M1xchange provides an online exchange services for trade receivables, factoring receivables & invoice financing between MSMEs, large corporates including PSUs & Govt, departments and banks.

1. www.m1xchange.com

2. M1 - Online Exchange for Trade Receivables
M1’s Trade Receivables Discounting System “TReDS” is an online exchange being set
up under the approval of Reserve Bank of India (RBI) to facilitate discounting of
invoices and Bills of exchange on a PAN India basis. Key participants in TReDS are
Micro, Small & Medium Enterprises “MSME” (“the Suppliers ”), large Corporates
including PSUs and Govt. Departments (“the Buyers”) and Banks/NBFCs (“the
Financiers”). M1 aims to provide MSMEs Supply chain related cash flow finance at
competitive rates through an open bid process via multiple financiers. Financing on
M1 is “Without Recourse” to MSME supplier as per RBI guidelines. M1 employs the
latest technologies to ensure the authenticity of the underlying transactions.
Mynd Online National Exchange has been launched in April 2017, to set-up and
operate TReDS under the Payment and Settlement System (PSS) Act 2007. Mynd
solutions is one of the very few entities approved by RBI to set up this online platform
which is known as M1xchange
www.m1xchange.com

3. TREDS
www.m1xchange.com

4. Understanding TReDS
Trade Receivables Discounting System is a welcoming
step by the RBI to regulate the trade receivables
between MSMEs, large corporations and financiers.
This is beneficial not just for these individual players,
but for the entire economy of the nation.
TReDS is an institutional mechanism set up in order
to facilitate the financing of trade receivables of
MSMEs from corporate buyers through invoice
financing by multiple financiers. This step is deemed
to augment the trade account receivable
management of the micro small & medium
enterprises.
MSMEs, despite their important role in the Indian
economy continue to face constraints in obtaining
adequate finance, particularly in their ability to
convert trade receivables into liquid funds.
www.m1xchange.com

5. What is TReDS?
TReDS is an institutional mechanism set up in order to facilitate the financing of
trade receivables of MSMEs from corporate buyers through multiple financiers.
MSMEs, despite their important role in the Indian economy, MSMEs continue to
face constraints in obtaining adequate finance, particularly in their ability to
convert trade receivables into liquid funds. In order to address this issue, the
Reserve Bank of India granted approval to three applicants to set up and operate
TReDS.
Highlights of TReDS
- MSMEs get greater access to finance.
- Corporates save on procurement cost through an improved negotiation of
financing term for its vendors.
- Financiers get an opportunity to build PSL asset portfolio on Trade Receivable
Exchange platforms like M1xchange.
www.m1xchange.com

6. M1 TReDS
Mynd Solutions’ TReDS platform,
M1xchange, allows MSMEs to upload
their receivables to the system and get
them financed. This not only gives
them greater access to finance but also
puts greater discipline on corporates to
pay their dues on time. Further, as the
underlying entities are the same
(MSMEs and corporate buyers) Mynd's
TReDS deals with both factoring as well
as reverse factoring so that higher
transaction volumes come into the
system and facilitate in better pricing.
www.m1xchange.com

7. Onboarding M1xchange the Corporates enjoy savings on procurement cost through
an improved negotiation of financing term for its vendors. Moreover, the
Corporates save on the financing cost by extending their credit period and
augmenting their payment cycle. Being a completely digital platform the
transactions are 100% transparent and the overall administration cost for vendor
financing, payments and settlements are significantly reduced lowering the overall
cost of trade. M1 enables the Corporates to have access to multiple financiers on a
single platform.
The Financiers, on the other hand, have an opportunity to build PSL asset portfolio
through M1. The requirement of minimum documentation elevates the ease of
operation with the facility to make a better decision through the availability of key
information of Suppliers and Corporates.
www.m1xchange.com

8. Trade Receivables Discounting System is a welcoming step by the RBI to regulate
the trade receivables between MSMEs, large corporations and financiers. This is
beneficial not just for these individual players, but for the entire economy of the
nation.
To decrease the financing concerns faced by MSMEs in India, RBI introduced the
concept of TReDS in 2014, an institutional mechanism for financing trade
receivables on a secure digital platform. Trade Receivable Exchanges such as
M1xchange, standardizes the process of funding MSMEs via Invoice Discounting.
TReDS addresses the gaps in MSME industry as enterprises face challenges in
getting their payments on time, thus creating working capital discrepancies. TReDS
is a timely and effective solution to drive the MSME sector to the next phase of
Indian economy.
WHY TREDS
www.m1xchange.com

9. - Trade discounting platform approved by RBI.
- Payment is processed in T+2 days.
- Suppliers can choose the best factoring companies on parameters
such as transparency, customer confidentiality, factoring rates and fees.
- Alternate, efficient funding system for making vendor payments.
- Quick finance of trade receivables at moderate rates.
- Financiers can fulfil PSL targets efficiently in less time.
Why TReDS on M1xchange?
www.m1xchange.com

10. www.m1xchange.com

11. Address : 296, Udyog Vihar,
Phase-IV, Gurgaon - 122001
Haryana, India
Phone : 1800-103-7261
Email : sales@m1xchange.com
Website : www.m1xchange.com
www.m1xchange.com