This document provides an overview of insurance, including definitions of key terms, principles of insurance, types of insurance like life insurance, fire insurance, and marine insurance. It also discusses benefits of insurance and careers in the insurance industry. Some major principles discussed include utmost good faith, indemnity, subrogation, and insurable interest. Common types of insurance outlined are life insurance, health insurance, fire insurance, marine insurance, motor insurance, and property insurance. The document also provides examples of major insurance companies in India.
Make in india - The Way Ahead Class 12 Economics ProjectShivamSingh1247
This is Class 12th Economics Project as per CBSE Guideline
- Introduction
- Process
- Advantages & Disadvantages
- Challenges
- Criticsm & Concerns
- Sectors Covered
- Objective of Make in india
- Manufacturing Projects
- Infrastructure Support
- News & Statistic
- Objective of Making this Project
- Conclusion
- Bibliography
Economics project on Production Possibilty CurveNiraj Kumar
A full economics project for the first time ever. Economics project on PPC. PPC a topic from book. This project includes everything realted to PPC. This project had covered each and every corner of this topic.
Make in india - The Way Ahead Class 12 Economics ProjectShivamSingh1247
This is Class 12th Economics Project as per CBSE Guideline
- Introduction
- Process
- Advantages & Disadvantages
- Challenges
- Criticsm & Concerns
- Sectors Covered
- Objective of Make in india
- Manufacturing Projects
- Infrastructure Support
- News & Statistic
- Objective of Making this Project
- Conclusion
- Bibliography
Economics project on Production Possibilty CurveNiraj Kumar
A full economics project for the first time ever. Economics project on PPC. PPC a topic from book. This project includes everything realted to PPC. This project had covered each and every corner of this topic.
Business Environment project class 12 cbseJacky Chain
PROJECT WORK IN THE SUBJECT OF BUSINESS STUDIES ON THE TOPIC "BUSINESS ENVIRONMENT" AS THE PARTIAL FULFILLMENT OF AISSCE, MARCH 2018 CONDUCTED BY CBSE.
This project contains the information regarding the accountancy project which is to be made by the students of class 12th boards... This project is made by jigar vaishnav for the session 2017-18 with the latest guidelines as per CBSE... Hope this will help the upcoming students who want a help regarding the business studies project....
VIEW THIS PROJECT AT YOUTUBE:- https://www.youtube.com/edit?o=U&video_id=V7b6VQQrjsg
hi I am Vishnu I made these project for my school if you like these please tell me to make your ppt with money mail to me to know any things ells etc ...
follow me on insta Vishnu_1807_
and subribe my youtube channel - https://www.youtube.com/@user-in4kz4ex2e
thank you
Economics Class 12 CBSE project on GST (Goods and Services Tax)Harjinder Singh
This is a Class 12 Economics Project as per the guidelines 2019-20, CBSE.
Unit: Macroeconomics
Topic: GST (Goods and Services Tax)
▽ Check out my other projects
▽ Accountancy
• Comprehensive Project - 1: https://youtu.be/4y6LY6__yeA
• Analysis of Cash Flow Statement: https://youtu.be/HCa-HBkpHmQ
▽ Business Studies
• Changes in the import and export patterns: https://www.youtube.com/watch?v=lKHgT...
• Changing role of women: https://youtu.be/lvcn-VQgUG8
• MARKETING MANAGEMENT
◦ Beverages: https://www.youtube.com/watch?v=vJxwn...
◦ Mobile: https://www.youtube.com/watch?v=mUq6H...
◦ Sarees: https://youtu.be/s2erj6tkLHw
◦ Toothpaste: https://www.youtube.com/watch?v=JZll_...
• Principles of Management: https://www.youtube.com/watch?v=HzuZ2...
▽ Economics
• Demonetization in India: https://youtu.be/ksnIU6ewifE
• Government Budget & Its Components: https://youtu.be/Uc9EKqBOXAA
This project is based on Stock Exchange.
It includes :-
Basic theory about two major stock exchanges based in India,
Stock Market Terminologies,
Stock Market Timings,
Role of Stock Exchange,
Information about SEBI,
Trading Procedure,
Companies listed on stock exchange,
Portfolio of five selected companies and
Factors Affecting Stock Prices.
Subject-Business Studies
Class-12
Project on biscuits,business studies project work, 12 class business project ...Ravi Singh
business studies project work, 12 class business project work,Project on biscuit
for more projects visit here
https://www.youtube.com/channel/UCqF8lgmvUBUBTzJPaoY0p8Q
and subscribe now
My mother at Sixty-six is a poem in flamingo (12th class english textbook). This PPt can be helpul to those who're making projects on same.This PPt has poem narration, intrappt html links.
Accountancy project for class 12. Accounts project for the year 2022-23. Accountancy project which has both specific and comprehensive project as well.
Cbse Boards internal assessment project for accountancy.
Accountancy 12th class project work(Both Comprehensive and specific)Himanshu Mishra
I have uploaded Accountancy 12th class project work(Which Includes Both Comprehensive and specific) as per latest CBSE guidelines 2015 . This project consist of 52pages where i have uploaded 32 pages (Ledger accounts and introduction have been depleted which you can write on your own)
If any query please persist hmishra678@gmail.com (Himanshu Mishra)
Marketing Management Project Business Studies Class 12 CBSE Sahil Kumar
Class Xll Business Studies - B.st Cbse Project Practical File on Marketing Management sample last year topper cbse usp unique selling proposition
Start a company of your choice, brand name, product name conclusion acknowledgement teachers signature
Syllabus of Project Work Practical File Class 12
1. Elements of Business Environment:
a) Changes in mode of Packaging. (milk supplied in plastic bottles to vending machines)
b) Change from Coca cola and fanta in the seventies to pepsi and coke in nineties.
c) Change in role of women in the past 25 years relating to joint families, Women as bread earner of family , Changes in the requirement of trend of mixers , washing machines , micro wave and standard of living.
This project work contains all the necessary information for class 12 accountancy project
This Project Contains three part. They are as follows.
1. Comprehensive Project
2. Specific - 01(Ratio Analysis)
3. Specific - 02(Cash Flow Statement)
Business Environment project class 12 cbseJacky Chain
PROJECT WORK IN THE SUBJECT OF BUSINESS STUDIES ON THE TOPIC "BUSINESS ENVIRONMENT" AS THE PARTIAL FULFILLMENT OF AISSCE, MARCH 2018 CONDUCTED BY CBSE.
This project contains the information regarding the accountancy project which is to be made by the students of class 12th boards... This project is made by jigar vaishnav for the session 2017-18 with the latest guidelines as per CBSE... Hope this will help the upcoming students who want a help regarding the business studies project....
VIEW THIS PROJECT AT YOUTUBE:- https://www.youtube.com/edit?o=U&video_id=V7b6VQQrjsg
hi I am Vishnu I made these project for my school if you like these please tell me to make your ppt with money mail to me to know any things ells etc ...
follow me on insta Vishnu_1807_
and subribe my youtube channel - https://www.youtube.com/@user-in4kz4ex2e
thank you
Economics Class 12 CBSE project on GST (Goods and Services Tax)Harjinder Singh
This is a Class 12 Economics Project as per the guidelines 2019-20, CBSE.
Unit: Macroeconomics
Topic: GST (Goods and Services Tax)
▽ Check out my other projects
▽ Accountancy
• Comprehensive Project - 1: https://youtu.be/4y6LY6__yeA
• Analysis of Cash Flow Statement: https://youtu.be/HCa-HBkpHmQ
▽ Business Studies
• Changes in the import and export patterns: https://www.youtube.com/watch?v=lKHgT...
• Changing role of women: https://youtu.be/lvcn-VQgUG8
• MARKETING MANAGEMENT
◦ Beverages: https://www.youtube.com/watch?v=vJxwn...
◦ Mobile: https://www.youtube.com/watch?v=mUq6H...
◦ Sarees: https://youtu.be/s2erj6tkLHw
◦ Toothpaste: https://www.youtube.com/watch?v=JZll_...
• Principles of Management: https://www.youtube.com/watch?v=HzuZ2...
▽ Economics
• Demonetization in India: https://youtu.be/ksnIU6ewifE
• Government Budget & Its Components: https://youtu.be/Uc9EKqBOXAA
This project is based on Stock Exchange.
It includes :-
Basic theory about two major stock exchanges based in India,
Stock Market Terminologies,
Stock Market Timings,
Role of Stock Exchange,
Information about SEBI,
Trading Procedure,
Companies listed on stock exchange,
Portfolio of five selected companies and
Factors Affecting Stock Prices.
Subject-Business Studies
Class-12
Project on biscuits,business studies project work, 12 class business project ...Ravi Singh
business studies project work, 12 class business project work,Project on biscuit
for more projects visit here
https://www.youtube.com/channel/UCqF8lgmvUBUBTzJPaoY0p8Q
and subscribe now
My mother at Sixty-six is a poem in flamingo (12th class english textbook). This PPt can be helpul to those who're making projects on same.This PPt has poem narration, intrappt html links.
Accountancy project for class 12. Accounts project for the year 2022-23. Accountancy project which has both specific and comprehensive project as well.
Cbse Boards internal assessment project for accountancy.
Accountancy 12th class project work(Both Comprehensive and specific)Himanshu Mishra
I have uploaded Accountancy 12th class project work(Which Includes Both Comprehensive and specific) as per latest CBSE guidelines 2015 . This project consist of 52pages where i have uploaded 32 pages (Ledger accounts and introduction have been depleted which you can write on your own)
If any query please persist hmishra678@gmail.com (Himanshu Mishra)
Marketing Management Project Business Studies Class 12 CBSE Sahil Kumar
Class Xll Business Studies - B.st Cbse Project Practical File on Marketing Management sample last year topper cbse usp unique selling proposition
Start a company of your choice, brand name, product name conclusion acknowledgement teachers signature
Syllabus of Project Work Practical File Class 12
1. Elements of Business Environment:
a) Changes in mode of Packaging. (milk supplied in plastic bottles to vending machines)
b) Change from Coca cola and fanta in the seventies to pepsi and coke in nineties.
c) Change in role of women in the past 25 years relating to joint families, Women as bread earner of family , Changes in the requirement of trend of mixers , washing machines , micro wave and standard of living.
This project work contains all the necessary information for class 12 accountancy project
This Project Contains three part. They are as follows.
1. Comprehensive Project
2. Specific - 01(Ratio Analysis)
3. Specific - 02(Cash Flow Statement)
Definition and basic characteristics of insurance. Requirements of an insurable risk. Types of insurance. Benefits and Costs of insurance to society. Fundamental legal principles of insurance. Functions of insurer. IRDA and recent trends in insurance sector in India.
PPT on insurance for students. I have explained main types of insurance in this PPT. Hope you will find it beneficial and Useful. If you like my presentation then do comment. I will make more PPT's for you like this. Thank You.
PRESENTATION ON “ STUDY OF SALES PROMOTION’’ AND “ANALYSIS OF INSURANCE B...Muthoot finance Ltd
Meaning of INSURANCE ,Indian Insurance Industry Overview Types of Insurance ,Examples of INSURANCE Company ,How does insurance work?, tax benefits on insurance
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
For more information, visit-www.vavaclasses.com
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
2. Definition – 3
Key Words – 4-6
Principles of Insurance – 7-10
Types of Insurance – 11
Life Insurance – 12-13
Fire Insurance – 14
Marine Insurance – 15-16
Other Insurance – 17
Benefits of Insurance – 18
Insurance Company – 19
Career in Insurance - 20
3. Insurance is a means of protection from
financial loss. It is a form of risk
management, primarily used to hedge
against the risk of a contingent or uncertain
loss. An entity which provides insurance is
known as an insurer, an insurance
company, an insurance carrier or an
underwriter.
4. Insured :-
A person or organization covered by insurance.
Insurer :-
A person or company that underwrites an insurance risk.
Policy :-
The agreement/contract is put in writing is known as policy.
Premium :-
An amount to be paid for a contract of insurance.
5. Face Value :-
The amount of money your beneficiaries will receive from
your insurance company at the time of your death.
Market Value :-
The price an insured asset in its current state would be
able to command in a competitive market setting from a
willing buyer.
6. Surrender Value :-
The amount that a policy holder receives from the life
insurer when he or she decides to terminate a policy
before its maturity period.
Maturity Value :-
The amount payable if the insured person lives to the last
age on the mortality table on which the values of the
contract were based or because of the insured's death.
7. Utmost Good Faith :-
The insurer and the insured must disclose all the material
facts at the time of contract.
Indemnity :-
Insured is entitled to get only the actual amount of loss
suffered by him or her and it will not be a source of profit.
(*this principle is not applicable on life insurance and
personal accident insurance)
8. Subrogation :-
After the payment of losses, the whole right of the property
is entitled with the insurer.
The insurer should not make any profit by selling the
damage property.
Insurable Interest :-
The insured must have an interest on the subject matter of
the insurance, otherwise the contract of the insurance is
considered void.
9. Mitigation of Loss :-
It is the duty of the insured to take preventive measures to
minimum the loss of the property.
If any expenses are incurred by him for such activates, he
is entitled to get that much amount along with the
compensation from the insurance company.
Contribution :-
When the same subject matter is insured with different
insurers the actual amount of loss is divided among
various insurers
10. Cauca Proxima :-
Nearest cause will be consideration for compensation,
insured can recover the loss only when it is caused by
any of the risk insured against.
11. Life Insurance
Health Insurance
Fire Insurance
Marine Insurance
Motor Insurance
Property Insurance
Travel Insurance
12. A person can take a life insurance on his own life
or on the life of another person.
(e.g. husband on the life of his wife)
The person insures his life is called assured.
Here specified amount of money is payable on
the death of the insured or on the expiry of a
specified period.
13. Not a Contract of Indemnity :-
The life of a human being cannot be compensated in terms
of money. So that the amount payable to the insured on
the happening of the event is fixed in advance.
Valid Contract :-
o Person must be sound minded.
o It should not be insolvent.
o It should be a free contract.
o Both parties must be capable
Of entry a contract.
14. The claim for the compensation should satisfy the
following conditions:-
o There must be an actual loss.
o The fire is accidental and non intentional.
Proximate Causes:-
The insurer is liable to compensate only when the loss is due to
fire, no other cause would be compensated.
Indemnity:-
In the event of loss the insured can recover only the actual loss
up to the policy amount.
15. It is a contract whereby the insurer agrees to
indemnify the owner of a ship or cargo against risks
which are incidental to marine adventure in
consideration of premium.
It covers a verity of risk like sinking, burning of ship,
spoilage of cargo or fright losses.
16. Ship or Hull Insurance :-
The subject matter of insurance in this case is the
hull or the ship.
Cargo Insurance :-
Here the cargo is insured, cargo means goods in the
ship.
17. Heath Insurance :-
The insured get the reimbursement when he/she is
hospitalization due to some illness. Star Health and Care
Insurance is one of the biggest health insurance
company.
Motor Insurance :-
The insurance covers for the loss or damage caused to
the automobile or its parts due to natural and man-made
calamities. HDFC ERGO is one of India's largest motor
insurance company.
18. It protects the farmers against losses caused by crop
failure. It acts like a tool that allows farmers to manage
their yield and price risks.
Farmers are able to repay their loans even during the
time of crop failure with the support of the right
insurance partner.
Crop Insurance protects farmers against production
loss for crops. It also offers preventive planting and
replant security.
Insurance companies provide awareness campaigns to
help farmers understand the effect of natural calamities
and also protect their farms.
19. LIC (Life Insurance Corporation of India) is one of the
oldest insurance company in India, also had a monopoly
in life insurance till 2000.
Shriram Insurance is one of the biggest company of
travel insurance (all the journey of Indian Railways is
insured by Shriram Insurance).
General Insurance Corporation of India is one of the
biggest reinsurance company in India.
Max Life Insurance has the highest Claim Settlement
Ratio, of 99.22