The document discusses different types of unemployment. It defines natural rate unemployment as unemployment that persists in the long-run, while cyclical unemployment refers to short-term fluctuations around the natural rate. It also examines how the unemployment rate is calculated monthly by the Bureau of Labor Statistics through surveys. Common causes of unemployment include the natural time needed for job searching (frictional unemployment), minimum wage laws pricing some workers out of jobs, unions negotiating above-market wages, and efficiency wages that aim to increase productivity.
Which goods and services are best left to the market? And which are more efficiently and fairly provided as collective consumption goods by the state? This is at the heart of your revision of public goods. Central to your revision will be to understand why public goods may not be provided by the market. You can work this out by distinguishing between public and private goods and focusing on the ideas of rivalry and excludability in consumption. Students should understand the free rider and valuation problems – there are big debates in economics about the optimum size of the state. Rapid changes in technology are also changing the nature of what is and what is not a public good.
Open Market Economics
Closed and Open Economies
The International Flow Of Goods & Capital
Determinants of Net Exports
The Flow of Financial Resources : Net Capital Outflow
Determinants of Net Capital Outflow
The Equality of Net Exports & Net Capital Flow
Saving, Investment, and Their Relationship to the International Flows
Which goods and services are best left to the market? And which are more efficiently and fairly provided as collective consumption goods by the state? This is at the heart of your revision of public goods. Central to your revision will be to understand why public goods may not be provided by the market. You can work this out by distinguishing between public and private goods and focusing on the ideas of rivalry and excludability in consumption. Students should understand the free rider and valuation problems – there are big debates in economics about the optimum size of the state. Rapid changes in technology are also changing the nature of what is and what is not a public good.
Open Market Economics
Closed and Open Economies
The International Flow Of Goods & Capital
Determinants of Net Exports
The Flow of Financial Resources : Net Capital Outflow
Determinants of Net Capital Outflow
The Equality of Net Exports & Net Capital Flow
Saving, Investment, and Their Relationship to the International Flows
Text Mining - Advanced Customer AnalyticsAqib Syed
Text mining is a process of deriving/extracting high quality meaningful information and patterns.
Text analysis involves information retrieval, analysis to study word frequency distributions, pattern recognition, information extraction, data mining techniques including link and association analysis, visualization, and predictive analytics.
A research study applying Text Mining and Machine Learning tools.
The authors find that loan applicants' choice of words reveals insights into their intentions, circumstances, and personality.
This information is powerful in predicting loan repayment, going beyond typical financial and demographic factors.
Potential borrowers submit their request for a loan for a specific amount with a specific maximum interest rate (they are willing to pay).
The loan amount they wish to borrow must in (between $1,000 and $25,000 in the data).
Prosper verifies all financial information, including the potential borrower’s credit score.
Textual variables:
The number of characters in the title and the text box.
The percentage of words with six or more letters.
SMOG: This measures writing quality by mapping it to number of years of formal education needed to easily understand the text in first reading.
Count of spelling mistakes.
Bigrams : Two-word combinations (help to understand the context and the pattern).
Financial variable:
Loan amount, borrower’s credit grade, Debt to income ratio.
Demographic variables:
Gender, age, location, race.
Aim:
To evaluate whether the text used by borrowers in their loan application predicts their loan default.
Machine Learning Methods:
Ensemble stacking approach
Train each model on the calibration data (2 logistics regression and 3 tree-based methods).
Build a weighting model to combine the models calibrated in the first model.
KNOWLEDGE BASED ENTREPRENEURSHIP - ALT Business Plan59cc9dee8.pdfAqib Syed
Moving from one country to another is just as usual as going to another city in this global village. People move for their work, study, or to immigrate. Due to this closeness of the boundary, things are getting available everywhere, and people are less likely to compromise to satisfy their demands. This is also relevant to food which is why we observe the growing trend of various restaurants everywhere, but when it comes to cooking food, there are still some unfulfilled areas. That is where we tried to look for a problem to solve for the consumers.
1.2 Vision
“To be Norway’s best provider of 1000+ varieties of authentic baskets with tastes from all over the world contributing towards sharing the food culture.”
1.3 Mission
Our mission is to offer an authentic taste experience in each basket we sell by supplementing traditional ingredients from different countries under one e-platform. We will offer customizable baskets based on the number of servings and a digital recipe book in each basket that instructs the food enthusiast on the proper ingredients and amount to be utilized while cooking their favorite or different cuisines. Customer satisfaction will be our top priority because it will ultimately help us generate greater demand and accomplish our vision.
Challenged-Based Learning Project on IVAR IKS (Digitalisation and sustainabil...Aqib Syed
IVAR is a company owned by Stavanger, Sola, Sandnes, Gjesdal, Hå, Time, Strand, Hjelmeland, Kvitsøy, Randaberg, Klepp and Suldal- kommune. It stands for Interkommunalt Vann Avløp Renovasjon. It has the responsibility for the sanitation, drainage and renovation in the region. Their vision is to have a society where nothing gets wasted (IVAR, 2021). At the same time, they are working on utilizing the resources they get in everyday in a productive and efficient way.
Their goal as a company as they are treating water is to be able to throw out sewage and wastewater to the ocean, without harming the marine life in it (IVAR,2021). While they also recycle the wastes that comes in every day. This makes them able to produce biogas and fertilizer.
We contacted the company via the email ivar@ivar.no and Mr Audun Roalkvam Head of recycling department at IVAR. At the Head office of IVAR at Mariero in Stavanger he gave us a brief interview. During this interview he gave us the answears for our most important questions. This report will proceed further in the light of factual insights provided by Mr Audun.
Why IVAR?
There was a bit confusion to select in between various restaurants, mega grocery stores or wastage management companies. After some initial discussion with the team, we decided to form a list of different interrelated questions regarding food wastage and we went to Rema 1000, Coop Mega, and Kiwi on the first outdoor visit and they gave us some emails to contact to right person in the company. We sent them emails with our questions but still could not get the answers. However, meanwhile we decided to finalize the one restaurant which may be popular and having a good traffic of customers as the food wastage could be a mandatory problem for them. Hence, we explored Villa 22, Olivia Torget, Egon Stavanger and Harry Pepper. After few hours of Intractive interview sessions with the staff and concerned person, we ended up concluding that they were doing their best to minimize food wastage. We came to know that it is a legal practice to throw the partially eaten or even the untouched food coming from the customer’s table so we can't do much about that, and regarding the food which is left behind is the refrigerator and can get expired within few days, they answered that our professional chefs are intelligent enough hence they know how precisely they can get the most out of it before it gets expired. Conversely, we were not satisfied on this response because it is nearly impossible to have a that precise check and balance in the inventory which is fragile as we also found a verbal evidence from other restaurants that they said we encourage our working staff to take that food which is going get expired within few days and it is not required anymore. That was where we ended up concluding that our first question is not worth anymore to work on it so it led us to reconsider our second question on how to improve food waste more efficiently with digitalization
E Scooters in Scandinavia and SustainabilityAqib Syed
This article describes the result on how electrical scooters and their swappable batteries have an impact on the environment. One of the leading companies, called TIER, has been selected for the analysis and exploration of the sustainability proposition. There will be an in-depth analysis of both circular and linear economies in terms of the company's perspective. The research is based on both theories from different articles, but also by an anonymous survey sent out to people.
Through the survey, it’s been observed an insight into how important sustainability and the environment are for the individual. Furthermore, the various answers in the survey stated that many chose to use electric scooters both because of accessibility, but also because of the environment. All this related to linear and circular economy, shows that TIER has thought about reuse by using reusable swappable batteries.
The conclusion that was drawn in this text is that for many, climate, environment and sustainability are important facts when it comes to everyday choices. Using recycling, instead of throwing away products, is important. Furthermore, one can then see that the survey corresponds with much of the theoretical basis.
The Great Leader Muhammad Ali Jinnah
This presentation was a project of History of Sub Continent. Dr Zabir Saeed Badar are supporting the "batch of 2019 BBA (Hons) Semester 7"
Sir Syed Ahmed Khan Bahadur -History of PakistanAqib Syed
Sir Syed Ahmed Khan Bahadur -History of Pakistan
This presentation was a project of History of Sub Continent. Dr Zabir Saeed Badar are supporting the "batch of 2019 BBA (Hons) Semester 7"
Pakistan Resolution 1940 -History of PakistanAqib Syed
Pakistan Resolution 1940 -History of Pakistan
This Documentary was a project of History of Sub Continent. Dr Zabir Saeed Badar are supporting the "batch of 2019 BBA (Hons) Semester 7"
Rise of Mughal Empire (1625-1707)- History of SubContinentAqib Syed
Rise of Mughal Empire (1625-1707)- History of SubContinent
This Documentary was a project of History of Sub Continent. Dr Zabir Saeed Badar are supporting the "batch of 2019 BBA (Hons) Semester 7".
Decline of Mughals (1707-1857) -History of SubContinentAqib Syed
Decline of Mughals (1707-1857) -History of SubContinent
This Documentary was a project of History of Sub Continent. Dr Zabir Saeed Badar are supporting the "batch of 2019 BBA (Hons) Semester 7".
All the footage is recorded in Lahore Museum, Mall Road Lahore.
BBA Semester 7 (Batch 2015-2019)
GroupMembers:
Syed Aqib Ali
Mudassar Ahmad
Rizwan Naseer
Muhammad Huzaifa
Nimra Shafiq
Special Thanks to Prof. Zabir Saeed Badar.
You can watch a detailed video here:
https://www.youtube.com/watch?v=_WF-tvxlflk&t=26s
Allama Muhammad Iqbal as a Dreamer of Pakistan- History of SubContinentAqib Syed
Allama Muhammad Iqbal as a Dreamer of Pakistan- History of SubContinent
Sir Muhammad Iqbal (November 9, 1877 – April 21, 1938), widely known as Allama Iqbal, was a Muslim poet and philosopher . He became the national poet of Pakistan. He is also known as the poet of East. He wrote poetry in Urdu and Persian. His poetry is considered to be revolutionary.[1] His vision of an independent state for the Muslims of British India was a starting point for the creation of Pakistan. He is commonly referred to as Dr Allama Iqbal.
East Pakistan Separation- History of SubContinentAqib Syed
East Pakistan Separation- History of SubContinent
Political system in Pakistan broke down in 1971 because of output failure arising out of conflict among East and West Pakistan.
Though separation of East Pakistan occurred in 1971, the separation’s elements had begun to work with the emergence of Pakistan in 1947. Following were the main causes of the separation of East Pakistan.
General Muhammad Zia Ul Haq - Dictatorship in PakistanAqib Syed
General Muhammad Zia Ul Haq - Dictatorship in Pakistan
Zia was born in Jalandhar, British India, in 1924 asthe second child of Muhammad Akbar, who workedin the Army GHQ in Delhi and Selma, prior to theliberation of Pakistan from British colonial rule in1947.
He completed his initial education in Selma andthen attended St. Stephen's College, Delhi for hisgraduate degree. After graduation from St. XavierCollege, Zia joined the British Indian Army in 1943.
In 1957, Zulfikar Ali Bhutto became the youngest
member of Pakistan's delegation to the United Nations.
As his father was politically active, Bhutto had learned
politics and its affairs from very early age.
In 1958, he became Pakistan’s youngest cabinet
minister. He was assigned ministry of Water and
Power.
He was then given ministry of Commerce,
Communication and Industry.
Close and trustworthy to Ayub Khan.
Indus Water Treaty and Oil Exploration Agreement.
1963, Bhutto became Foreign Minister.
Ashoka- The Great _History of SubcontinentAqib Syed
Ashoka- The Great _History of Subcontinent
Ashoka, sometimes Ashoka the Great, was an Indian emperor of the Maurya Dynasty, who ruled almost all of the Indian subcontinent from c. 268 to 232 BCE.
This Documentary was a project of History of Sub Continent. Dr Zabir Saeed Badar are supporting the "batch of 2019 BBA (hons) Semester 7".
BBA Semester 7 (Batch 2015-2019)
GroupMembers:
Hamza Walayat
Muhammad Usman
Muhammad Zeeshan
Mian Umer
Rana Furqan
Touqeer Ashraf
Perception and Marketing- Consumer BehaviorAqib Syed
A research technique that enables marketers to plot graphically consumers’ perceptions concerning product attributes of specific brands.
Perception and Marketing- Consumer Behavior
A High–Involvement Learning Situation is one in which the consumer is motivated to process or learn the material.
A Low–Involvement Learning Situation is one in which the consumer has a little or no motivation to process or learn the material.
Exposure, Attention and Interpretation -Consumer BehaviorAqib Syed
Exposure, Attention and Interpretation -Consumer Behavior
Exposure provides consumers with the opportunity to pay attention to available information but in no way guarantees it.
Exposure
Kinds of Exposure
Examples of exposure
Attention
Kinds of Attention
Examples of Attention
Interpretation
Kinds of Interpretation
Examples of Interpretation
Emotions and Marketing Strategy- Cosnumer BehaviorAqib Syed
Emotions and Marketing Strategy- Cosnumer Behavior
We all experience hundreds of emotions and there are no words to explain all of them
Emotion can be positive an negative ; they can give happiness or unhappiness and discomfort.
An attitude is a hypothetical construct
that represents an individual's degree of
like or dislike for an item.
Types of Attitude
Functions of Attitude
Elements of Attitude
Theories of Attitude
Measuring Sources of Brand Equity -Brand ManagementAqib Syed
Measuring the sources of brand equity.
The use of social media platforms and websites to promote a product or service. (Wikipedia)
Refers to techniques that target social networks and applications to spread brand awareness or promote particular products. (Techopedia)
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
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What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247