The document discusses the evolution and impact of information technology in the Indian banking sector, highlighting how banking software solutions have streamlined processes and improved customer services through e-banking and automated systems. It details the architecture of online banking applications, including a three-tier model and secure communications via SSL. The document concludes by offering custom application development services for banking solutions.

1. Banking application
development

2. Abstract
 In recent years, the banking and financial
sector has become one of the most vibrant
sector in the Indian economy.
 This sector presents huge business
investments in the area of Information and
Technology (IT).

3. Banking Software Solutions
 This IT sector, first involved as the banking
software solutions provider and this way
the IT companies enter in the banking sector.
 They include all banking services in just one
software. So they reduce the tedious paper
work upto 68%.

4. Banking Software Solutions

5. Banking Software Solutions
 First they implemented basic things like :
 Account opening form as per various type
of accounting.
 Balance addition or deduction as per
transaction of the customer.

6. Trend Revolution
 To improve the customer services' and
provide efficient banking application
development has increased the use of IT.
 This development is not to focus on only
money transactions, but the self service
platforms are extended to the clients.

7. Trend Revolution
 So they launch e-banking or net banking
facility where the banking transactions are
carried out using automated processes &
electronic devices such as ATM, internet,
card payment, fax machines and telephones.

8. Trend Revolution

9. Trend Revolution

10. Trend Revolution
 This ATM facility makes money transaction
easy and comfortable for any bank's
customers. No need to stand in queue for
money withdrawl.
 The above all facilities are possible due to
the development of IT in the banking sector.

11. IT Revolution from desktop to
Application
 Till now we described about how the facility
is improved day by day.
 Now let's take a look from the technology
point of view to know the details about how it
actually works.

12. Architecture of Online Banking
 The Online Banking Application is based on
3-tiered model. The Enterprise architecture
for Online Banking Application is shown
below.

13. Architecture of Online Banking
Administrator
Customer
APPLICATION
SERVER
Cold fusion MX
Server / Apache
server
JDBC-ODBC
Bridge Driver
Request / Reply
For
Customer /
Administrative
Request
Reponse
Request

14. Architecture of Online Banking
 Simply stated, the application works based
on a request/response protocol. A client
initiates a request to the server.
 The server responds by executing the
business logic hosted inside the program
and if required, communicates with the
Database Server to fulfill a client’s request

15. Online Banking Application
 The Online banking application project will
be divided into 4 modules namely :
 Bank Account
 Bank Account Administrator
 Credit Card Customer
 Credit Card Account Administrator

16. Banking Application Design
 Dataflow diagrams are depictured below to
give the clear understanding of Online
Banking Application.
 At above we show the ATM machine use from
customer side. Let's look from the developer
side.

17. Banking Application Design

18. Security
 SSL, or Secure Socket Layer, is a
technology, which allows web browsers and
web servers to communicate over a secured
connection.

19. Security
 This means that the data being sent is
encrypted by one side, transmitted, and then
decrypted by the other side before
processing.
 This is a two-way process, meaning that both
the server AND the browser encrypt all traffic
before sending out data.

20.  A more efficient approach would be to utilize
Model View Controller 2 architecture, which
makes application reusable, robust, and more
object-oriented.
 Contact us for custom application
development for banking services and
solutions.
Conclusion

21. Connect with us
www.technoligent.com/contact.html
twitter.com/Techno_Ligent
www.facebook.com/TechnoLigent
in.linkedin.com/in/technoligent
plus.google.com/+TechnoligentIndia/about
www.pinterest.com/technoligent