AGRI-CLINICS AND AGRI-BUSINESS SERVICES SCHEME IN INDIA

1. L/O/G/O
“AGRI-CLINICS AND AGRI-BUSINESS
SERVICES SCHEME IN INDIA”
Wel -come
Gide by: Dr. Snehal mishra
Presented By: Sameer Lakhani
Semester: first
Subject: communication for management & Business(ABM 505)

2. Some facts….
By 2050 global
population will rise to 9
billion….out of which
1.7 billion will
be in India alone
Food grain production would
need to increase by 5.5
MT annually
Demand for high-value food
commodities will go up by >
100% due to migration of people
into cities, increased wealth, shift
towards diets rich in protein
Currently..
52% of our population is involved
in Agriculture....
yet it contributes just 13.7% to
India’s GDP
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3. OBJECTIVES
 To support Agriculture development
 To supplement the efforts of public extension
 To create gainful self-employment opportunities to unemployed
Agricultural Graduates, Agricultural Diploma holders, Intermediate in
Agriculture, and Science Graduates with PG in Agri related subjects.
Central Sector Scheme of AGRI-CLINICS AND AGRI-
BUSINESS CENTRES (AC & ABC)
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4. CONCEPT / DEFINITION
• AGRI-CLINICS :setting up of Agri-Clinics to provide expert advice to farmers
on various aspects like soil health, cropping practices, plant protection, crop
insurance, post harvest technology, feed and fodder management etc.
• AGRI-BUSINESS CENTRES : Commercial agri-ventures for income
generation & entrepreneurship development ex.farm equipments, sale of agro
inputs, value addition activities, livestock enterprises etc.
• Agripreneur defined as “entrepreneur whose main
business is agriculture or agriculture-related”
Agriculture + Entrepreneur = Agripreneur
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5. Major Constraints
 Availability of candidates for training
 Capability of the Nodal Training Institutes with respect to training
and handholding support and its linkages with different
stakeholders
 Support to the trained graduates in availing timely /adequate credit
and easy availability of the subsidy to him
 Slow loaning and subsidy release - response of bankers towards
credit/subsidy flow to the trained agri-preneurs
 Small enterprises established with their own investment or a very
low credit need greater support for their sustainability.
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6. Modified ACABC Scheme
 Enlarged eligibility criteria
 Enhanced financial norms for training
 Refresher Training for Successful agri-preneurs
 Existing capital & interest subsidy replaced with Composite
Subsidy (36% and 44%) (www.agriclinics.net)
 Additional 10% benefits for NE & Hill States
 Enhanced ceiling cost of the projects for subsidy purpose (20 /
25 lacs and 100 lacs) (www.agriclinics.net)
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7.  MoU finalized with 181 Nodal Training Institutions (NTIs)
1. State Agriculture Universities - 16
2. State Government Institutes - 08
3. NGOs - 36
4. Agribusiness Companies - 100
5. Institutes of Co-operative Management - 11
6. Krishi Vigyan Kendras (KVK) - 10
TRAINING NETWORK
7 Nabard AUG, 2015 report

8.  Basic Agriculture Knowledge
 Central and State Government Schemes
 Field Visits
 Agricultural Extension
 IT enabled Agricultural Extension Advisory Services
 Agri-entrepreneurship Development including Market Survey, Hands
on Experience and preparation of Detailed Project Report.
TRAINING CONTENT
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9. Website: http://www.agriclinics.net
Helpline no. 1800 425 1556
Agripreneur – (Monthly E-Bulletin)
INFORMATION SUPPORT SERVICE
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10. 10

11. 11 ACABC – Evaluation Study 2006

12. ACABC Over the Years…
Year Physical Target & Achievement
Target
(Training)
Achievement Ventures
Established
Success Rate
(%)
2002-03 3245 3058 416 13.60
2004-05 3500 2977 783 26.30
2006-07 3000 3149 1081 34.33
2008-09 3000 2503 824 32.92
2009-10 3000 2564 1111 43.33
2011-12 4000 4015 2139 53.28
2012-13 4400 4439 2250 50.69
2013-14 4223 4093 2120 51.63
2014-15 4667 4576 2439 53.28
Nabard AUG, 2015 report
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13.  Through Nodal Training Institutes (NTIs)
 Individual Progress Sheet
 Interface meetings at State / Institute level
 Visits to individual enterprises
 Interaction with Bankers
 Involvement in ATMA and other Public Extension Activities
 Updating pending and sanctioned loans
 Documentation of success story
HANDHOLDING – FOR ONE YEAR
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14. Project Cost:
 Individual Projects : Rs.20.00 lakhs
 Group Projects : Rs.100.00 lakhs (5 member group)
 An additional limit of Rs.5.00 lakhs subsidy is also provided for
extremely successful ventures per person,
 Margin Money : 10 –15 % or as decided by individual banks
Bank Loans:
Type of Loan - Composite Term Loan (fixed cost + cost for one
operative cycle)- At least 10% of the project cost should be in the
form of capital investment
Security :
 Hypothecation of assets, mortgage of lands or third party guarantee.
 Collateral Security is waived up to Rs.5.00 lakhs loan.
LOAN & SUBSIDY
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15. Repayment Period:
 5 – 10 years depending upon the project.
 Gestation period – Maximum two years as per the nature of the project
Rate of Interest :
As determined by Bank (Commercial / Private Bank / RRB / State Co-
operative Bank).
Composite Subsidy:
 Credit Linked and back ended subsidy with lock-in period of 3 years.
 Subsidy will be released by NABARD to the Banks up-front
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16.  36% Subsidy on a maximum Project Cost of Rs.20.00 lakhs (Rs.100.00
lakhs for Group) for general category and 44% for SC, ST, women, Hilly
States (NE States, J&k, H.P and Uttaranchal).
 The benefit of subsidy will be extended maximum twice to a candidate
under the Scheme within the prescribed loan limits
 Payment of back-ended subsidy will be linked to extension services
provided by Agripreneur.
Project Activities:
 32 Projects mentioned (only ex.).
 Any Project which provide services to the farmers.
Hand Holding by Nodal Training Institutions:
Up to one year
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17. S.No. State Trained Established
1 Andhra Pradesh 1458 555
2 Arunachal Pradesh 14 2
3 Assam 487 172
4 Bihar 2817 951
5 Chandigarh 2 1
6 Chattisgarh 281 149
7 Delhi 13 2
8 Goa 3 1
9 Gujarat 1150 401
10 Haryana 457 158
11 Himachal Pradesh 416 108
12 Jammu and Kashmir 1206 157
13 Jharkhand 559 128
14 Karnataka 2634 1060
15 Kerala 174 45
16 Madhya Pradesh 963 364
State-wise Progress (21/10/2013)
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18. S.No. State Trained Established
17 Maharashtra 7340 3117
18 Manipur 382 113
19 Meghalaya 9 3
20 Mizoram 34 0
21 Nagaland 149 13
22 Orissa 507 105
23 Pondicherry 97 60
24 Punjab 426 149
25 Rajasthan 2408 856
26 Tamilnadu 3462 1649
27 Tripura 1 0
28 Uttar Pradesh 6603 3120
29 Uttaranchal 285 78
30 West Bengal 480 84
Total 34817 13601
18 Revised Agri-Clinics and Agri-Business Centers (ACABC) Scheme – 2013-14

19. Sl.No Name of the Activity No. of Agriventures
Established
1 Agri-Clinics 2019
2 Agri-Clinics and Agribusiness Centres 5321
3 Agro-Eco Tourism 9
4 Animal Feed Unit 42
5 Bio-fertilizer production and Marketing 93
6 Contract Farming 47
7 Cultivation of Medicinal Plants 106
8 Direct Marketing 167
9 Farm Machinery Unit 317
10 Fisheries Development 252
AGRO-VENTURES ESTABLISHED
(05-08-2013)
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20. Sl.No Name of the Activity No. of Agriventures
Established
11 Floriculture 92
12 Horticulture Clinic 105
13 Landscape + Nursery 99
14 Nursery 320
15 Organic Farming 82
16 Pesticides Production and Marketing 30
17 Post Harvest Management + value addition 166
18 Fisheries clinic 14
19 Seed Processing and & Agri-business 277
20 Soil Testing Laboratory 95
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21. Sl.No Name of the Activity No. of Agriventures
Established
21 Tissue culture unit 27
22 Vegetable production & Marketing 95
23 Vermi Composting / Organic manure 439
24 Veterinary Clinics 772
25 Crop production 170
26 Dairy/Poultry/Piggery/Goat etc 2221
27 Rural Godowns 45
28 Production & Marketing of Bio-Control Agents 14
29 Agriculture Journalism 16
30 Sericulture 37
31 Mushroom Cultivation 51
32 Apiary 61
Total 13601
Revised Agri-Clinics and Agri-Business Centres (ACABC) Scheme – 2013-14
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22. Issues in up-scaling Agri-Clinics and
Agri-Business Centres
• Not attracting serious candidates to the scheme
• Need for Quality NTIs which produce results
• Slow pace of Loan and Subsidy disbursement
• Lack of convergence between ATMA and
Agripreneurs
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23. CONCLUSION
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 agriclinics and agribusiness centres scheme now become
popular among agrigraduates due to specialized training,
credit facility, subsidy and handholding support for the
establishment of agribusiness/agriventure, but the success
rate of total agriventure establishment is low against total
trained candidates in the country. The success rate is 37
percent against 34817 trained candidates including male
and female candidates.
 There is also need a state level coordination committee
between MANAGE and Nodal training Institutes in oder to
ensure smooth implementation, monitoring and evaluation
of the training programme under the agriclinics and
agribusiness centres scheme in India.

24. Case study …
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state Gujarat
Name Baria Vipul Kumar
Identification No GUJ2113 [ Click here to see Photograph ]
Qualification B.R.S. Ag.
Address
S/o. Narvat Bhai, Khadki Vill., Kalol Tk., Panch Mahals Gujarat -
389310 Phone: Mobile: 09712770565
Email:
Training Institute GUJ-ISAP
Date of Completion 27/02/2016
Date of Establishment 03/04/2012
Nature of Services Provided Input Shop
Total Investment in Rs lakhs: (a) Fixed: 2.72 (b) Operational: 2.5
Source of Investment Own
If borrowed, Name of the
Bank & Place
Average income per month Rs. 25000
No. of farmers covered 300
No. of villages covered 15
No. of people employed NA

25. Ms. M.Nila, Super Agro Paroducts, Pollachi, Tamilnadu, Mobile:
9843031631, Email; Superagroinputs@rediffmail.com
 Age : 41 Years
 Qualification : M.Sc (Agri.Mkg & management) from TNAU , Coimbatore
in 1994
 ACABC Training from TNAU (CARDS) Coimbatore in2005
 Activity started in December 2006
 Activity : Micronutrients Mfg, and sale, Agri consultancy Covering 1200
farmers in 75 villages
 Employment provided to 25 persons (Direct & Indirect)
 Turnover : Rs.75.00 lakhs
 Husband joined her venture resigning private job
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26.  Viharbha Biotech Lab in 1996
 Production and marketing of bio pesticides and bio fertilizers
 Extension Service – Providing extension services in the areas of soil and
water testing, Awareness of organic farming, Free Consultancy Services
regarding pest and diseases of major crops to the farmers .
 Farmers Covered – 5000
 Direct Employment for 26 persons in Lab and Marketing
 Investment – 50 lacs (Fixed 35 lacs & Operational 15 lacs)
 Annual Turnover – Around Rs.1 to 1.25 crores
Mrs. Sangeeta Deepak Sawalakhe (M.Sc. Agri),
Vidharbha Biotech Lab - MIDC - 856,Lohara, Yeotmal
Mobile. No: 09422869423
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27. References
 www.agriclinics.net (accessed on November 2016)
 www.acabc.com (accessed on November 2016)
 WWW.NABARD.COM (accessed on November 2016)
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28. Thank you
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