1. From the desk of
Lydia Armaly
P. O. Box CR 55485
Nassau Bahamas
Tel: 361-3273/357-5903
Email: larmaly@hotmail.com
January 5, 2016
Ms Candia Dames
Editor
The Nassau Guardian
Nassau Bahamas
Cover Letter/Profile
I am a Seasoned Financial Professional with more than 20 years successful experience in
Accounts, Banking & Int’l Finance and I am a Fellow of the Bahamas Institute of Bankers.
I also have recognized strengths in Adult Literacy/Education, Sales, Human Resources,
Counseling, Advertising, Customer Service, Entrepreneurship and Public Relations.
Personal Attributes and Specialties
 A team player, with strong analytical, organizational skills
 Loyal, honest associate, acknowledged as “Total Quality Customer Service Professional”
 Senior Accounting Officer
 Operations Manager, Reconciliations, Budgets associate
 Wealth Management, Investment services, and Money Market Portfolios
 Proactive business development, support and economic procedures with systems to enhance
successful production of operations
 Possess solid computer skills – Quick-Books, Excel, Access, Word, Social Media
 Excellent working knowledge and processing of monthly, quarterly statements, yearly final
accounts and Client Assessments and Reviews
 Develop plan, conduct audits and variance analyses
 Process payroll and insurance filings
 Maintain/update appropriate, accurate inventories
 Staff support and training, problem-solving as well as counseling planning/implementing
policy and procedures

2. E. D. Sassoon Bank & Trust Ltd - Managed Company Accountant
Managed a staff of customer service representatives and Wealth management Associates.
 Liaise with Money Market representatives to ensure compliance of off-shore banking
clients.
 Counsel high net-worth individuals and corporate clients with regard to investment
opportunities, risk analysis, and monetary returns.
 Maintained appropriate transactions and operations
 Compiled and presented Client’s Final Accounts.
 Train new accounting staff on appropriate accounting transactions and procedures.
Toronto Dominion Bank - Senior Accounting Officer
 Interaction with and responses to other affiliates regarding Global Compliance
 Accounts Receivable/Payable transactions.
 Directed daily operations for bank, including branch sales, business development, customer
service, and credit analysis.
 Generate Monthly, Quarterly, and Yearly report/statements for Head Office.
 Month end processing and forwarding statements Supervise and maintain bank reconciliations,
transaction assistance for A/P and A/R reports.
 Process and distribute daily checks, review requests and operations,
 Maintain monthly employee postage charges; petty cash backup and daily and weekly log.
 Proactive planning overseeing compliance aspect
 Develop and increase morale in all departments.
 Train new accounting personnel and oversee compliance aspect.
 Counseled corporate clients and high net-worth individuals with regard to their financial
procedures and commitments

3. Bank of Boston Trust Int’l - Banking& Finance Associate
 Daily operations of Clients Deposit/transfers
 Assign account numbers maintain rate changes
 Monitored satisfaction survey, drastically reducing potential problems.
 Excel at interfacing with others at all levels to ensure organizational goals are attained.
 Proactive approach resulted in capturing numerous accounts and expanding client base.
 Possess excellent interpersonal, analytical, and organizational skills.
 Excel within highly competitive environments where leadership skills are the keys to success.
 An effective manager with the skills necessary to direct, train, and motivate staff to its fullest.
 Devise and implement innovative marketing principles and promotional sales events for
commercial projects to further support financial growth.
Bahamas Government (Public Treasury) Accounts Clerk - Out Island
Section
 Audited Commissioner’s accounts.
 Forwarded requests for upkeep and maintenance of bank deposits and transfers
 Bookkeeping, payroll
 shipping/receiving
 inventory control
 Review invoices and receipts
 Monitor, check safe contents.
 Assisted Treasurer in maintaining adequate and effective communication for conclaves,
conferences and sessions
An interview would give me the chance to further prove my expertise and unique strengths.
I will await your call at your earliest convenience.
Sincerely,
Mrs Lydia Armaly