1. SURENDER KUMAR
Mobile number: 09654225202,
Email Address: surenderdahiya1992@yahoo.com
Objective
To succeed in an environment of growth and excellence and earn a job which provides me job
satisfaction and self development and help me achieve personal as well as organization goals.
Education Qualification
2013-2015 PGDM
IILM, Graduate School of Management
2.62/4
2009-2012 BBA
Hindu College(Sonepat)
Maharshi Dayanand University, Rohtak
65.2%
2008-2009 Senior Secondary Examination - Class XII
Deen Dayal Modern SR SEC School, Sonepat
Board Of School Education Haryana
73%
2006-2007 Higher Secondary Examination - Class X
Vandana High School, Sevli (Sonepat)
Board Of School Education Haryana
73.33%
Work Experience Designation: Associate Analyst
Organization- XL Dynamics India Pvt. Ltd. Duration: 3rd Aug 2015 to 22nd Dec 2015
Working for an US mortgage bank helping in disbursement of loans.
Responsibilities:
 Loan amount calculation of various products.
 Analyzing the fees disclosed to borrower.
 Reviewing the final closing disclosure.
 To request the documents from client and do online verifications of 3rd party.
 Credit report analysis of customers
Learning:
 Interaction with US clients in Live shift.

2.  Gained knowledge about US mortgage underwriting process.
Summer Internship
Organization- Karvy Stock Broking Ltd
Title- Impact of macro factors on share prices
Duration: May- July, 2014
 Compare two or more companies on the basis of DDM (dividend discount model) and DCFM
(Discounted cash flow model)
 I have to do ratio analysis so we can use RV (relative valuation) of different companies
stocks and for easily comparison between two or more companies
 Impact of company specific news, of government policies and economy.
 Useful insight &understanding of indices, the impact of Economic Policies on Share & the
benefits provided by them to the customer.
Accomplishments
 Elected as the OB of “Alumni Cell” of IILM Graduate School of Management (2013).
 Successfully conducted events like Chess, Alumni Meet etc.
 Was the coordinator of Mosaic, annual fest of IILM Graduate School of Management (2013)
Skill Set
 Basic knowledge of computer, on last job I worked on Excel and I have to send e-mail for
conversation, I worked on power point at the time of college.
 Analytical skill, I did credit report analysis of clients, income analysis and fraud analysis on my
last job. In internship I also did ratio analysis
Extra-Curricular Activities
 Attended seminars on CSR, Finance and Entrepreneurship.
 Participated in many cultural activities and coordinated.
Personal Details
Date of birth : 20th October, 1992
Mobile Number: 9654225202
Alternate Number: 8053560661
Nationality : Indian
Permanent Address: H.no-164,Village-Badkhalsa, Distt-Sonepat, HARYANA - 131029