Time value of money | How Calculate Present Value of Money | How Calculate Future Value of Money.
YouTube Link For Video Concept: https://www.youtube.com/watch?v=_sJiiMkHBtE
Time value of money | How Calculate Present Value of Money | How Calculate Future Value of Money.
YouTube Link For Video Concept: https://www.youtube.com/watch?v=_sJiiMkHBtE
Many locum tenens physicians may be able to cut their taxes dramatically every year and save more for retirement with this IRS approved retirement plan.
Water / Wastewater - how we solve Sydney's water problem | Biocity StudioBiocity Studio
If Sydney’s water supply is consumed our agricultural industry, transport and energy will be badly effected. This presentation looks at how we solve Sydney’s water problem? Do we build a desalination plant or try to scale water on a large scale?
Many locum tenens physicians may be able to cut their taxes dramatically every year and save more for retirement with this IRS approved retirement plan.
Water / Wastewater - how we solve Sydney's water problem | Biocity StudioBiocity Studio
If Sydney’s water supply is consumed our agricultural industry, transport and energy will be badly effected. This presentation looks at how we solve Sydney’s water problem? Do we build a desalination plant or try to scale water on a large scale?
Next Generation Media Quarterly - October 2009dentsu
This is the first of a series of presentations using statistics and stories to show how the media world is evolving from day to day.
Written by Dan Calladine, Head of Media Futures, Carat Global Management
dan.calladine[at]carat.com
www.carat.com
www.vizeum.com
www.isobar.net
www.aemedia.com
Press Releases: The Content Marketer's Not-So-Hidden Treasureprnewswire
On Demand - Webinar
https://event.on24.com/eventRegistration/EventLobbyServlet?target=registration.jsp&eventid=492974&sessionid=1&key=860F8D263607BCE39A125046FE357045&sourcepage=register
The Psychology of Money and Unlimited Wealth A Quick Guide to the Journey to ...Lucky Gods
Unlock the Secrets of Abundance with "The Psychology of Money and Unlimited Wealth: A Quick Guide to Financial Freedom, Wealth, and Happiness"!
Imagine this:
Waking up without a financial worry in the world, knowing you have everything you need and more. ♀️
Pursuing your passions with complete freedom, unshackled from the limitations of a paycheck.
Building a life of abundance and joy, where money works for you, not the other way around. ✨
"The Psychology of Money and Unlimited Wealth" is your roadmap to this reality. It's more than just a financial guide; it's a deep dive into the mindset and habits that lead to true financial freedom and lasting happiness.
With this book, you'll:
Uncover the hidden beliefs and behaviors that sabotage your financial success. ❌
Develop a healthy relationship with money, based on gratitude, generosity, and conscious spending.
Master the art of wealth creation, using proven strategies for saving, investing, and building multiple income streams.
Learn to prioritize experiences over possessions, and cultivate true contentment with what you have.
Align your finances with your values and life goals, for a life that feels truly fulfilling.
This quick guide is packed with actionable insights and practical exercises to help you:
Shift your money mindset from scarcity to abundance.
Create a budget that works for you, not against you. ️
Invest with confidence, even if you're a beginner.
Build passive income streams for a future of financial security.
Live a life of generosity and make a positive impact on the world.
No matter your current financial situation, "The Psychology of Money and Unlimited Wealth" has the power to transform your relationship with money and propel you towards a life of freedom, abundance, and true happiness.
So, are you ready to unlock your financial potential and create the life you truly desire?
Grab your copy of "The Psychology of Money and Unlimited Wealth" today and start your journey to financial freedom!
P.S. Don't forget to check out the bonus resources:
Interactive worksheets and exercises to put your learnings into action.
Inspiring stories of people who have achieved financial freedom.
A curated list of additional resources to deepen your understanding.
Investor awareness programs in Indian equity markets provide foundational knowledge, risk management strategies, and market insights. Participants learn about equity investments, risk assessment, and market analysis, empowering them to make informed decisions. Strategies such as diversification and ethical investing are emphasized, while technology is leveraged for efficient portfolio management. Continuous learning ensures investors stay updated on market trends. These programs foster a knowledgeable and resilient investor community, enhancing the integrity and efficiency of the market ecosystem. For more information Contact https://www.Rytvae.com
Financial planning is for everyone. If you're like most people, financial planning might seem very complicated and confusing, and you might not know where to start. However, here are some ideas to help you get started.
Women have unique financial issues and needs. This presentation discusses 15 of the most common misconceptions women have about general financial strategies, retirement and estate planning, insurance, as well as money and relationships. It provides guidance on strategies to help women manage their finances.
Similar to Unit 16 Advanced Graduate Strategy (20)
A review of the growth of the Israel Genealogy Research Association Database Collection for the last 12 months. Our collection is now passed the 3 million mark and still growing. See which archives have contributed the most. See the different types of records we have, and which years have had records added. You can also see what we have for the future.
This slide is special for master students (MIBS & MIFB) in UUM. Also useful for readers who are interested in the topic of contemporary Islamic banking.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
The simplified electron and muon model, Oscillating Spacetime: The Foundation...RitikBhardwaj56
Discover the Simplified Electron and Muon Model: A New Wave-Based Approach to Understanding Particles delves into a groundbreaking theory that presents electrons and muons as rotating soliton waves within oscillating spacetime. Geared towards students, researchers, and science buffs, this book breaks down complex ideas into simple explanations. It covers topics such as electron waves, temporal dynamics, and the implications of this model on particle physics. With clear illustrations and easy-to-follow explanations, readers will gain a new outlook on the universe's fundamental nature.
Executive Directors Chat Leveraging AI for Diversity, Equity, and InclusionTechSoup
Let’s explore the intersection of technology and equity in the final session of our DEI series. Discover how AI tools, like ChatGPT, can be used to support and enhance your nonprofit's DEI initiatives. Participants will gain insights into practical AI applications and get tips for leveraging technology to advance their DEI goals.
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
12. Never pay interest … except investments4. Grow your pie Cash flow from labourCash flow from investments
13. 3 Advanced graduate strategy Graduate from uni on salary of $40k+ Save $5,000 into savings account as “savings buffer” Then save extra $5,000 and invest it in managed fund that invests in shares and start a regular savings plan into fund After managed fund has built to $20,000 Apply for “margin loan” for an extra $10,000 with your existing managed fund units as “collateral” for the loan (33% LVR) Apply to “capitalise” the interest which means that the interest on the margin loan will be added to the loan each month Invest margin loan into managed fund = $30,000 invested Keep adding savings to managed fund and maintain margin loan at 33% of total amount invested (LVR = 33%)
14. 4 Remember to claim the interest on your margin loan as a tax deduction each year (effectively reducing the cost of that interest by your marginal tax rate of 31.5%) Continue building your managed fund savings to $67,000 + margin loan of $33,000 = $100,000 invested Buy $300,000 unit or townhouse to live in Receive First Home Owners grant Apply for parent guarantee so no deposit required Repayments ~ -$26,000 p.a. Rent out one room +$8,000 p.a. (net $18,000 p.a.)
15. 5 You will be able to save less now that you have a mortgage … but you will also be receiving about 5% distributions and tax benefits from geared managed fund (~$5000 per year) … net home loan repayments ~ $13,000 (26,000 – 8,000 – 5,000) Continue adding savings to managed fund As managed fund goes up (and down) in value over time, so will the proportion that you own (value – loan = your bit) With more experience, higher income and higher cash buffer, consider increasing your LVR to 50% by buying more units in the managed fund using the margin loan.
16. 6 Build up managed fund portfolio to $300,000 (you own $150k + margin loan of $150k). The time this takes depends on how the sharemarket performs, your income and how well you can save! Probably about 5-8 years 5% distributions and tax benefits now = $15,000 Home loan repayments (per year): $26,000 in loan repayments Less $8,000 or more in rent Less $15,000 in managed fund and tax benefits Net repayment = $3000 per year ($57 per week)
17. 7 Now you will be on a higher salary at work and have much lower “net” mortgage payments and so you can now choose one of the following (or a combination): Make extra repayments into your mortgage and pay it off completely within 5 years, and/or Make extra savings into your managed fund (and also increase the associated margin loan to keep borrowing rate at 50%) and go for “financial independence”, and/or Consider upgrading your property to buy a 4 bedroom house in Sydney for family reasons, and/or Improving your lifestyle … buying a new car, go on a few nicer holidays, renovate your property …
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