Housing is a multidisciplinary field that fulfills basic human needs. It includes concepts like houses, settlements, built environments, and communities. National housing policies aim to make housing accessible to all income groups through strategies like increasing affordable land and housing supply, improving existing slums, and mobilizing financial resources. These policies address issues related to land, infrastructure, building materials, techniques, and finance. The goals of Habitat III include creating an integrated housing framework, adopting an inclusive approach, expanding affordable housing, improving housing conditions, and upgrading informal settlements through coordinated efforts across different levels of government.
1. HOUSING…..GROUP 2
HAJEE MOHAMMAD DANESH SCIENCE
AND TECHNOLOGY UNIVERSITY
HSTU ,DINAJPUR, BANGLADESH
DEPARTMENT OF
ARCHITECTURE
BATCH-2015
2. HOUSING 01GROUP 2
Housing is a discipline of knowledge in
the field of
Architecture
Urban Design
Planning
Cultural Geography
Anthropology
Housing means
House
Settlement
Built Environment
Neighborhood
Community
Housing fulfills the
Basic
Needs
Life
Time
what Actually
mean by Housing ?
Housing is one of the most important elements in
our lives and community. It is both shelter and a link
to the neighborhood and larger community.
Inadequate and unsafe housing can affect the
physical health and security of citizens.
6. 05GROUP 2
Make housing accessible to all strata of society.(low & middle income groups,high
priority groups,destitute & shelterless poor)
Available suitably located land at affordable price for various groups.
Strategies for reducing slums,unauthorized constructions and improve the existings
& relocate them to suitable places.
Rehabilitate disaster affected households & houses affected by fire accidents.
Mobilize resources for housing through personal savings & other financial inputs.
Effective implementation of the housing progammes.i.e-
-Promote the use of locally developed materials & construction techniques.
-Develop alternative & durable materials.
Develop institutional & legal framework to facilitate housing.
Improve existing residential areas.
Introduce new strategies & techniques and undertake revision of the policy from time
to time.
OBJECTIVE
NATIONAL HOUSING POLICY
7. NATIONAL HOUSING POLICY 04GROUP 2 06GROUP 2
Land
Infrastructure
Building Materials
Techniques & Finance
ADDRESSING ISSUES
NATIONAL HOUSING POLICY
8. NATIONAL HOUSING POLICY 04GROUP 2 07GROUP 2
Increase the supply of serviced land for housing for various income groups
Access of the poorer sections and vulnerable groups to affordable serviced land
with secure land tenure .
Encourage the involvement of the private sector in land developrnent,
infrastructure developrnent and construction.
Special provisions for the handicapped, the destitute and the very poor
Initiate area development schemes to maximize the availability of housing per
unit of land
Formation of Urban Land Bank and Rural Land Bank
khas lands for the landless and agriculture only . Restriction for housing,
industries etc in khas land
NATIONAL HOUSING POLICY
LAND
Balanced pattern of urbanization through a policy of decentralization of
investments and incentives
Stop unregulated conversion of agricultural and forest land for the purpose of
housing
Integrated and planned development of the region and to reduce migration to the
larger cities
Improve mobility of people through public transport and traffic network
Infrastructure construction which are cost effective, incrementally upgradable,
and environmentally appropriate
Recognize peoples initiative in the design and involvement in the community
INFRASTRUCTURE
Access of rural households to traditional materials considering environmental
preservation as well as forest conservation
Stimulate the increased production and availability of conventional low cost
technologies and materials in the national standards (cement, steel and bricks and
traditional materials like )
Promotion of small scales industries as a industrial policy
Promote low-cost environmentally-sound technology
Use of indigenous resources, including mud, wherever appropriate
Development, manufacture and use of materials based on industrial and
agricultural wastes
Incorporate the low cost technologies and materials
BUILDING MATERIALS AND TECHNOLOGY
Formal sector housing finance programs, such as ,House Building Advance' from
the Ministry of Finance to Government employees
Evolve an elastic and widespread resource mobilization strategy to tap household
savings in the formal and informal sectors
Bangladesh Bank as the apex agency charged with linking the housing finance
system with the financial sector
National Home Lending program accessible to the poorer segments of the
households through low income housing fund
Disburse loans to the individuals, cooperatives, community associations, legally
registered companies, private developers/builders, public corporations and the
local government agencies etc.
FINANCE FOR HOUSING
9. NATIONAL HOUSING POLICY 04GROUP 2 08GROUP 2
A National Housing committee will be set up by the Honorable Minister for works as its chairman
The National Housing committee will be constituted with
-Mayors of Municipal corporations,
-Five Members of Parliament from five administrative Divisions,
-Governor,
-Bangladesh Bank
-Other government officials concerned, and
-The representations of the concerned professional associations, experts and private developers
The Ministry of works will be renamed as the Ministry of Housing and Public works which
will provide policy supports and program coordination
The Housing and Settlement Directorate and the Office Of The Deputy Commissioner Of
Settlement would be transformed into a National Housing
Authority (NHA) for boosting up and accelerating housing program
NATIONAL HOUSING POLICY
INSTITUTIONAL ARRANGEMENT AND FISCAL POLICY
10. FINALCIAL SOURCE 09GROUP 2
Housing Units Constructed In Bangladesh
Formal Sources(5%)
-Banks
-Home Development Mutual Funds
-Commercial Banks
Informal Sources (95%)
-Savings
-Private Borrowings
11. NATIONAL HOUSING POLICY 04GROUP 2 NATIONAL HOUSING POLICY 10GROUP 2
• BANGLADESH HOUSING POLICYAUTHORITY
• CITY LEVELAUTHORITY
• HBRI
• PWD
• NHA
• HBFC
• HBRI
• DOA
• ARCHITECTS
• ENGINEERS
• MINISTRY OF WORKS
• MINISTRY OF LAND
• MINISTRY OF FINANCE
• NATIONAL ECONOMICAL COUNCIL (NEC)
WHO
WORKS ON
HOUSING
POLICY
13. HABITAT III 12GROUP 2
Housing stands at the center of the New Urban Agenda. Expansion
of housing opportunities will support the achievement of SDG’s
The expected global population increase of 1.18 billion by 2030
combined with the existing housing deficit (currently 880 million
people live in inadequate housing in cities), implies that
approximately two billion people will require housing in 2030.
1. Create an integrated housing framework:
2. Adopt an inclusive approach:
3. Expand affordable housing:
4. Improve housing conditions:
5. Upgrade informal settlements:
Beyond increasing financing, this policy invites the global
community to achieve a new strategic approach that includes
reforms in five areas:
14. HOW TO ACHIEVE GLOBAL HOUSING GOALS 13GROUP 2
IT CAN BE ACHIEVED BY FOLLOWINGS AGENDAS :
1. Vision and framework of the policy paper’s contribution to the new
urban agenda
2. Policy challenges
3. Prioritizing policy options – transformative actions for the new urban
agenda
4. Key factors for action – enabling institutions
5. Policy design, implementation and monitoring
DIMENSIONS:
1. Integrated Housing Framework
2. Inclusive Housing
3. Affordable Housing
4. Adequate Housing
5. Informal Settlement Upgrading
To achieve goals from all these five agendas mentioned above they
has to be compare and relate with five dimensions of housing and
housing policy.
15. 14GROUP 2
1. Integrated Housing Framework
Land use
Transportation
Urban services
Put in housing into urban plans
Both citywide and national sectorial
investment strategies As they relate to urban
services
Environmental sustainability to improve
livability and accessibility within urban areas.
DIMENSIONS OF HOUSING
16. DIMENSIONS OF HOUSING 15GROUP 2
2. Inclusive Housing
Participatory processes
Fair housing policies
Address housing for special needs groups
17. DIMENSIONS OF HOUSING 16GROUP 2
3. Affordable Housing
Improve affordability of home ownership
Subsidy policies to enable low-income
households to rent or own adequate housing
Revenue and capital generating policies
Mechanisms that limit property speculation
Seikh Sarai Housing
18. DIMENSIONS OF HOUSING 17GROUP 2
4. Adequate Housing
Participatory processes
Fair housing policies
Address housing
Ensuring habitability (protection
from natural elements, hazards,
and disease)
Access to basic services
(including to water, sanitation,
lighting, electricity, and garbage
disposal)using for special needs
groups
Portland Courtyard Housing
19. DIMENSIONS OF HOUSING 18GROUP 2
5. Informal Settlement Upgrading
Global population urbanizes
Rapidly growing challenge
Protection of incremental housing
Support of neighborhood upgrading
programs
In the world’s urban population continue
to live in slums and informal settlement
20. NATIONAL HOUSING POLICY 04GROUP 2 LINKAGES BETWEEN HOUSING POLICY & THE NEW URBAN AGENDA 19GROUP 2
The linkages between housing and social cohesion are critical for
responding to the housing needs of low-income residents, Social Cohesion
integrating refugees, and Ensuring safety.
Governments must have sufficient resources and accountability to provide
housing services. Collaboration between levels of government, along with
civil society and housing developers, will optimize affordable housing
production.
Regulatory constraints on land supply—land allocation practices, density
thresholds , floor-area ratios, and plots sizes—have large implications on the
supply of affordable housing. Expanding housing options in city centers can
limit urban sprawl.
Effective and efficient housing policies can expand employment in the
building sector and increase employment. Housing programs should foster
local economic development through live/work housing options and
neighborhood revitalization. Proper location and siting of housing
programs could improve the functioning of the urban economy and labor
markets.
To build resilience, governments must design programs to reduce the
vulnerability of housing, including enforcing building codes. Efforts to
encourage medium and high-density housing will reduce transportation
costs and air pollution