DigiPay is a fintech company that provides digital payment solutions including mobile money, rewards programs, bill payment, international remittance, and merchant solutions on a single platform. It offers an advanced toll payment solution that allows users to pay toll fares from their mobile wallet by scanning an RFID sticker on their vehicle at the toll booth to simplify the process for both users and officials. The proposed system uses RFID/barcode readers and automatic barriers connected to a central system to streamline the toll collection process and reduce queues, costs, and corruption compared to manual systems.

1. DigiPay.Guru’s
TollSolu�on

2. DigiPay began its journey in the year of 2019 under
the umbrella of Peerbits, a leading mobile
applica�on development company. Digipay have
come up with several digital financial solu�ons
such as mobile money, reward program, Top up and
billpayment, Interna�onal remi�ance, Merchant
solu�on, Microfinance, Agency banking, etc.
DigiPay also offers mul�ple services and
func�onali�es on a single pla�orm.
DigiPay has earned its reputa�on as a technology
solu�on provider with a global market approach for
Fintech Solu�ons.We leverage cu�ng-edge
technologies to deliver first-class FinTech solu�ons
that cater to banks, fuel retailers, toll payment
industry, and various other business enterprises.
COMPANYPROFILE
08
PRESENCE
100+
COMP
ANY SIZE
2011
YEARFOUNDED
Indi
a
HEADQUARTER

3. 300+
Number of
Customers
US
A
Colombi
a
Canad
a
Malaysi
a
Russi
a
Franc
e Poland
UK
Saudi
Arabia
Australi
a
Nigeria
Ugand
a
UA
E
India
Brazi
l
Egyp
t

4. .
Tolling
Introduc�on
DigiPay.Guru comes with an advanced solu�onthat
simplifiestoll payments for both users and tollofficials.
With DigiPay.Guru, users can pay toll fares from their
mobile wallet. All they have to do is tap their NFC card or
get their RFID s�ckerscanned at the toll booth.
This toll payment solu�onenables efficient management of
inter-opera�onal task among toll plaza, banks, and other
en��es.The solu�onis simple, quick, and convenient for all
the users as well as the toll officials as it saves both user’s
and official’s �meand effort.

5. CurrentChallengesat Tolling Booths
Longqueues
The toll booths are usually crowded
with vehicles wai�ngin long queues
as the toll collec�on process is slow,
inefficient, and inconvenient.
Proneto corrup�on
Due to absence of an advanced and
robust system in place, there are high
chances of corrupt ac�vi�esgoing
inside the toll booths.
Manual barriers
Many toll booths have barriers that
need to be li�edmanually; this
further slows down the toll collec�on
process by a great extent.
Staffingand maintenance
As the toll collec�on and other
processes are done manually, the toll
booths need to recruit more staff
which increases the maintenance
and opera�onalcosts.
NoVehicle Records
Ifthe toll collec�on in the booth is
manual, then it means that there’s no
provision for recording the vehicle
details hence render- ing the toll
collec�on process as inefficient.
Fuelconsump�onand
pollu�on
As vehicles have to stay in queues for
longer dura�ons,there’s a huge loss of
fuel consump�on. Moreover, it also
leads to rise in air and noisepollu�on.

6. Howit works?
Downloadthe app
The first step is to
download the DigiPay
applica�on from App
Store or GooglePlay.
Get andS�ck
the
RFID
s�cker
The user can order or
collect the RFIDs�ckera�er
which they need to link it to
their vehicle.
ScanRFIDs�ckerattoll
Inthis step the user can
get their vehicle’s RFID
s�cker scanned at the toll
booth.
Toll fare deduc�on
from the wallet
Once done, amount is
auto- ma�callydeducted
from user's wallet &
they're given a receipt for
the same.
Addmoneyin the wallet
The next step is to load wallet by
adding money into it.

7. Flowdiagramof Proposed System
Car Approaching
RFID Reader is triggered
The computer host
checks the validity
Start
Customized Triggered to
guide the next step
Lane controller is rising
and let the car passing
Detecting Tag
YES
Reading the tag data and
send information to the computer host
NO YES

8. ProposedSystemArchitecture
Reader
• RFID
• Barcode
Visual Indicators:
• LED Display Board
• Monitor Screen
• Speakers
• Signal (Traffic Light)
Automatic
• Gates
• Boom barrier
• Turnstile
Centroller
• Memory (Store RFID/Barcode Tag ID)
• GSM-GPRS Module
• Wireless Module
• Wire connection for Host computer
• Micro SD/SD Card to store Event Log

9. Benefits
Be�eraudit control
DigiPay.Guru’s e-wallet for toll pay-
ments improves audit control
through user accounts which is
bene- ficial for both toll booths
andgovern- ment.
Decreasedopera�ng cost
DigiPay.Guru’s electronic toll
collec�on system reduces the staff
requirement at the toll both, thus
reducing the overall opera�onal
cost.
Enhancestransparency
DigiPay.Guru’s toll collec�on
system enhances transparency
and reduces corrup�on as all the
transac�ons are recorded by the
system.
Nomore queuing
DigiPay reduces long queues by
streamlining the whole toll fare
col- lec�onprocess with RFID,
NFC, and automa�cbarrier
system.
Nofear of losing�cket
With DigiPay.Guru’s toll payment
app, the user can directly pay toll
fare from his app in the cashless
form without fumbling to findcash.
Cashlesspayment
With DigiPay.Guru’s toll payment
app, the user can directly pay toll
fare from his app in the cashless
form without fumbling to findcash.

10. Hardware Requirements
RFIDPrinters for prin�ngRFID
S�ckers
RFIDReaders on Automated
Barriers

11. CaseStudy AboutUs
• DigiPay helped its client based in South Africa to come up with
their own digital payment applica�on. In recent years, the
mobile payment industry in South Africa has
boomed.Cryptography and has strength of 2048 bits.
According to a study, it’s es�matedthat the mobile payment
industry in South Africa is expected to record a CAGR of 12.9
%by the year 2025 with an evalua�onof US$ 29,424.4 million.
This was one of the biggest mo�va�onfor our client to enter
thisindustry.
Challenges
• App size
• Onboarding and KYC
• RestAPI security
• QR scanner
Solu�on
• Reduced app’s download size
• Made the onboarding and KYCprocess easier
• RESTAPIsecurity
• Op�mizedQR scanner

12. CaseStudy AboutUs
• We recently helped one of our clients which is a FinTech start-
up company that was established in early 2019 in BGC,
Taguig. They wanted to start their business in e-money,
electronic payment, financial services, and all other related
businesses. As per a report, the mobile payment industry in
the Philippines is es�matedto record a CAGR of 24.1% by the
year 2025 with a total evalua�onof US$ 19,816.4 million.
Similarly, the mobile wallet payment segment will increase at
CAGR of 24.2% during the phase of 2018-2025 in valueterms.
Challenges
• To ensure RESTAPIsecurity
• Assure Android app security
• To achieve quick response �me
• Establish 100% server availability
Solu�on
• Provided digital signature with eachrequest
• Applied secure preferences and Pro-Guardrules
• Op�mizedeach query and cache databases
• Employed auto-scaling policy and framedrules

13. Please contact the team to discuss queries and further discussion:
hello@digipay.guru hello@digipay.guru +91 9574 078295 www.digipay.guru