The document outlines the '7 Wealthy Habits' of successful women as presented by Deborah Owens, emphasizing the importance of a positive financial outlook, vision, and mindset. It provides insights on wealth vs. income, goal-setting, and monitoring progress, along with investment strategies and financial empowerment resources. Additionally, it encourages women to participate in seminars and groups to enhance their financial literacy and legacy.

1. The Power of the Purse
The 7 Wealthy Habits of Successful Women
Presented by
Deborah Owens
Wealth Coach *Speaker*Author

2. Wealth
Wealth vs. Income

3. The 7 Wealthy Habits
Outlook
Vision
Appetite
Mindset
Focus
System
Legacy

4. Outlook
The habit of adding value

5. Vision
The habit of leveraging your unique strengths

6. Appetite
The habit of acquiring
knowledge
www.deborahowens.com

7. Stock Charts are for Illustrative Purpose
Only

8. Rule of 72
Age 4% Age 6% Age 12%
29 10,000 29 10,000 29 10,000
47 20,000 41 20,000 35 20,000
65 40,000 53 40,000 41 40,000
65 80,000 47 80,000
53 160,000
59 320,000
65 640,000

9. Apple

10. Wal-Mart

11. Mindset
Problems are opportunities

12. IbbotsonAssociates
Wealthy Mindset
Diversified portfolios and bear markets
Mid-1970s recession Early-2000s bear market
$1,500 $1,500
Diversified portfolio
Stocks
$1,149
$1,101
$1,014
$1,000 $1,000
$806
$500 $500
Dec Dec Dec Jun Jun Jun Jun Dec
1972 1973 1974 1976 2000 2001 2002 2003
Diversified portfolio: 35% stocks, 40% bonds, 25% Treasury bills.
Hypothetical value of $1,000 invested at month-end December 1972 and June 2000, respectively.
This is for illustrative purposes only and not indicative of any investment.
An investment cannot be made directly in an index.
Past performance is no guarantee of future results. 3/1/2005 Copyright ©2005 Ibbotson Associates, Inc.
www.deborahowens.com

13. Focus
The habit of setting and achieving goals

14. Financial Goals
• Cash Reserve
• Purchase a Home
• Pay off debt
• Retirement or financial independence

15. S.y.s.t.e.m
The habit of monitoring and
tracking progress
www.deborahowens.com

16. System
IbbotsonAssociates
Enhancing your wealth: employer match
Hypothetical value of $100 invested at the end of each month 1984 Ð2007
$200,000
Stocks with a 50% employer match
Stocks
$150,000
$127,720
$100,000
$85,147
$50,000
$0
1984 1988 1992 1996 2000 2007
Assumes reinvestment of income and no transaction costs or taxes.
This is for illustrative purposes only and not indicative of any investment.
An investment cannot be made directly in an index.
Past performance is no guarantee of future results. 3/1/2005 Copyright © 2005 Ibbotson Associat es , Inc.
www.deborahowens.com

17. Wealth Builders
Type Description Features &
Benefits
Automatic Mutual Funds, DRIPS, Direct Reduce
Account builders stock investments minimums, dollar
cost average
Employer Tax deductible and deferred $16,500 and
sponsored plans accumulation some employer $5500 catch-up
match.
401k, 403b, 457b
Regular or Tax deductible and or $5000
deferred accumulation 20% Catch-up $1000
Roth IRA of income
SEP-IRA Self-Employed pension plan $46,000
that allows tax deductible and
deferred accumulation

18. Wealth Legacy
The habit of paying it forward

19. Legacy Strategy
• Mother - Daughter Purse Groups
• www.Sharebuilder.com
• www.oneshare.com
• 529 Funds and Pre-Paid college tuition programs

20. 7 Wealthy Habits
• Outlook
• Vision
• Appetite
• Mindset
• Focus
• System
• Legacy
www.deborahowens.com

21. Join the Power of the Purse
Campaign
To engage, enlighten and equip millions of women to
become financially empowered
• Visit www.deborahowens.com to learn how you
can join millions of women on their path to
financial empowerment
• Host a Power of the Purse Seminar or Webinar at
your work place, professional or social
organization
• Start A Purse Group
• Visit www.apurseofyourown.ning.com

22. Owens Media Group
A Financial Lifestyle Company
• Webinars
• Seminars
• Television production
• Radio
• Consulting
• Publishing