Adams-Hansen & Associates is a Fee only Registered Investment Advisor in Minnesota managing portfolios mostly made of Indexed Mutual Funds.
Check them out!
Here are the new returns for Adams-Hansen as of March 31st, 2018. Feel free to check them out!
Adams-Hansen & Associates is a Registered Investment Advisor registered with the state of Minnesota. Adams-Hansen & Associates and its Investment Advisor Representatives do not render tax, legal, or accounting advice.
Bmds 2018 03 31
Here are the 2018 new Returns from AHA.
Adams-Hansen & Associates are Fee only advisers providing asset management and solving financial problems for Unions, Business Owners, Individuals, and 401(k)s.
Here are the new AHA Returns! Please take a moment to see how we're performing. Adams-Hansen & Associates are Fee only advisers providing asset management and solving financial problems for Unions, Business Owners, Individuals, and 401(k)s.
We welcome you to call us at 952-224-9085.
E. Rick Adams & R. Brook Hansen are investment advisors who offer advisory services through their registered investment advisory firm, Adams-Hansen & Associates. The document provides performance data for three portfolio strategies managed by Adams-Hansen & Associates - Conservative, Moderate, and Aggressive - showing annualized returns for 1, 3, and 5 years. It also includes brief descriptions of the investment objectives, strategies, and asset allocations for each portfolio. The portfolios contain mutual funds selected to achieve consistent risk levels while maximizing returns for clients.
- Adams-Hansen & Associates is an investment advisory firm that offers three managed portfolio options - Conservative, Moderate, and Aggressive - to clients seeking to maximize returns based on their risk tolerance.
- The Conservative portfolio has achieved annualized returns of 3.41% over 1 year, 12.09% over 3 years, and 12.20% over 5 years, outperforming its benchmark.
- Portfolios are constructed using modern portfolio theory and contain mutual funds selected to achieve the proper risk level while maximizing returns.
- Fees for the Conservative portfolio are 0.31% of assets per year.
This document discusses the importance and limitations of ratio analysis and defines various types of ratios used to analyze a company's liquidity, leverage, turnover, profitability, and valuation. Key ratios covered include the current ratio, debt-equity ratio, inventory turnover ratio, return on assets, price-earnings ratio, and more. Ratio analysis enables comparison of a firm's performance over time and against industry benchmarks across areas such as liquidity, solvency, efficiency, and profitability. However, comparisons can be limited by differing firm situations and lack of industry data.
Here are the new returns for Adams-Hansen as of March 31st, 2018. Feel free to check them out!
Adams-Hansen & Associates is a Registered Investment Advisor registered with the state of Minnesota. Adams-Hansen & Associates and its Investment Advisor Representatives do not render tax, legal, or accounting advice.
Bmds 2018 03 31
Here are the 2018 new Returns from AHA.
Adams-Hansen & Associates are Fee only advisers providing asset management and solving financial problems for Unions, Business Owners, Individuals, and 401(k)s.
Here are the new AHA Returns! Please take a moment to see how we're performing. Adams-Hansen & Associates are Fee only advisers providing asset management and solving financial problems for Unions, Business Owners, Individuals, and 401(k)s.
We welcome you to call us at 952-224-9085.
E. Rick Adams & R. Brook Hansen are investment advisors who offer advisory services through their registered investment advisory firm, Adams-Hansen & Associates. The document provides performance data for three portfolio strategies managed by Adams-Hansen & Associates - Conservative, Moderate, and Aggressive - showing annualized returns for 1, 3, and 5 years. It also includes brief descriptions of the investment objectives, strategies, and asset allocations for each portfolio. The portfolios contain mutual funds selected to achieve consistent risk levels while maximizing returns for clients.
- Adams-Hansen & Associates is an investment advisory firm that offers three managed portfolio options - Conservative, Moderate, and Aggressive - to clients seeking to maximize returns based on their risk tolerance.
- The Conservative portfolio has achieved annualized returns of 3.41% over 1 year, 12.09% over 3 years, and 12.20% over 5 years, outperforming its benchmark.
- Portfolios are constructed using modern portfolio theory and contain mutual funds selected to achieve the proper risk level while maximizing returns.
- Fees for the Conservative portfolio are 0.31% of assets per year.
This document discusses the importance and limitations of ratio analysis and defines various types of ratios used to analyze a company's liquidity, leverage, turnover, profitability, and valuation. Key ratios covered include the current ratio, debt-equity ratio, inventory turnover ratio, return on assets, price-earnings ratio, and more. Ratio analysis enables comparison of a firm's performance over time and against industry benchmarks across areas such as liquidity, solvency, efficiency, and profitability. However, comparisons can be limited by differing firm situations and lack of industry data.
Ratio analysis is a method of expressing the relationships between financial statement elements. It is used to evaluate a firm's performance, strengths, weaknesses, and ability to meet obligations. Ratios can be classified into liquidity, capital structure, turnover/activity, and profitability. Liquidity ratios measure short-term debt paying ability, capital structure ratios measure financial risk, turnover ratios measure asset use efficiency, and profitability ratios measure profit generation. Ratio analysis allows stakeholders to assess the firm's performance, financial condition, and risk.
Ratio analysis is an important tool for financial analysis that allows assessment of key financial metrics like liquidity, profitability, solvency, and risk. It involves calculating and analyzing relationships between items and groups of items from financial statements. Common ratios used in ratio analysis include the current ratio, quick ratio, debt-equity ratio, and profitability ratios. Ratio analysis is useful for lenders in evaluating the financial position, performance, strengths, and weaknesses of a business. It provides insights into the liquidity, operational efficiency, and credit risk of companies.
The document provides an overview of financial statement and ratio analysis. It discusses the objectives of ratio analysis which include standardizing financial information, evaluating current operations, and comparing performance. It then examines various types of ratios that can be analyzed including liquidity, investment/shareholders, gearing, profitability, and financial ratios. Specific ratios are defined under each category such as current ratio, quick ratio, debt-to-equity ratio, gross profit margin, return on capital employed, asset turnover, and stock turnover. The document emphasizes that multiple ratios should be analyzed over several years for accurate assessment of a firm's financial condition.
This document discusses various financial ratios used to analyze the liquidity, solvency, profitability, and efficiency of Patanjali. It provides the formulas and calculations for key ratios like current ratio, quick ratio, debt-equity ratio, gross profit ratio, operating ratio, return on investment, return on assets, and return on shareholders' funds. For each ratio calculated for Patanjali, it evaluates whether the ratio meets industry ideals. Overall, the ratios indicate Patanjali has good liquidity, solvency, and profitability.
Financial statement analysis involves various techniques to evaluate a company's financial health and performance, including ratio analysis. Ratio analysis calculates statistical relationships between financial data points to gain insights. Key ratios discussed in the document include liquidity ratios like the current ratio and quick ratio, leverage ratios like the debt-to-equity ratio, activity ratios like inventory turnover ratio, and profitability ratios. Calculating and analyzing ratios helps understand a company's liquidity, creditworthiness, operational efficiency, and profit generating ability.
This document discusses various accounting ratios used to evaluate business performance. It describes profitability ratios like gross profit percentage and net profit percentage, which are calculated using the profit and loss statement. It also discusses balance sheet ratios like return on capital invested and current (working capital) ratio, which analyze capital efficiency and liquidity. Specific formulas are provided to calculate each ratio along with guidelines for interpreting the results.
This document discusses various aspects of corporate dividend policies, including theories on dividend relevance and irrelevance, factors that influence dividend policies, types of dividends such as stock dividends and stock splits, and methods of stock repurchase. It covers Modigliani-Miller's argument that dividends are irrelevant, counterarguments that dividends do matter due to taxes and signaling, and factors corporations consider in determining their dividend policies such as funding needs, liquidity, and debt restrictions.
Meaning of Ratios
Objective of ratio analysis
Advantage or uses of Accounting Ratios
Limitations of Accounting Ratios
Classification of ratios :
i). Liquidity Ratio
ii). Solvency Ratio
iii). Activity/Turnover Ratio
iv). Profitability/Income Ratio
Company X provides a document outlining key concepts in value based management including metrics like NOPAT, FCF, ROIC, WACC, and EVA. It discusses these concepts over 3 pages and provides examples of calculations for Company X in 2014-2016. Key metrics like ROIC increased substantially from 20.39% in 2014 to 60.31% in 2016 while WACC also increased from 15.19% to 24.35% over this period, leading to an expanding ROIC-WACC spread and indicating improved value creation.
Ratio analysis is used to interpret financial statements and determine the strengths, weaknesses, historical performance, and current condition of a firm. It uses ratios categorized into five types: liquidity, investment, gearing, profitability, and financial ratios. Liquidity ratios measure a firm's ability to meet short-term obligations, such as current and quick ratios. Profitability ratios indicate how efficiently a firm generates profits relative to sales and assets, including gross and net profit margins and return on capital employed.
1. The document discusses critical investor mistakes such as failing to establish an investment strategy, not devoting enough time to learning and research, and not diversifying assets.
2. It provides data showing that while stocks have averaged higher returns than inflation over the long run, individual investors have not achieved the same returns due to poor timing of investments and emotional reactions to market fluctuations.
3. The presentation emphasizes the importance of risk management, adapting portfolios to changing market conditions, diversifying across asset classes and investment styles, and working with a financial advisor.
This document discusses various financial ratios used to evaluate a company's liquidity and debt obligations. It defines current ratio, quick ratio, and cash ratio as measures of liquidity, calculated by dividing different levels of current assets by current liabilities. A higher ratio indicates greater ability to meet short-term debts. Debt ratio is defined as total debt divided by total assets to indicate the percentage of assets financed by debt. The document then provides an example company's current assets, liabilities, and calculates its quick and current ratios to demonstrate its liquidity.
This document discusses ratio analysis and the DuPont system for analyzing financial statements. It defines ratio analysis and identifies common types of ratios including liquidity, activity, leverage, profitability, and market ratios. It then introduces the DuPont system, which breaks down return on equity into operating profit margin, asset turnover, and financial leverage. The document provides examples of key ratios within each category and discusses how ratios are used and viewed by managers, creditors, and board members. It also notes some limitations of ratio analysis.
This document discusses various theories and considerations around dividend policy. It covers the dividend irrelevance theory proposed by Miller and Modigliani, which argues that dividend policy does not impact share price if assumptions like no taxes or brokerage fees hold. However, their assumptions are unrealistic. The document also discusses the bird-in-hand theory, tax preference theory, signaling theory, clientele effect hypothesis, and sustainable growth rate as additional factors in determining optimal dividend policy.
determinants of corporate dividend policyArfan Afzal
Determinants of Corporate Dividends Policy: Evidence from an Emerging Economy, the attributes of non-financial companies listed on Abu Dhabi Securities Exchange (ADX). panel data for the period between 2010 and 2012 were collected from the listed companies annual reports published on ADX website.
Accounting ratios can be used to:
1) Compare a company's performance over different years, against budgets, and other similar companies.
2) Provide information on a company's liquidity, profitability, asset use, and capital structure.
3) Appraise a company's performance, make predictions, and assist with planning.
Here are the new AHA Returns! Adams-Hansen are Fee only advisers providing asset management and solving financial problems for Unions, Business Owners, Individuals, and 401(k)s.
We welcome you to call us at 952-224-9085!
Adams-Hansen & Associates' Returns as of 12/31/2016Brook Hansen
E. Rick Adams & R. Brook Hansen are Investment Advisor Representatives offering advisory services through Creative Wealth Strategies, Inc. dba Adams-Hansen & Associates, a Registered Investment Advisor. They provide portfolio management services for conservative, moderate, and aggressive portfolios. The conservative portfolio has outperformed its benchmark, the Dow Jones Moderately Conservative index, over 1, 3, 5 years and since inception in 2009, with annualized returns of 14.12%, 6.71%, 10.59%, and 13.90% respectively. Fees for the conservative portfolio are 0.30% of assets per year.
- Adams-Hansen & Associates is an investment advisory firm that offers three portfolio strategies - Conservative, Moderate, and Aggressive - to clients seeking to maximize returns based on their risk tolerance.
- The Conservative portfolio has achieved annualized returns of 14.01% since inception in 2009 with a standard deviation of 8.62% and current assets of $23,721 starting from an initial $10,000 investment.
- The portfolios are composed of mutual funds selected to achieve consistent returns relative to their benchmark indexes while maintaining the target risk level for each portfolio.
This document provides an overview of the Anchor BCI Equity Fund, a South African equity portfolio managed by Anchor Capital. It seeks long-term capital growth through a bottom-up stock selection process that favors quality stocks. The fund constructs its portfolio based on fundamental research, focusing on stocks with strong returns on capital and cash flows. While it considers valuation, the fund's style is not strictly 'value'. It can invest in offshore instruments for efficient portfolio management. The minimum investment is R25,000 and the fund aims to maintain over 80% equity exposure.
Ratio analysis is a method of expressing the relationships between financial statement elements. It is used to evaluate a firm's performance, strengths, weaknesses, and ability to meet obligations. Ratios can be classified into liquidity, capital structure, turnover/activity, and profitability. Liquidity ratios measure short-term debt paying ability, capital structure ratios measure financial risk, turnover ratios measure asset use efficiency, and profitability ratios measure profit generation. Ratio analysis allows stakeholders to assess the firm's performance, financial condition, and risk.
Ratio analysis is an important tool for financial analysis that allows assessment of key financial metrics like liquidity, profitability, solvency, and risk. It involves calculating and analyzing relationships between items and groups of items from financial statements. Common ratios used in ratio analysis include the current ratio, quick ratio, debt-equity ratio, and profitability ratios. Ratio analysis is useful for lenders in evaluating the financial position, performance, strengths, and weaknesses of a business. It provides insights into the liquidity, operational efficiency, and credit risk of companies.
The document provides an overview of financial statement and ratio analysis. It discusses the objectives of ratio analysis which include standardizing financial information, evaluating current operations, and comparing performance. It then examines various types of ratios that can be analyzed including liquidity, investment/shareholders, gearing, profitability, and financial ratios. Specific ratios are defined under each category such as current ratio, quick ratio, debt-to-equity ratio, gross profit margin, return on capital employed, asset turnover, and stock turnover. The document emphasizes that multiple ratios should be analyzed over several years for accurate assessment of a firm's financial condition.
This document discusses various financial ratios used to analyze the liquidity, solvency, profitability, and efficiency of Patanjali. It provides the formulas and calculations for key ratios like current ratio, quick ratio, debt-equity ratio, gross profit ratio, operating ratio, return on investment, return on assets, and return on shareholders' funds. For each ratio calculated for Patanjali, it evaluates whether the ratio meets industry ideals. Overall, the ratios indicate Patanjali has good liquidity, solvency, and profitability.
Financial statement analysis involves various techniques to evaluate a company's financial health and performance, including ratio analysis. Ratio analysis calculates statistical relationships between financial data points to gain insights. Key ratios discussed in the document include liquidity ratios like the current ratio and quick ratio, leverage ratios like the debt-to-equity ratio, activity ratios like inventory turnover ratio, and profitability ratios. Calculating and analyzing ratios helps understand a company's liquidity, creditworthiness, operational efficiency, and profit generating ability.
This document discusses various accounting ratios used to evaluate business performance. It describes profitability ratios like gross profit percentage and net profit percentage, which are calculated using the profit and loss statement. It also discusses balance sheet ratios like return on capital invested and current (working capital) ratio, which analyze capital efficiency and liquidity. Specific formulas are provided to calculate each ratio along with guidelines for interpreting the results.
This document discusses various aspects of corporate dividend policies, including theories on dividend relevance and irrelevance, factors that influence dividend policies, types of dividends such as stock dividends and stock splits, and methods of stock repurchase. It covers Modigliani-Miller's argument that dividends are irrelevant, counterarguments that dividends do matter due to taxes and signaling, and factors corporations consider in determining their dividend policies such as funding needs, liquidity, and debt restrictions.
Meaning of Ratios
Objective of ratio analysis
Advantage or uses of Accounting Ratios
Limitations of Accounting Ratios
Classification of ratios :
i). Liquidity Ratio
ii). Solvency Ratio
iii). Activity/Turnover Ratio
iv). Profitability/Income Ratio
Company X provides a document outlining key concepts in value based management including metrics like NOPAT, FCF, ROIC, WACC, and EVA. It discusses these concepts over 3 pages and provides examples of calculations for Company X in 2014-2016. Key metrics like ROIC increased substantially from 20.39% in 2014 to 60.31% in 2016 while WACC also increased from 15.19% to 24.35% over this period, leading to an expanding ROIC-WACC spread and indicating improved value creation.
Ratio analysis is used to interpret financial statements and determine the strengths, weaknesses, historical performance, and current condition of a firm. It uses ratios categorized into five types: liquidity, investment, gearing, profitability, and financial ratios. Liquidity ratios measure a firm's ability to meet short-term obligations, such as current and quick ratios. Profitability ratios indicate how efficiently a firm generates profits relative to sales and assets, including gross and net profit margins and return on capital employed.
1. The document discusses critical investor mistakes such as failing to establish an investment strategy, not devoting enough time to learning and research, and not diversifying assets.
2. It provides data showing that while stocks have averaged higher returns than inflation over the long run, individual investors have not achieved the same returns due to poor timing of investments and emotional reactions to market fluctuations.
3. The presentation emphasizes the importance of risk management, adapting portfolios to changing market conditions, diversifying across asset classes and investment styles, and working with a financial advisor.
This document discusses various financial ratios used to evaluate a company's liquidity and debt obligations. It defines current ratio, quick ratio, and cash ratio as measures of liquidity, calculated by dividing different levels of current assets by current liabilities. A higher ratio indicates greater ability to meet short-term debts. Debt ratio is defined as total debt divided by total assets to indicate the percentage of assets financed by debt. The document then provides an example company's current assets, liabilities, and calculates its quick and current ratios to demonstrate its liquidity.
This document discusses ratio analysis and the DuPont system for analyzing financial statements. It defines ratio analysis and identifies common types of ratios including liquidity, activity, leverage, profitability, and market ratios. It then introduces the DuPont system, which breaks down return on equity into operating profit margin, asset turnover, and financial leverage. The document provides examples of key ratios within each category and discusses how ratios are used and viewed by managers, creditors, and board members. It also notes some limitations of ratio analysis.
This document discusses various theories and considerations around dividend policy. It covers the dividend irrelevance theory proposed by Miller and Modigliani, which argues that dividend policy does not impact share price if assumptions like no taxes or brokerage fees hold. However, their assumptions are unrealistic. The document also discusses the bird-in-hand theory, tax preference theory, signaling theory, clientele effect hypothesis, and sustainable growth rate as additional factors in determining optimal dividend policy.
determinants of corporate dividend policyArfan Afzal
Determinants of Corporate Dividends Policy: Evidence from an Emerging Economy, the attributes of non-financial companies listed on Abu Dhabi Securities Exchange (ADX). panel data for the period between 2010 and 2012 were collected from the listed companies annual reports published on ADX website.
Accounting ratios can be used to:
1) Compare a company's performance over different years, against budgets, and other similar companies.
2) Provide information on a company's liquidity, profitability, asset use, and capital structure.
3) Appraise a company's performance, make predictions, and assist with planning.
Here are the new AHA Returns! Adams-Hansen are Fee only advisers providing asset management and solving financial problems for Unions, Business Owners, Individuals, and 401(k)s.
We welcome you to call us at 952-224-9085!
Adams-Hansen & Associates' Returns as of 12/31/2016Brook Hansen
E. Rick Adams & R. Brook Hansen are Investment Advisor Representatives offering advisory services through Creative Wealth Strategies, Inc. dba Adams-Hansen & Associates, a Registered Investment Advisor. They provide portfolio management services for conservative, moderate, and aggressive portfolios. The conservative portfolio has outperformed its benchmark, the Dow Jones Moderately Conservative index, over 1, 3, 5 years and since inception in 2009, with annualized returns of 14.12%, 6.71%, 10.59%, and 13.90% respectively. Fees for the conservative portfolio are 0.30% of assets per year.
- Adams-Hansen & Associates is an investment advisory firm that offers three portfolio strategies - Conservative, Moderate, and Aggressive - to clients seeking to maximize returns based on their risk tolerance.
- The Conservative portfolio has achieved annualized returns of 14.01% since inception in 2009 with a standard deviation of 8.62% and current assets of $23,721 starting from an initial $10,000 investment.
- The portfolios are composed of mutual funds selected to achieve consistent returns relative to their benchmark indexes while maintaining the target risk level for each portfolio.
This document provides an overview of the Anchor BCI Equity Fund, a South African equity portfolio managed by Anchor Capital. It seeks long-term capital growth through a bottom-up stock selection process that favors quality stocks. The fund constructs its portfolio based on fundamental research, focusing on stocks with strong returns on capital and cash flows. While it considers valuation, the fund's style is not strictly 'value'. It can invest in offshore instruments for efficient portfolio management. The minimum investment is R25,000 and the fund aims to maintain over 80% equity exposure.
- The document provides performance data and details about the Fairholme Fund, a non-diversified equity fund that seeks long-term growth by investing in companies generating significant cash.
- Over 10 years, the fund has significantly outperformed the S&P 500 index with returns of 88.4% compared to the index's 9.48%. However, it significantly underperformed in the last 1 year with returns of -32.42%.
- The fund's largest holdings are in multi-line insurance, diversified banks, and diversified holding companies, making up over 50% of fund assets.
Information to help you and your family manage your inheritance questions, plan your retirement and ensure you have sustainable cash flow to see you through your twilight years.
The Capabilities of Foley and Foley Wealth Strategieslukefields1
This document outlines the financial planning process of Foley & Foley Wealth Strategies. It discusses their mission to provide comprehensive financial advice to build, manage and preserve client wealth. Their approach involves a team-based analysis of all aspects of a client's financial life. Their objective is to accomplish their mission profitably while giving back to the community. The document then describes their three stage financial planning process of analysis, portfolio construction, and education/communication with clients.
This document introduces the Active Management Value Ratio (AMVR) as a tool for quantifying the prudence of actively managed funds. The AMVR compares the incremental fees of an active fund to its incremental returns over a benchmark. It notes that fiduciaries have a duty to consider costs, and active funds are imprudent if their higher fees cannot be justified by higher returns. The document provides an example AMVR calculation and explains that funds are imprudent if they do not provide positive incremental returns or if their incremental fees exceed returns.
Many investment advisers and other investment fiduciaries, such as 401(k) plan sponsors, leave themselves open to successful fiduciary liability litigation cases due to their failure to properly evaluate available investment options and to ask and answer one key question regarding fiduciary prudence.
EA - Core Beliefs Presentation_EA Core Factor Factor PlusJohn Schmick
Efficient Advisors was founded in 2009 to offer advisors cost-efficient, globally diversified portfolios based on academic research showing markets reward discipline. They partner with over 100 advisors nationwide to deliver prudent investment solutions managing over $1 billion in assets. Their mission is to utilize academic research to engineer low-cost, globally diversified portfolios designed to capture market returns and closely support advisors implementing these strategies.
New perspectives on asset class investingRobUgiansky
This document discusses various investment strategies including active and passive investing. It notes that most active managers underperform their benchmarks over time. It also discusses the benefits of asset class investing over index investing, including lower costs, improved tax efficiency, increased diversification, better risk exposure, and potentially better long-term performance. Charts show that a diversified portfolio following an asset class approach outperformed the S&P 500 since 2000 and was less volatile, and held up better in the face of withdrawals.
The document summarizes the performance of the Fairholme Fund (FAIRX) managed by Bruce Berkowitz from its inception in 1999 through 2014. Over this period, an initial $10,000 investment would have grown to $56,999 with dividends reinvested, significantly outperforming the S&P 500 index. The fund has achieved an average annual return of 12.98% compared to 3.69% for the S&P 500. Berkowitz was named Fund Manager of the Decade for 2000-2009. The majority of fund assets are concentrated in a small number of large holdings, primarily financial and real estate companies.
Next gen summer 2011 investment performanceAllison Duncan
This document discusses reviewing investment performance and opportunities for mission-related and impact investing. It provides an overview of an investor's role, working with investment advisors, asset allocation, performance expectations, and benchmarks. It also discusses where mission and financial performance can intersect for impact investing. The document explores the spectrum of impact versus financial returns and provides examples of how to find quick wins and create lasting impact through investing.
The Ecuador Residential & Commercial Property Fund aims to acquire land, incomplete construction projects, bank repossessed properties, and existing properties in Ecuador for residential and commercial rental purposes. The fund seeks to invest in properties located near future infrastructure projects in Quito, Guayaquil and Cuenca. It aims to develop properties, complete construction projects, upgrade existing properties and rent them to generate annual returns of 8-10% from rental income. The fund offers investors a guaranteed 12.5% annual return paid from rental yields, resales, local money market investments and reduced fees. It is denominated in US dollars to mitigate currency risk.
This document provides information on the Ecuador Residential & Commercial Property Fund (ERCP) I-Shares fund, including its investment objective, fees, performance, and asset allocation. The fund aims to acquire residential and commercial properties in Ecuador for rental income and capital appreciation. It offers a guaranteed 12.5% annual return paid out annually. As of July 2016, the fund's top holdings included local money markets, bank repossessed residential properties, and commercial properties.
This document provides key information about the TD Monthly Income Fund, including its objectives, risks, costs and past performance. The fund invests mainly in Canadian stocks and bonds and aims to generate income. It carries a low to medium risk level. Over the past 10 years, the fund has generated an average annual return of 5.4%. Fees include a 1.47% MER for management and administration.
This document provides an overview and summary of the HDFC Prudence Fund, an open-ended balanced mutual fund scheme offered by HDFC Mutual Fund. It defines a balanced fund, positions this fund in terms of its target risk-return profile, describes the fund's investment strategy across equity and debt assets, and highlights its portfolio composition, performance metrics, awards received, and suitability for investors seeking capital appreciation and income over the long term.
This document provides an overview and summary of the HDFC Prudence Fund, an open-ended balanced mutual fund scheme offered by HDFC Mutual Fund. It defines balanced funds, positions this fund in terms of its risk-return profile, describes the fund's investment strategy, portfolio composition, performance history and ratings. Key details around the fund's objectives, features, asset allocation pattern and suitability for investors are also summarized.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...Donc Test
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
1. ------------------- Serving as fiduciaries since 2000 --------------------
E. Rick Adams & R. Brook Hansen are Investment Advisor Representatives offering Advisory Services through
Creative Wealth Strategies, Inc. dba Adams-Hansen & Associates, a Registered Investment Advisor.
13911 Ridgedale Drive, Suite 170 l Minnetonka, MN 55305 l www.adamshansen.com
(P) 952.224.9085 (F) 952.224.9088 (E) info@adamshansen.com
AHA MANAGED
PORTFOLIO PERFORMANCE
Portfolios: Annualized Returns As of 12-31-2017
Risk 1 Year 3 Year 5 Year Since
Inception
Fund Fees Management
Fees
Conservative
AHA13 12.54 7.76 10.18 13.74 .29%
Portfolio
management
fees are
charged per
year, hour, or
as a percentage
of assets.
Moderate
AHA16 16.36 8.82 11.67 15.71 .18%
Aggressive
AHA19 16.73 9.00 11.63 16.07 .13%
Inception February 2009 – Tracking via Morningstar – Gross of non-fund fees
Additional fees may be assessed based on services required for the type of account or plan.
Past performance does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Investing
in securities involves risk of loss that clients should be prepared to bear.
Document not complete without three attached fact sheets with integrated disclosures, provided with this composite page.
If composite page has detached from fact sheets, for full disclosures visit www.adamshansen.com & choose "View our Portfolios".
2. Investment Objective
Maximize capital appreciation based on measured risk.
Investment Strategy
Portfolio Analysis
Asset Allocation Equity Style Box % Fixed Income Style Box %
+ Management Fees
Annual Performance
Trailing Returns
3 Month 1 Year 3 Year 5 Year Inception
Conservative AHA13 3.30% 12.54% 7.76% 10.18% 13.74%
DJ Mod. Conservative 2.63% 10.91% 5.04% 5.60% 8.59%
+/- Benchmark Returns 0.67% 1.62% 2.72% 4.59% 5.16%
Investment Growth
Initial Market Value: $10,000 Final Market Value: $31,220
As of 12/31/2017
Conservative Portfolio - AHA13
As a core holding, the AHA Conservative Portfolio owns most major asset classes and proportions them to the efficient frontier, using Modern Portfolio
Theory, the practice of building a portfolio whose blend of asset classes have historically earned the highest rate of return based on the risk taken. The AHA
Conservative Portfolio contains several investment funds carefully selected to achieve the consistent standard deviation of value needed to maximize the
returns for the client. By reallocating the funds on a consistent basis, gains are harvested and the original risk is maintained.
The performance data given
represents past performance and
should not be considered indicative
of future results. Principal value and
investment return of underlying
mutual funds will fluctuate, and an
investor's shares/units when
redeemed will be worth more or less
than the original investment. An
investment in the fund is not insured
or guaranteed by the FDIC or any
other government agency. Investing
in securities involves risk of loss that
clients should be prepared to bear.
Standardized Returns assume
reinvestment of dividends and capital
gains. It depicts performance without
adjusting for the effects of taxation,
but are adjusted to reflect ongoing
fund expenses. The charges and
expenses used in the standardized
returns are obtained from the most
recent prospectus and/or
shareholder report available to
Morningstar. Benchmark returns may
or may not be adjusted to reflect
ongoing expenses. An investment's
portfolio may differ significantly from
the securities in the benchmark. The
investment(s) returns do not
necessarily reflect the deduction of
all investment advisory fees. Client
investment returns will be reduced
due to custodial and transaction fees.
The investment growth graph
compares the growth of $10,000
simultaneously invested in the AHA13
Conservative Portfolio and that of the
benchmark, Dow Jones Moderately
Conservative TR USD. The benchmark
is an unmanaged portfolio of
specified securities and cannot be
invested in directly. The portfolio
may differ significantly from the
securities in the benchmark.E. Rick Adams & R. Brook Hansen are Investment Advisor Representatives offering Advisory Services through Creative
Wealth Strategies, Inc. dba Adams-Hansen & Associates, a Registered Investment Advisor.
LTD MOD EXT
HIGHMEDLOW
Current
Stock Holdings: 8,850
Bond Holdings: 1,542
Expected Return: 9.30
Risk: 13.76
Yield: 3.20
Fund Expenses: .29%
0-10 10-25 25-50 >50
LARGEMIDSMALL
VALUE CORE GROWTH
BOND
CASH
US STOCK
NON US STOCK
OTHER
NOT CLASSIFIED
TOTAL
33.95
6.50
49.24
9.30
1.03
0.00
100.00
0.00
0.00
15.69
8.87
75.44
0.00
100.00
PORTFOLIO % BMARK %
0-10 10-25 25-50 >50
A Registered Investment Advisor
3. Investment Objective
Maximize capital appreciation based on measured risk.
Investment Strategy
Portfolio Analysis
Asset Allocation Equity Style Box % Fixed Income Style Box %
+ Management Fees
Annual Performance
Trailing Returns
3 Month 1 Year 3 Year 5 Year Inception
Moderate Portfolio AHA16 4.17% 16.36% 8.82% 11.67% 15.71%
DJ Moderate TR USD 3.92% 15.15% 6.99% 8.11% 11.49%
+/- Benchmark Returns 0.25% 1.21% 1.83% 3.55% 4.22%
Investment Growth
Initial Market Value: $10,000 Final Market Value: $36,318
As of 12/31/2017
Moderate Portfolio - AHA16
As a core holding, the AHA Moderate Portfolio owns most major asset classes and proportions them to the efficient frontier, using Modern Portfolio
Theory, the practice of building a portfolio whose blend of asset classes have historically earned the highest rate of return based on the risk taken. The AHA
Moderate Portfolio contains several investment funds carefully selected to achieve the consistent standard deviation of value needed to maximize the
returns for the client. By reallocating the funds on a consistent basis, gains are harvested and the original risk is maintained.
The performance data given
represents past performance and
should not be considered indicative
of future results. Principal value and
investment return of underlying
mutual funds will fluctuate, and an
investor's shares/units when
redeemed will be worth more or less
than the original investment. An
investment in the fund is not insured
or guaranteed by the FDIC or any
other government agency. Investing
in securities involves risk of loss that
clients should be prepared to bear.
Standardized Returns assume
reinvestment of dividends and capital
gains. It depicts performance without
adjusting for the effects of taxation,
but are adjusted to reflect ongoing
fund expenses. The charges and
expenses used in the standardized
returns are obtained from the most
recent prospectus and/or
shareholder report available to
Morningstar. Benchmark returns may
or may not be adjusted to reflect
ongoing expenses. An investment's
portfolio may differ significantly from
the securities in the benchmark. The
investment(s) returns do not
necessarily reflect the deduction of
all investment advisory fees. Client
investment returns will be reduced
due to custodial and transaction fees.
The investment growth graph
compares the growth of $10,000
simultaneously invested in the AHA16
Moderate Portfolio and that of the
benchmark, Dow Jones Moderate TR
USD. The benchmark is an
unmanaged portfolio of specified
securities and cannot be invested in
directly. The portfolio may differ
significantly from the securities in the
benchmark.E. Rick Adams & R. Brook Hansen are Investment Advisor Representatives offering Advisory Services through Creative
Wealth Strategies, Inc. dba Adams-Hansen & Associates, a Registered Investment Advisor.
Current
Stock Holdings: 8,931
Bond Holdings: 2,584
Expected Return: 9.98
Risk: 15.35
Yield: 3.04
Fund Expenses: .18%
BOND
CASH
US STOCK
NON US STOCK
OTHER
NOT CLASSIFIED
TOTAL
28.43
1.59
48.22
21.55
0.21
0.00
100.00
0.00
0.00
34.13
12.02
53.85
0.00
100.00
PORTFOLIO % BMARK %
LTD MOD EXT
HIGHMEDLOW
0-10 10-25 25-50 >50
LARGEMIDSMALL
VALUE CORE GROWTH
0-10 10-25 25-50 >50
A Registered Investment Advisor
4. Investment Objective
Maximize capital appreciation based on measured risk.
Investment Strategy
Portfolio Analysis
Asset Allocation Equity Style Box % Fixed Income Style Box %
+ Management Fees
Annual Performance
Trailing Returns
3 Month 1 Year 3 Year 5 Year Inception
Aggressive AHA19 4.21% 16.73% 9.00% 11.63% 16.07%
DJ Mod. Aggressive 5.04% 19.08% 8.49% 10.30% 14.21%
+/- Benchmark Returns -0.83% -2.35% 0.51% 1.33% 1.86%
Investment Growth
Initial Market Value: $10,000 Final Market Value: $37,336
As of 12/31/2017
Aggressive Portfolio - AHA19
As a core holding, the AHA Aggressive Portfolio owns most major asset classes and proportions them to the efficient frontier, using Modern Portfolio
Theory, the practice of building a portfolio whose blend of asset classes have historically earned the highest rate of return based on the risk taken. The AHA
Aggressive Portfolio contains several investment funds carefully selected to achieve the consistent standard deviation of value needed to maximize the
returns for the client. By reallocating the funds on a consistent basis, gains are harvested and the original risk is maintained.
The performance data given
represents past performance and
should not be considered indicative
of future results. Principal value and
investment return of underlying
mutual funds will fluctuate, and an
investor's shares/units when
redeemed will be worth more or less
than the original investment. An
investment in the fund is not insured
or guaranteed by the FDIC or any
other government agency. Investing
in securities involves risk of loss that
clients should be prepared to bear.
Standardized Returns assume
reinvestment of dividends and capital
gains. It depicts performance without
adjusting for the effects of taxation,
but are adjusted to reflect ongoing
fund expenses. The charges and
expenses used in the standardized
returns are obtained from the most
recent prospectus and/or
shareholder report available to
Morningstar. Benchmark returns may
or may not be adjusted to reflect
ongoing expenses. An investment's
portfolio may differ significantly from
the securities in the benchmark. The
investment(s) returns do not
necessarily reflect the deduction of
all investment advisory fees. Client
investment returns will be reduced
due to custodial and transaction fees.
The investment growth graph
compares the growth of $10,000
simultaneously invested in the AHA19
Aggressive Portfolio and that of the
benchmark, Dow Jones Moderately
Aggressive TR USD. The benchmark is
an unmanaged portfolio of specified
securities and cannot be invested in
directly. The portfolio may differ
significantly from the securities in the
benchmark.
E. Rick Adams & R. Brook Hansen are Investment Advisor Representatives offering Advisory Services through
Creative Wealth Strategies, Inc. dba Adams-Hansen & Associates, a Registered Investment Advisor.
LTD MOD EXT
HIGHMEDLOW
Current
Stock Holdings: 8,717
Bond Holdings: 543
Expected Return: 11.36
Risk: 18.38
Yield: 2.77
Fund Expenses: .13%
0-10 10-25 25-50 >50
LARGEMIDSMALL
VALUE CORE GROWTH
BOND
CASH
US STOCK
NON US STOCK
OTHER
NOT CLASSIFIED
TOTAL
11.64
1.48
57.19
29.41
0.28
0.00
100.00
0.00
0.00
51.21
18.04
30.75
0.00
100.00
PORTFOLIO % BMARK %
0-10 10-25 25-50 >50
A Registered Investment Advisor