Cuscal is an Australian payments provider that is preparing clients and the industry for the New Payments Platform (NPP) launching in 2017. The NPP will enable real-time payments 24/7 with rich data, and new addressing options using mobile numbers and emails instead of BSB/account numbers. It will disrupt existing payments and ignite innovation through new overlay services like payment requests. Cuscal is a founding participant, has representation on all NPP working groups, and will connect clients directly to enable fast and reliable NPP payments for their customers.