This document provides a summary of R. Indhumathi's work experience and qualifications. She has over 9 years of experience in actuarial roles, working on pricing annuity contracts, life insurance products, and reserve calculations. Her current role is as a Deputy Manager at WNS Global Services, where she works on universal life illustrations and disbursement calculations for a US client. She has passed several actuarial exams and holds a post-graduate degree in actuarial science.

1. R.Indhumathi
Mobile: +91-9677013402, +91-9822544507 indhuactuary@yahoo.co.in
Res. Amanora Park Town, Tower No 36, Flat No 1601, Hadapsar, Pune - 411028
Qualification Summary:
Hard Working, Self motivated and highly achieving professional with 9.5 years of Actuarial
experience as a Manager including work with pricing of UK and US bulk annuity contracts, Life
Insurance for UL products and assisting in prophet development, LynchVal software, reserve
calculation, reconciles the data, MCD and Data true up and documentation. To obtain a
challenging position in Actuarial Science this efficiently utilizes the achievements, skills,
leadership abilities, and work ethic.
Current Work Experience:
WNS Global Services Pvt Ltd, Pune
WNS is a global business process management (BPM) leader. We offer business value to 200+
clients around the world including Insurance. WNS, with its deep domain expertise, built over a
decade of servicing insurance clients, acts as a strategic partner to insurers helping reduce
time-to-market and operational risks. We also partner with insurance companies in
transforming their critical processes, manage costs and regulatory requirements.
Profile: Deputy Manager – Life Insurance – May 2016 – till date
Work Responsibilities:
• Working for a Universal life products for US clients by using the software called Cyber
Life and using Microsoft Excel.
• Working on Illustrations like Current Projection, Minimum Premium to Maturity, and
Minimum Premium to Maturity till age xx based on Current and guaranteed
assumptions.
• Working in Disbursement like the calculation of Surrender, Withdrawal, Loan, Minimum
premium in excel for both actual and estimated values.
• Analyzing the model in excel to ensure to produce correct values.
• Responsibility to interact with the client and to reply for their emails.
Work Experience 1:
Arrow point Technologies Pvt Ltd, Chennai
Arrowpoint Technologies Pvt. Ltd provides complete business solutions to improve operational
efficiencies & deliver measurable business returns for clients. Arrow point approach focuses on
new ways of business, combining IT innovations and adoption, while also leveraging
organizations current IT assets.
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2. Profile: Assistant Manager - Actuarial Conversion – April 2011 – May 2016
Work Responsibilities:
• Conversion of Defined Benefit Plans.
• Reading, understanding and creating a summary plan document in Excel from plan
documents, amendments, notes, data, etc.
• Modeling and coding the new products as per the defined benefit plan provision using
the summary plan document to code the plan menu-LV win software. This is the main
engine of the process.
• Using LV Indiv (software to run calculations). The results are compared to manual
calculations to verify the accuracy. Test cases under different scenarios are provided
by the clients and picked by Doer for testing.
• Comparing the client results and lynchVal results through LVBatch.
• Testing of the Benefits, Service, Plan, Formulae, factors, plan provisions etc.
• Responsible for setting the plan into the system so it can do benefit calculation
correctly.
• Regression testing of all type of scenario to check the consistency of the system and
calculations.
• Assists with the preparation, analysis, presentation and interpretation of data for
reports, rate and benefit changes and special projects.
• Assisting in debugging/troubleshooting problems for clients.
• Entry Point Programming FORTRAN Coding.
• SQL Queries in learning stage to pull the database, employee records, date,
duplicate rows, counting the number of records etc.
• Assisting the Development team to build the LVWin and LVIndiv Software in Online.
Work Experience 2:
Paternoster India Pvt Ltd, Mumbai
Profile: Assistant Manager – Actuarial Pricing – October 2007 – April 2011
I had two months onsite training in UK trained by Aled – Pricing and Steve Withers –
Prophet. This training deals about the Pricing annuity calculations was done using Microsoft
Excel and Prophet Exposure.
Work Responsibilities:
• Pricing of UK bulk annuity contracts using a pricing model written using the
‘Prophet’, actuarial modeling system. Achieved app 80% of accuracy level in sixteen
schemes and appreciated by reviewers for handling the various complexities.
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3. • Testing of the Actuarial Factors manually and calculations through system benefit calc
to ensure system is generating correct benefit.
• Prophet testing comparison between old and new versions by individual member
wise and overall impact in the scheme.
• Testing, Analysis and impact analysis in Prophet Conversion Exercise by assisting
the valuation team. Achieved the high degree of time limit and accuracy.
• Reconciliation of data and it aims to compare the old and current data.
• Data and MCD true up and it aims to requoting the same scheme with the current data
and current MCD.
• Assisting the valuation team by providing the app calculation of increase and decrease
in reserve by member wise.
• Analyzing and checking for completeness of the data and benefit details provided by
Employee Benefit Consultants (EBC), and listing data queries for missing information
and adopting actuarial assumptions for modeling of schemes.
• Preparing Audit trail and documentation of benefit summary for the clients.
• Calculation of Early retirement, late retirement, cash commutation, transfer value,
trivial commutation, and divorce benefits (calculation in Excel as per the UK laws).
Work Experience 3:
Congruent Solutions Private Limited, Chennai
Profile: Actuarial Analyst – Valuation – Jan 2007 – Sep 2007
Work Responsibilities:
• Involved in Pension Valuation and Defined Benefit Calculation using the DATAIR, ASC of
Pension Plans of Various Clients.
• Using current year data and last year assumptions, generating the liability for the
participants and analyzing the change in the liability through test case checking.
• Calculating Present Value of all the benefits after incorporating all the plan provision
changes and changes in economic/demographic assumptions based on client
election/legislative compliance. Also checking the test cases for the reasonability.
Achievements:
• Received an award from team manager for highest degree of accuracy and exceeded
the deadlines in Congruent Solutions Pvt Ltd.
• Achieved a high level of accuracy in member wise calculations in Paternoster India Pvt
Ltd.
• Received an award for Best Employee in Arrowpoint Technologies Pvt Ltd.
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4. Actuarial Papers Cleared:
• Passed in CT1, Financial Mathematics
• Passed in CT2, Finance and Financial Reporting
• Passed in CT3, Mathematical and Probability Statistics
• Passed in CT5, General Insurance, Life and Health Contingencies
• Passed in CT6, Statistical Models
• Passed in CT7, Economics
• Passed in CT9, Business Awareness Module
Academic Credentials:
• Post Graduate in Actuarial Science (2004-2006), Secured Distinction with an aggregate
of 82% in Bishop Heber College (Second Ranking). Actuarial papers covered in the
course are from CT1 to CT7.
• Under Graduate in Mathematics (2001-2004), Secured Distinction with an aggregate 92%
in Holy Cross College (Second Ranking)
• Post Graduate Diploma in Insurance Management (2005-2006), Secured First Class in
Alagappa University 68%
Core Competences:
• Proficient in Windows, C Programming, C++, Fortran, MS Office, SAP, Prophet, ASC,
DATAIR
• Ability to challenge upwards
• Ability to adapt own work in a fast changing sometimes ambiguous environment.
Personal Details:
Date of Birth : 14-09-1983
Languages : English, Tamil, Telugu (Only to speak), Hindi (Only to speak)
Place: Chennai Date: 11/08/2016
(R. INDHUMATHI)
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