1. Resume of
S.M SIFUL ISLAM
E-mail: alfi_bd@yahoo.com
Mobile Number: 01678-171357
Career Objective
Intend to work permanently in a challenging and competitive environment where strong sense of
responsibility and commitment requires; where dignity of work and the place of work provide potential
opportunity for learning and help me to build up a promising career.
Educational Background at a Glance:
Masters of Business Administration, (MBA)
Name of the institution : Jagannath University.
Major : Accounting & Information Systems
Result (CGPA) : 3.27 out of 4 (1st
division as per govt. adjusted division system)
Year : Examination of 2010 held in 2012
Bachelor of Business Administration, (BBA)
Name of the institution : Jagannath University.
Major : Accounting & Information Systems
Result (CGPA) : 3.15 out of 4 (1st
division as per govt. adjusted division system)
Year : Examination of 2011 held in 2014
Higher Secondary Certificate, (HSC)
Institution Name : Dhanmondi Ideal college
Group : Business Studies
Year : 2006
Board : Dhaka
CGPA : 4.50 out of 5 (1st
division as per govt. adjusted division system)
Secondary School Certificate, (SSC)
Institution Name : Brahmondi K.K.M Govt High School.
Group : Business Studies
Year : 2004
Board : Dhaka
CGPA : 3.75 out of 5 (1st
division as per govt. adjusted division system)

2. Experiences:
1. Working as an Officer in consumer business department at Meridian Finance & Investment Ltd.
Job nature- Permanent (From13th
December 2015 to now)
Duties & responsibilities of my current job:
 Building relationships with high net worth individuals.
 Building relationships with various car vendors.
 Building relationships with various land developers.
 Representing the organization within the local community.
 Team work, target set up and process target meet up.
 Fulfill all the challenges declared by our team.
 Advising clients on mortgages and raising loans.
 Answering any financial queries & providing advice on investments.
 Maintaining a professional image at all times.
 Handling customer queries face to face, over the phone or via correspondence.
 Marketing new financial products or services.
 Analyzing financial reports.
 Presenting information clearly to customers, work colleagues and third parties.
 Verifying customer data to detect and identify financial fraud.
 Analyze applicants' financial status, liabilities, and property evaluations to determine feasibility of
granting loans.
 Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and
other financial information.
 Submit applications to credit analysts for verification and recommendation.
 Handle customer complaints and take appropriate action to resolve them.
 Confer with underwriters to aid in resolving mortgage application problems.
 Prepare business loan, mortgage loan, car loan, personal loan file.
 Handle any requirement from credit division.
 Prepare credit appraisal.
 Process disbursement.
 Follow up clients about repayment.
2. Worked as a Business Development Officer at Standard Chartered Bank
Job nature- Permanent (From15th
June 2014 to 10th
December 2015)
Duties & responsibilities of the job:

3.  Ensuring the smooth running of basic banking transactions in financial kiosk.
 Looking after the short term and long term funding requirements of business clients and individual
customers.
 Advising clients on mortgages and raising loans.
 Building relationships with high net worth individuals.
 Team work, target set up and process target meet up.
 Answering any financial and banking queries.
 Providing advice on investments.
 Maintaining a professional image at all times.
 Working closely with small and medium sized businesses.
 Putting into effect new procedures and policies passed down from Head Office.
 Handling customer queries face to face, over the phone or via correspondence.
 Marketing new financial products or services.
 Analyzing financial reports.
 Presenting information clearly to customers, work colleagues and third parties.
 Representing the bank within the local community.
 Verifying customer data to detect and identify financial fraud.
 Opening new bank accounts for individuals and also companies.
 Analyze applicants' financial status, credit, and property evaluations to determine feasibility of
granting loans.
 Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and
other financial information.
 Submit applications to credit analysts for verification and recommendation.
 Handle customer complaints and take appropriate action to resolve them.
 Confer with underwriters to aid in resolving mortgage application problems.
 Prepare business loan, mortgage loan, car loan, credit card, personal loan file.
 Handle any requirement from credit division.
 Process disbursement.
 Support repayment.
3. Worked as a Senior Customer Relationship Executive at IDLC Finance Ltd.
Job nature- Contractual (From18th
July 2013 to 12th
June 2014)
Duties & responsibilities of the job:
 Building relationships with high net worth individuals.
 Continuous visit to all potential car vendors in Dhaka city
 Continuous visit to the vendor given references
 Prepare car loan file
 Document processing, Storing & analyzing.
 Prepare loan disbursement file, Collect relevant document, Process disbursement.
 Support repayment.

4. 4. Worked as a Business executive In Liability & Operation Department at LankaBangla Finance Ltd.
Job nature- Contractual (From 4th
September 2012 to 15th
July 2013)
Duties & responsibilities of the job:
 Clients database management & contact them about our product.
 Client visit, concealing about their demanded product.
 Concealing, Monthly target set-up & target achievement formation creating.
 Fund deposit file processing.
 Fund release processing
*** During charging my duties and responsibilities on my portfolio, I accomplished the following
courses through my participation in the following training programs:
• I have the completed the ‘Skill Development Training’ conducted by Standard Chartered Bank.
• I have the completed training program on ‘Anti Money Laundering’ conducted by Standard Chartered Bank.
• I have the completed the ‘Excellence in Service Quality’ conducted by Standard Chartered Bank.
• I have the completed ‘FATCA’ conducted by Standard Chartered Bank.
• I have the completed ‘Digital Awareness’ conducted by Standard Chartered Bank.
• I have the completed ‘Reputational Risk’ conducted by Standard Chartered Bank.
• I have the completed ‘Informational Security Awareness for Everyone’ conducted by Standard Chartered
Bank.
• I have the completed ‘Anti Bribery Mitigating Bribery Risk’ conducted by Standard Chartered Bank.
• I have the completed ‘Fighting Bribery & Corruption: A Practical Guide’ conducted by Standard
Chartered Bank.
• I have Completed ‘General Banking Program’ conducted by IDLC Finance Ltd.
• I have Completed ‘Loan file processing training’ conducted by IDLC Finance Ltd.
• I have Completed ‘Money laundering training’ conducted by LankaBangla Finance Ltd.
Computer Proficiency:
Hardware:- Assembly, Installation, Partition, Troubleshooting
Computer Network:- LAN, WLAN.
Desktop:- MS Word, MS Excel, Power point.
Graphics:- Adobe Photoshop, Photo impact,
Internet:- All Part Of Internet Browsing.
# Attend 6 month professional computer course on Trouble Shooting, Software Installation,
MS Office, MS excel, Power Point & internet Excess at National Computer Training
Center.185,Fakirapool,Mothijheel,Dhaka-1000 and achieve A grade.
# Attend 6 month professional computer course on TALLY ERP-9 Solution at Jagannath
University and achieve 3.75 out of 4.

5. Personal Attributes:
I believe I have the following attributes:
 Loyalty, commitment, enthusiasm, honesty & integrity.
 Ability to work efficiently under pressure & fulfill deadlines.
 Willingness to accept responsibility & perform accordingly.
 Ability to work in teams & maintaining effective communication.
 Open minded in adapting to new & challenging situations. Ability to work with wide spectrum of
people and culture.
Skills & Competencies:
 Can learn quickly the necessary details of work.
 Ability to cope with different situation.
 Co-operative, innovative & hardworking.
 Organizing and leadership competency.
 Strong communication Skills.
 Willingness to take challenges.
 Behavioral excellence & good inter-personal relation.
Interest:
Any issues and activities regarding Analytical and Research.
Developing and Promotion of new Idea.
Managerial and Coordinating activities.
Travelling and watching movie.
Meeting new people
Self-Profile:
Name :S.M Siful Islam
Father’s Name :Md. Jamal Uddin
Occupation :Retired Principal of Narsingdi Govt. College.
Mother’s Name :Sharifa Chowdhury
Occupation :Head Mistress of Khudi Mahmud Ucha Balika Biddaloy,Narsingdi.
Date of Birth :13.09.1989
Religion :Islam
Sex :Male

6. Marital status :Married
Nationality :Bangladeshi (ID No-2696830034698)
Land Phone no : 029862010
Contact Address:
Permanent Address Present Address
61/5A Maniknagar Dhaka-1203 61/5A Maniknagar Dhaka-1203
References:
01. Abdul Baten Mia
Assistant General Manager
Kormoshongsthan Bank
Head Office (Recovery, Law &
Research Department)
Mobile # 01713568450
02. Shoheli Shirin
Secretary
Ministry of Telecommunication
Mobile # 01552478158
I hereby recognize that all the above mentioned information is true and correct.
(S.M Siful Islam)

7. Marital status :Married
Nationality :Bangladeshi (ID No-2696830034698)
Land Phone no : 029862010
Contact Address:
Permanent Address Present Address
61/5A Maniknagar Dhaka-1203 61/5A Maniknagar Dhaka-1203
References:
01. Abdul Baten Mia
Assistant General Manager
Kormoshongsthan Bank
Head Office (Recovery, Law &
Research Department)
Mobile # 01713568450
02. Shoheli Shirin
Secretary
Ministry of Telecommunication
Mobile # 01552478158
I hereby recognize that all the above mentioned information is true and correct.
(S.M Siful Islam)