The document provides information about 5 major banks in Malaysia - Maybank, HSBC, Public Bank, CIMB Bank and RHB Bank. It discusses their establishment, history and key businesses. Maybank was established in 1960 and is the largest bank in Malaysia, while HSBC has its origins in 1865 in Hong Kong and Shanghai. Public Bank was founded in 1966 and is renowned for its prudent management. CIMB Group emerged from a 2005 merger and is now ASEAN's leading universal bank, and RHB Bank was formed from mergers starting in 1997.

1. PRESENTED BY:
1.WAN NUR HASYIMAH BT WAN HANAFI
2.SITI NUR NADHIRA BT MUHAMMAD NAFIZON
3.SITI KHAIRUL ATHIRAH BT AZHAN
4.JULIANA BT TAJUDDIN
5.KHAIRUNISA BT KAMARUDIN

3. ABOUT CIMB
CIMB Group is ASEAN's leading universal banking
franchise. We offer a full range of financial products and
services covering consumer banking, corporate and
investment banking, Islamic banking, asset management,
wealth management, insurance and takaful, and private
banking.
With over 37,000 employees, CIMB Group reaches 81% of
the ASEAN population, representing 89% of the region’s
gross domestic product. Our retail network of over 1,000
branches is the widest in the region.

4. In addition, we extend our reach and range of products and
services through strategic partnerships. Our partners include
the Principal Financial Group, Aviva plc, Bank of Tokyo-
Mitsubishi UFJ, Standard Bank plc, Daishin Securities and the
Kanoo Group, among others.
Headquartered in Kuala Lumpur, CIMB Group's main markets
are Malaysia, Indonesia, Singapore, Thailand and Cambodia.
Our presence in 13 countries covers ASEAN and major global
financial centres, as well as countries in which our customers
have significant business and investment dealings.

5. HISTORY CIMB BANK
 1965: Bank Bumiputra Malaysia Berhand (BBMB) was
incorporated. This was in line with government initiatives to
increase Bumiputra participation in the national economy. The
bank grew to be the most prominent bank for all Malaysians with
branches throughout the country.
 1974: Pertanian Baring Sanwa Multinational Berhad (PBS) was
incorporated by Bank Pertanian, Baring Brothers of United
Kingdom, Sanwa Bank of Japan and Multinational bank of the
United Kingdom. It was managed by the Baring Brothers and
provided corporate advisory and funding services to
multinationals.

6.  1979: Bian Chiang Bank was renamed Bank of Commerce
Berhad. This was a result of its purchase by the UMNO-
owned Fleet group. In 1982, the bank became an institution
with RM367 million in total assets and total shareholders'
funds of RM12.8 million.
 1986: Pertanian Baring Sanwa Multinational Berhad was
renamed Commerce International Merchant Bankers
Berhad (CIMB). This was a result of Bank of Commerce
Berhad replacing Bank Pertanian as the controlling
shareholder of PBS. CIMB retained its corporate finance
focus and added stock broking to its range of services.

7. 2005: Commerce Asset Holdings Berhad (CAHB) announced
its strategic decision to create a universal bank by combining
its commercial and investment banks. Following this
announcement, Bumiputra-Commerce Group was acquired by
CIMB. As part of the exercise, CAHB was renamed Bumiputra-
Commerce Holdings.
2006: In January, CIMB completed its restructuring exercise
under Bumiputra-Commerce Holdings Berhad. The new CIMB
Group was known as a universal bank. It made a transition to a
full-service banking provider serving corporates to individuals.
Then in March, CIMB Group acquired SBB after extensive
negotiations. After the acquisition, in September CIMB Group
was launched by the Prime Minister of Malaysia, YAB Dato'
Seri Abdullah bin Haji Ahmad badawi.

8.  2007: Launch of CIMB Foundation
CIMB Foundation is a non-for profit organisation launched
in November 2007 to carry out the Group’s corporate social
responsibility and philanthropic initiatives. Its focus is on
sustainable programmes in community development,
sports and education. In support of its commitment, CIMB
Group pledged an initial sum of MYR100 million to CIMB
Foundation.
 2009- Launch of CIMB Bank Singapore
CIMB Group set up retail banking services in Singapore in
September 2009. Through its strong service propositions,
CIMB Bank Singapore has brought innovative products
that maximize value for money in a competitive
environment.
The retail banking component complements CIMB Group’s
existing securities, advisory and corporate lending
businesses in Singapore.

9. ESTABLISHMENT OF CIMB
 Businesses of CIMB are:
 Consumer banking
 Investment banking
 Islamic banking
 Asset management
 Insurance

10. OVERVIEW
 CIMB Group Holdings Berhad, is the listed holding
company for Malaysia's second largest financial services
provider, CIMB Group. As at 31 December 2010, CIMB
Group was the largest company on Bursa Malaysia with a
market capitalisation of RM63.2 billion. CIMB Group's
primary emphasis is to create long-term value for its
shareholders. Our management is committed towards
good corporate governance, organisational effectiveness,
capabilities enhancements and efficient capital
management. Within this section, you will be able to find
the most recent financial and other relevant information
on CIMB Group.

11. SNAPSHOT
 Total Assets: RM269.4 billion
 Total Shareholders' Funds: RM23.2 billion
 Total Funds Under Management: RM32.9 billion
 Net Profit (FY10): RM3.52 billion
 Earnings Per Share (FY10): 49.0 sen
 Global Markets: Malaysia, Singapore, Indonesia, Thailand,
Hong Kong, China, UK, USA, Brunei, Myanmar, Vietnam,
Bahrain, Cambodia and India.
 Staff Strength: Over 37,000

13. HISTORY AND ESTABLISHMENT OF
HSBC
 The history of HSBC began in the 19th century when
Hong Kong and Shanghai Banking Company Limited
was established in Hong Kong to finance the growing
trade between China and Europe.
 HSBC Holdings plc is a global financial company
headquartered in Canary Wharft London,United
Kingdom
 HSBC (abbreviation origin: the "Hongkong and
Shanghai Banking Corporation") was founded in the
former British colony Hong Kong (in March 1865) and
Shanghai (one month later) by Scotsman Sir Thomas
Sutherland (1834–1922)

14. • HSBC Holdings plc was required to relocate its world
headquarters from Hong Kong to London in 1993
• In 1980, HSBC acquired a 51% shareholding in Marine
Midland Bank, which it extended to full ownership in
1987
• In May 1999, HSBC continued its US acquisitions with
the purchase of Republic National Bank of New York
for $10.3bn
 In July 2001 HSBC bought Demirbank, an
insolventTurkish bank. Then in August 2002 HSBC
acquired Grupo Financiero Bital, SA de CV, Mexico's
third largest retail bank for $1.1bn.
 The new headquarters of HSBC Holdings at 8 Canada
Square, London officially opened in April 2003.

15.  Then in September 2003 HSBC bought Polski Kredyt
Bank SA of Poland for $7.8m
• June 2004 HSBC expanded into China buying 19.9% of
the Bank of Communications of Shanghai
 In April 2006 HSBC bought the 90 branches in
Argentina of Banca Nazionale del Lavoro for $155m
 In December 2007 HSBC acquired The Chinese Bank
in Taiwan

16.  In February 2008, HSBC was named the world's most
valuable banking brand by The Banker magazine
 HSBC is more well known in banking circles for its
conservative and risk-averse approach in its business
operations
 As of April 2, 2008, according to Forbes magazine,
HSBC was the fourth largest bank in the world in
terms of assets ($2,348.98 billion), the second largest
in terms of sales ($146.50 billion), the largest in terms
of market value ($180.81 billion)

17.  It was also the most profitable bank in the world with
$19.13 billion in net income in 2007 (compared to
Citigroup's $3.62 billion and Bank of America's $14.98
billion in the same period)
 The HSBC Group has a significant presence in each of
the world's major financial markets, with the
Americas, Asia Pacific and Europe each representing
around one third of the business
 HSBC arguably has the most international presence
among the world's multinational banking giants
 The HSBC Group operates as a number of local banks
around the world, which explains its advertising
tagline "The World's Local Bank."

18. PUBLIC BANK

19. HISTORY OF ESTABLISHMENT OF
PUBLIC BANK
 The Public Bank was established in 1966 by its
Founder and Chairman, Tan Sri Dato' Sri Dr. Teh Hong
Piow.
 The Public Bank Group is highly reputed for its
prudent management, strong balance sheet, superior
asset quality, superior customer service, strong
corporate governance and effective corporate culture.

20.  Public Bank Malaysia is the largest domestic bank in
Malaysia after Malayan Banking Berhad.
 The Public Bank Group's total assets rose to RM226 billion
at the end of 2010, contributed by its high business growth
strategies in the last ten years.
 In the domestic market, Public Bank continues to sustain
its strong lending and deposit-taking franchise as shown by
its strong market leadership position in home mortgages,
auto financing and lending to small- and medium-sized
enterprises.

21.  Public Bank has the highest return on equity amongst
domestic banks.
 From a one-branch bank in 1966, the Group now has
250 branches in Malaysia and extensive presence in the
region.
 the Group has 81 branches in Hong Kong, 3 branches
in the People's Republic of China, 21 branches in
Cambodia, 7 branches in Vietnam, 3 branches in Laos,
a branch in Sri Lanka and 3 representative offices in
Shanghai, Shenyang and Taipei.

24. ABOUT RHB BANK
• Known as Rashid Hussein Bank
• Headquartered in Kuala Lumpur,RHB main products are banking
and finance service.Specializes in commercial banking,corporate
and investment banking services
• Formed after a merger between Kwong Yik Bank and DCB Bank, on
1st July 1997, and Sime Bank and Bank Utama later.
• On March 9, 2007, the Employees Provident Fund (EPF) gained
control of the bank, after winning a bid against EON Capital and a
Kuwait Finance House-led consortium.RHB Bank is a part of RHB
Capital Berhad financial conglomerate.
• Our businesses are offered through our main subsidiaries-RHB
Bank Bhd and RHB Investment Bank Bhd,which are wholly owned
by RHB Capital ,RHB Insurances Bhd,which is 79.5% owned by RHB
Capital
• Our Islamic banking Unit,RHB Islamic Bank Bhd is wholly owned
by Rhb Bank,while our asset management and unit trust businesses
are held under RHB Investment Management Sdn Bhd,a wholly
owned subsidiary of RHB Investment Bank.

25. ESTABLISHMENT OF RHB BANK
RHB Bank Banking Group is currently the fourth largest fully
integrated financial service group in Malaysia.Our core businesses
are streamlined into seven Strategic Business Groups (SBG)
 Business Banking
 Retail banking
 Group Transaction Banking
 Corporate & Investment Banking
 Islamic Banking
 Global Financing Banking
 Group Treasury

26. HISTORY OF RHB BANK
• 1913 - Established with a start-up capital of RM300,000 at the
Old Market Square in Kuala Lumpur, making it Malaya's first
local bank
• 1959 - A group of businessmen, led by Mr Chang Ming Thien,
a prominent figure in the rubber industry in Malaya and
Singapore, sets up the United Malayan Banking Corporation
Berhad (UMBC)
• 1960 - Officially declared open by Prime Minister Tunku
Abdul Rahman Putra Al-Haj. It is the first commercial bank to
be established in independent Malaya
• 1966 - Establishment of Development and Commercial Bank
(D&C Bank, later renamed DCB Bank)
• 1976 - A licensed commercial bank, is incorporated as a public
company

27. • 1983 - Rashid Hussain secures a broker's licence and sets up Rashid
Hussain Securities Sdn Bhd
• 1996 - UMBC becomes part of Sime Darby Berhad and is renamed
Sime Bank Berhad
• 1996 - Rashid Hussain acquires a 75% stake in Kwong Yik Bank
Berhad
• 1997 - Merger of Kwong Yik Bank Berhad and DCB Bank Berhad to
form RHB Bank, then Malaysia's third largest financial services
group
• 1997 - Merges with Kwong Yik Bank Berhad to form RHB Bank
Berhad, turning a medium-sized bank into the third largest
integrated financial services group in Malaysia
• 1999 - Merger of Sime Bank Berhad and RHB Bank Berhad to form
the RHB Banking Group

28. • 1999 - Merges with RHB Bank Berhad and becomes part of the
RHB Banking Group
• 2003 - Merger of RHB Bank Berhad with Bank Utama Berhad into
the RHB Banking Group
• 2005 - RHB Banking Group received a license for its Islamic Banking
arm - RHB Islamic Bank Berhad

29. MAYBANK
(MALAYAN BANKING BERHAD)

30. MAYBANK……
 was incorporated in 1960.
 serving customers in 15 countries worldwide .
 founded by Malaysian business tycoon Khoo Teck
Puat, who died in 2004.
 earliest local banks that initiated and promoted the
online banking services.

31. Continue…
 Maybank offers a full range of commercials, corporate,
and private banking services, with a network of more
than 450 branch offices.
 As of June 30, 2010, Maybank is the largest Malaysian
bank, boasting group assets worth USD$106 billion.
 Consumer banking remains one of the Group’s largest
revenue earners with a variety of services and
products.

32. Continue…..
 First to computerize its savings and current accounts
services.
 First to launch a wireless mobile payment facility.
 LARGEST Financial Services provider in Malaysia.
 NO. 1 Bank in Malaysia by assets and reach.
 FIRST Bank in Malaysia to cross USD100 billion in total
asset size and USD1 billion in profit after tax in 2010.
 PIONEER in Internet Banking services in Malaysia in 2000.

33. Continue…..
 Maybank was accorded two awards by Euromoney in
the latter’s Private Banking and Wealth Management
Survey 2009.
 the Best Private Banking Services Overall and
Malaysia’s Best Local Bank.

34. CHRONOLOGY……
 1960: Khoo Teck Puat founds Malayan Banking Berhad (Maybank).
1963: Maybank establishes a trustee branch, Mayban Trustees Bhd.
1973: Aseambankers Malaysia Berhad is founded.
1975: Aseambankers launches Kota Discount Berhad joint venture.
1987: Maybank establishes Mayban Securities Sdn Bhd.
1989: Kora Discount is renamed Mayban Discount Bhd.
1990: Maybank sets up offshore operations in Labuan, including an offshore
Islamic banking unit.
1994: Maybank establishes a subsidiary in Papua New Guinea.
 2001: Maybank opens its first branch office in China, in Shanghai.
2002: An Islamic insurance subsidiary is launched.
 2007 (Nov) - MNI Insurance and Takaful Nasional were rebranded as Etiqa
Insurance & Etiqa Takaful respectively. Subsequently, Mayban Takaful
transferred all its business, assets and liabilities to Etiqa Takaful.
 2008 (May) - Dato' Sri Abdul Wahid Omar, is officially appointed as President
& CEO of Maybank Group.
 2009 (January) - Renamed its subsidiary Aseambankers to Maybank
Investment Bank.
 2010 - Introduced a Dividend Reinvestment Plan, the first Malaysian company
to do so.

35. CONCLUSION
MAYBANK HSBC PUBLIC CIMB RHB
BANK BANK BANK BANK
BIGGEST RM RM RM RM RM
ASSET 151,469,585 28,623,792 150,983 82,001,608 7,217,574
BIGGEST RM RM RM 176,872 RM RM
LIABILITY 175,379,742 44,686,358 47,780,054 60,460
PROFIT RM RM RM RM RM
3,968,450 2,987,602 2,987,602 524,175 2,685,612
LIQUID RM RM RM RM RM
ASSET 28,707,992 11,709,558 34,690 7,927,617 7,239,268
NET
PERFORMI 0.20% 0.905% 0.15% 0.62% 1.15%
NG LOAN

37. THANK YOU