This document discusses time management and the importance of managing one's time effectively. It notes that time is a scarce resource that is more valuable than money. Poor time management can lead to stress and a lack of achievement, while practicing good time management techniques such as planning, prioritizing, and avoiding procrastination can help one be more productive and balanced. The document outlines major time wasters like interruptions, lack of planning and organization, and provides tips for managing time better through self-discipline, delegation, and saying no when necessary. Effective time management is presented as key to reducing stress and improving career and health outcomes.