Ready to talk about money? With Circles, Society of Grownups has adapted its financial literacy curriculum for groups to use anywhere, anytime, in any setting. From the basics of financial literacy to setting goals, budgeting to salary negotiation, our Circles discussions enable Grownups (at any level of financial literacy) to start those all-important conversations about money. Use this leadership guide in tandem with our Circles curriculum (also on SlideShare) with your own group.
Ready to talk about money? With Circles, Society of Grownups has adapted its financial literacy curriculum for groups to use anywhere, anytime, in any setting. From the basics of financial literacy to setting goals, budgeting to salary negotiation, our Circles discussions enable Grownups (at any level of financial literacy) to start those all-important conversations about money. Use this leadership guide in tandem with our Circles curriculum (also on SlideShare) with your own group.
There are so many things that you can do with a senior this year even if they are stuck in the house due to a health condition.
http://www.homecareassistancerockwall.com/winter-activities-for-seniors/
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
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The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
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how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.
Aaj ka trend 06.12.16
1. Equities I Commodities I Currencies I Mutual Funds
Aaj Ka Trend
Technical View:
On hourly chart, MCX Gold prices are trading in a Falling
channel Formation & are trading near its lower band of trend
line. Moreover, COMEX Gold has formed Double Bottom
pattern at $1158 levels on hourly time frame. Moreover,
Momentum Indicator RSI has observed Bullish divergence on
hourly time frame which indicates positive momentum to the
prices. For now we expect prices should move higher towards
28340 levels in the coming trading sessions.
SEBI Registered - Research Analyst Equities I Commodities I Currencies I Mutual Funds
Bullions
MCX Gold Feb Daily Chart CMP: 28086
MCX Gold (Feb) Trend: Bullish
Price potential: 28340 Reversal: 27900
MCX Silver Mar Daily Chart CMP: 41360
Technical View:
On hourly chart, MCX Silver prices have completed Bullish Anti
– Alternate Shark Harmonic Pattern 40550 levels.
Furthermore, COMEX Silver Prices are trading in a Rising
Channel Formation on hourly time frame. In Addition, MCX
Silver prices are trading above its 21 HEMA on hourly time
frame which indicates positive momentum to the prices. For
now we expect prices to move higher towards 42000 levels in
few trading sessions.
MCX Silver (Mar) Trend: Bullish
Price potential: 42000 Reversal: 40950
Pivot levels for the Day
S1 S2 S3 Pivot R1 R2 R3
Gold 27902 27698 27376 28020 28150 28342 28664
Silver 40932 40526 39898 41154 41560 41782 42410
06th Dec’16
2. Equities I Commodities I Currencies I Mutual Funds
Technical View:
On hourly chart, MCX Copper price have witnessed
breakout of its Triangle Pattern at 406.50 levels. Moreover,
COMEX Copper prices has witnessed breakout of its
Ascending triangle pattern at $2.69 levels on hourly chart.
In addition MCX Copper prices are trading above its 21
HEMA. Furthermore, momentum indicator RSI is trading
above 60 levels on hourly time frame. For now we expect
prices to move higher towards 418 levels in coming
trading sessions.
SEBI Registered - Research Analyst Equities I Commodities I Currencies I Mutual Funds
MCX Copper Feb Daily Chart CMP: 406.35
MCX Copper (Feb) Trend: Bullish
Price potential: 418 Reversal: 401
MCX Crude Oil Dec. Daily Chart CMP: 3536
Technical View:
MCX Crude Oil prices have witnessed breakout of its Channel
pattern at 3554 in hourly time frame and is trading above its
trend line support. MCX Crude Oil is trading above its 50
HEMA on hourly chart. Moreover, Momentum indicator RSI
is trading above 50 levels on hourly chart which suggest the
positive movement in the prices. For now we expect prices
to move higher 3620 towards levels in coming trading
sessions.
MCX Crude Oil (Dec) Trend: Bullish
Price potential: 3620 Reversal: 3480
Pivot levels for the Day
S1 S2 S3 Pivot R1 R2 R3
Copper 394.3 391.8 382.1 401.5 404.0 411.2 420.9
Crude 3464 3427 3333 3521 3558 3615 3709
Base Metal
Energy
Aaj Ka Trend
06th Dec’16
3. Equities I Commodities I Currencies I Mutual FundsSEBI Registered - Research Analyst Equities I Commodities I Currencies I Mutual Funds
Other Base Metals & Energy
S1 S2 S3 Pivot R1 R2 R3 Trend
Copper 394.3 391.8 382.1 401.5 404.0 411.2 420.9
Aluminum 116.6 116.3 115.2 117.4 117.7 118.5 119.6
Lead 153.0 152.4 149.4 155.5 156.0 158.5 161.6
Nickel 777.7 773.8 758.5 789.1 793.0 804.4 819.7
Zinc 183.1 182.0 178.9 185.1 186.2 188.2 191.3
Natural Gas 231.1 228.5 217.8 239.2 241.8 249.9 260.6
Fundamental News:
Gold prices held mostly steady in Asia on Monday as investors reacted cautiously to a new round of political
turmoil in Italy and potentially the euro zone following a resounding "No" vote on a referendum aimed at
political reforms.
Gold prices fell almost 1% on Monday as demand for the dollar continued to remain underpinned after Friday’s
solid U.S. employment report cemented expectations for a December rate hike by the Federal Reserve.
The outlook for gold looks grim on the charts as a Fed December rate hike looms.
Iraq's semi-autonomous region of Kurdistan said on Monday it saw no major impact on its crude oil production
from OPEC's output cuts, agreed last week, adding it was ready to cooperate with Baghdad.
Iran's oil minister Bijan Namdar Zanganeh will attend the meeting between OPEC and non-OPEC members on
Dec 10 in Vienna, the ministry's news agency SHANA said on Monday, as the countries try to finalize a global oil
output-limiting pact.
Brent crude oil prices rose above $55 a barrel on Monday, trading at a fresh 16-month high, on rising prospects
of a tightening market after OPEC members agreed on a landmark deal to cut production last week.
Oil recovered from early losses to trade higher Monday ahead of the implementation of OPEC's agreement to
cut output.
The Organization of the Petroleum Exporting Countries expects oil demand in 2017 to be as robust as this year,
the group's secretary general told an energy conference on Monday, though recently agreed production cuts
could raise prices for buyers.
Aaj Ka Trend
06th Dec’16
4. Equities I Commodities I Currencies I Mutual FundsSEBI Registered - Research Analyst Equities I Commodities I Currencies I Mutual Funds
International Market
Commodity Closing Price
Gold 1175
Silver 16.90
Crude Oil 51.29
Brent Crude Oil 54.52
Natural Gas 3.61
COMEX/NYMEX/ICE ( Precious Metals & Energy) Currency & Commodity Index
Currency (Spot) Current Price
USD / INR 68.09
Dollar Index 100.11
EUR / USD 1.07
CRB Index* 193.47
Closing as on 05.12.16 *Closing as on 05.12.16
LME (Base Metals) ( $ per tones)
Commodity Closing Price
Copper 5902
Aluminum 1721
Zinc 2755
Lead 2308
Nickel 11478
SHFE (Base Metals) (Yuan per tones)
Commodity Closing Price
Copper 46980
Aluminum 13600
Zinc 22565
Lead 20900
Closing as on 05.12.16 Closing as on 05.12.16
LME INVENTORY DATA
Aaj Ka Trend
29-Nov-16 30-Nov-16 01-Dec-16 02-Dec-16 05-Dec-16
Aluminium -3226 -5901 -4301 -5574 -10074
Copper 1224 -648 1848 -2650 -1001
Lead 0 -101 -101 -498 -49
Nickel 44 -218 175 -182 1896
Zinc -175 -249 -402 -502 -124
06th Dec’16
5. Equities I Commodities I Currencies I Mutual Funds
This is solely for information of clients of Choice Broking and does not construe to be an investment advice. It is also not intended as an offer or solicitation
for the purchase and sale of any financial instruments. Any action taken by you on the basis of the information contained herein is your responsibility alone
and Choice Broking its subsidiaries or its employees or associates will not be liable in any manner for the consequences of such action taken by you. We
have exercised due diligence in checking the correctness and authenticity of the information contained in this recommendation, but Choice Broking or any of
its subsidiaries or associates or employees shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent
error in the information contained in this recommendation or any action taken on basis of this information. Technical analysis studies market psychology,
price patterns and volume levels. It is used to forecast future price and market movements. Technical analysis is complementary to fundamental analysis
and news sources. The recommendations issued herewith might be contrary to recommendations issued by Choice Broking in the company research
undertaken as the recommendations stated in this report is derived purely from technical analysis. Choice Broking has based this document on information
obtained from sources it believes to be reliable but which it has not independently verified; Choice Broking makes no guarantee, representation or warranty
and accepts no responsibility or liability as to its accuracy or completeness. The opinions contained within the report are based upon publicly available
information at the time of publication and are subject to change without notice. The information and any disclosures provided herein are in summary form
and have been prepared for informational purposes. The recommendations and suggested price levels are intended purely for trading purposes. The
recommendations are valid for the day of the report however trading trends and volumes might vary substantially on an intraday basis and the
recommendations may be subject to change. The information and any disclosures provided herein may be considered confidential. Any use, distribution,
modification, copying, forwarding or disclosure by any person is strictly prohibited. The information and any disclosures provided herein do not constitute a
solicitation or offer to purchase or sell any security or other financial product or instrument. The current performance may be unaudited. Past performance
does not guarantee future returns. There can be no assurance that investments will achieve any targeted rates of return, and there is no guarantee against
the loss of your entire investment.
POTENTIAL CONFLICT OF INTEREST DISCLOSURE (as on date of report) Disclosure of interest statement – • Analyst interest of the stock
/Instrument(s): - No. • Firm interest of the stock / Instrument (s): - No.
Disclaimer
Contact Us
Amit Pathania
Research Associate
amit.pathania@choiceindia.com
Rohan Patil
Research Associate
rohan.patil@choiceindia.com
www.choicebroking.incustomercare@choiceindia.com
SEBI Registered - Research Analyst Equities I Commodities I Currencies I Mutual Funds
Aaj Ka Trend
06th Dec’16
Neeraj Yadav
Research Advisor
neeraj.yadav@choiceindia.com
Anish Vyas
Senior Research Associate
anish.vyas@choiceindia.com
Amit Pathania
Digitally signed by Amit Pathania
DN: cn=Amit Pathania, o=Choice Equity Broking Pvt. ltd,
ou=Research Department,
email=amit.pathania@choiceindia.com, c=IN
Date: 2016.12.06 08:17:41 +05'30'