-defi-asset-management-tools/
https://101blockchains.com/decentralized-finance-tools/
Blockchain Technology And CryptocurrencyEno Bassey
A brief presenation about blockchain and understand cryptocurrency. Find out what it is and why you need to know about it. How you can get involved and how it may change the world as we know it.
Blockchain in Banking, Business and BeyondMichael Novak
An introduction to Blockchain, Smart Contracts, and use cases in industries such as Digital Identification, eCommerce, Healthcare, Government, and Finance.
Complete Guide to CBDC (Central Bank Digital Currency)OliviaJune1
The CBDC is the digital currency managed by central banks, known as the digital fiat or digital base money. CBDC is a virtual digital token of money. Sinine currencies, cryptocurrency certifications and blockchain education are popular amongst the people as Blockchain technology has spread across the world.
Among the learning objectives:
A. Crypto-currencies :
• The definition, history and evolution of the thousands of
crypto-currencies in the market, with their pros and
cons.
• Getting, mining and trading using cryptocurrencies.
• The legal status of this new technology in Lebanon and
different countries of the world.
• The possible future of crypto-currencies.
B. Blockchain :
• The technology behind crypto-currencies : concepts,
history, security, pros and cons.
• Examples and case studies of Blockchain applications.
C. ICOs :
• A new way for raising capital for companies and start-
ups.
• History and ICO phases.
Will Digital Currencies Break The Banking System? Harsh Chitroda
So, when we ask a question of how will digital currency affect banks? So, we can say that Digital currencies are likely to give central banks more insight into the movement of money in the economy. The widespread use of electronic payment systems may also aid authorities to crack down on money-laundering and terrorist-financing efforts. Or on the other hand, we can also say that the Banks are afraid because Cryptocurrency exchange is a non-banking transaction. and if the Cryptos gain favours it can disrupt the ability of banks to create money. If this disruption alarms the central banks, then they will do something about it.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
Welcome to our channel,
A cryptocurrency (or cryptocurrency) is a digital asset designed to work as a medium of exchange that uses strong cryptography to secure financial transactions,
control the creation of additional units, and verify the transfer of assets. Cryptocurrencies use decentralized control as opposed to centralized digital currency and central banking systems. This channel was created to share news and opportunities related to crypto space.
Check our website: https://www.everythingcrypto.club/
Join our private channel group: http://bit.ly/2YoWzFr
Follow us on social media :
Youtube : https://bit.ly/3bkoeiE
Instagram: https://www.instagram.com/everythingincrypto
Telegram : https://t.me/everythingincrypto
vkontakte : https://vk.com/public184024328
Twitter : https://twitter.com/everythingcryp5
Medium : https://medium.com/everythingincrypto
Linkedin: https://www.linkedin.com/company/everythingcrypto
what's cryptocurrency all about?
What's cryptocurrency?
What does cryptocurrency mean?
What does crypto mean?
#everythingcrypto #whatscryptocurrency #cryptocurrency #bitcoin #crypto #ethereum #freecrypto #freebitcoin #earnfreetoken #earnfreebitcoin
The Rise of FinTech_ How Is It Revolutionizing The Future of Finance_.pdfAnil
The evolution of FinTech (Financial Technology) drastically transformed the way traditional financial institutions – insurers and banks functioned. To thrive, global companies, retailers, and large tech giants realized the need to reinvent the value chain of financial services.
Use of Articificial Intelligence and technologies in providing financial services is what fintech does. Whether it is Payment gateway, insurance, banking, lending, stock trading, taxes.
How Fintech evolved over the years in the World and Indian Economy.
Indian Fintech Companies under different categories
Common Fintech practices adopted by Fintech Companies with better flexibility, convenience and accessibile financial products and services
Blockchain is making revolutionary changes in various industries including, the finance sector. Using blockchain in the finance sector, many companies are already utilizing the benefits of this technology. But why should we consider using blockchain specifically?
At present, the financial industry is plagued with a lot of issues such as increasing cyber-attacks, poor IT infrastructure, complicated regulations across territories, payment frauds and identity thefts, delayed cross-border transactions, and so on. However, the finance sector is failing to tackle these problems leading to low customer satisfaction. Here, using blockchain in banking these companies can finally get rid of all of these issues for good.
So, how is Blockchain used in finance? Typically, blockchain can offer a lot of benefits such as efficient cross-border transactions, enforcing smart contracts, the establishment of central bank digital currency, increased data security, and many more. All of these advantages of using blockchain in the finance function are helping many enterprise-grade companies like HSBC, MasterCard, ING, etc. to solve their technological lacking.
We at 101 Blockchains believe blockchain is a prominent solution to secure the future of finance. That’s why we are offering premium quality blockchain courses and certification to help you be educated on the subject matter. We offer a selection of masterclasses and courses specifically for blockchain in finance.
Blockchain in Finance masterclass will focus on the practical implementation of blockchain and help you understand the effect of blockchain in the finance sector.
Learn more about the course from here ->
https://academy.101blockchains.com/courses/blockchain-in-finance
Central Bank Digital Currency (CBDC) Masterclass will focus on asset tokenization schemes and highlight the scope of creating digital assets.
Learn more about the course from here ->
https://academy.101blockchains.com/courses/central-bank-digital-currency
Enterprise Blockchains and Trade Finance Course will focus on how blockchain can improve current trade finance processes.
Learn more about the course from here ->
https://academy.101blockchains.com/courses/enterprise-blockchains-and-trade-finance
We also offer lucrative certification courses for professionals who want to learn about blockchain in order to develop blockchain-based finance applications.
Learn more about these courses from here ->
Certified Enterprise Blockchain Professional (CEBP) course https://academy.101blockchains.com/courses/blockchain-expert-certification
Certified Enterprise Blockchain Architect (CEBA) course
https://academy.101blockchains.com/courses/certified-enterprise-blockchain-architect
Certified Blockchain Security Architect (CBSE) course
https://academy.101blockchains.com/courses/certified-blockchain-security-expert
Decentralized finance is a distributed financial system where there is no centralized governing body. Decentralized finance or DeFi applications utilize peer-to-peer finance networks. These networks are powered by decentralized and distributed platforms. The DeFi application ecosystem is vast and it includes various types of apps such as wallets, lending platforms, infrastructure development suits etc.
As there are many DeFi applications on the market, finding the top applications can be a difficult process. Here, we will discuss the top 5 DeFi applications – AAVE, Compound, MakerDAO, Synthetix, and MetaMask.
These are some of the widely utilized applications on the market. If you want to learn more about decentralized finance applications, then we have you covered. 101 blockchains feature a blockchain course that focuses on decentralized finance and will help you understand the working mechanism of this new financial structure.
Learn more about the course from here ->
Introduction to DeFi Course
https://academy.101blockchains.com/courses/defi-course
Learn about additional courses and masterclasses for the finance sector ->
Blockchain in Finance Masterclass
https://academy.101blockchains.com/courses/blockchain-in-finance
Central Bank Digital Currency (CBDC) Masterclass
https://academy.101blockchains.com/courses/central-bank-digital-currency
Enterprise Blockchains and Trade Finance Course
https://academy.101blockchains.com/courses/enterprise-blockchains-and-trade-finance
We also offer lucrative certification courses for professionals. Learn more about these courses from here ->
Certified Enterprise Blockchain Professional (CEBP) course
https://academy.101blockchains.com/courses/blockchain-expert-certification
Certified Enterprise Blockchain Architect (CEBA) course
https://academy.101blockchains.com/courses/certified-enterprise-blockchain-architect
Certified Blockchain Security Architect (CBSE) course
https://academy.101blockchains.com/courses/certified-blockchain-security-expert
Read our full guide on this topic ->
https://101blockchains.com/decentralized-finance-applications/
https://101blockchains.com/top-defi-protocols/
https://101blockchains.com/top-defi-wallets/
https://101blockchains.com/best-defi-asset-management-tools/
https://101blockchains.com/decentralized-finance-tools/
Blockchain Technology And CryptocurrencyEno Bassey
A brief presenation about blockchain and understand cryptocurrency. Find out what it is and why you need to know about it. How you can get involved and how it may change the world as we know it.
Blockchain in Banking, Business and BeyondMichael Novak
An introduction to Blockchain, Smart Contracts, and use cases in industries such as Digital Identification, eCommerce, Healthcare, Government, and Finance.
Complete Guide to CBDC (Central Bank Digital Currency)OliviaJune1
The CBDC is the digital currency managed by central banks, known as the digital fiat or digital base money. CBDC is a virtual digital token of money. Sinine currencies, cryptocurrency certifications and blockchain education are popular amongst the people as Blockchain technology has spread across the world.
Among the learning objectives:
A. Crypto-currencies :
• The definition, history and evolution of the thousands of
crypto-currencies in the market, with their pros and
cons.
• Getting, mining and trading using cryptocurrencies.
• The legal status of this new technology in Lebanon and
different countries of the world.
• The possible future of crypto-currencies.
B. Blockchain :
• The technology behind crypto-currencies : concepts,
history, security, pros and cons.
• Examples and case studies of Blockchain applications.
C. ICOs :
• A new way for raising capital for companies and start-
ups.
• History and ICO phases.
Will Digital Currencies Break The Banking System? Harsh Chitroda
So, when we ask a question of how will digital currency affect banks? So, we can say that Digital currencies are likely to give central banks more insight into the movement of money in the economy. The widespread use of electronic payment systems may also aid authorities to crack down on money-laundering and terrorist-financing efforts. Or on the other hand, we can also say that the Banks are afraid because Cryptocurrency exchange is a non-banking transaction. and if the Cryptos gain favours it can disrupt the ability of banks to create money. If this disruption alarms the central banks, then they will do something about it.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
Welcome to our channel,
A cryptocurrency (or cryptocurrency) is a digital asset designed to work as a medium of exchange that uses strong cryptography to secure financial transactions,
control the creation of additional units, and verify the transfer of assets. Cryptocurrencies use decentralized control as opposed to centralized digital currency and central banking systems. This channel was created to share news and opportunities related to crypto space.
Check our website: https://www.everythingcrypto.club/
Join our private channel group: http://bit.ly/2YoWzFr
Follow us on social media :
Youtube : https://bit.ly/3bkoeiE
Instagram: https://www.instagram.com/everythingincrypto
Telegram : https://t.me/everythingincrypto
vkontakte : https://vk.com/public184024328
Twitter : https://twitter.com/everythingcryp5
Medium : https://medium.com/everythingincrypto
Linkedin: https://www.linkedin.com/company/everythingcrypto
what's cryptocurrency all about?
What's cryptocurrency?
What does cryptocurrency mean?
What does crypto mean?
#everythingcrypto #whatscryptocurrency #cryptocurrency #bitcoin #crypto #ethereum #freecrypto #freebitcoin #earnfreetoken #earnfreebitcoin
The Rise of FinTech_ How Is It Revolutionizing The Future of Finance_.pdfAnil
The evolution of FinTech (Financial Technology) drastically transformed the way traditional financial institutions – insurers and banks functioned. To thrive, global companies, retailers, and large tech giants realized the need to reinvent the value chain of financial services.
Virtual currency would play a role in disrupting the conventional transaction models and have a potential impact on various sectors. Know more about the trends and the multiple challenges faced by businesses in adopting the virtual currency. Download the Business Research report by Aranca.
Virtual currency has been a debated concept within the technology community in the past few years, as transactions through this medium do not require any third party’s involvement. Know more details from Aranca's Business Research Experts here.
Virtual currency would play a role in disrupting the conventional transaction models and have a potential impact on various sectors. Know more about the trends and the multiple challenges faced by businesses in adopting the virtual currency. Download the Business Research report by Aranca.
Financial Technology: Insights into an Exploding IndustryCory Brooks
Financial Technology will dramatically change your life; it may have already. This powerpoint gives the market overview FinTech as well as sector overviews concerning digital payments, online lending, and InsurTech.
IMAP Fintech Sector Leaders share insights into the global Fintech sector.
They look at the short- and long-term effects of the COVID pandemic and which subsectors stand to lose and who ultimately stands to benefit. Sharing their thoughts on key themes disrupting the sector, including payments, digitalization, lending and mobile, they examine
how these have been impacting M&A activity and valuations.
They provide an overview of the most active players, as well as expectations for this key sector moving forward.
My talk at IDNOG5 (ID Network Operators Group) Conference, Jakarta, 2018, covers a short overview of fintech, cryptocurrency & blockchain + a networking perspective/use cases at the end
Lecture #6 - ET-3010
Cloud Computing - Overview and Examples
Connected Services and Cloud Computing
School of Electrical Engineering and Informatics SEEI / STEI
Institut Teknologi Bandung ITB
Update April 2017
Lecture #5 - ET-3010
Connected Things, IoT (Internet of Things), and 5G Infrastructure
Connected Services and Cloud Computing
School of Electrical Engineering and Informatics SEEI / STEI
Institut Teknologi Bandung ITB
Update April 2017
Trends and Enablers - Connected Services and Cloud ComputingEueung Mulyana
Lecture #4 - ET-3010
Trends and Technology Enablers
Connected Services and Cloud Computing
School of Electrical Engineering and Informatics SEEI / STEI
Institut Teknologi Bandung ITB
Update February 2017
Digital Ecosystems - Connected Services and Cloud ComputingEueung Mulyana
Lecture #3 - ET-3010
Digital Ecosystems
Connected Services and Cloud Computing
School of Electrical Engineering and Informatics SEEI / STEI
Institut Teknologi Bandung ITB
Update February 2017
Neuro-symbolic is not enough, we need neuro-*semantic*Frank van Harmelen
Neuro-symbolic (NeSy) AI is on the rise. However, simply machine learning on just any symbolic structure is not sufficient to really harvest the gains of NeSy. These will only be gained when the symbolic structures have an actual semantics. I give an operational definition of semantics as “predictable inference”.
All of this illustrated with link prediction over knowledge graphs, but the argument is general.
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
Builder.ai Founder Sachin Dev Duggal's Strategic Approach to Create an Innova...Ramesh Iyer
In today's fast-changing business world, Companies that adapt and embrace new ideas often need help to keep up with the competition. However, fostering a culture of innovation takes much work. It takes vision, leadership and willingness to take risks in the right proportion. Sachin Dev Duggal, co-founder of Builder.ai, has perfected the art of this balance, creating a company culture where creativity and growth are nurtured at each stage.
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
JMeter webinar - integration with InfluxDB and GrafanaRTTS
Watch this recorded webinar about real-time monitoring of application performance. See how to integrate Apache JMeter, the open-source leader in performance testing, with InfluxDB, the open-source time-series database, and Grafana, the open-source analytics and visualization application.
In this webinar, we will review the benefits of leveraging InfluxDB and Grafana when executing load tests and demonstrate how these tools are used to visualize performance metrics.
Length: 30 minutes
Session Overview
-------------------------------------------
During this webinar, we will cover the following topics while demonstrating the integrations of JMeter, InfluxDB and Grafana:
- What out-of-the-box solutions are available for real-time monitoring JMeter tests?
- What are the benefits of integrating InfluxDB and Grafana into the load testing stack?
- Which features are provided by Grafana?
- Demonstration of InfluxDB and Grafana using a practice web application
To view the webinar recording, go to:
https://www.rttsweb.com/jmeter-integration-webinar
Slack (or Teams) Automation for Bonterra Impact Management (fka Social Soluti...Jeffrey Haguewood
Sidekick Solutions uses Bonterra Impact Management (fka Social Solutions Apricot) and automation solutions to integrate data for business workflows.
We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on the notifications, alerts, and approval requests using Slack for Bonterra Impact Management. The solutions covered in this webinar can also be deployed for Microsoft Teams.
Interested in deploying notification automations for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
Encryption in Microsoft 365 - ExpertsLive Netherlands 2024Albert Hoitingh
In this session I delve into the encryption technology used in Microsoft 365 and Microsoft Purview. Including the concepts of Customer Key and Double Key Encryption.
5. The Money Flower : A Taxonomy of Money
Ref: [@Stanjourdan] 5 / 139
6. 6 / 139
Digital
Currency
Digital Currency (a.k.a. Digital Money or
Electronic Currency/Money) is a type of
currency available only in digital form, not in
physical (such as banknotes and coins).
It exhibits properties similar to physical currencies, but allows
for instantaneous transactions and borderless transfer-of-
ownership.
7. Global Money Supply: More than 90% of the currency in the world is digital, that is, money held or traded in it's
non-physical form. Ref: [The Money Project] 7 / 139
8. 8 / 139
Digital
Currency
Most of the traditional money supply
is bank money held on computers.
This is also considered digital
currency.
One could argue that our increasingly cashless society
means that all currencies are becoming digital
("electronic money"), but they are not presented to us
as such. Cf. [Digital currency]
Cryptocurrency
A special kind of digital currency. The most
popular Cryptocurrency is Bitcoin.
"Crypto" refers to the cryptographic method used in the
currency to secure transactions and create new unit of the
currency.
This kind of digital money is a revolutionary technology that
allows people or institutions to transfer funds instantly, securely
and without a middleman.
9. 9 / 139
Bene ts
Non-Traditional Digital Currency
Ref: [5 Ways Digital Currencies will Change the World
| Susan Athey]
1. Faster, Cheaper Bank Transfers
2. A Boost to Global Remittances
3. Safe Money for the Poor
4. Unleashing the Potential of e-Commerce
5. Programmable Money and Smart
Contracts
International bank transfers can take up to a week. By using digital currency, bank
transfers could be made instantly, cheaply and safely.
Using digital currency, users can send money directly to their families via mobile phone,
eliminating transfer fees that often run up to 10% or more.
10. 10 / 139
Possible
Risks
A New Battlefront
New record-keeping and payments systems
create huge cybersecurity issues, from theft
to hacking.
Cryptocurrencies like Bitcoin are volatile, because their value is
based on supply and demand. And the supply is determined by
a computer code, not a central bank.
12. Growth of FinTech Investments Since 2000 | Ref: [IOSCO 2017] 12 / 139
13. 13 / 139
The term Financial Technologies or FinTech
is used to describe a variety of innovative
business models and emerging
technologies that have the potential to
transform the nancial services industry.
Financial Technology describes tech-enabled products and
services that improve traditional nancial services.
14. 14 / 139
Innovative FinTech Business
Models
o er one or more speci c nancial products or services in
an automated fashion through the use of the internet.
unbundle the di erent nancial services traditionally
o ered by service providers -- incumbent banks, brokers or
investment managers.
Examples
Equity crowdfunding platforms intermediate share placements
Peer-to-peer lending platforms intermediate or sell loans
Robo-advisers provide automated investment advice
Social trading platforms o er brokerage and investing services
15. 15 / 139
Emerging Technologies
Cryptography
Big-Data
Machine Learning/ Arti cial Intelligence
Distributed Ledger Technologies (DLTs)
Such emerging technologies can be used to supplement both FinTech new entrants and
traditional incumbents, and carry the potential to materially change the nancial services
industry.
19. 19 / 139
FinTech has Changed the
Competitive Landscape
Since the 2008 Financial Crisis, FinTech
startups have targeted single underserved
nancial products with better UI, digital
marketing, and services that cater to shifting
customer demands.
Ref: [Banks in Fintech]
20. 20 / 139
Disruption
from Every
Direction
Challengers to the big banks now
range from PayPal, the granddaddy of
e-payments which spun o from eBay
(2015), to cryptocurrency companies
such as Coinbase. Ref: [IOSCO 2017]
21. 21 / 139
Financial Inclusion
Digital currencies can become another convenient and safe form of payment and
savings in emerging markets where most citizens don't have bank accounts.
High unbanked population, weak consumer banks and high
mobile phone penetration make emerging markets ripe for
FinTech disruptions.
There are billions around the world without access to traditional nancial services.
Fintech innovations could be their chance to be included in the global digital
economy.
Participation in the nancial system can reduce income inequality, boost job creation,
and directly help the poor manage risk and absorb nancial shocks.
Ref: [The Fintech Revolution]
22. 22 / 139
Possible Impacts
Fintech companies could wipe out as much as 60%
of bank pro ts.
Almost 2 million jobs ini banking will be lost,
especially in areas such as lending and payments,
where technology takes over human roles.
While it's di cult to predict how FinTech will play
out over the years, the game is most de nitely on.
Ref: [The Fintech Revolution]
29. 29 / 139
There are more than 5,000 FinTech
startups in the world in 2016.
Cumulative funding into FinTech
start-ups: $127 B
Companies tracked: 10,993
Ref: [INSEAD, FinTech Control Tower]
30. 25 FinTech Unicorns Valued at $75.9B | Ref: [CBInsights]
Global VC-backed ntech companies that notched a private market valuation of $1B+
30 / 139
31. 2017 Sees 8 Fintech Unicorn Births
Global VC-backed ntech companies that notched a private market valuation of $1B+ in 2017
31 / 139
33. FinTech is no Longer a Niche Market | Ref: [Banks in FinTech]
FinTech Companies have attracted Millions of Customers (Since Respective Launch Date) 33 / 139
34. Annual Global FinTech Deals and Financing, 2013 - 2017 ($B) | Ref: [Fintech Trends] 34 / 139
35. 35 / 139
FinTech Trends (2018)
Fintechs unbundling leads to rebundling
European ntechs will expand their global footprint
Banks forgo partnering in favor of ghting ntech with
ntech
Wealth management will become the hottest ntech sector
in China
Latin America and Southeast Asia will see strong ntech
growth
Banks deepen their partnerships with regtech
...
Ref: [CBInsights FinTech Trends 2018]
37. 37 / 139
FinTech has evolved from startups that want
to take on and beat incumbents, to a
broader ecosystem of di erent businesses
looking in many cases for partnerships.
FinTech startups don't just need capital, they need customers.
At the same time, incumbents need new approaches to drive
change and deliver innovation.
Innovation is also coming from outside nancial services and
being driven by a variety of sources including tech companies,
e-retailers, and social media platforms.
56. 56 / 139
The 2008 nancial crisis caused a lot of people to lose trust in
banks as trusted third parties. Many questioned whether
banks were the best guardians of the global nancial system.
Bad investment decisions by major banks had proved
catastrophic, with rippling consequences.
Bitcoin - also proposed in 2008 -
presented something of an alternative.
57. 57 / 139
Bitcoin made digital transactions possible without a "trusted
intermediary". The technology allowed this to happen at scale,
globally, with cryptography doing what institutions like
commercial banks, nancial regulators, and central banks used
to do: verify the legitimacy of transactions and safeguard the
integrity of the underlying asset.
Bitcoin is a decentralized, public ledger. There is no trusted
third party controlling the ledger. Anyone with bitcoin can
participate in the network, send and receive bitcoin, and even
hold a copy of this ledger if they want to. In that sense, the
ledger is "trustless" and transparent.
58. 58 / 139
Bitcoin
The rst cryptocurrency
Created by Satoshi Nakamoto in 2009
Open source
Considered the reserve currency of the cryptocurrency
world
Lifetime supply of only 21M coins, of which likely about
30% are already lost
Ref: [J. Wong]
59. 59 / 139
Bitcoin
Bitcoin is a decentralized, public ledger. This ledger is known as a blockchain. There is no
trusted third party controlling the Bitcoin blockchain. Instead, anyone can read it, write to
it, and hold a copy.
The Bitcoin blockchain tracks a single asset: bitcoin. The
blockchain has rules, one of which states that there will only
ever be 21M bitcoin. All participants must agree to Bitcoin's
rules in order to use it.
Ref: [CBInsights]
60. 60 / 139
Bitcoin
Because anyone can read it and write to it, Bitcoin needs a
method to establish consensus among untrusted nodes. It
solves this problem via clever economics:
Incentive: The rst miner to verify transactions and devote immense computing
power to secure the blockchain can append a block of transactions to the chain of
previous blocks. This miner is rewarded with bitcoin, and the race starts over every
ten minutes.
Disincentive: Bad actors are dissuaded from attacking the blockchain, because it's
e ectively a money-losing proposition.
Ref: [CBInsights]
65. 65 / 139
Digital asset for value exchange
Decentralized control (no central bank)
Uses cryptography for:
Securing transactions
Controlling creation of additional units
Verifying the transfer of assets
Most are built on a technology called blockchain, which is a
public, immutable, distributed ledger of all transactions
67. 67 / 139
#1Desentralized
Traditional money is controlled by banks and governments -
which makes it a "centralized" currency.
Crypto (eg. Bitcoin) is not controlled or
regulated by any single entity like a bank -
which makes it a "decentralized" currency.
Having no banks in control makes sending and receiving money
cheaper, faster, and easier.
Ref: [upfolio.com]
68. 68 / 139
#2No Counterfeit
Money
Paper currencies, credit cards, and checks can be counterfeit.
Crypto solves the Double Spend Problem
which means criminals cannot create fake
cryptos. Counterfeiting is (almost)
impossible.
Counterfeit traditional money is very common. In the U.S. alone it is estimated that
between $70 and $200 million in counterfeit bills are in circulation. That's up to 1 out of
every 4,000 real bills. You won't have to pay those high fees for fraud protection either!
Ref: [upfolio.com]
69. 69 / 139
#3Limited Supply
Traditional money is created by governments in unlimited
quantities. They print more constantly, which decreases the
value over time.
Cryptos' supply is usually limited. Why? It's
designed to be scarce so that it increases in
value over time.
A constantly increasing supply of money creates something called in ation. This means
that the money you are holding is worth a little less every day. If you're working hard and
trying to save up, that's bad. It's why an ice cream was $0.05 in 1950, but is $5.00 today
traditional money keeps losing value. Crypto's limited supply creates the opposite e ect,
called de ation.
Ref: [upfolio.com]
70. 70 / 139
#4Divisible
Old fashioned money can be spent only in amounts as small as
a single cent (ie. up to 2 decimal places). Crypto is highly
divisible because its value is designed to increase over time
(through de ation).
This divisibility means you can spend very small amounts of a coin. So basically, an ice
cream cone may cost 0.001 coins today, but in the future it may cost 0.00000010 coins, if
coin's value rises even more.
Crypto's high divisibility is useful eg. for microtransactions.
These are very small payments used for digital goods and
services. Microtransactions are something traditional money
can't do, because cents are not divisible enough and therefore
too big for very small purchases.
Ref: [upfolio.com]
71. 71 / 139
#5Security
Cryptocurrency uses cryptography to securely send payments.
Hence the name. Cryptography is a technology that protects
information through complex math functions.
Cryptocurrencies use strong cryptography to
protect your account and let you securely
send money.
Note that security is a highly-dynamic multi-dimensional aspect ie. cryptography alone is
not enough to de ne actual level of security.
Ref: [upfolio.com]
73. 73 / 139
Altcoins
Alternative Coins
Coins that were created after Bitcoin.
Because Bitcoin's code is open-source, anyone can use Bitcoin's
code to create an altcoin. Many of them seek to improve on
Bitcoin or expand its capabilities.
Altcoins use di erent rules and engage with other economic
models.
74. 74 / 139
Cryptocurrencies focus on di erent goals, but almost all shared the original purpose of
removing middlemen.
Some of the most popular cryptocurrencies include Ethereum, Ripple, Litecoin, Dash,
NEO, Monero, and IOTA. The list grows constantly, because new cryptocurrencies are
created all the time.
Anybody is allowed to create their own cryptocurrency. In fact,
there are already over 1,500 di erent ones, and that number is
growing quickly. People are developing new cryptocurrencies
for fun, to solve problems, and to make money.
Because anybody with some technical skills can make them, it's important to know that
some cryptocurrencies are more trustworthy than others.
Ref: [upfolio.com]
84. 84 / 139
Ethereum
E ectively, Bitcoin is a decentralized application for payments.
Ethereum adds another layer by allowing users to put code on
its blockchain that executes automatically. This code is called a
"Smart Contract". In this way, Ethereum hopes to create a
decentralized computing platform - a global supercomputer.
Ref: [CBInsights]
87. 87 / 139
Ethereum is a decentralized platform
that runs smart contracts.
Ethereum allows participants to execute complex code (smart
contracts) on its ledger.
Ethereum uses a blockchain to track a
cryptocurrency called "ether". Users spend
ether to run programs on the Ethereum
platform.
Ethereum is also a construction set for building decentralized
applications. Instead of building their own blockchains from
scratch, developers can use Ethereum's blockchain.
91. 91 / 139
Token
Native Tokens
App Tokens
Utility Tokens
A unit of value for a blockchain system.
Tokens can be used for payment, access,
voting, and facilitating the overall blockchain
infrastructure.
Most tokens are based on Ethereum.
bitcoin is a token that provides ownership of a unit of account
on the Bitcoin ledger (BC). It is impossible to participate in the
Bitcoin ledger without owning bitcoin; bitcoin is the network's
exclusive means of exchange. In this sense, bitcoin isn't a
security, but utility within a network.
92. 92 / 139
Hash
Hash Function
Hash Value
Hash Rate
SHA-256
A hash function is any function that can be used to map data of
arbitrary size to data of xed size. The values returned by a hash
function are called hash values, hash codes, digests, signatures,
or simply hashes.
Hash Rate/Power. The number of hash computations per unit time that can be
performed by a mining hardware. The rate determines their mining e ectiveness and
pro t.
SHA 256. SHA-256 is a member of the SHA-2 (Secure Hash
Algorithm 2) cryptographic hash functions. Digest is 32 Byte
(256 bits) long. Bitcoin mining uses SHA-256 as the Proof of
Work algorithm. SHA-256 is also used in the creation of bitcoin
addresses to improve security and privacy.
93. 93 / 139
Mining
Mining Pool
Mining Reward
Mining Rig
The process by which transactions get veri ed, bundled, and
added to the Blockchain. It's an essential part of any
cryptocurrency, because it processes all transactions.
Mining Pool. A group of people or organizations who come together to pool and share
their computer resources for cryptocurrency mining. They then also split the rewards.
Mining Reward. The payment resulting from volunteering
computer resources to process cryptocurrency transactions.
Mining rewards are often a mix of new coins and transaction
fees.
Mining Rig. A computer setup that's specially designed for mining a cryptocurrency. Often
involves multiple graphic cards (GPUs) or other complicated setups for maximum
e ciency.
105. 105 / 139
Consensus
Consensus Point
An automated mechanism that allows
blockchain participants to agree on which
transactions happened and in which order.
Consensus Point. A point in time when blockchain participants
agree on which transactions happened and in which order. Can
be based on a time interval or based on a volume of
transactions.
106. 106 / 139
PoW
Proof of Work
Bitcoin uses a Proof of Work scheme to
create distributed trustless consensus and
solve the double-spend problem.
Proof of Work is a requirement that mining be performed.
Miners proof that they did that computational work by nding
the solution of a math puzzle known as PoW problem.
All the network miners compete to be the rst to nd a solution for the mathematical
problem that concerns the candidate block, a problem that cannot be solved in other
ways than through brute force so that essentially requires a huge number of attempts. A
reward (new coins) is given to the rst miner who solves each blocks problem.
107. 107 / 139
PoW
Proof of Work
From a technical point of view, mining process is an
operation of inverse hashing: it determines a number
(nonce), so the cryptographic hash algorithm of block
data results in less than a given threshold.
A Proof of Work is a piece of data which is di cult (costly, time-
consuming) to produce but easy for others to verify and which
satis es certain requirements. Producing a PoW can be a
random process with low probability so that a lot of trial and
error is required on average before a valid proof of work is
generated. Bitcoin uses the Hashcash PoW system.
In order for a block to be accepted by network participants, miners must complete a PoW
which covers all of the data in the block. The di culty of this work is adjusted so as to
limit the rate at which new blocks can be generated by the network to one every 10
minutes (Bitcoin).
Due to the very low probability of successful generation, this makes it unpredictable
which worker computer in the network will be able to generate the next block.
108. 108 / 139
PoS
Proof of Stake
In a distributed consensus-based on the PoW, miners
need a lot of energy. One Bitcoin transaction required
the same amount of electricity as powering 1.57
American households for one day (data from 2015).
And these energy costs are paid with at currencies,
leading to a constant downward pressure on the
digital currency value.
In a PoS scheme, the creator of a new block
is chosen in a deterministic way, depending
on its wealth, also de ned as stake.
All the digital currencies are previously created in the
beginning, and their number never changes. This means that in
the PoS system there is no block reward and the miners take
the transaction fees. This is why, in fact, in this PoS system
miners are called forgers, instead.