HDFC bank

1. We Understand Your World

2. •NAME
•Abhinash Parida
•Abhishek Kumar Singh
•Afreen Khan
•Akash Kumar
•Alekhya Dasgupta
•Aloke Nath Das
•Amit Kumar Shaw
•Amrit Raj Nath
•Anil Hansdak
•Annay Banerjee

3. • Housing Development Finance Corporation
• Founded in 1977 by Hasmukh bhai Parakh
• HDFC Bank was incorporated in August 1944
• The Bank started operations as a scheduled
commercial bank in January 1995 under the RBI’s
liberalization polcies
• It is the first in new generation commercial banks
• Registered office in Mumbai , India
• Listed in NSE,BSE, NYSE etc

4. 1. Mr. Deepak S. Parekh Chairman
2. Mr. Nasser Munjee Independent Director
3. Dr.J.J.Irani Independent Director
4. Mr.U.K.Sinha Independent Director
5. Mr.Jalaj A.Dani Independent Director
6. Mr.V.Srinivasa Rangan Executive Director
7. Ms.Renu Sud Karnad Managing Director
8. Mr. Keki M.Mistry Vice chairman & chief
Executive Officer

5. •3062 branches across India
•10743 ATM’s in the country
•In 1845 cities in India
•28.66 million customers
•Representative offices in Hong
Kong, New York , London &
Singapore

6. Vision
To be customer driven best managed enterprise that
enjoys market leadership in providing housing related
finance
Mission
To provide a package of attractive financial services
for housing purposes through a competent and
motivated team of employees using the state of the
art technology to maintain financial stability and
growth of the organization which contributing to the
national goal of providing decent housing to all

7. •Increasing market share in India’s expanding
banking
•Delivering high quality customer service
•Delivering more products to more customer
•Maintaining current high standards for asset
quality through disciplined credit risk
management
•Develop innovative products and services that
attract targeted customers and address
inefficiencies in the Indians financial sector.

8. •Travellers Cheques
•Credit Card
•Home Loan
•Personal Loan
•Foreign Currency Cash
•Foreign Currency Demand Drafts
•Cheque Deposits
•Remittances
•Trade Services
•Mutual Funds
•Insurance

9. •HDFC bank launches India’s first mobile payment
solution
•HDFC bank opens its first overseas branch in
Baharain
•HDFC bank has signed an agreement with Tata
pipes to offer credit facilities to farmer across
the country
•HDFC bank has an agreement with shrachi
securities LTD. The flagship company of the
Kolkata- based rs-300 cr for financing of multi
utility vehicles all over India

10. •Best performing Branch in Microfinance among private
sector banks by NABARD, 2016
•Award for best performance in Microfinance
•KPMG study of India's Best Bank
•Bank of the year & best digital banking initiative award
2016
•Brand Z Rankings
•Most valued brand in India for third successive year
•Best managed public company- India
•J.P.Morgan Quality Recognition Award
•Best in class straight through processing rate

11. •HDFC Bank merged with Times Bank in February
2000. This was the first merger of two private
banks in the New
•In 2008, centurion Bank was acquired by HDFC
Bank.HDFC Bank Board approved the acquisition
of CBoP for 95.1 billion INR in one of the largest
mergers in the financial sector in India

12. Target market
•Corporate banking market : this market target
the industries & fulfill their financial needs
•Capital market: this segment is targeted on
the long term needs of the individual as well as
of industries.
•Retail banking market: this segment is for
retail investor & provide them short term
financial credit for their personal, house hold
needs.

13. •The authorized capital of HDFC Bank in Rs 550
crore (Rs 5.5 billion).
•The paid –up capital is Rs 424.6 crore (RS.4.2
billion)
•The HDFC Group holds 19.4% of the bank’s
equity
•Roughly 28% of the equity is held by Foreign
Institutional Investors(FIIs) and the bank has
about 570000 shareholders.

14. Strengths
•One of the leading new age private sector bank
•HDFC Bank has over 1700 branches and over
5000 ATMs, in 780 cities in India
•Huge employee basic i.e more than 51000
employees
•Large collaborations with corporate for
employee salary accounts.

15. Weaknesses
•Rural penetration is low
•Lesser no. of branch when compared with
its competitors.

16. Opportunity
•Improved its bad debt portfolio and the recovery
of bad debt are high when compared to
government bank
•Venturing into rural areas
•People are becoming more service oreinted in the
global
Threats
•Future market trend
•From various competitors like Foreign bank, govt
bank
•The non-banking financial companies and new
bank’s, are increasing in India

18. •HDFC Bank has positioned itself as a
bank which gives higher standard of
services through product innovation
for the diverse need of individual &
corporate clients.

19. THANK YOU