Many locum tenens physicians may be able to cut their taxes dramatically every year and save more for retirement with this IRS approved retirement plan.

1. Locum Tenens…
You Could Be Cutting Your Taxes Each
Year While Building Your Retirement
Nest Egg

2. With a little known,
but high-impact,
tax and retirement
savings plan
you may be able to
save thousands in
taxes every year.

3. Turn Self-Employment Income
Into A Pension By Dec. 31 To
Beat The Fiscal Cliff
“If you’re self-employed, have had a good
year, and want to sock away a lot for
retirement, take a lead from a tax pro who
advises high net worth clients, and set up a
defined benefit plan by year-end.”
Forbes Online, December 2012
A Pension Plan for the Self-
Employed
“Solo pension plans are a great option for
entrepreneurs, doctors, and real estate agents
who want to slash their taxes and turbo
charge retirement savings.”
Kiplinger’s Retirement Report, August 2011
A Defined Benefit plan is a powerful
tool for locum tenens physicians
With significant self-employment income, locum tenens are
uniquely positioned to take advantage of these plans.

4. A Defined Benefit Plan:
• Is an IRS approved, qualified retirement plan
• Permits the highest tax-deductible contributions
of any retirement plan
• Can enable you to rapidly build a large
retirement nest egg
• May allow you to cut your tax bill by tens of
thousands of dollars every year
Many physicians are not aware of the
advantages of Defined Benefit plans

5. Taxes Saved
$22,500
Taxes Saved
$69,300
Taxes Saved
$84,400
$-
$10,000
$20,000
$30,000
$40,000
$50,000
$60,000
$70,000
$80,000
$90,000
401(k) Defined Benefit Plan DB Plan + 401(k)
Save Tens of Thousands in Taxes with a Defined Benefit Plan
A 52-year old business owner with an annual income of $450,000 can potentially cut his/her tax
bill by $70,000 to $80,000 in a single year by forming a Defined Benefit Plan
*Assumes combined federal and state tax of 38%. Example is tax savings in comparison to no retirement plan.
Put a Defined Benefit plan to work for you

6. And quickly build retirement savings
$125,000
$256,250
$394,063
$538,766
$690,704
$850,239
$1,017,751
Year 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7
Seven Year Road to a $1M Nest Egg
A 50-year old small business owner could put $125,000
in a Defined Benefit Plan every year and build a
retirement nest egg of $1 Million by Year 7
*Assumes a contribution every year and 5% growth

7. • Do you make at least $100,000 per
year from locum tenens income?
Is a
Defined
Benefit
plan
right for
you?

8. • Do you make at least $100,000 per
year from locum tenens income?
• Are you 40 or older?
Is a
Defined
Benefit
plan
right for
you?

9. • Do you make at least $100,000 per
year from locum tenens income?
• Are you 40 or older?
• Are you willing to contribute
$50,000 or more for at least 3
consecutive years?
Is a
Defined
Benefit
plan
right for
you?

10. • Do you make at least $100,000 per
year from locum tenens income?
• Are you 40 or older?
• Are you willing to contribute
$50,000 or more for at least 3
consecutive years?
• Are you self-employed or have
fewer than 10 employees?
Is a
Defined
Benefit
plan
right for
you?

11. • Do you make at least $100,000 per
year from locum tenens income?
• Are you 40 or older?
• Are you willing to contribute
$50,000 or more for at least 3
consecutive years?
• Are you self-employed or have
fewer than 10 employees?
YES?
Is a
Defined
Benefit
plan
right for
you?

12. Take Two Minutes To See
How Much You Could Save
• With a just a few pieces of
information we can generate a
complimentary proposal to fit your
circumstances.
• Visit our Tax Savings Analysis, or
• Learn more at: Defined Benefit Plans
We can
help you
save
more of
what you
earn

13. .
• A veteran-owned Registered Investment
Advisor
• We are an independent fiduciary committed
to implementing the most effective
retirement plans for our clients
• We provide a comprehensive and cost-
effective solution for Defined Benefit plan
owners that requires very little of their
ongoing time and effort
• We walk you step by step through the process
• Our pension plan administrators are highly
efficient and experienced; they are focused
solely on designing and administering
Defined Benefit plans
Why
Orion?
Orion Capital
Management LLC

14. • Founded Orion in 2002
• Peter has an extensive background in
crafting investment solutions for high-
income clients in a wide variety of
circumstances
• He has a passion for helping clients
to protect their hard-earned income and
does do by structuring customized
retirement and investment strategies to
minimize clients' tax burden while
accelerating their retirement savings
• View Peter’s bio
• Contact Peter directly at 619-435-1701 or
thoms@orioncapitalmgmt.com
• Visit us at Orion Capital Management LLC
Who is
Orion?
Peter C. Thoms, CFA