This document provides a summary of the National Housing Policy of Bangladesh. It outlines the objectives of making adequate housing accessible to all socioeconomic groups. The key proposed strategies include prioritizing housing in development plans, promoting affordable housing solutions like self-help and personal savings, and discouraging unauthorized settlements. The essential elements of the policy cover topics like land, infrastructure, finance, building materials, legal frameworks, and addressing needs of vulnerable groups. The roles of various stakeholders like government agencies and private sector are also defined.
3. A house is a shelter for rest, safety, and comfort; and for protection
from enemies and vagaries of climate.
Housing is a physical commodity, which includes other than dwellings,
various utility facilities and services such as water supply, electricity,
sanitation, and access provision. Again, housing is not only looked upon as
a physical phenomenon, but emphasis is also given on its economic and
socio-cultural aspects. Safety and comfort are the basic essentials for
housing.
4. CHARACTERISTICS OF HOUSING
• regarded as a salable commodity
• a composite social goods and not produced or consumed piecemeal
• structure of social, moral, legal and business relationship in the
community is relentlessly relevant to the economics of its housing
sector there exists single family houses, duplexes, apartments, row
houses, permanent, semi-permanent, and temporary houses.
• Its not only sold but also rented. It can be built at a time or through
incremental development whereas ownership reflects the achievement
of both economic and social goals.
• a housing environment can be an index of the social health, happiness,
social justice, and dignity of the inhabitants.
6. Habitat III Policy
As to reduce the global housing deficit some challenges are given. Combining
multiple solutions—land, finance, and construction—with multiple partnerships
governments, private sector, civil society and donors Beyond this policy paper
invites the global community to pursue a new strategic approach that includes
reforms in five area
1. integrated housing framework: embed housing strategies into urban
plans and sector (e.g. in services, land use , transportation) to better
integrate housing programs into decision-making;
2. Adopt an inclusive approach: support participatory processes and
fair housing policies, and address housing for vulnerable and special
needs groups;
3. Expand affordable housing: improve affordability of home ownership;
subsidize low-income households to rent or own adequate housing; expand and
improve the affordable housing stock;
THE FIVE DIMENSIONS OF GLOBAL HOUSING
7. 4. Improve housing conditions: improve habitability (protection from
natural elements, access to basic services (water , sanitation, lighting,
electricity, and garbage disposal), legal right to secure tenure
5. Upgrade informal settlements: support neighborhood upgrading
programs and incremental housing in informal settlements
VISION AND FRAMEWORK OF THE POLICY PAPER’S
a . Global housing goals can be achieved through the adoption and enforcement of
a comprehensive housing framework programmatic attention to five dimensions
b. A substantial amount of capital needs to be mobilized to significantly reduce the
global housing deficit access for all to adequate, safe and affordable housing and
basic services and upgrade slums.”
c. The achievement of an inclusive housing policy depends on a range of
interlocking external
factors within the New Urban Agenda
8. Linkages between Housing Policy and the New Urban Agenda
Social Cohesion:- for responding to the housing needs of low-
income residents,
integrating refugees, and ensuring safety.
Urban Frameworks:- To Collaboration between levels of
government, along with civil society and
housing developers,
Spatial
Development:-
Regulatory constraints on land supply—land
allocation
practices, density thresholds, floor-area
ratios, and plots sizes—,affordable housing.
Effective and efficient housing policies can
expand employment.improvethe functioning of
the urban economy and labor markets.
Urban Economy:-
9. POLICY CHALLENGES
As Effective response to this challenge plays an important role in
generating employment And economics growth.
According 1996 Habitat Agenda
Progress in the monitoring of global housing needs:
Right to adequate housing
Reinforcement of local governments and their role in
housing provision.
Again The next sections describe specific challenges
across the five dimensions to serve better
10. 1.Integrated housing framework
Embedding of housing into urban plans
Both citywide and national sectorial investment strategies
As they relate to
urban services
land use
transportation and
environmental sustainability
to improve livability and accessibility within urban areas.
2.Inclusive housing
Participatory processes
Fair housing policies
Address housing for special needs groups
11. 3. Affordable housing
• Improve affordability of home ownership
• Subsidy policies to enable low-income households to rent or own
adequate housing
• Revenue and capital generating policies
• Mechanisms that limit property speculation
• As they relate to
• urban services
• land use
• transportation and
• environmental sustainability
4. Adequate housing
• Participatory processes
• Fair housing policies
• Address housing
• Ensuring habitability (protection from natural elements, hazards,
and disease)
• Access to basic services
(including to water, sanitation, lighting, electricity, and garbage
disposal)using for special needs groups
12. 5. Informal settlement upgrading
• Support of neighborhood upgrading programs
• Protection of incremental housing
KEY ACTORS FOR ACTION – ENABLING INSTITUTIONS
• National, Regional, State, and Local Governments:
• Civil society organizations
• Private Sector
• Donors
POLICY DESIGN, IMPLEMENTATION AND MONITORING
• Housing Policy Framing
• Housing Policy Design
• Implementation and Analysis of Financial Resources Require
• Monitoring and Evaluation of Housing Policies
13. Affordable housing
Project Name : Sheikh Sarai Housing
Project Location : Sheikh Sarai, New Delhi,
India .built 1982
Area:35 acres
Density:100 attempts/ha
Total no. of units: 550
Architect: Raj Rowel
Client: DDA( Delhi Development Authority)
Uploaded by :Arshia Chaudhn
Low-rise density housing developed in 1982, for DDA producing 550 of
affordable housing centered around a self-financing-scheme(SFS).developed
in a pre-existing dense urban fabric , the development is a part of a key
housing program for the meddle income groups located between a densely
populated residential area in south Delhi. The development is half mile from
major vehicular arteries of the city with quick access to all modes of
transportation. close proximity of this artery allows easy access to most of the
key areas within the city.
14. TARGET AUDIENCE -Affordable Housing built for
medium and low income
Groups (M.I.G=annual income ~ 4000$-16000 $)
• COMMUNITY SPACES – Fostering shared spaces
for the community by creating intimate courtyards
connected to each other, representing the
traditional elements of Indian Architecture. The scale
of these courtyards has been Manipulated towards
increased social activities and interaction amongst
the resident community, serving as social facilitators.
• AFFORDABILITY -A new financial scheme was
developed for this particular case which helped
subsidize the housing units for the users . In the Self
Financing-scheme, the a lottees had to pay in 5
instalments over the period of the construction phase.
This allowed the housing authority to create mix of
units and make the project more economically viable. -
The use of locally available material was intrinsic to the
nature of project and to further bring
down the cost of the project.
15. COMPOSITION ACCOMMODATIONS : There are 6 different types of unit,
regrouped mirroring blocks along 2assi prevalent, ranging in area 70-120sqm,
were organized into two distinct clusters, three and four storeys in height.
• The main type (B2) comprises 4 floors
and consists of the following
environments:
• - Living area, overlooking 2 fronts
• - Service areas and kitchen
• - Sleeping area
• - Terraces.
• Each floor has one apartment, except
for the top two
floors of the relevance of a just
accommodation.
• The accesses to spaces occur within
the spaces cortilizi
through a lifts.
16. Adequate Housing
Portland Courtyard Housing,
Portland Oregon, 2007
ACME Architecture (Keith
Rivera, Kristin Anderson)
Mixed-Income Housing
SUSTAINABILITY:
Natural ventilation, solar panels
Porous concrete and planted
basin
Universal design-housing for all
ages
Mixed-income strategy
Automobiles-porous concrete
CONNECTIONS:
Universal access
Public courtyard connects to
street
Individual housing entrances
Circulation plan: central court
OPEN SPACES:
Central courtyard=social interaction
Garden has shading and seats
17. HOME QUALITIES:
Individual units strongly defined
Private and public zones Porches and
volumes highlight individual units ,
Layered connection to the street
=safety Efficient heating and cooling
Considerations for Stone’s Warehouse:
-Urban infill, neighborhood site
-Good example for Raleigh planners
-clear guidelines and good proposal format
-Mixed income strategy
-Sustainable design-ventilation, solar
-Automobile/pedestrian spaces
18. Location:- Ethiopia
Period of Performance:- Proposed in 2004, started in 2005 Ongoing
Project Description :- Deliver integrate housing to low-and middle-income groups.
Objective of creating 400,000 units.
having tenure security
Project By
Initiated by the Ministry of
Works and Urban Development
Project Goal and Objectives
Integrated Housing Development
19. • The lack of an integrated housing framework has worked against density and has,
instead, contributed to urban sprawl and segregation
• slum should not physically isolated and disconnected from the main urban fabric,
residents
21. Financial Model:-
• Through public resources ,
• purchasing bonds from the Commercial Bank of Ethiopia (CBE).
• Beneficiaries must pay a 20 percent deposit.
22. • marks an interesting shift from government-owned rental housing
• The CBE has benefited from this collaboration and.
• with 176,000 jobs created through incorporating a labor-intensive delivery
method .
• Implemented in 56 towns across the country, 208,000 housing units
completed to date.
• Hire new architects through local competitions to prevent monotonous
design
Achievement and lesionss
24. THE OBJECTIVES OF THE NATIONAL HOUSING POLICY
( In Bangladesh)
• make accessible to all strata of society
• make suitably located land at affordable price
• develop effective strategies for reducing the need to seek shelter
• rehabilitate disaster as well as fire affected households
• promote use of locally developed materials and construction techniques
• develop new strategies and undertake revision of the policy to cope the
emerging housing needs and problems
• develop a property tax base to promote housing
25. PROPOSED STRATEGY
The salient features of the housing strategy are:
• Housing will be given due priority in the national development
plans treating it as a separate sector by itself.
• Government will works as a promoter or facilitator
• Greater emphasis will be laid on affordability, personal savings,
self help and cost recovery
• Encroachments on public land and formation of unauthorized
constructions will be discouraged
• Regeneration of forest-based building materials considering
environmental conservation
• Due attention to the shelter in disaster affected land and fire
prone areas
• Special care would be taken for the preservation of cultural
heritage & architecture in new housing projects.
26. HOUSING POLICY: ESSENTIAL ELEMENTS
• LAND
• INFRASTRUCTURES
• BUILDING MATERIALS AND TECHNOLOGY
• FINANCE
• LEGAL AND REGULATORY FRAMEWORK
• Institutional Arrangement and Fiscal policy
• Government's Role and Support
• Human Resource Development
• Rural Housing
• Slurs and Squatter Settlements
• Disaster Affected Housing Reconstruction and Rehabilitation
• Housing Needs of Women in difficult circumstances
• Housing Needs of the Aged detached from the family
• Disadvantaged Groups
27. LAND
• Increase the supply of serviced land for housing for various income groups
• Access of the poorer sections and vulnerable groups to affordable serviced
land with secure land tenure .
• Encourage the involvement of the private sector in land development,
infrastructure development and construction.
• Special provisions for the handicapped, the destitute and the very poor
• Formation of Urban Land Bank and Rural Land Bank
INFRASTRUCTURE
• Balanced pattern of urbanization through a policy of decentralization of
investments and incentives
• Stop unregulated conversion of agricultural and forest land for the purpose
of housing
• Integrated and planned development to reduce migration to the larger cities
• Improve mobility of people through public transport and traffic network
• Infrastructure construction which are cost effective, incrementally
upgradable, and environmentally appropriate
28. .FINANCE FOR HOUSING
• National Home Lending program accessible to the poorer segments of the
households through low income housing fund
• Disburse loans to the individuals, cooperatives, community associations,
legally roistered companies, private
• housing finance system as a whole self-financing
• Promotion of reliable housing finance companies
• Bangladesh bank and Private housing banks
BUILDING MATERIALS AND TECHNOLOGY
• access of rural households to traditional materials considering
environmental preservation as well as forest conservation
• increased production and availability of conventional low cost technologies
and materials in the national
• Promotion of small scales industries as a industrial policy
• Promote low-cost environmentally-sound technology
• Incorporate the low cost technologies and materials
29. LEGAL AND REGULATORY FRAMEWORK:
• Slums and Squatter Settlements
• Housing Needs of Women and Aged detached from the family
• Disaster Affected Housing Reconstruction and Rehabilitation
• revision of land use plans, planning and building regulation and infrastructure
standards by the Government and local authorities
• suitable laws to restrict scattered spreading of homesteads in rural areas and to
conserve agricultural land
• A National Housing committee will be set up by the Honorable Minister for
works as its chairman
• Authority (NHA) for boosting up and accelerating housing programmers
• Fiscal incentives will be provided in order to promote desired investment in
housing activity
• Use fiscal and municipal taxation policy, including tax on vacant urban land
designated for residential, commercial and industrial use
INSTITUTIONAL ARRANGEMENT AND FISCAL POLICY
30. Government's Role and Support
• The Government will devise and implement strategies which will enable the
various agencies
• act as facilitator housing
• Its role as a provider will be limited to the poorest and vulnerable sections
• Reorient the Government housing agencies to act more as promoters
• Make building materials available at a reasonable cost
• Take steps to integrate housing activity, income generation and employment.
Human Resource Development
• housing development requires adequate and appropriate human
resources
• Training and reorientation of human settlement planner.
• Formal and non-formal training facilities on a widely decentralized basis to
upgrade skills of construction workers, artisans and petty , contractors
31. Rural Housing
• The coordinated provision of water supply, sanitation, electricity, roads and
other basic infrastructure services to existing and new habitations
Slurs and Squatter Settlements
• Expand provision of water supply, sanitation and other basic services in slum
and other settlements occupied by the poor
• Ensure proper maintenance of amenities in slums and squatter settlements
• Provide night's leisters and pay and use public toilet for the footpath dwellers
and the homeless;
Disaster Affected Housing Reconstruction and Rehabilitation
• A very large number of houses in both rural and urban areas are destroyed fully
or dragged partially every year by slack natural disasters as cyclones, tornadoes,
flood, river-bank erosion or by fire
• Rehabilitation of households affected by natural calamities will be made.
Assistance will be provided for reconstruction and essential services, within the
national scheme of calamity relief
32. Housing Needs of the Aged detached from the family
Housing Needs of Women in difficult circumstances
Priority will be given while devising programs , to meet the specific needs of women
in difficult circumstances
Adequate attention will be given to meet the housing needs of the aged who are
detached from the family
Disadvantaged Groups
• Priority would be given shelter for the shelter less, groups such as;
households
• landless labor, artisans and construction workers;
• the households displaced by development projects and the victims of natural
calamities;
• widows, single women and women-headed households below the poverty line;
• the handicapped