The document provides a summary of 10 major trends in the FinTech sector in 2014 and forecasts for 2015. Some of the key points include: 1) FinTech investments tripled in 2014 compared to 2013. 2) The first successful FinTech IPOs occurred, and 10 more companies joined the "FinTech Billionaires Club." 3) Major tech companies like Apple and Samsung started investing in the FinTech space. 4) Payments through messaging apps and mobile wallets grew significantly. The document predicts that trends like mobile payments, peer-to-peer transfers in apps, cryptocurrencies, and the growth of Asian FinTech markets will continue in 2015.