Earthquakes are caused by the sudden release of built-up energy along fault lines in the earth's crust. They begin at a focal point below the surface and radiate seismic waves outward. The location directly above the focus on the surface is called the epicenter, and it is where the most damage typically occurs. Earthquakes are measured using the Richter scale, which quantifies the amount of energy released. Areas near tectonic plate boundaries and fault lines are more prone to earthquakes.