Digital advertising will fuel strong growth over the next 5 years as ad spending shifts away from traditional channels. Invest in ad platforms and position for global markets by developing a platform that can microtarget ads, predict user behavior, and provide value for marketing spending. Peer-to-peer mobile payments will grow from $5.6 billion in 2014 to $174 billion in 2019, so opportunities exist in enabling p2p protocols and integrating with banking/payment systems. The service marketplace in India is fragmented with around 25 startups funded in the last 2 years, but most will fail; focus on delivering a few services well through a hybrid brick-and-mortar and online model. Internet of Things is the next big revolution and offers immediate