briefly decsription on insurance sector and customers perception towards insurance and exide life insurance in odisha...
it will help in marketing as well as finance student those who comes from BBA,MBA, and also management studies...
Privatisation of life insurance sector in indiaiicecollege
This project is related to life insurance business in India. This study is mainly related to privatization of life insurance sector. LIC was monopoly in insurance sector till 2000.
The decision by IRDA to grant licences to private pledgers in life and non-life sector is expected to increase the insurance business in India. This is bound to board to force existing player to become more competitive thus the buyer can now expect better deals form its insurance agents.
briefly decsription on insurance sector and customers perception towards insurance and exide life insurance in odisha...
it will help in marketing as well as finance student those who comes from BBA,MBA, and also management studies...
Privatisation of life insurance sector in indiaiicecollege
This project is related to life insurance business in India. This study is mainly related to privatization of life insurance sector. LIC was monopoly in insurance sector till 2000.
The decision by IRDA to grant licences to private pledgers in life and non-life sector is expected to increase the insurance business in India. This is bound to board to force existing player to become more competitive thus the buyer can now expect better deals form its insurance agents.
A Project Report on - FINANCIAL PERFORMANCE OF LIC AND PRIVATE SECTOR LIFE...Karteek Chedadeepu
FINANCIAL PERFORMANCE OF LIC AND PRIVATE SECTOR LIFE INSURANCE COMPANIES IN INDIA
- A COMPARATIVE ANALYSIS USING CARAMEL MODEL..
This is my project report. I did my project on the financial performance of private and public sector of Life insurance companies India by using CARAMEL model.
Fixed deposit (FD) is a type of deposit which can be withdrawn only after a pre-defined tenure and attracts a higher interest rate when compared to savings account. The minimum period for placing these deposit is 7 days while the maximum period is 120 months. A recent study indicates that banks are now free to determine the rate of interest to be offered on FDs. Banks may offer deposits on a floating rate, interest shall be paid on quarterly or longer rests and interest is calculated on daily balance. Further, scheduled banks with a total deposit of less than Rs 25 crores are permitted to give an additional ½% interest. When the amount paid to the individual is in excess of Rs 10,000 bank has to deduct tax at source if the depositor has not submitted Form 15H or 15G or certificate u/s197(1) of the Income Tax Act 1961. Banks have the discretion to disallow premature withdrawal of large deposits other than individuals and Hindu Undivided Family (HUF). On maturity if the bank does not receive any intimation from the depositor then such deposits are recorded as overdue deposits in the books of the bank. Banks can grant loans by taking FD as a security. However, there are certain prohibitions to raising Fixed Deposits: banks cannot launch deposits with freebies such as free lunch and trips, for example.
A Project Report on - FINANCIAL PERFORMANCE OF LIC AND PRIVATE SECTOR LIFE...Karteek Chedadeepu
FINANCIAL PERFORMANCE OF LIC AND PRIVATE SECTOR LIFE INSURANCE COMPANIES IN INDIA
- A COMPARATIVE ANALYSIS USING CARAMEL MODEL..
This is my project report. I did my project on the financial performance of private and public sector of Life insurance companies India by using CARAMEL model.
Fixed deposit (FD) is a type of deposit which can be withdrawn only after a pre-defined tenure and attracts a higher interest rate when compared to savings account. The minimum period for placing these deposit is 7 days while the maximum period is 120 months. A recent study indicates that banks are now free to determine the rate of interest to be offered on FDs. Banks may offer deposits on a floating rate, interest shall be paid on quarterly or longer rests and interest is calculated on daily balance. Further, scheduled banks with a total deposit of less than Rs 25 crores are permitted to give an additional ½% interest. When the amount paid to the individual is in excess of Rs 10,000 bank has to deduct tax at source if the depositor has not submitted Form 15H or 15G or certificate u/s197(1) of the Income Tax Act 1961. Banks have the discretion to disallow premature withdrawal of large deposits other than individuals and Hindu Undivided Family (HUF). On maturity if the bank does not receive any intimation from the depositor then such deposits are recorded as overdue deposits in the books of the bank. Banks can grant loans by taking FD as a security. However, there are certain prohibitions to raising Fixed Deposits: banks cannot launch deposits with freebies such as free lunch and trips, for example.
Your ability to earn an income is perhaps one of your most valuable assets. Accidental death & disability insurance lets you insure it. Learn more in this visual presentation about the benefits of this plan.
Some companies covers claims arising out of Terrorism or acts of Terrorism
No health check-up required for policy issuance
Worldwide coverage of the policy
It gives coverage starting from 5 lacs to 50 lacs
Free lookup period of 15 days
5% per claim free year to a maximum of 50%.
Family discount of 10%
Proctor Financial, Inc. is a Managing General Agency which provides Commercial Property Insurance through A rated insurance carriers in probably all the states.
https://completemarkets.com/insurance/pfic/kwikrisk--hard-to-place-residential-and-commercial-property-insurance
Navigating Financial Protection: Understanding Insurance with Mike Baumannmikebaumannfinancial
Join financial planner Mike Baumann as he delves into the world of insurance, exploring its various types, importance, and why it's essential for your financial well-being. Whether you're a novice or seeking to deepen your understanding, Mike breaks down complex concepts into digestible insights, empowering you to make informed decisions about protecting your assets and loved ones.
PRESENTATION ON “ STUDY OF SALES PROMOTION’’ AND “ANALYSIS OF INSURANCE B...Muthoot finance Ltd
Meaning of INSURANCE ,Indian Insurance Industry Overview Types of Insurance ,Examples of INSURANCE Company ,How does insurance work?, tax benefits on insurance
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
1. 8/19/2013
Study at :
BIMIT COLLEGE BHUBANESWAR
Permanent Address :At/Po-
Karadia/Karanjia
Mayurbhanj Odisha,
2. MEANING
Insurance is a form of contract or agreement under which one party
agrees in return for a consideration to pay an agreed amount of money
to another party to make good for a loss, damage or injury, to
something of value in which the insured has a pecuniary interest as a
result of some uncertain event.
8/19/2013
3. TYPE OF INSURANCE
Type of
Insuranc
e
LIFE
GENERAL
HEALTH
&
MEDICAL
PROPERTY
&
LIABILITY
REINSURANCE
8/19/2013
4. LIFE INSURANCE
After losing her husband to a heart attack, the wife is left alone to
care for 2 children .
Life insurance is a contract between the policy owner and the
insurer,
where the insurer agrees to reimburse the occurrence of the
insured individual's death or other event such as terminal illness or
critical illness.
The insured agrees to pay the cost in terms of insurance
premium for the service.
Suicide, fraud, war and civil commotion is not covered .
Life insurance is a contract between an insurer and
policyholder specifying a sum to be paid to a beneficiary
upon the insured’s death .
8/19/2013
6. PREMIUM
Premium is the price for insurance. It is the consideration amount payable by
the insured for the selected sum insured , plan and term of the insurance.
Steps for calculating premium installments :
Mode Rebates
1. Yearly 3 % of tabular premium
2. For Half-Year mode 1.5 % of tabular premium
3. For Quarterly mode and
Monthly
No rebate; No Loading
4. For Ordinary Monthly
mode
Loading of 5 % on table
premium
8/19/2013
Common limited pay periods include 10-year, 20-year, and are paid out
at the age of 65.
7. Private Sector
Aviva Life , Bajaj Allianz Life Insurance , Bharti AXA Life Insurance Co Ltd,
Birla Sun Life Insurance, Canara HSBC Oriental Bank of Commerce Life
Insurance, Future Generali Life Insurance Co Ltd, HDFC Standard Life
Insurance Company Limited, ICICI Prudential, IDBI Federal Life Insurance,
India First Life Insurance Company, ING Vysya Life Insurance, Kotak Life
Insurance, Max Life Insurance, PNB MetLife India Life Insurance, Reliance
Life Insurance Company Limited, SBI Life Insurance Company Limited,
TATAAIG Life Insurance.
Life insurance companies
Public Sector
Government of India Fully owns
Life Insurance Corporation of India.
8/19/2013
8. GENERAL/ non-life insurance
All insurance covers other then life are called general insurance . Fire,
Marine, Health, Motor , Personal Accident, Household, shopkeeper
insurance and Engineering are example of GI coverage.
General insurance companies
:
Public Sector
Government of India owned
National Insurance Company
New India Assurance Co Ltd
Oriental Insurance Co Ltd
United India Insurance Co Ltd
Private Sector
Bharti AXA General Insurance
Future Generali India Insurance
ING Vysya Life Insurance
HDFC ERGO General Insurance[
ICICI Lombard
L & T General Insurance
Max Life Insurance Co ltd
Reliance General Insurance
SBI General Insurance
Tata AIG General
8/19/2013
9. FIRE INSURANCE
Fire insurance is a insurance
that cover property, such as home
shop or other fixed asset protection
against fire, burn Etc..
It also cover distraction of property
due to fire .
8/19/2013
10. 8/19/2013
Personal Accident Insurance provides a financial cover to an individual who had to
suffer death/disability/dismemberment due to an accident.
PERSONAL ACCIDENT INSURANCE
HOME INSURANCE
Home insurance provides coverage for damage or destruction of the
policyholder's home. In some geographical areas, the policy may exclude
certain types of risks, such as flood or earthquake, that require additional
coverage. Maintenance-related issues are typically the homeowner's
responsibility.
11. HEALTH & MEDICAL
Health insurance policies issued by publicly-funded
health programs, such as cost of medical treatments.
EX -
8/19/2013
12. Health insurance companies
Private Sector :
Apollo Munich Health Insurance
Max Bupa Health Insurance
Religare Health Insurance Company Ltd
Star Health and Allied Insurance company Ltd
8/19/2013
14. Property & liability
Insurance
Property Insurance :
Liability Insurance :
The home is most valuable for everyone. This particular policy is specially
Intended to cover all the risk of your house under a single policy. Property
Insurance also provides protection for other valuable properties and other
Assets that are of interest for the insured.
This policy indemnifies the officers or other professional employees against
Loss of their jobs arising from claims made against them by reason of any
Wrongful Act in their terms of service.
8/19/2013
15. TYPE OF PROPERTY & LIABILITY
Homeowners insurance
- payment to cover liability
losses and damage/loss of
home and its contents
8/19/2013
16. REINSURANCE
Reinsurance is insurance that is purchased by an insurance company. from
one or more other insurance companies as a means of risk management.
The ceding company and the reinsurer enter into a reinsurance agreement
which details the conditions upon which the reinsurer would pay a share of
the claims incurred by the ceding company.
The reinsurer is paid a "reinsurance premium" by the ceding company,
which issues insurance policies to its own policyholders.
The reinsurer may be either a specialist reinsurance company, which only
undertakes reinsurance business, or another insurance company.
8/19/2013
17. Re-insurance companies
Public Sector Government of India Fully owns 1 company:
GIC Re (General Insurance Corporation of India - Re-Insuer)
8/19/2013
