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Contact Center Solutions
COMPANY 
SNAPSHOT 
Speech-­‐enabled 
Enterprise 
Mobility 
Solu6ons 
• 
Uniphore's 
mission 
is 
to 
enable 
enterprise 
mobility 
by 
connec=ng 
businesses 
to 
customers, 
employees, 
and 
partners 
through 
voice 
biometrics, 
mul=-­‐lingual 
speech 
recogni=on 
and 
comprehensive 
mobile 
technologies. 
• 
Pioneer 
in 
Indian 
Language 
Speech 
Recogni=on 
and 
Voice 
Biometrics 
solu=ons 
on 
a 
Cloud 
• 
4 
years 
old 
with 
large 
enterprise 
customers 
and 
a 
Fortune 
500 
en=ty 
• 
Providing 
voice-­‐based 
solu=ons 
across 
a 
variety 
of 
ver=cals, 
including 
many 
of 
the 
most 
pres=gious 
banks 
and 
financial 
services 
companies 
in 
India 
• 
Innova=ons 
in 
Banking 
highlighted 
in 
Times 
of 
India, 
Forbes 
India, 
Hindu 
Business 
Line, 
TechCruch 
and 
many 
others
CONTACT 
CENTER 
SOLUTIONS 
IVR 
Banking 
IVR 
IVR 
connected 
to 
the 
core 
banking 
system, 
enabling 
transac7ons 
over 
the 
IVR 
Speech 
Navigated 
IVR 
Rather 
than 
pressing 
bu;ons, 
customers 
use 
speech-­‐based 
inputs 
to 
navigate 
the 
IVR 
Voice 
Authen=ca=on 
IVR 
Customers 
authen7cate 
their 
iden7ty 
through 
Voice 
Biometrics, 
automa7ng 
and 
enhancing 
security 
• 
Uniphore 
can 
provide 
you 
with 
an 
IVR, 
or 
enhance 
your 
current 
IVR 
with 
Banking 
IVR, 
Speech 
Navigated 
IVR, 
and 
Voice 
Authen=ca=on 
IVR 
• 
All 
solu=ons 
are 
available 
in 
11 
Indian 
languages 
• 
All 
solu=ons 
can 
be 
delivered 
on 
the 
cloud 
or 
on 
premise
IVR 
Op=on 
1 
IVR
IVR 
Solu6on 
Features 
• Uses 
pre-­‐recorded 
voice 
prompts 
and 
menus 
to 
present 
informa=on 
and 
op=ons 
to 
callers, 
and 
touch-­‐tone 
telephone 
keypad 
entry 
to 
gather 
responses 
• Voice 
confirma=on 
is 
given 
back 
to 
the 
user 
to 
ensure 
all 
informa=on 
and 
data 
keyed 
is 
correct. 
• Mul=ple 
telephone 
line 
support 
both 
on 
Analog 
and 
Digital 
• Advanced 
call 
screening 
and 
call 
switching 
op=ons 
• Full 
logging 
of 
callers' 
details 
and 
all 
the 
selec=ons 
made 
during 
the 
call 
• Mul6-­‐Language 
support 
• Solu=on 
integrates 
with 
bank’s 
exis6ng 
contact 
center 
infrastructure, 
MIS, 
or 
CRM 
Solu6on 
Benefits 
• Enhance 
customer 
sa6sfac6on 
by 
reducing 
busy 
signals 
and 
hold 
=mes 
• Reduce 
costs 
by 
automa=ng 
many 
call 
center 
func=ons 
• More 
efficient 
and 
cost-­‐effec=ve 
method 
of 
servicing 
today’s 
customers 
• Cloud-­‐based 
delivery 
requires 
no 
huge 
capital 
Investments 
to 
build 
or 
expand 
services
BANKING 
IVR 
Op=on 
2 
Banking IVR
IVR 
Solu6on 
Features 
Solu6on 
Benefits 
BANKING 
IVR 
• Allows 
customers 
to 
access 
Account, 
Loans 
& 
Investment 
Services 
from 
the 
comfort 
of 
their 
home, 
office 
or 
on 
the 
move 
• Connects 
IVR 
to 
core 
banking 
system 
so 
that 
customers 
can 
transact 
over 
the 
phone 
• Integrates 
alert 
features, 
enabling 
customers 
to 
receive 
balance 
alerts, 
learn 
of 
poten=al 
iden=ty 
the 
or 
account 
fraud, 
etc. 
• Accep=ng 
touch-­‐tone 
payments 
allows 
customers 
without 
internet 
access 
to 
transact 
electronically 
• Increased 
customer 
sa6sfac6on 
through 
access 
to 
banking 
services 
24 
hours 
a 
day
FLOW 
Core 
Banking 
System 
IVR 
“You are now verified. Please press the number of 
the service you would like to avail.” 
1. 
Balance 
Inquiry 
4. 
Funds 
Transfer 
3. 
Recurring 
Deposit 
6. 
PIN 
Change 
7. 
Statement 
8. 
Remicance 
9. 
Loan 
Payment 
2. 
Fixed 
Deposit 
5. 
Card 
Ac=va=on 
BANKING 
IVR
SPEECH 
NAVIGATION 
IVR 
Op=on 
3 
Speech-Navigation IVR
SPEECH 
RECOGNITION 
Speech 
Recogni6on 
for 
voice-­‐navigated 
transac0on 
Speech 
Recogni6on 
is 
the 
ability 
of 
a 
program 
to 
understand 
and 
carry 
out 
spoken 
commands: 
• 
Background 
noise 
cancella=on, 
seman=c 
interpreta=on, 
and 
grammar 
specifica=on 
• 
Enables 
natural, 
human-­‐like 
conversa=ons 
and 
sa=sfying 
interac=ons. 
Uniphore's 
Speech 
Recogni6on 
technology 
understands 
and 
responds 
to 
the 
par6cular 
characteris6cs 
and 
nuances 
of 
11 
languages 
and 
over 
100 
Indian 
dialects. 
SPEECH 
NAVIGATION 
IVR
SPEECH 
CONTACT 
NAVIGATION 
CENTER 
IVR 
Solu6on 
Features 
• Customers 
navigate 
the 
system 
through 
speech-­‐driven 
commands 
with 
Speech 
Recogni=on 
• Once 
authen=cated, 
customers 
speak 
any 
service 
or 
informa=on 
they 
wish 
to 
avail 
• All 
users 
can 
engage 
the 
system 
in 
any 
one 
of 
11 
Indian 
languages 
• Surveys 
built 
into 
voice 
calls 
to 
interac=vely 
collect 
valuable 
informa=on 
and 
test 
customer 
sa=sfac=on 
• Automated 
outbound 
voice 
calls 
for 
payments 
reminders, 
payment 
confirma=ons, 
fraud 
alerts, 
etc. 
Solu6on 
Benefits 
• Provide 
customers 
with 
a 
personalized 
self-­‐service 
experience 
in 
their 
local 
language 
• Reduces 
customers’ 
call 
dura6ons 
by 
elimina=ng 
the 
need 
to 
navigate 
lengthy 
IVR 
menus, 
and 
provides 
a 
streamlined 
service. 
This 
leads 
to 
major 
cost 
savings. 
• Reduces 
the 
banks 
cost 
to 
serve 
customers, 
as 
self-­‐services 
eliminates 
the 
need 
for 
human 
agents 
up 
to 
75% 
of 
the 
=me 
• Gather 
useful 
insights 
from 
customers 
through 
surveys
VOICE 
AUTHENTICATION 
IVR 
Op=on 
4 
Voice Authentication IVR
Voice 
Biometrics 
for 
user 
authen0ca0on 
A 
voiceprint 
is 
a 
patented 
series 
of 
algorithms 
& 
measurements 
that 
represent 
a 
set 
of 
features 
extracted 
from 
a 
person’s 
voice: 
• 
Unique 
to 
each 
person 
& 
closely 
related 
to 
the 
vocal 
tract 
shape 
and 
mo=on 
pacers 
• Encrypted 
mathema=cal 
measurements, 
stored 
as 
BLOBs 
• 
Accurate 
over 
many 
communica=on 
channels, 
such 
as 
telephone, 
mobile 
phone 
and 
Voiceover 
IP. 
Uniphore’s 
Voice 
Biometrics 
Engine 
captures 
over 
30 
parameters 
of 
an 
individual’s 
voice 
VOICE 
AUTHENTICATION 
IVR
IVR 
Solu6on 
Features 
Solu6on 
Benefits 
• Drama=cally 
enhances 
security 
of 
customer 
interac=ons 
• Creates 
a 
more 
convenient 
customer 
experience 
in 
which 
users 
do 
not 
have 
to 
remember 
passwords 
or 
mul=-­‐digit 
PINs 
or 
Card 
Numbers. 
• Customer’s 
experience 
a 
personalized 
self-­‐service 
experience 
in 
their 
local 
language 
• Reduces 
the 
banks 
cost 
to 
serve 
customers, 
as 
self-­‐services 
eliminates 
the 
need 
for 
human 
agents 
up 
to 
75% 
of 
the 
=me 
• Agents 
focus 
on 
the 
problem 
at 
hand 
rather 
than 
spending 
=me 
on 
iden=ty 
verifica=on 
• Overall 
shorter 
caller 
wait 
6mes, 
faster 
call 
handling 
6mes 
and 
lower 
call 
abandon 
rates. 
VOICE 
AUTHENTICATION 
IVR 
• 
Customer 
authen6cates 
their 
iden6ty 
using 
Voice 
Biometrics 
in 
order 
to 
access 
account 
informa=on 
or 
transact, 
replacing 
agent-­‐assisted 
personal 
ques=ons 
or 
low-­‐security 
passwords 
• 
Used 
to 
automate 
important 
func=ons 
such 
as 
PIN 
change, 
wherein 
users 
authen=cate 
their 
iden=ty 
using 
Voice 
Biometrics, 
then 
can 
automa=cally 
reset 
their 
password
CONUTASEC 
TC 
CAESEN 
TER 
Use 
Case: 
Voice-­‐based 
Fund 
Transfer 
Through 
Speech 
Recogni0on 
and 
Voice 
Biometrics 
1. Welcome 
to 
the 
Customer 
self-­‐service 
portal. 
What 
would 
you 
like 
to 
do? 
Get 
mini 
statemenc, 
update 
personal 
details 
or 
Fund 
Transfer 
2. Fund 
Transfer 
3. You 
said 
Fund 
Tranfer. 
Is 
that 
right 
? 
4. Yes 
6. The 
system 
will 
authen=cate 
your 
voice 
as 
a 
security 
measure. 
Please 
say 
your 
passphrase 
8. 
Customer 
says 
the 
password 
specified 
during 
enrollment 
( 
E.g.: 
India 
is 
a 
great 
country) 
9. 
You 
are 
now 
authen=cated. 
Current 
Balance 
in 
Savings 
account 
is 
10,456 
rupees. 
Current 
Balance 
in 
Checking 
account 
is 
16,398 
rupees. 
10. Please 
say 
the 
name 
of 
the 
account 
you 
would 
like 
to 
send 
the 
money 
from 
11. Savings 
12. 
Please 
say 
the 
name 
of 
the 
account 
to 
which 
you 
would 
transfer 
the 
funds 
to 
13. 
Checking. 
14. 
Please 
specify 
amount 
you 
would 
like 
to 
transfer 
15. 
5,600 
rupees. 
16. 5600 
rupees 
will 
be 
transferred 
from 
your 
Savings 
to 
your 
Checking 
account. 
Please 
say 
yes 
to 
Confirm 
17. 
Yes
Thank 
you 
www.uniphore.com

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Uniphore IVR banking solutions

  • 2. COMPANY SNAPSHOT Speech-­‐enabled Enterprise Mobility Solu6ons • Uniphore's mission is to enable enterprise mobility by connec=ng businesses to customers, employees, and partners through voice biometrics, mul=-­‐lingual speech recogni=on and comprehensive mobile technologies. • Pioneer in Indian Language Speech Recogni=on and Voice Biometrics solu=ons on a Cloud • 4 years old with large enterprise customers and a Fortune 500 en=ty • Providing voice-­‐based solu=ons across a variety of ver=cals, including many of the most pres=gious banks and financial services companies in India • Innova=ons in Banking highlighted in Times of India, Forbes India, Hindu Business Line, TechCruch and many others
  • 3. CONTACT CENTER SOLUTIONS IVR Banking IVR IVR connected to the core banking system, enabling transac7ons over the IVR Speech Navigated IVR Rather than pressing bu;ons, customers use speech-­‐based inputs to navigate the IVR Voice Authen=ca=on IVR Customers authen7cate their iden7ty through Voice Biometrics, automa7ng and enhancing security • Uniphore can provide you with an IVR, or enhance your current IVR with Banking IVR, Speech Navigated IVR, and Voice Authen=ca=on IVR • All solu=ons are available in 11 Indian languages • All solu=ons can be delivered on the cloud or on premise
  • 5. IVR Solu6on Features • Uses pre-­‐recorded voice prompts and menus to present informa=on and op=ons to callers, and touch-­‐tone telephone keypad entry to gather responses • Voice confirma=on is given back to the user to ensure all informa=on and data keyed is correct. • Mul=ple telephone line support both on Analog and Digital • Advanced call screening and call switching op=ons • Full logging of callers' details and all the selec=ons made during the call • Mul6-­‐Language support • Solu=on integrates with bank’s exis6ng contact center infrastructure, MIS, or CRM Solu6on Benefits • Enhance customer sa6sfac6on by reducing busy signals and hold =mes • Reduce costs by automa=ng many call center func=ons • More efficient and cost-­‐effec=ve method of servicing today’s customers • Cloud-­‐based delivery requires no huge capital Investments to build or expand services
  • 6. BANKING IVR Op=on 2 Banking IVR
  • 7. IVR Solu6on Features Solu6on Benefits BANKING IVR • Allows customers to access Account, Loans & Investment Services from the comfort of their home, office or on the move • Connects IVR to core banking system so that customers can transact over the phone • Integrates alert features, enabling customers to receive balance alerts, learn of poten=al iden=ty the or account fraud, etc. • Accep=ng touch-­‐tone payments allows customers without internet access to transact electronically • Increased customer sa6sfac6on through access to banking services 24 hours a day
  • 8. FLOW Core Banking System IVR “You are now verified. Please press the number of the service you would like to avail.” 1. Balance Inquiry 4. Funds Transfer 3. Recurring Deposit 6. PIN Change 7. Statement 8. Remicance 9. Loan Payment 2. Fixed Deposit 5. Card Ac=va=on BANKING IVR
  • 9. SPEECH NAVIGATION IVR Op=on 3 Speech-Navigation IVR
  • 10. SPEECH RECOGNITION Speech Recogni6on for voice-­‐navigated transac0on Speech Recogni6on is the ability of a program to understand and carry out spoken commands: • Background noise cancella=on, seman=c interpreta=on, and grammar specifica=on • Enables natural, human-­‐like conversa=ons and sa=sfying interac=ons. Uniphore's Speech Recogni6on technology understands and responds to the par6cular characteris6cs and nuances of 11 languages and over 100 Indian dialects. SPEECH NAVIGATION IVR
  • 11. SPEECH CONTACT NAVIGATION CENTER IVR Solu6on Features • Customers navigate the system through speech-­‐driven commands with Speech Recogni=on • Once authen=cated, customers speak any service or informa=on they wish to avail • All users can engage the system in any one of 11 Indian languages • Surveys built into voice calls to interac=vely collect valuable informa=on and test customer sa=sfac=on • Automated outbound voice calls for payments reminders, payment confirma=ons, fraud alerts, etc. Solu6on Benefits • Provide customers with a personalized self-­‐service experience in their local language • Reduces customers’ call dura6ons by elimina=ng the need to navigate lengthy IVR menus, and provides a streamlined service. This leads to major cost savings. • Reduces the banks cost to serve customers, as self-­‐services eliminates the need for human agents up to 75% of the =me • Gather useful insights from customers through surveys
  • 12. VOICE AUTHENTICATION IVR Op=on 4 Voice Authentication IVR
  • 13. Voice Biometrics for user authen0ca0on A voiceprint is a patented series of algorithms & measurements that represent a set of features extracted from a person’s voice: • Unique to each person & closely related to the vocal tract shape and mo=on pacers • Encrypted mathema=cal measurements, stored as BLOBs • Accurate over many communica=on channels, such as telephone, mobile phone and Voiceover IP. Uniphore’s Voice Biometrics Engine captures over 30 parameters of an individual’s voice VOICE AUTHENTICATION IVR
  • 14. IVR Solu6on Features Solu6on Benefits • Drama=cally enhances security of customer interac=ons • Creates a more convenient customer experience in which users do not have to remember passwords or mul=-­‐digit PINs or Card Numbers. • Customer’s experience a personalized self-­‐service experience in their local language • Reduces the banks cost to serve customers, as self-­‐services eliminates the need for human agents up to 75% of the =me • Agents focus on the problem at hand rather than spending =me on iden=ty verifica=on • Overall shorter caller wait 6mes, faster call handling 6mes and lower call abandon rates. VOICE AUTHENTICATION IVR • Customer authen6cates their iden6ty using Voice Biometrics in order to access account informa=on or transact, replacing agent-­‐assisted personal ques=ons or low-­‐security passwords • Used to automate important func=ons such as PIN change, wherein users authen=cate their iden=ty using Voice Biometrics, then can automa=cally reset their password
  • 15. CONUTASEC TC CAESEN TER Use Case: Voice-­‐based Fund Transfer Through Speech Recogni0on and Voice Biometrics 1. Welcome to the Customer self-­‐service portal. What would you like to do? Get mini statemenc, update personal details or Fund Transfer 2. Fund Transfer 3. You said Fund Tranfer. Is that right ? 4. Yes 6. The system will authen=cate your voice as a security measure. Please say your passphrase 8. Customer says the password specified during enrollment ( E.g.: India is a great country) 9. You are now authen=cated. Current Balance in Savings account is 10,456 rupees. Current Balance in Checking account is 16,398 rupees. 10. Please say the name of the account you would like to send the money from 11. Savings 12. Please say the name of the account to which you would transfer the funds to 13. Checking. 14. Please specify amount you would like to transfer 15. 5,600 rupees. 16. 5600 rupees will be transferred from your Savings to your Checking account. Please say yes to Confirm 17. Yes