Buzz Marketing Group is a marketing research firm that utilizes a global network of teen "buzzspotters" to identify trends. It provides various services including monthly trend reports, consulting, online polls and surveys, and presentations. Buzz Marketing Group uses both qualitative and quantitative research methods to segment the teen market into different tribes based on their interests and influences. Their research has found trends relating to technology use, music preferences, clothing brands, and entertainment that teens engage with.
How to reach China's youth? Guide to reach China's youth online and spread virally over Weibo, RenRen,Baidu, forums and other Chinese social networks. -- www.MitchellBlatt.com for more
Visit my website at http://mitchellblatt.com for more information or email me at mhblatt@gmail.com.
Advertising to teens - 7 things to think about Jared Folkmann
We ran a guerrilla research project over the summer with teens. We learned a few things and confirmed some stuff we knew already. All interesting. Enjoy.
7 things to think about:
They have a love/hate relationship with advertising
They are strongly individual, yet desire the advice of others
Heavy researchers and more price conscious than you would think
They want to be recognized
They are extremely social and connected
They’re informed and in-touch, but still naïve
They don’t think the future will be much different, but they have high hopes for it
Rather than identify strongly with either her generation or the ages and stages of her children, our study showed that upon becoming a mother, Moms adopt a core group of shared values that impact her lifestyle, behavior, the way she interacts with her peers and her purchasing decisions. We call this Generation Mom.
How to reach China's youth? Guide to reach China's youth online and spread virally over Weibo, RenRen,Baidu, forums and other Chinese social networks. -- www.MitchellBlatt.com for more
Visit my website at http://mitchellblatt.com for more information or email me at mhblatt@gmail.com.
Advertising to teens - 7 things to think about Jared Folkmann
We ran a guerrilla research project over the summer with teens. We learned a few things and confirmed some stuff we knew already. All interesting. Enjoy.
7 things to think about:
They have a love/hate relationship with advertising
They are strongly individual, yet desire the advice of others
Heavy researchers and more price conscious than you would think
They want to be recognized
They are extremely social and connected
They’re informed and in-touch, but still naïve
They don’t think the future will be much different, but they have high hopes for it
Rather than identify strongly with either her generation or the ages and stages of her children, our study showed that upon becoming a mother, Moms adopt a core group of shared values that impact her lifestyle, behavior, the way she interacts with her peers and her purchasing decisions. We call this Generation Mom.
Insight You Need to Successfully Market to Tweens and TeensAquent
Understanding the youth market is crucial for any company attempting to capture the attention of today's tween and teen consumers. The lives and minds of this dynamic group are ever-changing, so it's essential to gain a better understanding of our youth today before launching your next youth-oriented product or marketing campaign. Much of Brenda Hurley's time is focused on C&R's youth business, providing research and consulting services to clients through its KidzEyes and TeensEyes Divisions. She was also very involved in this year's launch of YouthBeat, C&R's syndicated report covering the attitudes and behaviors of today’s youth.
Who's up NXT: a global cross-generational study by InSites ConsultingJoeri Van den Bergh
New data from an InSites Consulting Generation Next study in which we interviewed more than 10,000 people from four different generations: Babyboomers, Generation X, Y and Z.
Insight You Need to Successfully Market to Tweens and TeensAquent
Understanding the youth market is crucial for any company attempting to capture the attention of today's tween and teen consumers. The lives and minds of this dynamic group are ever-changing, so it's essential to gain a better understanding of our youth today before launching your next youth-oriented product or marketing campaign. Much of Brenda Hurley's time is focused on C&R's youth business, providing research and consulting services to clients through its KidzEyes and TeensEyes Divisions. She was also very involved in this year's launch of YouthBeat, C&R's syndicated report covering the attitudes and behaviors of today’s youth.
Who's up NXT: a global cross-generational study by InSites ConsultingJoeri Van den Bergh
New data from an InSites Consulting Generation Next study in which we interviewed more than 10,000 people from four different generations: Babyboomers, Generation X, Y and Z.
this is actually my project for one of my subject at school..my topic is about teenage life..this ppt presents about the different stages of being a teenager..and it also talks about the different problems we encounter as a teenager..so..i hope that you like my powerPoint presentation!!
--xoxo--
--muah--
Is data the enemy of creativity, or in today's world is it the guiding light which will it bring us closer to being able to design and develop the 'leapfrog' products of tomorrow? These days, you can’t do anything without being told that data can help you. But however useful it can be, a battle is currently being fought between data and human instinct – ‘hunch’, or ‘gut feel’ if you prefer. Data can tell you ‘what’ the world will look like but it’s only a creative human being that can interpret the ‘how' we will interact in this world. Explore the opportunity that data and creativity present us in the design process to move past creating products that just give us 'parity' to creating products that could potentially disrupt in the future.
Social media to target clients by it’s very nature (lack of privacy) is a difficult task, but there are ways to make it work. Use social media to reach the influencers and the connecters in your clients networks. By employing the powerful strategy you will reach clients, help change hearts and minds, and move the dial towards the great work of pregnancy help ministries.
Generation Z encompasses ages 13 to 19, with a psychographic overlap with young Millennials ages 20 to 24. As digital natives with more familiarity with virtual worlds than previous generations, Generation Z is redefining the "new normal."
Resilient. Trendy. Unapologetic. These are the words Multicultural Millennials use to define themselves. We're in a marketing season where consumers are defining themselves, and deciding how and where they see themselves. They're filtering out what doesn't serve their vision of themselves.
We hope this report inspires you to expand how you view Multicultural Millennials and the clear marketing opportunity that exists wth this unique demographic.
For our April buzzReport, Buzz Marketing Group is proud to present the third installment of our four-part 2015 Millennial Retail Report! Here, you will get the chance to dive into the world of the Millennial and gain insight into how they shop, what they buy, how much they spend, and how they want to interact with retailers.
This information is useful to any brand or retailer that hopes to better understand the Millennial generation. So what are you waiting for? Dive in!
BuzzMG reached out to thousands of Moms from all over the nation to discuss family vacations and vacation planning. To find out what we learned, read our latest report!
BuzzMG interviewed hundreds of Millennials from all over the country to gain insight into Generation Y's opinions of current entrepreneurial trends and fads. Read our report to learn more!
BuzzMG sits down with Millennials from all over the nation to talk about their financial stability, their employment situations, and their opinions on the economy.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
7. Wharholism
! Youth know they can have
their %0 min of fame
instantaneously)))
! All it takes is some
creativity$ a video camera$
and an internet connection!
" Examples: MySpace$
YouTube$ 1My Grammy
Moment2 contest$ reality TV)
" Online video sites like
YouTube and blogTV allow
youth to post clips of
anything
" Social networking sites like
Facebook allow youth to
network$ post clips$ and play
games
" Places to publicize their
own music$ like MySpace
Music
8. Massclusivity
Youth want exclusive products designed for the masses)
" Examples: iPod$ NikeiD)com$
Levi*s
" Retailers like Target and
H&M feature limited edition
designer clothes at
a3ordable prices
" iPods come in an array of
colors and models ranging
from the iPod shu4e to the
iPod touch
" Google constantly comes
out with new features that
allow you to customize your
email$ home page$ and RSS
feeds
9. Technoholics
! Youth thrive o3 new technology)
! Teens are being more and more
tech,savvy and crave the newest
cutting edge technology!
! Our annual survey states that
&&5 of our teens own mobile
phones!
! &"5 own digital cameras & #05
have a desktop computer at
home)
" Examples: iPhone$ Wii$
PlayStation$ Skype phone$
digital cameras
" It6s the year of the iPhone
G7$ once again!
" Text messaging and other
forms of instant messaging
are as common as actual
phone calls
" Youth demand that mobile
phones feature messaging
capabilities
" It6s now chic to be geek
10. Global-Mobiles
!Teens are globally connected
!The world is big and portable
!Anything spotted by a teen from
one part of the world can
instantaneously be spread to
another
!What can your company do to
keep up with the Global, Mobiles?
11. ! Teens consume content
instantaneously
! Teens demand
immediate forms of
communication:
! Teens are tech,savvy
and messages need to
appear anywhere and
everywhere to reach
them
Insta-Messengers
"AIM
"Text Messaging
"Facebook
"Google
"Downloadable music
and video clips
12. • 1Transculturalism is the
merging and
converging of cultures)2
-Fernando Ortiz.
• Culture$ style$ and
trends are global
• Culture is universal$ but
trends appear in unique
variations
• American youth are
inspired by cultural
trends from other parts
of the world
• Youth will put their
own spin on these
trends
Transculturalism
16. Top 5 Songs
"1Lollipop2,Lil Wayne
"1Bleeding Love2,Leona Lewis
"1Love in This Club2,Usher
"1Take a Bow2,Rihanna
"1Forever2,Chris Brown
Top iTune album downloads…
!Cold Play: Viva la Vida
!Lil Wayne: Tha Carter III
!Katie Perry: One of The Boys
VS)
17. Preferred Genre
13Other
0Jazz or Classical
1Country
4Indie Rock
49Hip Hop, R&B
16Pop
15Rock and Alternative
PercentagesResponses
If you could pick two artists to
collaborate, who would you choose?
Beyonce and Chris Brown
Alicia Keys and Beyonce
Which genre of music do you listen to the most?
18. New Music
# Teens do not want to waste
time when it comes to getting
new music)
# +#5 of teens immediately
download music from iTunes
and !05will download on any
other site for little or no cost at
all)
# Only %75 will buy the entire
CD!
20. Top Tech Items
59%
72%
35%
53%
56%
34%
22%
41%
90%
99%
60%
85%
Wireless Internet
High speed internet
MP3 player other than iPod
iPod
Any Apple product
Blackberry, iPhone or any smartphone
TIVo
Camcorder
Digital Camera
Cell Phone
Laptop Computer
Desktop Computer
PercentagesResponses
Most requested cell phones…
!iPhone
!iTouch
!Sidekick
A whopping !!" of
teens own a cell phone!
22. Purchasing Habits
# When it comes to school shopping
it*s not only about the clothes
# '#5 of teens will be purchasing
%,! tech items for back to school!
# Only %"5 said they were 8ne with
what they already have
23. Purchasing Habits
# '!5 of teens will spend over 9%"" on
certain must,have tech items
# !'5 of teens will spend between
90",9%""
#Popular tech items are costly but
teens will 8nd a way to purchase them
24. Purchasing Habits
1%Only when I receive as a gift
54%Whenever I can afford to buy them
29%When something new & trendy comes out
15%Only when I need a replacement
PercentagesResponses
When do you purchase tech items?
32. Case Study: The Hills vs. Gossip Girl
Why does The Hills consistently
draw double the audience of Gossip
Girl?
33. Case Study: The Hills vs. Gossip Girl
The Stars
Lauren Conrad Serena Vanderwoodsen
•Average,looking girl from the
suburbs
•Has a fashion internship and
takes classes on the side
•Has friend$ roommate$ and
boy troubles; she can be any
other teen!
•Gorgeous and glamourous girl
from Manhattan
•Still in high school
•Troubles include having a wild
past$ going to rehab$ and the
contributing to the death of a
stranger due to hard drugs
34. Case Study: The Hills vs. Gossip Girl
The Friends
The Hills Gossip Girl
•Audrina & Lo: Lauren’s
roommates and close girl friends
•Whitney: Lauren’s friend and
Teen Vogue coworker
•Heidi: Lauren’s rival and ex-BFF
•Blair: Serena’s spoiled and devious
best friend
•Dan: Serena’s boyfriend who is
her polar opposite
•Georgina: Serena’s party-crazy
friend from her past who
blackmails her in an attempt to win
her back
35. Case Study: The Hills vs. Gossip Girl
The Clothes
Lauren Conrad Serena Vanderwoodsen
•Affordable brands
•Can be purchased from online
sites like ShopBop.com
•Flirty, fun outfits, appropriate
for girls in early 20s
•On occasion seen with gifted
Chanel bag!
•High end, haute couture
designers, $30,000 an outfit!
•Can be only be purchased at
high end fashion boutiques
•Overly sophisticated
•Not appropriate for girls in high
school, only the super elite!
36. Case Study: The Hills vs. Gossip Girl
The Plot
Typical$ daily activities of
teens and young adults:
•Lauren Conrad is an average girl
from the suburbs who has a
fashion internship and takes classes
on the side
•She lives with her two
roommates$ Audrina and Lo
•When she goes out$ she hits local
clubs or drinks beer from plastic
cups with her friends at house
parties
Atypical$ unrealistic activities
of high school teens:
•Serena Vanderwoodsen is still in high
school$ but has already been to rehab
for her wild past$ which involved the
death of a stranger due to hard drugs
•Serena lives with her mother$ who is
currently in a love a3air with the
father of Serena*s boyfriend
•Serena*s parties involve Cosmos and
classy$ upscale service
37. Case Study: The Hills vs. Gossip Girl
MTV understands and employs cultural
permeation, attacking every aspect of pop culture,
including:
•Virtual world: online episodes are easy to access
and in HD
•TV: Laguna The Hills Spin-off shows
•Retail: Lauren Conrad, Heidi Montag, and
Whitney Port have their own clothing lines that
are affordable and accessible
•Celebrity status: Lauren and Heidi are constantly
on the covers of US Weekly and other celebrity
magazines
Why did it work?
Teens want to live the brand!
38. Case Study: The Hills vs. Gossip Girl
Recap:
•Based show on real people
•Characters are easy to relate to
•Wharholism attracts many viewers
and fans
•Produced a marketable brand on
many levels
•Virtual MTV, your own avatars
who can dress, act, and play in the
real Hills virtual world
•Watch The Hills episodes anytime:
mtv.com/the_hills
•Based on fictional, dramatic
characters-not as easy to relate to
•Maintained brand solely on
television
•Dissolved on-line episodes making it
inaccessible to the demo target:
Teens