1. CPB, MBA Constantine Kimaro
CURRICULUM VITAE
A. PERSONAL PARTICULARS
Name Constantine Kimaro Occupation Credit Manager
Birth date 06 May 1981 Address P. O Box 53059
Dar es Salaam - TanzaniaMarital Status Married
Sex Male Mobile +255 65 847 5191
Email cony_1tz@yahoo.com
Language Proficiency English and Swahili
Level of
Education
Masters of Business
Administration – Corporate
Management
B. PROFILE
Graduated in Masters of Business Administration in Corporate Management from Mzumbe
University, having completed Bcom in Corporate Finance from University of Dar es Salaam
with competent skills in Financial Analysis, Credit Operations, Risk Management and
Investment Analysis. Well informed individual with proficient communication skills, smart-
working, performance oriented and exposed to current matters.
Eight (8) years practical experience in banking. I have been fully involved in credit operations
throughout my career as a banker. Well versed individual in handling credit as well as client
relationship management. Felt the challenge working in various capacities as Credit Analyst,
Business Banker, Commercial Analyst and Credit Manager during my career. I have gained vast
experience and competent skills in portfolio management; credit analysis and administration as
well as writing Corporate and Business deals. I had an opportunity working as Trainee Broker
whereby I gained a fair practical experience in Insurance.
Professionally, I am a Certified Professional Banker (CPB) awarded by the Tanzania Institute of
Bankers (TIOB). Currently pursuing Specialist Banker Programme (TIOB) with distinguished
pass in Credit Operations subject.
C. EDUCATION AND PROFESSION
2009 to 2011 Certified Professional Banker (CPB) at Tanzania Institute of Bankers
2010 to 2013 MBA Corporate Management at Mzumbe University
2003 to 2006 Bcom Corporate Finance at University of Dar es Salaam (Honors)
2000 to 2002 Tambaza High School (Division II)
1996 to 1999 Maua Seminary (Division I)
Computer Skills Word, Excel, Publisher and Internet/Email
Hobbies Reading, Exchanging ideas, Music, Beach and watching football.

2. CPB, MBA Constantine Kimaro
D. WORK EXPERIENCE
Date Position and Responsibilities Organizer/Institution
June 2015 to date Credit Manager
Corporate and Investment Banking
FNB Tanzania / RMB
May 2014 to May
2015
Credit Manager
CIB and Commercial
Responsible for the entire credit
granting process, including the
consistent application of a credit
policy, periodic credit reviews of
existing customers, and the
assessment of the creditworthiness of
potential customers, with the goal of
optimizing the mix of company sales
and bad debt losses.
FNB Tanzania/RMB
Nov 2013 to April
2014
Credit Analyst
CIB FNB Tanzania/RMB
July 2011 to Oct 2013
Commercial Analyst
Corporate, Commercial & SMEs FNB Tanzania
May 2010 to July 2011
Credit Analyst
Corporate and SMEs CBA Tanzania Limited
May 2009 to April
2010
Business Banker
 Portfolio management
 Handling business accounts
 Marketing of bank’s products
 Recruiting new customers
 Preparation of Credit
proposals for approval
KCB (T) Limited
Nov 2007 to Apr 2009
Credit Analyst
Corporate and (SMEs).
 Portfolio Management
 Assessing clients and
analyzing risks for
preparation of a credit
proposal for approval.
 Monitoring and grading of
customers to reflect facilities
performance.
 Working on and monitoring a
portfolio of existing and
attending new customers
Commercial Bank of Africa
(T) Limited

3. CPB, MBA Constantine Kimaro
 Acting Relationship Manager
Sept 2006 – Nov 2007
Trainee Broker
Corporate and Business Clients
Underwriting and Claims
Aon Tanzania Limited
July 2005 – Sep 2005
Assistant Internal Auditor
Working with Muhimbili National
Hospital as an Assistant Internal
Auditor and get introduced to
accounting system used.
UDSM & MNH
E. LEADERSHIP EXPERIENCE
Date Position/Title Organization/Institution
May 2014 to date Credit Manager First National Bank Tanzania
2011 to April 2014 Senior Analyst First National Bank Tanzania
2003 to 2005 Research Assistant
Department of Fine and
Performing Art - UDSM
2000 to 2002
Coordinator - Tanzania Youth
Catholic
Student – TYCS
TYCS - TAMBAZANA
(Tambaza & Zanaki Secondary
Schools)
1997 to 1998
Head Prefect and The General
Secretary Maua Seminary
F. TRAININGS / MEMBERSHIPS / ACHIEVEMENTS
Date Description Organization/Institution
2011 to date Associate Member
The Tanzania Institute of
Bankers
October 2014
2 weeks attachment for familiarization and
understanding CIB credit: RMB
Headquarters, South Africa Rand Merchant Bank (RMB
February 2014
Course: Advanced Corporate Credit Risk
Analysis (ACCRA); South Africa Rand Merchant Bank (RMB)
October 2013
Overall Performer. Awarded a tourist trip to
Dubai. First National Bank Tanzania
October 2013
Training: Rating of Corporate Entities;
South Africa
First National Bank
Tanzania/RMB South Africa
August 2012
Training: Financial Statements Analysis;
Optimist Report in South Africa. First National Bank Tanzania
April 2012
Advanced Accounting Course
Completed; Tanzania. First National Bank Tanzania
2004 to 2006
Workshop: Delivery of Capital Markets
Investment Education to UDSM Society
Dar es Salaam University
Entrepreneurship Forum –

4. CPB, MBA Constantine Kimaro
Workshop: Money & Capital Market in
Tanzania at UDSM
Seminar: Self Employment – Franchising
Seminar: Money and Capital Markets –
International Perspective
DUEF
G: REFEREES
Name Title Organization/Address
Warwick Brooker Head of Business
Stanbic Centre
Corner, Kinondoni and Ali
Hassan Mwinyi Roads
Dar es Salaam
P.O Box 7725
Cel: +255 68 841 8852
David Rwiza Human Resources Consultant
Self Employed
Dar es Salaam
Cel: +255 75 401 5007
I hereby declare that the information given is true and accurate
Signature Date