SlideShare a Scribd company logo
1 of 22
Download to read offline
Where Do Driver
Behaviour Telemetry
Systems Fit in to the Risk
Management Process for
Commercial Motor Fleets?
2
Agenda
•What is driver behaviour telemetry?
•Where does driver behaviour telemetry fit
into a work-related road risk management
programme?
•Key success factors
•Practical examples
•Summary
3
4
What is driver behaviour
telemetry?
•Measurement of:
•Braking & Acceleration
•Cornering & lane changing
•Speed Vs. posted speed limit
•Fatigue
•Driver feedback
•Standardisation?
•Benchmarking
Where does driver behaviour fit
into a work-related road risk
management programme?
5
6
Organisational
Proven
Theoretical
The risk management process
7
Eliminate
Substitute
Reduce
The risk management process
8
The risk management process
Driver Feedback
Driver Monitoring
9
Key success factors
Who cause crashes?
Managers
or
Drivers?
10
Key success factors
•The difference between a private motorist
and a fleet driver
•Management
•Culture
11
Practical examples
•Medium Commercial Vehicles, UK based
•Visiting customer sites to collect items
•Company A – Driver behaviour telemetry
•Company B – Extensive work-related road
risk management programme / proactive
management / driver behaviour telemetry
Company A
0
100
200
300
400
Speeding >10mph over the posted limit
12
1 speeding event every 515 miles
Company B
0
500
1,000
1,500
2,000
2,500
36 41 46 51 4 9 14 19 24
Week number 2012/3
Speeding >5mph over the posted limit
13
1 speeding event every 944 miles
Company B
0
1
2
3
4
5
6
7
36 41 46 51 4 9 14 19 24
Violationspervehicle
Week number 2012/3
Speeding >5mph over the posted limit
14
Company B
0
100
200
300
400
500
08.09 09.10 10.11 11.12 12.13
Insurance Year
Number of collisions
15
Company B
16
17
Case study – Rentokil Initial
• 250 vehicle trail
• Based on “good” & “bad”
depots in urban & rural
areas
• 1,250 vehicle control
group
17
Case study – Rentokil Initial
Own damage incident rate
0.0
1.0
2.0
3.0
4.0
Control
ZFI
18*data from Rentokil Initial
66% reduction
Case study – Rentokil Initial
Third Party incident rate
0.0
0.2
0.4
0.6
0.8
1.0
Control
ZFI
19
Represents a 53% reduction in claims cost
*data from Rentokil Initial
72% reduction
Summary
20
21
Contact details
Andy Price
Practice Leader – Europe, Motor Fleet
Zurich Risk Engineering
Email andrew.price@uk.zurich.com
Tel +44 (0)7734 336 571
Where Do Driver
Behaviour Telemetry
Systems Fit in to the Risk
Management Process for
Commercial Motor Fleets?

More Related Content

Similar to Price

How Autologix fleet management system addresses the common problems of fleet ...
How Autologix fleet management system addresses the common problems of fleet ...How Autologix fleet management system addresses the common problems of fleet ...
How Autologix fleet management system addresses the common problems of fleet ...MTAP Technologies
 
Your Path to Fleet Mangement
Your Path to Fleet MangementYour Path to Fleet Mangement
Your Path to Fleet MangementBizPhiz
 
GreenRoad Fleet Managment solution spotlight
GreenRoad Fleet Managment solution spotlightGreenRoad Fleet Managment solution spotlight
GreenRoad Fleet Managment solution spotlightMiles Driven
 
GreenRoad Fleet Management solution spotlight
GreenRoad Fleet Management solution spotlightGreenRoad Fleet Management solution spotlight
GreenRoad Fleet Management solution spotlightDavid Rodriguez
 
GreenRoad and CCJ Webinar on Fleet Management driver safety
GreenRoad and CCJ Webinar  on Fleet Management driver safetyGreenRoad and CCJ Webinar  on Fleet Management driver safety
GreenRoad and CCJ Webinar on Fleet Management driver safetyDavid Rodriguez
 
Rand Riley Greenroad Webinar
Rand Riley Greenroad WebinarRand Riley Greenroad Webinar
Rand Riley Greenroad WebinarMiles Driven
 
GreenRoad Fleet Management and ELD solution spotlight
GreenRoad Fleet Management and ELD solution spotlightGreenRoad Fleet Management and ELD solution spotlight
GreenRoad Fleet Management and ELD solution spotlightMiles Driven
 
GreenRoad Solution Hours of Service, ELD and Driver Behavior
GreenRoad Solution Hours of Service, ELD and Driver BehaviorGreenRoad Solution Hours of Service, ELD and Driver Behavior
GreenRoad Solution Hours of Service, ELD and Driver BehaviorDavid Rodriguez
 
2014 cvoc show_200_menig_slideshare_post
2014 cvoc show_200_menig_slideshare_post2014 cvoc show_200_menig_slideshare_post
2014 cvoc show_200_menig_slideshare_postPaul Menig
 
The Top 7 Fleet Management Trends in 2024.pptx
The Top 7 Fleet Management Trends in 2024.pptxThe Top 7 Fleet Management Trends in 2024.pptx
The Top 7 Fleet Management Trends in 2024.pptxNext Mashup
 
Rtms presentation truck x 2017 - a van tonder
Rtms presentation    truck x 2017 - a van tonderRtms presentation    truck x 2017 - a van tonder
Rtms presentation truck x 2017 - a van tonderRoxyBanks
 
ICMLA 2015 - Car Following Markov Regime Classification and Calibration
ICMLA 2015 - Car Following Markov Regime Classification and CalibrationICMLA 2015 - Car Following Markov Regime Classification and Calibration
ICMLA 2015 - Car Following Markov Regime Classification and CalibrationMohamed AbdElAziz Khamis
 
Connected Truck: Impact on Maintenance
Connected Truck: Impact on MaintenanceConnected Truck: Impact on Maintenance
Connected Truck: Impact on MaintenanceVitali Bielski
 
Panel connected fleet
Panel connected fleetPanel connected fleet
Panel connected fleetAaron Heine
 
Richard Horton, Head of Transport Development for Travis Perkins - Operationa...
Richard Horton, Head of Transport Development for Travis Perkins - Operationa...Richard Horton, Head of Transport Development for Travis Perkins - Operationa...
Richard Horton, Head of Transport Development for Travis Perkins - Operationa...Global Business Events
 
Field service GreenRoad Webinar - Driver Safety
Field service GreenRoad Webinar - Driver SafetyField service GreenRoad Webinar - Driver Safety
Field service GreenRoad Webinar - Driver SafetyDavid Rodriguez
 
FieldService GreenRoad webinar
FieldService GreenRoad webinarFieldService GreenRoad webinar
FieldService GreenRoad webinarMiles Driven
 
fleet-management.pdf
fleet-management.pdffleet-management.pdf
fleet-management.pdfMRMBENJE
 
ISM Driving for Work Programme 2019
ISM Driving for Work Programme 2019ISM Driving for Work Programme 2019
ISM Driving for Work Programme 2019BrendanPhelan4
 
Analysis of the service operations of global taxis (Managing Service Operatio...
Analysis of the service operations of global taxis (Managing Service Operatio...Analysis of the service operations of global taxis (Managing Service Operatio...
Analysis of the service operations of global taxis (Managing Service Operatio...ClaireAnnaJ
 

Similar to Price (20)

How Autologix fleet management system addresses the common problems of fleet ...
How Autologix fleet management system addresses the common problems of fleet ...How Autologix fleet management system addresses the common problems of fleet ...
How Autologix fleet management system addresses the common problems of fleet ...
 
Your Path to Fleet Mangement
Your Path to Fleet MangementYour Path to Fleet Mangement
Your Path to Fleet Mangement
 
GreenRoad Fleet Managment solution spotlight
GreenRoad Fleet Managment solution spotlightGreenRoad Fleet Managment solution spotlight
GreenRoad Fleet Managment solution spotlight
 
GreenRoad Fleet Management solution spotlight
GreenRoad Fleet Management solution spotlightGreenRoad Fleet Management solution spotlight
GreenRoad Fleet Management solution spotlight
 
GreenRoad and CCJ Webinar on Fleet Management driver safety
GreenRoad and CCJ Webinar  on Fleet Management driver safetyGreenRoad and CCJ Webinar  on Fleet Management driver safety
GreenRoad and CCJ Webinar on Fleet Management driver safety
 
Rand Riley Greenroad Webinar
Rand Riley Greenroad WebinarRand Riley Greenroad Webinar
Rand Riley Greenroad Webinar
 
GreenRoad Fleet Management and ELD solution spotlight
GreenRoad Fleet Management and ELD solution spotlightGreenRoad Fleet Management and ELD solution spotlight
GreenRoad Fleet Management and ELD solution spotlight
 
GreenRoad Solution Hours of Service, ELD and Driver Behavior
GreenRoad Solution Hours of Service, ELD and Driver BehaviorGreenRoad Solution Hours of Service, ELD and Driver Behavior
GreenRoad Solution Hours of Service, ELD and Driver Behavior
 
2014 cvoc show_200_menig_slideshare_post
2014 cvoc show_200_menig_slideshare_post2014 cvoc show_200_menig_slideshare_post
2014 cvoc show_200_menig_slideshare_post
 
The Top 7 Fleet Management Trends in 2024.pptx
The Top 7 Fleet Management Trends in 2024.pptxThe Top 7 Fleet Management Trends in 2024.pptx
The Top 7 Fleet Management Trends in 2024.pptx
 
Rtms presentation truck x 2017 - a van tonder
Rtms presentation    truck x 2017 - a van tonderRtms presentation    truck x 2017 - a van tonder
Rtms presentation truck x 2017 - a van tonder
 
ICMLA 2015 - Car Following Markov Regime Classification and Calibration
ICMLA 2015 - Car Following Markov Regime Classification and CalibrationICMLA 2015 - Car Following Markov Regime Classification and Calibration
ICMLA 2015 - Car Following Markov Regime Classification and Calibration
 
Connected Truck: Impact on Maintenance
Connected Truck: Impact on MaintenanceConnected Truck: Impact on Maintenance
Connected Truck: Impact on Maintenance
 
Panel connected fleet
Panel connected fleetPanel connected fleet
Panel connected fleet
 
Richard Horton, Head of Transport Development for Travis Perkins - Operationa...
Richard Horton, Head of Transport Development for Travis Perkins - Operationa...Richard Horton, Head of Transport Development for Travis Perkins - Operationa...
Richard Horton, Head of Transport Development for Travis Perkins - Operationa...
 
Field service GreenRoad Webinar - Driver Safety
Field service GreenRoad Webinar - Driver SafetyField service GreenRoad Webinar - Driver Safety
Field service GreenRoad Webinar - Driver Safety
 
FieldService GreenRoad webinar
FieldService GreenRoad webinarFieldService GreenRoad webinar
FieldService GreenRoad webinar
 
fleet-management.pdf
fleet-management.pdffleet-management.pdf
fleet-management.pdf
 
ISM Driving for Work Programme 2019
ISM Driving for Work Programme 2019ISM Driving for Work Programme 2019
ISM Driving for Work Programme 2019
 
Analysis of the service operations of global taxis (Managing Service Operatio...
Analysis of the service operations of global taxis (Managing Service Operatio...Analysis of the service operations of global taxis (Managing Service Operatio...
Analysis of the service operations of global taxis (Managing Service Operatio...
 

More from MSullman

Williamson
WilliamsonWilliamson
WilliamsonMSullman
 
Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...
Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...
Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...MSullman
 
Skippon reed & robbins
Skippon reed & robbinsSkippon reed & robbins
Skippon reed & robbinsMSullman
 
Skippon reed & robbins 2013
Skippon reed & robbins 2013 Skippon reed & robbins 2013
Skippon reed & robbins 2013 MSullman
 
Shimazakikan
ShimazakikanShimazakikan
ShimazakikanMSullman
 
Seibokaite
SeibokaiteSeibokaite
SeibokaiteMSullman
 
Sakari hopia
Sakari hopia Sakari hopia
Sakari hopia MSullman
 
Rosenbloom simulator
Rosenbloom simulatorRosenbloom simulator
Rosenbloom simulatorMSullman
 
Rosenbloom i safe final 20.8.13
Rosenbloom i safe final 20.8.13Rosenbloom i safe final 20.8.13
Rosenbloom i safe final 20.8.13MSullman
 
Jarvilehto
JarvilehtoJarvilehto
JarvilehtoMSullman
 

More from MSullman (20)

Roesch
RoeschRoesch
Roesch
 
Zarins
ZarinsZarins
Zarins
 
Wolfe
WolfeWolfe
Wolfe
 
Williamson
WilliamsonWilliamson
Williamson
 
Wahlberg
WahlbergWahlberg
Wahlberg
 
Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...
Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...
Skippon vannozzi & flack 2013 icdbt driving as the simultaneous pursuit of mu...
 
Skippon reed & robbins
Skippon reed & robbinsSkippon reed & robbins
Skippon reed & robbins
 
Skippon reed & robbins 2013
Skippon reed & robbins 2013 Skippon reed & robbins 2013
Skippon reed & robbins 2013
 
Shimazakikan
ShimazakikanShimazakikan
Shimazakikan
 
Seibokaite
SeibokaiteSeibokaite
Seibokaite
 
Sanders
SandersSanders
Sanders
 
Sakari hopia
Sakari hopia Sakari hopia
Sakari hopia
 
Rosenbloom simulator
Rosenbloom simulatorRosenbloom simulator
Rosenbloom simulator
 
Rosenbloom i safe final 20.8.13
Rosenbloom i safe final 20.8.13Rosenbloom i safe final 20.8.13
Rosenbloom i safe final 20.8.13
 
Nurkkala
NurkkalaNurkkala
Nurkkala
 
Lang
LangLang
Lang
 
Kulkarni
KulkarniKulkarni
Kulkarni
 
Kramer
KramerKramer
Kramer
 
Kalermo
KalermoKalermo
Kalermo
 
Jarvilehto
JarvilehtoJarvilehto
Jarvilehto
 

Recently uploaded

Marel Q1 2024 Investor Presentation from May 8, 2024
Marel Q1 2024 Investor Presentation from May 8, 2024Marel Q1 2024 Investor Presentation from May 8, 2024
Marel Q1 2024 Investor Presentation from May 8, 2024Marel
 
Ital Liptz - all about Itai Liptz. news.
Ital Liptz - all about Itai Liptz. news.Ital Liptz - all about Itai Liptz. news.
Ital Liptz - all about Itai Liptz. news.htj82vpw
 
Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...
Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...
Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...ssuserf63bd7
 
Progress Report - Oracle's OCI Analyst Summit 2024
Progress Report - Oracle's OCI Analyst Summit 2024Progress Report - Oracle's OCI Analyst Summit 2024
Progress Report - Oracle's OCI Analyst Summit 2024Holger Mueller
 
Falcon Invoice Discounting: Empowering Your Business Growth
Falcon Invoice Discounting: Empowering Your Business GrowthFalcon Invoice Discounting: Empowering Your Business Growth
Falcon Invoice Discounting: Empowering Your Business GrowthFalcon investment
 
UJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDE
UJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDEUJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDE
UJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDEkajalroy875762
 
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDEJIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDEkajalroy875762
 
Thompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptx
Thompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptxThompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptx
Thompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptxtmthompson1
 
Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...
Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...
Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...pr788182
 
GURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON ESCORTS SERVICE PROVIDE
GURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON  ESCORTS SERVICE PROVIDEGURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON  ESCORTS SERVICE PROVIDE
GURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON ESCORTS SERVICE PROVIDEkajalroy875762
 
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...bleessingsbender
 
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...Falcon Invoice Discounting
 
Putting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxPutting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxCynthia Clay
 
DUNGARPUR 💋 Call Girl 9827461493 Call Girls in Escort service book now
DUNGARPUR 💋 Call Girl 9827461493 Call Girls in  Escort service book nowDUNGARPUR 💋 Call Girl 9827461493 Call Girls in  Escort service book now
DUNGARPUR 💋 Call Girl 9827461493 Call Girls in Escort service book nowkapoorjyoti4444
 
Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan
Challenges and Opportunities: A Qualitative Study on Tax Compliance in PakistanChallenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan
Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistanvineshkumarsajnani12
 
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service AvailableAsansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Availablepr788182
 
Pre Engineered Building Manufacturers Hyderabad.pptx
Pre Engineered  Building Manufacturers Hyderabad.pptxPre Engineered  Building Manufacturers Hyderabad.pptx
Pre Engineered Building Manufacturers Hyderabad.pptxRoofing Contractor
 

Recently uploaded (20)

Marel Q1 2024 Investor Presentation from May 8, 2024
Marel Q1 2024 Investor Presentation from May 8, 2024Marel Q1 2024 Investor Presentation from May 8, 2024
Marel Q1 2024 Investor Presentation from May 8, 2024
 
Ital Liptz - all about Itai Liptz. news.
Ital Liptz - all about Itai Liptz. news.Ital Liptz - all about Itai Liptz. news.
Ital Liptz - all about Itai Liptz. news.
 
HomeRoots Pitch Deck | Investor Insights | April 2024
HomeRoots Pitch Deck | Investor Insights | April 2024HomeRoots Pitch Deck | Investor Insights | April 2024
HomeRoots Pitch Deck | Investor Insights | April 2024
 
Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...
Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...
Understanding Financial Accounting 3rd Canadian Edition by Christopher D. Bur...
 
Progress Report - Oracle's OCI Analyst Summit 2024
Progress Report - Oracle's OCI Analyst Summit 2024Progress Report - Oracle's OCI Analyst Summit 2024
Progress Report - Oracle's OCI Analyst Summit 2024
 
Falcon Invoice Discounting: Empowering Your Business Growth
Falcon Invoice Discounting: Empowering Your Business GrowthFalcon Invoice Discounting: Empowering Your Business Growth
Falcon Invoice Discounting: Empowering Your Business Growth
 
UJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDE
UJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDEUJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDE
UJJAIN CALL GIRL ❤ 8272964427❤ CALL GIRLS IN UJJAIN ESCORTS SERVICE PROVIDE
 
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDEJIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
JIND CALL GIRL ❤ 8272964427❤ CALL GIRLS IN JIND ESCORTS SERVICE PROVIDE
 
Thompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptx
Thompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptxThompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptx
Thompson_Taylor_MBBS_PB1_2024-03 (1)- Project & Portfolio 2.pptx
 
Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...
Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...
Bhubaneswar Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Av...
 
Buy gmail accounts.pdf buy Old Gmail Accounts
Buy gmail accounts.pdf buy Old Gmail AccountsBuy gmail accounts.pdf buy Old Gmail Accounts
Buy gmail accounts.pdf buy Old Gmail Accounts
 
GURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON ESCORTS SERVICE PROVIDE
GURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON  ESCORTS SERVICE PROVIDEGURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON  ESCORTS SERVICE PROVIDE
GURGAON CALL GIRL ❤ 8272964427❤ CALL GIRLS IN GURGAON ESCORTS SERVICE PROVIDE
 
Home Furnishings Ecommerce Platform Short Pitch 2024
Home Furnishings Ecommerce Platform Short Pitch 2024Home Furnishings Ecommerce Platform Short Pitch 2024
Home Furnishings Ecommerce Platform Short Pitch 2024
 
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
Abortion pills in Jeddah ! +27737758557, cytotec pill riyadh. Saudi Arabia" A...
 
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
Unveiling Falcon Invoice Discounting: Leading the Way as India's Premier Bill...
 
Putting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptxPutting the SPARK into Virtual Training.pptx
Putting the SPARK into Virtual Training.pptx
 
DUNGARPUR 💋 Call Girl 9827461493 Call Girls in Escort service book now
DUNGARPUR 💋 Call Girl 9827461493 Call Girls in  Escort service book nowDUNGARPUR 💋 Call Girl 9827461493 Call Girls in  Escort service book now
DUNGARPUR 💋 Call Girl 9827461493 Call Girls in Escort service book now
 
Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan
Challenges and Opportunities: A Qualitative Study on Tax Compliance in PakistanChallenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan
Challenges and Opportunities: A Qualitative Study on Tax Compliance in Pakistan
 
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service AvailableAsansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
Asansol Call Girl Just Call♥️ 8084732287 ♥️Top Class Call Girl Service Available
 
Pre Engineered Building Manufacturers Hyderabad.pptx
Pre Engineered  Building Manufacturers Hyderabad.pptxPre Engineered  Building Manufacturers Hyderabad.pptx
Pre Engineered Building Manufacturers Hyderabad.pptx
 

Price