Rajesh Kondvilkar has over 15 years of experience in banking and finance in credit and operations management. He has held positions as a unit manager, branch manager, and relationship manager. His experience includes managing portfolios, setting targets, monitoring loan performance, and leading credit committees. He aims to utilize his skills in a corporate role with global exposure to face future challenges.

1. RAJESH H. KONDVILKAR
Contact: 9987500127/9969115948(M). Email: rajesh_kondvilkar@yahoo.com
Objective
To attain hands-on work experience of corporate culture, which will prepare me professionally to
attain global perspective and to face, challenges in future.
Synopsis
* 15 years of focused experience of banking and Finance industry in the field of Credit and
Operations
* Good interpersonal skills and Ability to influence.
* Drive for results.
*
Organizational Experience( 15 years of Experience)
Company : Vanda Enterprises
( Business corrospondance of FRB Bank.)
Period : July 2015 – Till Date
Designation : Unit Manager
Product :- Group Lending.
Main objective
* To operate the Area profitably by growing and maintaining a healthy portfolio.
* To manage the branches in areas of growth, financial management, business development, Marketing
and customer service
Responsibilities and tasks ( Managerial )
* Review portfolio and compare with targets in terms of number of clients and portfolio quality
* Set and plan for daily, weekly and monthly targets for BMs. Motivate staff to improve credit analysis,
efficiency and achieve targets
* Schedule CCs, delinquency meetings, disbursements on time
* Create a positive work environment to motivate staff to perform well
* Conduct financial evaluation and recovery visits & Present and head the credit committees
Responsibilities and tasks ( Operational )
* Ensure that BM reports are printed on time and handed over to the concerned LO
* Ensure discipline and require that team to be in the field on time
* Ensure the Team are at optimum operation efficiency & productivity

2. Company : Swadhaar Information and Managment Sevices Pvt Ltd.
( Priorly known as Swadhaar Finserve Pvt Ltd.)
Period : 1st
April 2010 – June 2015
Designation : Branch Manager
Grade :- Senior Officer
Product :- Insurance, Airtel money, Unsecured loan & Group lending.
Main objective
* To operate the branch profitably by growing and maintaining a healthy portfolio.
* To manage the branch in areas of growth, financial management, business development,Marketing
and customer service
Responsibilities and tasks ( Managerial )
* Review portfolio and compare with targets in terms of number of clients and portfolio quality
* Set and plan for weekly and monthly targets for LOs and LAs. Motivate staff to improve credit analysis,
efficiency and achieve targets
* Schedule CCs, delinquency meetings, disbursements on time
* Create a positive work environment to motivate staff to perform well
* Conduct financial evaluation and recovery visits & Present and head the credit committees
*
Responsibilities and tasks ( Operational )
* Ensure that LO reports are printed on time and handed over to the concerned LO
* Ensure discipline and require that LOs be in the field on time
* Have an open door policy for clients to meet BM for questions and grievance redressal
* Ensure the Team are at optimum operation efficiency & productivity
Prior Experience:
Company : Fullerton India Credit Company Ltd.
Period : December 2007 – 31st
March 2010
Designation : Relationship Manager ( Senior officer B3 )
Role:
* Reporting to the B M and R M for product PL/HL/LAP
* Thorough understanding of the existing finance policy guidelines of Fullerton India
* Verifying the docs for the banking norms and Credit worthiness and eligibility of the client

3. * Completing and Verification of loan application form and loan agreement.
* Monitoring and Control on Pending defferals.
* Co-ordinating with Credit team and with Customers and Financial Institutions for Financial
transactions.
* Personal interaction with customer.
* Direct sourcing through provided zone / Tele Calling / refreral Partners.
* Preparation of Various reports regarding loans & Policy
* Taking care for repayment of customers
Company : Total Corporate Services Pvt Ltd.
Client : HDFC Bank Ltd., Lower Parel, Mumbai
Period : January 2007 – Nov 2007
Designation : MIS & Audit Executive – Credit (Retail Assets)
Role:
* Reporting to the NCM and AVP for product LAP/LARR/MEOD
* Thorough understanding of the existing mortgage loan policy guidelines of HDFC Bank
* Preparation of renewal Credit Approval Memos (CAMS) for MEOD4
* Verifying the legal reports if adhering to the banking norms and Credit worthiness and eligibility
of the client.
* Preparation of Audit Report on Monthly basis.
* Coordination with respective Area Managers on recommendations of Audit Report.
* Feedback on quality of sourcing, Maintaining TAT.
* Assessments of ITR’s, loan docs and property papers of customer LAP.
* Monitoring and Control on Pending defferals.
* Dealing with outsourcing agencies and vendor management
* Presentation of MIS on various product i.e. LCP/LAP/MEOD to senior Management
Company : Sai Deep Services
Client : ICICI BANK LTD., Mumbai
Period : June 2006 – December 2006
Designation : Office Co – Ordination Officer
Role:
* Reporting to the Chief Manager for product Outward Bill Discounting & Internet Kiosk
* Preparing the Credit Arrangement Letter.

4. * Preparing documents and sending it to client for execution.
* Solving the document queries raise by the CMOG.
* Preparing the limit set up Memo and opening Demand Loan account of Client.
* Preparing Safe Custody Memo’s for Disbursed Cases in company’s authorized system site
* Preparing the interest sheet on monthly basis & repayment tracker
*
Firm : Joshi & Karandikar C. A. , Thane
Client : Bank of Maharashtra, Bank of Baroda, Bank of India, Jankalyan Sahakari
Bank Ltd, Thane Janata Sahakari Bank Ltd, Nasik Districts Peoples co-
operative bank ltd & Cardinal Products Pvt. Ltd.
Period : March 2001 – May 2006
Designation : Con-current auditor , Statutory auditor & Internal auditor
Role:
* Verification of Cash, ATM cash and all securities kept at the branch.
* Income and Expenditure Vouchers
* Monitoring of Salary of Staff
* NPA Classification
* Monitoring of Cash Credit and Project Finance
* Concurrent audit of Centralised Clearing Department & Specilised Credit Cell
* Audit of Preliminary Due Diligence & investments of Bank
*
Education:
Graduate in Commerce from Mumbai University in the Year 2001
Specializations:
Diploma in Import and Export Management from Wellingkar Institute of Management, Mumbai
( DIEM )
Government Diploma in Co- Operative Accounts ( GDCA )
Achievements :
Two times qualifier and winner for Bangkok contest in two years experience
at Fullerton India credit company ltd.
Computer Skill
*
* Windows 98, Windows XP, MS Office 2001, Tally, Finacle & Banking software
* Successfully completed training of Team building from Pegasus training institutes of Pune
*
Key Skill
Adequate knowledge of Credit & Advance and Centralised Credit System

5. Personal:
Date of Birth : 30
th
August 1980
Father’s name : Shri Haridas Kondvilkar
Address : G-1, Sai Bandhu Co-Op. Hsg. Society,
Near Amarjyoti School, Navghar Road,
Sai Baba Nagar, Bhayender ( E ) 401 105.
Mobile : 9987500127/9969115948
Email : rajesh_kondvilkar@yahoo.com/ rajesh_kondvilkar@rediffmail.com
Personality : Pleasing personality with a caring attitude.
Maintain good and cordial human relations.
Interests : Drawing, Music and Computers.
Languages
Known : English, Hindi and Marathi.
Reference : Available on Request
Date: / / 2015
Place: Mumbai
( Rajesh Haridas kondvilkar)
________________________________________________________________________

6. Personal:
Date of Birth : 30
th
August 1980
Father’s name : Shri Haridas Kondvilkar
Address : G-1, Sai Bandhu Co-Op. Hsg. Society,
Near Amarjyoti School, Navghar Road,
Sai Baba Nagar, Bhayender ( E ) 401 105.
Mobile : 9987500127/9969115948
Email : rajesh_kondvilkar@yahoo.com/ rajesh_kondvilkar@rediffmail.com
Personality : Pleasing personality with a caring attitude.
Maintain good and cordial human relations.
Interests : Drawing, Music and Computers.
Languages
Known : English, Hindi and Marathi.
Reference : Available on Request
Date: / / 2015
Place: Mumbai
( Rajesh Haridas kondvilkar)
________________________________________________________________________