APIdays Singapore 2019 - Securing Value in API Ecosystems, Ajay Biyani, Head ...apidays
The document discusses how ForgeRock can help enterprises secure value in an API connected ecosystem by building trust for consumers through convenience, choice, and visibility while delivering personalized experiences. Standardized APIs offer opportunities for enterprises to extend capabilities and meet customer needs across segments, while connecting customers seamlessly and safely to partner offerings can enhance customer experience and create new revenue streams. ForgeRock supports securing the value of API ecosystems by addressing authentication, authorization, consent, and API security across internal and external sources through a comprehensive identity platform.
APIdays Singapore 2019 - Global Open Banking Frameworks and Standards: Luca F...apidays
The document discusses the relationship between open banking regulation and financial technology (fintech) companies. It provides a timeline of key events in fintech innovation and open banking regulation, including the EU's Payment Services Directive 2 (PSD2) and its implementation in various countries. The document outlines common elements of open banking frameworks, such as standardized APIs and access for third parties to payment and account data with user consent. It presents a reference architecture for open banking consisting of API management, identity management, integration, and legacy banking layers.
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays
apidays LIVE Australia 2021 - Accelerating Digital
September 15 & 16, 2021
API Economy in Financial Services
Siddhant Agarwal, Developer Relations Lead at Open Financial Technologies
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Growing the mobile money ecosystem with Open APIs
Bart-Jan Pors, Director of Inclusive Fintech at GSMA
apidays LIVE Hong Kong 2021 - API Economy in Financial Services by Siddhant A...apidays
apidays LIVE Hong Kong 2021 - API Ecosystem & Data Interchange
August 25 & 26, 2021
API Economy in Financial Services
Siddhant Agarwal, Developer Relations Lead at Zwitch.io
apidays LIVE India - Standardising financial account aggregation by Vamsi Mad...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Standardising financial account aggregation
Vamsi Madhav, Head of Products and Standards at DigiSahamati
The document discusses the Unified Payments Interface (UPI) launched by the National Payments Corporation of India. UPI allows for instant fund transfers between bank accounts using just a virtual payment address. It provides a simple, secure and cost-effective payment solution. Key benefits of UPI include ease of use where users don't need bank details, two-factor authentication for security, and lower costs for banks. The document also discusses examples of how UPI works for e-commerce payments, money transfers to family, and its growth drivers like scalability and adoption.
APIdays Singapore 2019 - Securing Value in API Ecosystems, Ajay Biyani, Head ...apidays
The document discusses how ForgeRock can help enterprises secure value in an API connected ecosystem by building trust for consumers through convenience, choice, and visibility while delivering personalized experiences. Standardized APIs offer opportunities for enterprises to extend capabilities and meet customer needs across segments, while connecting customers seamlessly and safely to partner offerings can enhance customer experience and create new revenue streams. ForgeRock supports securing the value of API ecosystems by addressing authentication, authorization, consent, and API security across internal and external sources through a comprehensive identity platform.
APIdays Singapore 2019 - Global Open Banking Frameworks and Standards: Luca F...apidays
The document discusses the relationship between open banking regulation and financial technology (fintech) companies. It provides a timeline of key events in fintech innovation and open banking regulation, including the EU's Payment Services Directive 2 (PSD2) and its implementation in various countries. The document outlines common elements of open banking frameworks, such as standardized APIs and access for third parties to payment and account data with user consent. It presents a reference architecture for open banking consisting of API management, identity management, integration, and legacy banking layers.
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays
apidays LIVE Australia 2021 - Accelerating Digital
September 15 & 16, 2021
API Economy in Financial Services
Siddhant Agarwal, Developer Relations Lead at Open Financial Technologies
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Growing the mobile money ecosystem with Open APIs
Bart-Jan Pors, Director of Inclusive Fintech at GSMA
apidays LIVE Hong Kong 2021 - API Economy in Financial Services by Siddhant A...apidays
apidays LIVE Hong Kong 2021 - API Ecosystem & Data Interchange
August 25 & 26, 2021
API Economy in Financial Services
Siddhant Agarwal, Developer Relations Lead at Zwitch.io
apidays LIVE India - Standardising financial account aggregation by Vamsi Mad...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Standardising financial account aggregation
Vamsi Madhav, Head of Products and Standards at DigiSahamati
The document discusses the Unified Payments Interface (UPI) launched by the National Payments Corporation of India. UPI allows for instant fund transfers between bank accounts using just a virtual payment address. It provides a simple, secure and cost-effective payment solution. Key benefits of UPI include ease of use where users don't need bank details, two-factor authentication for security, and lower costs for banks. The document also discusses examples of how UPI works for e-commerce payments, money transfers to family, and its growth drivers like scalability and adoption.
The Unified Payments Interface (UPI) provides a single interface for online payments across all NPCI systems using standard APIs. It aims to simplify payments and improve customer experience through interoperability. UPI allows for instant payments through a single click using two-factor authentication on mobile. It also enables use of virtual payment addresses instead of sharing sensitive bank details. UPI transactions use a central repository to route payments between participating banks in real-time, with strong security features like encryption and digital signatures.
aplonAPI empowers you to explore the Future of FinTech APIs ... today.
Learn more about the product & discover how you can rapidly enter the APIs era, using our production grade API Management Framework.
aplonAPI allows you to become PSD2 compliant and start deploying innovative Open Banking / Banking as a Platform services & solutions
This document discusses current trends in the fin-tech industry, including:
1) It outlines the history and expansion of banking services and the role of technology in banking over time, from telegraphs to modern internet, mobile, and app-based banking.
2) Key trends covered include bitcoin and blockchain technology, peer-to-peer lending, and use of big data and analytics for insights like customer segmentation.
3) The goals of fin-tech are also mentioned as making banking more convenient and accessible, increasing market share through new services, automating processes, ensuring regulatory compliance and security of transactions.
This document proposes a new concept of digital banking that connects the banking ecosystem to the broader digital ecosystem through an interbank middleware. It discusses how some banks have already implemented approaches to connect digital banking services to areas like IoT, e-government, and open data. The proposed solution is to launch an interbank middleware that would allow non-bank actors to access banking services and banks to offer hybrid services, overcoming limitations of existing banking technologies.
Open Banking involves banks allowing customers to share their transaction and account data with authorized third parties via APIs. There are several business models in Open Banking: 1) Non-banks access customer bank data to provide insights or payments services; 2) Platform Banking where banks integrate with fintechs to offer improved services; 3) Service Banking where banks enable other businesses to integrate banking services into their own products. Open Finance expands on Open Banking by sharing an even wider range of customer financial data across the ecosystem.
The report maps current developments in open banking and its state of adoption from around the world. It includes use cases, regulatory and industry drivers, regulations and technical standards, use cases, technical reference architecture, adoption levels by financial institutions and consumers, and advise on how to turn this change into an opportunity.
API is the New Black for FinTech & Financial InstitutionsElias Gagas
API is the New Black for FinTech & Financial Institutions. See how Payment Components aplonAPI (TM) API Framework empowers Banks to offer Open Platform Banking Services.
Presented during FinTech Connect Live 2016 in London
apidays LIVE Singapore - The even better Singpass for an easier Connected Lif...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
The even better Singpass for an easier Connected Life
Kendrick Lee, Director, National Digital Identity at Singapore Government Technology Agency (GovTech)
The document discusses how payment technologies are transforming the financial industry globally through the growth of e-payments and e-commerce. It notes that traditional banks need to partner with fintech providers to modernize their infrastructure and prioritize customer service to keep up with these changes. It also suggests that recent graduates explore career opportunities in the growing fintech sector, including with neo banks, payment banks, and e-commerce companies.
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...PaymentComponents
With aplonAPI you can:
› Achieve PSD2 compliance in just 3 months
› Engage with Fintech developers
› Build and monetize your own APIs
› Manage your internal APIs
› Integrate with your existing ESB or core systems
› Expedite new apps development
› Leverage 3rd party APIs to enhance your offerings
› Attract corporate customers with easy ERP / TMS integration
apidays LIVE JAKARTA - Deliver A Dynamic & Secured Buying Experience by Shara...apidays
apidays LIVE JAKARTA - Connecting the Digital Stack
Deliver A Dynamic & Secured Buying Experience
Shara Karasic, Product Manager & Snehashis Khan, Head of Data Partnerships, APAC & ME at TeleSign
apidays LIVE Singapore 2021 - Integrating and managing 3000+ digital products...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
Integrating and managing 3000+ digital products through one API
Adi Vora, CTO at Ayoconnect
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge.
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Accelerating user acquisition and improving customer retention through integrated bill payment features
Jakob Rost, CEO & Founder at Ayoconnect
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
APIs powering data-driven personalisation in banking
Olivier Berthier, CEO & Co-founder of MoneyThor
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
How APIs & emerging global standards create opportunities for software develo...PaymentComponents
Presented during the "Software for Domain experts" conference (http://events.r20.constantcontact.com/register/event?oeidk=a07eb508fmk158165b3&llr=z6ibj5bab) conference, held at the Cube Athens (http://thecube.gr/), on October 29th 2015.
How open banking and instant payments are changing financial servicesSriram Kannan
Technology has changed the way we make payments with online businesses paving the way for innovative payment solutions. Entry of FinTechs and a non-banks into the payments space has created a massive disruption in the financial services industry.
The document defines key terms related to digital banking such as digitization, digitalization, and digital transformation. It explains that digital banking utilizes digital technologies like analytics, social media, payments, and mobile to enhance traditional online and mobile banking services. The main channels of digital banking are described as ATMs, mobile/internet banking, cards, cash machines, and more. The document provides details on the input/output components of ATMs, how ATM networks function to process transactions, and the basic steps for withdrawing money from an ATM.
apidays LIVE Jakarta - Transforming customer identity to achieve a greater so...apidays
apidays LIVE Jakarta - Transforming customer identity to achieve a greater social good by Ryne Cheow, NTUC Enterprise
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Transforming customer identity to achieve a greater social good
Ryne Cheow, Product Lead, Identity at NTUC Enterprise
Mahesh Ramachandran gave a presentation on trends and innovations in financial technology (FinTech) that will change customer expectations and experiences. He discussed how demonetization, mobile payments, peer-to-peer lending, robo-advisors, blockchain technology, and other trends will impact customers. A key innovation he highlighted was the Unified Payments Interface, which allows simple and effective money transfers between bank accounts using just a smartphone and virtual payment addresses instead of account numbers. The presentation explained how this new payment system will benefit customers, banks, merchants and the broader financial ecosystem through features like one-click authentication and universal access across interfaces.
Analysis of Mobile Payments in Singapore - v0.3 Jan 2018Jerry CHI 迟欣
1.Mobile Payment Players:
Banks & FIs: PayLah, Dash, UOB Mighty, OCBC Pay Anyone
Digital Giants: Apple Pay, Android Pay, Samsung Pay, AliPay, Wechat Pay, etc.
Others: GrabPay, Uber, Starbucks, AirPay, etc.
2. Formula of Successful Mobile Payments:
Learned from PayPal, AliPay, Wechat Pay etc., successful payment products need to bring relevance (strong user scenarios) and convenience (smooth user journey).
Strong user scenarios:
Offline, online, in-app;
Restaurants, taxi, fast-food, stores, café, markets, e-commerce market places, app stores / google play, games, etc.
Smooth user journey:
DO NOT complicate payment flows w/ Counter Code, physical token
3. Some open discussions:
Card schemes vs. direct bank connections;
NFC vs. QR Code;
Merchant QR Code vs. Customer QR Code;
The Unified Payments Interface (UPI) provides a single interface for online payments across all NPCI systems using standard APIs. It aims to simplify payments and improve customer experience through interoperability. UPI allows for instant payments through a single click using two-factor authentication on mobile. It also enables use of virtual payment addresses instead of sharing sensitive bank details. UPI transactions use a central repository to route payments between participating banks in real-time, with strong security features like encryption and digital signatures.
aplonAPI empowers you to explore the Future of FinTech APIs ... today.
Learn more about the product & discover how you can rapidly enter the APIs era, using our production grade API Management Framework.
aplonAPI allows you to become PSD2 compliant and start deploying innovative Open Banking / Banking as a Platform services & solutions
This document discusses current trends in the fin-tech industry, including:
1) It outlines the history and expansion of banking services and the role of technology in banking over time, from telegraphs to modern internet, mobile, and app-based banking.
2) Key trends covered include bitcoin and blockchain technology, peer-to-peer lending, and use of big data and analytics for insights like customer segmentation.
3) The goals of fin-tech are also mentioned as making banking more convenient and accessible, increasing market share through new services, automating processes, ensuring regulatory compliance and security of transactions.
This document proposes a new concept of digital banking that connects the banking ecosystem to the broader digital ecosystem through an interbank middleware. It discusses how some banks have already implemented approaches to connect digital banking services to areas like IoT, e-government, and open data. The proposed solution is to launch an interbank middleware that would allow non-bank actors to access banking services and banks to offer hybrid services, overcoming limitations of existing banking technologies.
Open Banking involves banks allowing customers to share their transaction and account data with authorized third parties via APIs. There are several business models in Open Banking: 1) Non-banks access customer bank data to provide insights or payments services; 2) Platform Banking where banks integrate with fintechs to offer improved services; 3) Service Banking where banks enable other businesses to integrate banking services into their own products. Open Finance expands on Open Banking by sharing an even wider range of customer financial data across the ecosystem.
The report maps current developments in open banking and its state of adoption from around the world. It includes use cases, regulatory and industry drivers, regulations and technical standards, use cases, technical reference architecture, adoption levels by financial institutions and consumers, and advise on how to turn this change into an opportunity.
API is the New Black for FinTech & Financial InstitutionsElias Gagas
API is the New Black for FinTech & Financial Institutions. See how Payment Components aplonAPI (TM) API Framework empowers Banks to offer Open Platform Banking Services.
Presented during FinTech Connect Live 2016 in London
apidays LIVE Singapore - The even better Singpass for an easier Connected Lif...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
The even better Singpass for an easier Connected Life
Kendrick Lee, Director, National Digital Identity at Singapore Government Technology Agency (GovTech)
The document discusses how payment technologies are transforming the financial industry globally through the growth of e-payments and e-commerce. It notes that traditional banks need to partner with fintech providers to modernize their infrastructure and prioritize customer service to keep up with these changes. It also suggests that recent graduates explore career opportunities in the growing fintech sector, including with neo banks, payment banks, and e-commerce companies.
Why you will choose the aplonAPI™ platform, to empower your Open banking proj...PaymentComponents
With aplonAPI you can:
› Achieve PSD2 compliance in just 3 months
› Engage with Fintech developers
› Build and monetize your own APIs
› Manage your internal APIs
› Integrate with your existing ESB or core systems
› Expedite new apps development
› Leverage 3rd party APIs to enhance your offerings
› Attract corporate customers with easy ERP / TMS integration
apidays LIVE JAKARTA - Deliver A Dynamic & Secured Buying Experience by Shara...apidays
apidays LIVE JAKARTA - Connecting the Digital Stack
Deliver A Dynamic & Secured Buying Experience
Shara Karasic, Product Manager & Snehashis Khan, Head of Data Partnerships, APAC & ME at TeleSign
apidays LIVE Singapore 2021 - Integrating and managing 3000+ digital products...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
Integrating and managing 3000+ digital products through one API
Adi Vora, CTO at Ayoconnect
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Digital” is the new buzz word in the banking sector, with banks all around the globe hopping onto the digital bandwagon. Banks of all sizes are making sizeable investments in digital initiatives in order to maintain a competitive edge.
apidays LIVE Jakarta - Accelerating user acquisition and improving customer r...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Accelerating user acquisition and improving customer retention through integrated bill payment features
Jakob Rost, CEO & Founder at Ayoconnect
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
APIs powering data-driven personalisation in banking
Olivier Berthier, CEO & Co-founder of MoneyThor
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
How APIs & emerging global standards create opportunities for software develo...PaymentComponents
Presented during the "Software for Domain experts" conference (http://events.r20.constantcontact.com/register/event?oeidk=a07eb508fmk158165b3&llr=z6ibj5bab) conference, held at the Cube Athens (http://thecube.gr/), on October 29th 2015.
How open banking and instant payments are changing financial servicesSriram Kannan
Technology has changed the way we make payments with online businesses paving the way for innovative payment solutions. Entry of FinTechs and a non-banks into the payments space has created a massive disruption in the financial services industry.
The document defines key terms related to digital banking such as digitization, digitalization, and digital transformation. It explains that digital banking utilizes digital technologies like analytics, social media, payments, and mobile to enhance traditional online and mobile banking services. The main channels of digital banking are described as ATMs, mobile/internet banking, cards, cash machines, and more. The document provides details on the input/output components of ATMs, how ATM networks function to process transactions, and the basic steps for withdrawing money from an ATM.
apidays LIVE Jakarta - Transforming customer identity to achieve a greater so...apidays
apidays LIVE Jakarta - Transforming customer identity to achieve a greater social good by Ryne Cheow, NTUC Enterprise
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Transforming customer identity to achieve a greater social good
Ryne Cheow, Product Lead, Identity at NTUC Enterprise
Mahesh Ramachandran gave a presentation on trends and innovations in financial technology (FinTech) that will change customer expectations and experiences. He discussed how demonetization, mobile payments, peer-to-peer lending, robo-advisors, blockchain technology, and other trends will impact customers. A key innovation he highlighted was the Unified Payments Interface, which allows simple and effective money transfers between bank accounts using just a smartphone and virtual payment addresses instead of account numbers. The presentation explained how this new payment system will benefit customers, banks, merchants and the broader financial ecosystem through features like one-click authentication and universal access across interfaces.
Analysis of Mobile Payments in Singapore - v0.3 Jan 2018Jerry CHI 迟欣
1.Mobile Payment Players:
Banks & FIs: PayLah, Dash, UOB Mighty, OCBC Pay Anyone
Digital Giants: Apple Pay, Android Pay, Samsung Pay, AliPay, Wechat Pay, etc.
Others: GrabPay, Uber, Starbucks, AirPay, etc.
2. Formula of Successful Mobile Payments:
Learned from PayPal, AliPay, Wechat Pay etc., successful payment products need to bring relevance (strong user scenarios) and convenience (smooth user journey).
Strong user scenarios:
Offline, online, in-app;
Restaurants, taxi, fast-food, stores, café, markets, e-commerce market places, app stores / google play, games, etc.
Smooth user journey:
DO NOT complicate payment flows w/ Counter Code, physical token
3. Some open discussions:
Card schemes vs. direct bank connections;
NFC vs. QR Code;
Merchant QR Code vs. Customer QR Code;
China Connect Mornings – Special "Mobile Payment & Fintech in China"CHINA CONNECT
"The Mornings", the new China digital cup of tea by China Connect.
The rendez-vous aims to address some highlights of the Chinese digital business calendar, with the participation of the best experts.
January 24 2018/ The guests are:
- Andrea GHIZZONI, Director Europe TENCENT International Business Group (UK)
- Gilles BRABANT, Head of Sales (France & Italy), INGENICO EPAYMENTS
- Matthieu Le LOUER, VP Client Payment Systems, ACCORHOTELS
APIdays Singapore 2019 - How Platforms & APIs are changing the way that 3 bil...apidays
The document discusses how platforms and APIs are changing banking for 3 billion people. A shift to digital payments is occurring across Asia, driven by mobile adoption, e-commerce, and younger demographics. While fees generate revenue, platforms will monetize the transaction data. APIs are key for fintechs and banks to provide new services. China's mobile payments surpassed the US in transaction value in 2017. Platforms like WeChat are using payments data to offer additional financial products beyond transfers. This situational finance model is personalized through constant data analysis. APIs will be increasingly important for open banking and virtual banks to compete.
According to a report released by strategy consulting firm Redseer Strategy Consultants in collaboration with Plural by Pine labs, 85% of the businesses in India will be digitally enabled by FY26. From bustling cities to remote villages, digital payments are on the fast track to change the way users transact. Penetration of smartphones and the internet, and favorable government policies have been key drivers in the adoption of digital payments in the country. With more than 70 crore internet users, India has the second-highest number of internet users in the world, trailing only behind China. With a population of 140 Cr, India is poised to become a global leader in digital payments in the coming years.
Mobile Wallets In China: What You Need To Know Mark Opao
Sooner or later, mobile wallets will become a norm rather than a trend in the way we do payments in China, online or offline. In this report we have gathered relevant research to assess the current state and future potential of mobile wallets in China that marketers should know- including the prominent wallet types, usage trends, key challenges and future prospects.
An overview of the mobile wallets in China, we have gathered relevant research to assess the current state and future potential of mobile wallets in China that marketers should know-including the prominent wallet types, usage trends, key challenges and future prospects.
This document discusses fintech solutions in India. It begins by introducing fintech and noting India's increasing digitalization and personalized financial services. It then outlines the key pillars that support fintech solutions in India, including the roles of government, investors, startups, technology vendors, and financial institutions. Several technologies contributing to fintech are also examined, such as AI/ML, blockchain, RPA, and conversational banking. The document reviews India's history with digital payments and provides statistics on fintech investment trends. Finally, it gives examples of various Indian fintech companies.
Unified Payments Interface (UPI) is an instant real-time payment system developed by National Payments Corporation of India (NPCI) that facilitates inter-bank transactions between two bank accounts on a mobile platform. UPI was piloted in 2016 and allows users to instantly send and receive money using a Virtual Payment Address without entering bank details. It provides several benefits like free fund transfers, instant transfers, and convenience of accessing multiple bank accounts using one application.
This document describes a payment platform that aims to accelerate commerce through an all-in-one payment solution. It discusses how previous generations of payment gateways evolved to incorporate more functionality. The described platform provides online and mobile checkout, virtual terminals, payments for platforms/marketplaces, subscriptions, and invoicing capabilities. It also includes built-in products like shopping carts, accounting, risk tools, and marketing/sales features to help businesses manage payments and sales.
A case study on Paytm's Growth In India, it is a secondary case study i had done for my college, i am uploading this i think this may help in some way for research. This Document is for education purpose only.
The presentation involves about Fintech industry, the technologies involved, various UPI's, regulators of Fintech Industry in India and Payment Sytstem in India
The document discusses Rakuten Payment's focus on providing a fast, secure, and reliable mobile payment service. It highlights key aspects of their backend architecture and systems, including separating clusters for different payment methods, leveraging parallel processing and asynchronous tasks to speed up transactions, continuous monitoring for performance improvements, and implementing security measures like SMS authentication and CVV/3D Secure checks. The overall aim is to support Japan's growing cashless needs by making new payment methods easily accessible to users while maintaining trust through a balanced focus on speed, security, and reliability.
Payment trend scouting - Kurt Schmid, NetceteraNetcetera
The document discusses various payment trends that have emerged or shown potential. It notes the success of contactless card payments in some countries and mobile wallets. Other trends discussed include use of biometrics for authentication, open banking interfaces, increasing online payments, and merchants integrating payments into their apps. The document also examines blockchain applications that have yet to breakthrough, as well as ideas around IoT payments, walk out retail payments, and banking ecosystems. It invites attendees to a workshop to brainstorm on trends, assess top trends, and discuss the German payments landscape and challenges for banks.
This document summarizes the growing trend of mobile payments in Asia. It outlines that Asian consumers are leading in mobile commerce, with 46% using mobile to buy goods and services. Three major forces are driving this adoption - the growth of smartphones, large unbanked populations, and a device-focused culture. However, the biggest driver is consumer demand for payment methods that are faster, more convenient, secure, and offer better value. The document provides examples of innovative mobile payment systems emerging across Asia that are meeting this demand. It concludes by discussing implications around regulation, consumer expectations, accessing new customer segments, data security concerns, and industry partnerships.
apidays LIVE Jakarta - Open API: redefine banking product delivery to acceler...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Open API: redefine banking product delivery to accelerate digital transformation
Yudhi Dwi Cahyono, Senior Manager of Digital Bank Development at Bank Rakyat Indonesia
A No-Confusion Guide to Build a Secure Mobile Wallet App in 2019Innofied Solution
Mobile wallet apps have grown rapidly as more people have smartphones than bank accounts. This document provides tips for developing a secure mobile wallet app, including studying the market, choosing the right features, ensuring usability and security. Key technologies discussed are NFC, Bluetooth, QR codes, encryption and passwords. The summary emphasizes doing user research, focusing on security, and optimizing the app to be lightweight and easy to use.
Market Research: Consumer Behavior and Satisfaction Level on use of Digital W...Prinson Rodrigues
Digital Wallet Vs. traditional mode of payment
Consumer preference
Survey to know the consumer behavior and satisfaction level of digital wallet over other modes
Digital wallet companies Paytm, Phonepe, Jio, M-pesa, Tez, Freecharge, Mobikwik
Security concerns on digital wallet system
Hindrances and benefits of digital wallet
Paymaster App is a growing fintech in Sri lanka and it is a fully owned subsidiary of Firstpay Pte Ltd. Showing promising growth this fintech is looking at changing the way average sri lankans approach mobile recharge and other routine payments
Similar to APIdays Singapore 2019 - Advancing Mobile Payments in China and Southeast Asia, Adrien Boue, General Manager Singapore, IT Consultis (20)
Apidays Helsinki 2024 - Sustainable IT and API Performance - How to Bring The...apidays
Sustainable IT and API Performance - How to Bring Them Together
Merja Kajava, Founder - Aavista Oy
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - APIs ahoy, the case of Customer Booking APIs in Finn...apidays
Keynote 1: APIs ahoy, the case of Customer Booking APIs in Finnlines and Grimaldi Lines, ShortSea
Vesa Vähämaa, Head of Group IT, Software at Finnlines Plc
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - From Chaos to Calm- Navigating Emerging API Security...apidays
From Chaos to Calm: Navigating Emerging API Security Challenges
Eli Arkush, Principal Solutions Engineer, API Security at Akamai
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - What is next now that your organization created a (si...apidays
What is next now that your organization created a (significant) set of APIs?
Rogier van Boxtel, Director, Pre Sales Consulting - Axway
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - There’s no AI without API, but what does this mean fo...apidays
There’s no AI without API, but what does this mean for Security?
Timo Rüppell, VP of Product - FireTail.io
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Security Vulnerabilities in your APIs by Lukáš Ďurovs...apidays
Security Vulnerabilities in your APIs
Lukáš Ďurovský, Staff Software Engineer at Thermo Fisher Scientific
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Data, API’s and Banks, with AI on top by Sergio Giral...apidays
Data, API’s and Banks, with AI on top
Sergio Giraldo, IT Lead - ING
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Data Ecosystems Driving the Green Transition by Olli ...apidays
Data Ecosystems Driving the Green Transition
Olli Kilpeläinen, VP - Data Platform & Ecosystem at Betolar
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Bridging the Gap Between Backend and Frontend API Tes...apidays
Bridging the Gap Between Backend and Frontend API Testing with K6
Ayush Goyal, Senior Software Engineer - Grafana Labs
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - API Compliance by Design by Marjukka Niinioja, Osaangoapidays
API Compliance by Design
Marjukka Niinioja, APItalista & Founding Partner - Osaango
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - ABLOY goes API economy – Transformation story by Hann...apidays
ABLOY goes API economy – Transformation story
Hanna Sillanpää Head of Digital Solutions PU - Abloy
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - The subtle art of API rate limiting by Josh Twist, Zuploapidays
The subtle art of API rate limiting
Josh Twist, Co-founder & CEO at Zuplo
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - RESTful API Patterns and Practices by Mike Amundsen, ...apidays
ESTful API Patterns and Practices
Mike Amundsen, Author of "Design and Build Great APIs", API Strategist & Advisor at amundsen.com, Inc.
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Putting AI into API Security by Corey Ball, Moss Adamsapidays
Putting AI into API Security
Corey Ball, Author and Sr. Manager Pentest at Moss Adams
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Prototype-first - A modern API development workflow b...apidays
Prototype-first - A modern API development workflow
Tom Akehurst, CTO and Co-Founder at WireMock
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Post-Quantum API Security by Francois Lascelles, Broa...apidays
Post-Quantum API Security: Preparing your APIs for Q-day
Francois Lascelles, Distinguished Engineer at Broadcom and CTO at Layer7
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Increase your productivity with no-code GraphQL mocki...apidays
Increase your productivity with no-code GraphQL mocking
Hugo Guerrero, Chief Software Architect, APIs & Integration Developer Advocate at Red Hat
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Driving API & EDA Success by Marcelo Caponi, Danoneapidays
Driving API & EDA Success: Comparing CoE & C4E Models for Organizational Enablement
Marcelo Caponi, Global Product Manager - API & Integration at Danone
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Build a terrible API for people you hate by Jim Benne...apidays
Build a terrible API for people you hate
Jim Bennett, Principal Developer Advocate at liblab
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - API Secret Tokens Exposed by Tristan Kalos and Antoin...apidays
API Secret Tokens Exposed: Insights from Analyzing 1 Million Domains
Tristan Kalos, Co-founder and CEO at Escape
Antoine Carossio, Co-Founder & CTO at Escape
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
5th LF Energy Power Grid Model Meet-up SlidesDanBrown980551
5th Power Grid Model Meet-up
It is with great pleasure that we extend to you an invitation to the 5th Power Grid Model Meet-up, scheduled for 6th June 2024. This event will adopt a hybrid format, allowing participants to join us either through an online Mircosoft Teams session or in person at TU/e located at Den Dolech 2, Eindhoven, Netherlands. The meet-up will be hosted by Eindhoven University of Technology (TU/e), a research university specializing in engineering science & technology.
Power Grid Model
The global energy transition is placing new and unprecedented demands on Distribution System Operators (DSOs). Alongside upgrades to grid capacity, processes such as digitization, capacity optimization, and congestion management are becoming vital for delivering reliable services.
Power Grid Model is an open source project from Linux Foundation Energy and provides a calculation engine that is increasingly essential for DSOs. It offers a standards-based foundation enabling real-time power systems analysis, simulations of electrical power grids, and sophisticated what-if analysis. In addition, it enables in-depth studies and analysis of the electrical power grid’s behavior and performance. This comprehensive model incorporates essential factors such as power generation capacity, electrical losses, voltage levels, power flows, and system stability.
Power Grid Model is currently being applied in a wide variety of use cases, including grid planning, expansion, reliability, and congestion studies. It can also help in analyzing the impact of renewable energy integration, assessing the effects of disturbances or faults, and developing strategies for grid control and optimization.
What to expect
For the upcoming meetup we are organizing, we have an exciting lineup of activities planned:
-Insightful presentations covering two practical applications of the Power Grid Model.
-An update on the latest advancements in Power Grid -Model technology during the first and second quarters of 2024.
-An interactive brainstorming session to discuss and propose new feature requests.
-An opportunity to connect with fellow Power Grid Model enthusiasts and users.
Salesforce Integration for Bonterra Impact Management (fka Social Solutions A...Jeffrey Haguewood
Sidekick Solutions uses Bonterra Impact Management (fka Social Solutions Apricot) and automation solutions to integrate data for business workflows.
We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on integration of Salesforce with Bonterra Impact Management.
Interested in deploying an integration with Salesforce for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
GraphRAG for Life Science to increase LLM accuracyTomaz Bratanic
GraphRAG for life science domain, where you retriever information from biomedical knowledge graphs using LLMs to increase the accuracy and performance of generated answers
Programming Foundation Models with DSPy - Meetup SlidesZilliz
Prompting language models is hard, while programming language models is easy. In this talk, I will discuss the state-of-the-art framework DSPy for programming foundation models with its powerful optimizers and runtime constraint system.
For the full video of this presentation, please visit: https://www.edge-ai-vision.com/2024/06/temporal-event-neural-networks-a-more-efficient-alternative-to-the-transformer-a-presentation-from-brainchip/
Chris Jones, Director of Product Management at BrainChip , presents the “Temporal Event Neural Networks: A More Efficient Alternative to the Transformer” tutorial at the May 2024 Embedded Vision Summit.
The expansion of AI services necessitates enhanced computational capabilities on edge devices. Temporal Event Neural Networks (TENNs), developed by BrainChip, represent a novel and highly efficient state-space network. TENNs demonstrate exceptional proficiency in handling multi-dimensional streaming data, facilitating advancements in object detection, action recognition, speech enhancement and language model/sequence generation. Through the utilization of polynomial-based continuous convolutions, TENNs streamline models, expedite training processes and significantly diminish memory requirements, achieving notable reductions of up to 50x in parameters and 5,000x in energy consumption compared to prevailing methodologies like transformers.
Integration with BrainChip’s Akida neuromorphic hardware IP further enhances TENNs’ capabilities, enabling the realization of highly capable, portable and passively cooled edge devices. This presentation delves into the technical innovations underlying TENNs, presents real-world benchmarks, and elucidates how this cutting-edge approach is positioned to revolutionize edge AI across diverse applications.
Building Production Ready Search Pipelines with Spark and MilvusZilliz
Spark is the widely used ETL tool for processing, indexing and ingesting data to serving stack for search. Milvus is the production-ready open-source vector database. In this talk we will show how to use Spark to process unstructured data to extract vector representations, and push the vectors to Milvus vector database for search serving.
Your One-Stop Shop for Python Success: Top 10 US Python Development Providersakankshawande
Simplify your search for a reliable Python development partner! This list presents the top 10 trusted US providers offering comprehensive Python development services, ensuring your project's success from conception to completion.
FREE A4 Cyber Security Awareness Posters-Social Engineering part 3Data Hops
Free A4 downloadable and printable Cyber Security, Social Engineering Safety and security Training Posters . Promote security awareness in the home or workplace. Lock them Out From training providers datahops.com
HCL Notes and Domino License Cost Reduction in the World of DLAUpanagenda
Webinar Recording: https://www.panagenda.com/webinars/hcl-notes-and-domino-license-cost-reduction-in-the-world-of-dlau/
The introduction of DLAU and the CCB & CCX licensing model caused quite a stir in the HCL community. As a Notes and Domino customer, you may have faced challenges with unexpected user counts and license costs. You probably have questions on how this new licensing approach works and how to benefit from it. Most importantly, you likely have budget constraints and want to save money where possible. Don’t worry, we can help with all of this!
We’ll show you how to fix common misconfigurations that cause higher-than-expected user counts, and how to identify accounts which you can deactivate to save money. There are also frequent patterns that can cause unnecessary cost, like using a person document instead of a mail-in for shared mailboxes. We’ll provide examples and solutions for those as well. And naturally we’ll explain the new licensing model.
Join HCL Ambassador Marc Thomas in this webinar with a special guest appearance from Franz Walder. It will give you the tools and know-how to stay on top of what is going on with Domino licensing. You will be able lower your cost through an optimized configuration and keep it low going forward.
These topics will be covered
- Reducing license cost by finding and fixing misconfigurations and superfluous accounts
- How do CCB and CCX licenses really work?
- Understanding the DLAU tool and how to best utilize it
- Tips for common problem areas, like team mailboxes, functional/test users, etc
- Practical examples and best practices to implement right away
Best 20 SEO Techniques To Improve Website Visibility In SERPPixlogix Infotech
Boost your website's visibility with proven SEO techniques! Our latest blog dives into essential strategies to enhance your online presence, increase traffic, and rank higher on search engines. From keyword optimization to quality content creation, learn how to make your site stand out in the crowded digital landscape. Discover actionable tips and expert insights to elevate your SEO game.
Digital Banking in the Cloud: How Citizens Bank Unlocked Their MainframePrecisely
Inconsistent user experience and siloed data, high costs, and changing customer expectations – Citizens Bank was experiencing these challenges while it was attempting to deliver a superior digital banking experience for its clients. Its core banking applications run on the mainframe and Citizens was using legacy utilities to get the critical mainframe data to feed customer-facing channels, like call centers, web, and mobile. Ultimately, this led to higher operating costs (MIPS), delayed response times, and longer time to market.
Ever-changing customer expectations demand more modern digital experiences, and the bank needed to find a solution that could provide real-time data to its customer channels with low latency and operating costs. Join this session to learn how Citizens is leveraging Precisely to replicate mainframe data to its customer channels and deliver on their “modern digital bank” experiences.
Trusted Execution Environment for Decentralized Process MiningLucaBarbaro3
Presentation of the paper "Trusted Execution Environment for Decentralized Process Mining" given during the CAiSE 2024 Conference in Cyprus on June 7, 2024.
Digital Marketing Trends in 2024 | Guide for Staying AheadWask
https://www.wask.co/ebooks/digital-marketing-trends-in-2024
Feeling lost in the digital marketing whirlwind of 2024? Technology is changing, consumer habits are evolving, and staying ahead of the curve feels like a never-ending pursuit. This e-book is your compass. Dive into actionable insights to handle the complexities of modern marketing. From hyper-personalization to the power of user-generated content, learn how to build long-term relationships with your audience and unlock the secrets to success in the ever-shifting digital landscape.
Let's Integrate MuleSoft RPA, COMPOSER, APM with AWS IDP along with Slackshyamraj55
Discover the seamless integration of RPA (Robotic Process Automation), COMPOSER, and APM with AWS IDP enhanced with Slack notifications. Explore how these technologies converge to streamline workflows, optimize performance, and ensure secure access, all while leveraging the power of AWS IDP and real-time communication via Slack notifications.
3. In China, More Than A Half Is Third-Party Payment
Cash Payment
19%
Third-party Payment
54%
Card Payment
27%
Proportion of Third-Party Payments in China Q3 2018
(Source: Ipos, November 2018)
4. Alipay and Tenpay Take the Lion Shares of Mobile Payments
Others
7%
WeChat Pay
39%
Alipay
54%
China Third-party Mobile Payment Market Share by Transaction Values in Q4 2018
(Source: Analysys, March 2019)
20. The Acceptance of QR Code Payment Approach
We will need to have a leading company that will be able to take the role of driving the people towards the QR Code.
“To break habits of using cash, Grab is creating more daily use cases for cashless payment – commuting, food delivery,
paying at food and retail stalls - to drive more usage of the GrabPay e-wallet,” Grab said
21. The Interoperability of QR Code Payment Services
SGQR (Singapore)
This unified QR code will be adopted by 27 payment
schemes including PayNow, Nets, GrabPay, Liquid Pay,
Singtel Dash, and more
PromptPay (Thailand)
The interbank mobile payments system connecting Kbank
Plus, SCB, Bangkok Bank, TMB Touch, KrungThai Netbank,
Krungsri mobile app, and more
23. The Roles of APIs
APIs have been used in the center of recent development
stacks (Micro Services, Containerization, Serverless).
APIs are a key principle to automate and have
the data flow
24. Types of WeChat Payments for Companies
Quick
Pay
In-App Web-
based Payment
QR Code
Payment
In-App
Payment
25. WeChat Provides Different Payment APIs
Submit payment code
Checking order
Cancel order
Request a refund
Download historical transaction list
Transaction guarantee
Authorization code query
Refund result notification
26. Payment Infrastructure Is Very Simple…
Code scanner
connected to the
cashier system
Smartphone
with camera
feature
WeChat Pay integrated
to e-commerce stores,
mini programs, etc.
27. …But the Payment Integration Requires Some Technical
Development
Documentationsavailable in English/Chinese: https://pay.weixin.qq.com/wechatpay_guide/help_docs.shtml
UXis different between paying inside WeChat (Native WeChat Pay UI) or on a desktop (having a QR code), so
more scenarios to cover than a classic payment gateway.
Community modulesare available to help integrate the payment gateways.
N/A: For WeChat Pay inside China, you also need a Chinese business license and ICP to set up.
1
2
3
28. On GitHub, to look for community modules for WeChat, use:
weixin pay
wxpay
30. Requirements to Open WeChat Pay (or Alipay)
Local WeChat Payment
You already have a company registered in mainland China and can accept
payments in RMB
Cross-border WeChat Payment
Create a WeChat cross-border payment account that connects with your overseas bank
account and can settle in your local currency
Note: If you don’t have a company registered anywhere, then you won’t be eligible
34. Galeries Lafayette Department Store
Galeries Lafayette Group's BHV Marais, launched a smart department store solution
aimed at meeting Chinese tourists' needs.
36. Starting from a social platform providing product reviews, Xiaohongshu has integrated e-
commerce features and now opens its own offline stores to leverage the large user base.
QR Code payment such as WeChat Pay is available in Xiaohongshu.
Xiaohongshu - Emerging Social Commerce
WeChat Pay
37. Top-up Skytrain Cards With Rabbit LINE Pay in Thailand
• In Thailand, Line Pay partnered with Rabbit (contactless transportation card) to allow its
customers to top-up their BTS (Skytrain) cards at the station.
• Rabbit Line Pay had 5 million users and the numbers were up 50% in less than six months, with
a minimum of 10,000 additional users everyday.
(Source: Bangkok Post)
38. Key Takeaways
1
2
3
The domination of tech giants and seamless experience in China
makes QR code payment become a standard.
To popularize QR Code payment in Southeast Asia, we need to change
customer’s habit and make the method more centralized and
available at more touchpoints.
APIs plays a vital role in the integration of QR Code payment and may
require some additional work and UX interactions.
39. ITC empowers the most ambitious brands on their digital transformation in China and across
other Asian markets. With a team of 70 experts in three countries, ITC leverages martech, e-
commerce and omnichannel solutions to maximize client’s ROI.
years of passionate work
8+
talented team members
70+ 14+
different nationalities
450+
satisfied clientsoffices across Asia
3
ITC in Numbers
40%+
female members
41. Mobile Apps
Web Apps
O2O
APPS
Corporate
Art Direction
Drupal/Laravel/Wordpress
WEBSITES
Experiences
Analytics
Concepts
IN-STORE
Magento
Drupal
Social Commerce
E-COMMERCE
Our Services
Performance
Localization
Consulting
STRATEGY
CRM
Mini Programs
Campaigns
WECHAT
41
42. Let’s Keep in Touch
Adrien Boué
General Manager of ITC Singapore Office
• Email: adrien.boue@it-consultis.com
• Mobile: +65.8351.6014
Add me on WeChat