Sell high, buy low
- Sell asset classes that have grown beyond target %
- Buy asset classes that have fallen below target %
- Keeps portfolio aligned with original risk level
- Reduces risk of over-concentration in one asset
- Disciplined process over time
Investment Vehicles - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Unless you can predict the future, investing is a risky business. Know your goals, your needs and your tolerance for risk before you put your money at stake.
Saving for Retirement - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Investment Vehicles - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Unless you can predict the future, investing is a risky business. Know your goals, your needs and your tolerance for risk before you put your money at stake.
Saving for Retirement - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
Long term investment strategies are explained here by Reichman Partners. Everyone should take a look and make these strategies useful for their investment.
For beginner investors, the thought of investments falling in value can be far more worrying than it is for experienced investors - usually because beginners have not fully analysed their attitude to risk. Learning about financial products and understanding the risk and rewards on offer can help even the most inexperienced investor to make informed investment decisions.
Everyone wants to be more financially secure, but don't know the basics of how to get there. This presentation is a roadmap with seven simple rules for financial success. It is part of a series of seminars offered by Saunders Learning Group on personal money management. You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
the choice of financial professionals
Print
Digital
Websites
Creative
Marketing
Personalised Client Marketing Factsheets
You may also be interested in
Financial adviser newsletters
Financial adviser client magazines
Personalised marketing factsheets
Financial adviser Corporate brochures
Personalised 2014/15 Tax Data card
Bespoke publishing services
Financial adviser client marketing factsheets
Goldmine Media's professional financial adviser factsheets will enable your business to extend client communication, raise brand awareness, improve marketing efficiency, enhance client retention and increase sales.
Generate further repeat business opportunities
This service has been designed to generate further repeat business opportunities and referrals from your clients. Besides educating and informing clients, you're also achieving greater brand and name recognition, which is a very beneficial way to build lasting relationships.
Nurture relationships as part of your ongoing service proposition
In a post-RDR environment, there has never been a more important time to communicate with your clients on a regular basis, and each factsheet will ensure that you're able to nurture relationships as part of your ongoing client service proposition.
Each factsheet used as part of a direct mail campaign provides an unrivalled way of maintaining client contact and providing information that your clients know to be impartial, relevant and timely.
A quick run down of the differences between saving and investing and what products have more risk and therefore, more rate of return. Also briefly covers how you should choose a financial professional.
Sandpiper Capital is a RIA firm. Our mission is to deliver effective portfolio management at low cost to institutions and individuals who have made risk control a priority.
We are constantly weighing the value of the markets. We aspire to use the miscalculations that inevitably arise from decisions that are generated in environments of fear and greed to sell to the over-reaching and to buy from the fearful. Cost efficiency, risk avoidance and proven, logic-based strategies are the benchmarks of a successful investment program.
Let the investment professionals at Sandpiper Capital use these tools to benefit you.
Venstone AG | Diferente types d'outils d'investissementVenstone AG
Investir dans votre argent pour augmenter sa valeur et ses capitaux propres via Venstone AG, Zurich. Toutes les informations ont expliqué ici à ce sujet.
Walker capital is the best option for you to know how to invest in shares, you can make calls and ask which shares to buy and sell for making good money.
Financial Markets, the US Security and Exchange Commission, and the Academy o...NAFCareerAcads
The SEC oversees the US financial markets, protects investors, and facilitates capital formation. Participants will get tips on how to teach students to save and invest wisely and hear how local programs can work with the SEC.
Responding to Financial Emergencies - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
If you are preparing to retire within the
next five years, you have some important
decisions to make — and one of the most
important involves your retirement income
strategy
From the Ground Up: Building a Scalable Money Management BusinessesTearsheet
Zack Miller of NewRulesofInvesting.com was joined by Cale Smith of Islamorada Management to discuss an emerging model for asset managers.
Smith's model, the Spoke Fund, enables professionals to get off the ground quicker and cheaper than other alternative structures and seems to best align incentives of the manager and his clients.
Long term investment strategies are explained here by Reichman Partners. Everyone should take a look and make these strategies useful for their investment.
For beginner investors, the thought of investments falling in value can be far more worrying than it is for experienced investors - usually because beginners have not fully analysed their attitude to risk. Learning about financial products and understanding the risk and rewards on offer can help even the most inexperienced investor to make informed investment decisions.
Everyone wants to be more financially secure, but don't know the basics of how to get there. This presentation is a roadmap with seven simple rules for financial success. It is part of a series of seminars offered by Saunders Learning Group on personal money management. You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
the choice of financial professionals
Print
Digital
Websites
Creative
Marketing
Personalised Client Marketing Factsheets
You may also be interested in
Financial adviser newsletters
Financial adviser client magazines
Personalised marketing factsheets
Financial adviser Corporate brochures
Personalised 2014/15 Tax Data card
Bespoke publishing services
Financial adviser client marketing factsheets
Goldmine Media's professional financial adviser factsheets will enable your business to extend client communication, raise brand awareness, improve marketing efficiency, enhance client retention and increase sales.
Generate further repeat business opportunities
This service has been designed to generate further repeat business opportunities and referrals from your clients. Besides educating and informing clients, you're also achieving greater brand and name recognition, which is a very beneficial way to build lasting relationships.
Nurture relationships as part of your ongoing service proposition
In a post-RDR environment, there has never been a more important time to communicate with your clients on a regular basis, and each factsheet will ensure that you're able to nurture relationships as part of your ongoing client service proposition.
Each factsheet used as part of a direct mail campaign provides an unrivalled way of maintaining client contact and providing information that your clients know to be impartial, relevant and timely.
A quick run down of the differences between saving and investing and what products have more risk and therefore, more rate of return. Also briefly covers how you should choose a financial professional.
Sandpiper Capital is a RIA firm. Our mission is to deliver effective portfolio management at low cost to institutions and individuals who have made risk control a priority.
We are constantly weighing the value of the markets. We aspire to use the miscalculations that inevitably arise from decisions that are generated in environments of fear and greed to sell to the over-reaching and to buy from the fearful. Cost efficiency, risk avoidance and proven, logic-based strategies are the benchmarks of a successful investment program.
Let the investment professionals at Sandpiper Capital use these tools to benefit you.
Venstone AG | Diferente types d'outils d'investissementVenstone AG
Investir dans votre argent pour augmenter sa valeur et ses capitaux propres via Venstone AG, Zurich. Toutes les informations ont expliqué ici à ce sujet.
Walker capital is the best option for you to know how to invest in shares, you can make calls and ask which shares to buy and sell for making good money.
Financial Markets, the US Security and Exchange Commission, and the Academy o...NAFCareerAcads
The SEC oversees the US financial markets, protects investors, and facilitates capital formation. Participants will get tips on how to teach students to save and invest wisely and hear how local programs can work with the SEC.
Responding to Financial Emergencies - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
If you are preparing to retire within the
next five years, you have some important
decisions to make — and one of the most
important involves your retirement income
strategy
From the Ground Up: Building a Scalable Money Management BusinessesTearsheet
Zack Miller of NewRulesofInvesting.com was joined by Cale Smith of Islamorada Management to discuss an emerging model for asset managers.
Smith's model, the Spoke Fund, enables professionals to get off the ground quicker and cheaper than other alternative structures and seems to best align incentives of the manager and his clients.
Presentation on the investment basics for Startups. Essentials of startup investments, focusing on funding cycles, risk management and investor structures.
Enterprising Non-Profits hosts learning events for social enterprises (i.e., businesses owned by non-profit organizations).
This PowerPoint presentation is of the slides used at an event on March 16, 2011, on Financial Tools presented by Rebecca Pearson (Vancity Capital) and Emily Beam (Street Youth Job Action).
For information on Enterprising Non-Profits, check out www.enterprisingprofits.ca
This 90-minute webinar will discuss how to get started as an investor when you only have small dollar amounts to invest and how small sums of money can grow steadily with compound interest. Specific investment products that require $1,000 or less to purchase will be discussed, along with employer-provided investment opportunities. Examples of low-minimum deposit investments include Treasury securities, U.S. savings bonds, and many stocks and mutual funds. The webinar will also discuss ways to “find” money to invest through increased income and reduced spending and resources for beginning investors with small amounts to invest.
How to Split the Pie, Raise Money, and Reward Contributors (Idea To IPO)Roger Royse
What’s my startup worth? How much equity should founders have? How much equity should I give to employees and consultants? How much should I give to the venture capitalists?
Silicon Valley startup attorney Roger Royse of the Royse Law Firm discusses the basic valuation and ownership issues involved in a startup’s life, from formation to financing to exit, including how to value your company and the contributions of stakeholders and investors at each step with a particular emphasis on different models, best practices and traps to avoid.
Similar to Investing for your future 1 basic concepts and investment products (20)
Inflation Causes, Impacts, Mitigation Strategies, and BenefitsBarbara O'Neill
60-minute webinar for AFCPE on 05/11/23 that discusses the causes and impacts of inflation and several dozen strategies to mitigate the effects of higer prices on household budgets.
5. The Difference Between Saving
and Investing
• Saving:
– Money held in a short-term cash assets
– Money used for emergencies and specific purchases
– Low risk, low reward
• Investing:
– Money used to increase net worth and achieve long-
term financial goals
– High risk, high POTENTIAL reward
Resource: http://www.finweb.com/financial-planning/saving-vs-investing.html
7. Why People Invest
• To achieve financial goals, such as purchase of a
new car, down payment on a home, or a child’s
education
• To increase current income (e.g., retirees)
• To build wealth over time
• For financial security and peace of mind
• To have funds available during retirement years
8. Invest for Long-Term Goals
http://njaes.rutgers.edu/money/pdfs/goalsettingworksheet.pdf
Source: Garman/Forgue, PERSONAL FINANCE, Fifth Edition
9
10. Tax-Exempt and
Tax-Deferred Investing
Tax-exempt Tax-Deferred
– No taxes owed on – Taxes postponed until an
money earned on investment is sold or
investment earnings are withdrawn
– Examples - U.S. savings – Examples - many
bonds are exempt from retirement accounts such
state tax and municipal as Traditional IRAs and
bonds and Roth IRAs
401(k)s and 403(b)s
(with qualifications) are
exempt from federal tax
11. Categories of Investments
• Ownership (Equity): Own something
– Stocks and stock funds
– Real estate and REITS (real estate investment trusts)
– Collectibles
– Commodities
• Loanership (Fixed-Income): Lend money
– Bonds and bond funds
– Certificates of Deposit (CDs)
12. Investment Pre-requisites
• Adequate emergency fund
• Adequate insurance
• No or low consumer debt balance
• Written financial SMART goals
• An “investor’s mindset”
13. Know Your Net Worth
• What do you own? ASSETS
• What do you owe? LIABILITIES
• Net Worth = Assets – Liabilities
Example: $250,000 assets - $125,000 debts
= $125,000 net worth
http://njaes.rutgers.edu/money/pdfs/networthcalcworksheet.pdf (Print)
http://njaes.rutgers.edu/money/default.asp#resources (Excel)
14. Sample Net Worth Worksheet
ASSETS VALUE
Cash, savings account, money market funds, CDs
Investments
Personal Property, Cars, Motorcycle, Home Furnishings
Life Insurance Cash Value
Retirement Accounts, IRA, SEP
Real estate, Personal Property, Money Owed to You
LIABILITIES VALUE
Loans – car, education, personal
Mortgage
Other Loans
Taxes Owed
Net Worth = Assets – Liabilities
15. Where to “Find” Money to Invest
• Develop a spending plan • Collect loose change
• Reduce spending on • Continue loan repayments
“lattes” to yourself
• Pay yourself first (PYF) • “Moonlight” for extra income
automatically
• Sell items you don’t need
• Employer matching (“free
• Search for unclaimed
money”)
money
• Save bonus/tax
refund/windfall money
Resource: www.investing.rutgers.edu (Unit 3, Investing For Your Future)
16. What $20 a Week in Investment
Deposits Adds Up To
5% Return: 10% Return:
– 20 Years: $36,100 – 20 Years: $65,500
– 30 Years: $72,600 – 30 Years: $188,200
– 40 Years: $131,900 – 40 Years: $506,300
17. The Rule of 72
• Calculates the number of years it takes for principal to
double
– Number of Years = 72 divided by interest rate
– Example: 72 ÷ 6% = 12 years
• Calculates the interest rate it takes for principal to
double
– Interest rate = 72 divided by number of years
http://www.investopedia.com/ask/answers/04/040104.asp#axz
z1rH9rDBUo
http://www.moneychimp.com/features/rule72.htm (calculator)
18. The Rule of 72
Source: Garman/Forgue, PERSONAL FINANCE, Fifth Edition
20. Risk (Chance of Loss)
• There is no such thing as a “perfect” investment
(risk-free, tax-free, high return)
• All investments have some type of risk
• Risk can be caused by:
– Inflation
– Changes in the economy
– Political uncertainty (home and/or abroad)
– Business failure
– Interest rate changes
http://www.finra.org/Investors/SmartInvesting/Advanced
Investing/ManagingInvestmentRisk/
21. Investment Risks
• Business (Failure) Risk affects individual company
stocks and corporate bonds (when business is not profitable)
• Market Risk the risk of being in the market versus in a
risk-free asset (stock prices follow market cycles)
• Interest Rate Risk the value of bonds or preferred stock
may increase or decrease with changes in interest rates
• Inflation Risk your investment return may not keep pace
with inflation and you lose purchasing power
• Currency Risk changes in investment value related to the
value of the U.S. dollar
• Political Risk the risk of political instability in an
interconnected global economy
22. Techniques to Offset Risk
• Diversification
– Putting your money, “your eggs,” into several “baskets” (e.g.,
stocks, bonds, cash, real estate)
– http://www.sec.gov/investor/pubs/assetallocation.htm
– http://www.investopedia.com/articles/02/111502.asp#axzz1rH9rDBUo
• Dollar-Cost Averaging
– Investing regular amounts at regular intervals regardless of price
– Examples: $50 on the 1st of every month or 6% of your gross
income every payday
– Lowers average share price cost over time
– https://www.americancentury.com/calculator/dollar_cost_averaging_calc
ulator.jsp
23. Dollar-Cost Averaging
Example
January February March April
(Market High) (Market Low)
Amount $200 $200 $200 $200
Invested
Share Price $35 $28 $24 $20
Number of 5.7 7.15 8.3 10
Shares
Purchased
Total Number of Shares: 31.15 shares
Average Share Cost: $25.68/share ($800 ÷ 31.15)
24. Asset Allocation
• Percentage of portfolio in different asset classes
• Important factor in overall investment success
• The more stock in portfolio, the more aggressive the asset
allocation
• One guideline: 110 – age = % of portfolio in stock
• Conservative portfolio: less stock in portfolio
Conservative Moderate Aggressive
C
C
S C
B
S
B S
B
25. Asset Allocation: A Weighted
Average
Source: Garman/Forgue, PERSONAL FINANCE, Fifth Edition
28. Portfolio Rebalancing
• Get back to original asset class weights
(percentages) to maintain same risk level
• Asset classes grow at different rates
• Two ways to do:
– Sell assets in over-weighted asset class
– Put new money in under-weighted asset class
http://www.investopedia.com/articles/pf/05/051105.asp#axzz1rH9rDBUo
30. What is Your Risk Tolerance?
Take the Rutgers Cooperative Extension Investment Risk
Tolerance Quiz: http://njaes.rutgers.edu/money/riskquiz/
31. Basic Investment Principles
• Even small amounts invested regularly grow
impressively over time
– Time + Money = MAGIC!
• Volatility “comes with the territory” but not all
investments are equally volatile
– Volatility = “peaks and valleys” of investment value
– Need an “investor’s mindset” to handle
• The higher the potential rate of return, the greater the
investment risk
32. Time + Money = “Magic”
Source: TIAA-CREF
Illustration assumes an 8% average annual return; actual investment results will vary
33. Investment Volatility
• Tendency of investment values to fluctuate
– Stock (stock funds) generally more volatile than
bonds
– Small company stocks generally more volatile
than established “blue chip” company stocks
• Measured by beta (overall market = 1)
– 1.5 = 50% more volatile than average stocks
– 0.5 = 50% less volatile than average stocks
34. Common Stock
• Share of ownership in a company
• Elect directors
• Voting rights on other matters
– Proxy – written authorization given by shareholder to someone else to
represent him or her and vote his or her shares at a stockholder’s meeting.
• Two ways to earn money
– value of stock increases (capital gain)
– stock pays dividends
http://www.finra.org/Investors/SmartInvesting/ChoosingInvestments/Stocks/
35. Diversify Among Industry Sectors
• Capital goods
• Building/forestry
(e.g., machinery)
• Financial services
• Energy (e.g., oil)
• Consumer growth
• Materials (e.g.,
(e.g., soft drinks)
paper)
• Consumer staples
• Transportation
(e.g., food)
• Utilities
• Consumer cyclicals
(e.g., cars) • Health care
• Technology • Conglomerates
38. Analyzing Stock Performance
Earnings per share (EPS)
– Formula: Corporation’s after-tax income
divided by number of outstanding shares
of common stock
– Example: $5,000,000/10,000,000 = $0.50
– EPS increase = generally a healthy sign
http://www.investopedia.com/terms/e/eps.asp#axzz1rXubLb9B
39. Analyzing Stock Performance
Price-Earnings Ratio (P/E Multiple)
– Price per share of stock ÷ firm’s earnings per share (EPS)
• Example: $10 price/0.50 EPS = a PE ratio of 20
– How much investors are paying for company’s earning
power
– Based on historical data; cannot make predictions
– P/E of 15 long-term average P/E
– Need to compare P/E of stock to firms in same industry
http://www.investopedia.com/terms/p/price-earningsratio.asp#axzz2345s7vD2
40. Time-Tested Stock Strategies
• Buy what you know or get to know (research)
• Buy and hold quality stocks
• Diversify among industry sectors
• Dollar-cost average
• Reinvest dividends and capital gains
• Don’t invest > 10% of total portfolio in your
own employer’s stock
41. Bonds
• Debts (IOUs) of government and corporations
• Investors “loan” money and receive interest
• Major bond investment risks:
– Credit risk
– Interest rate risk
– Inflation risk
– Call risk
42. Bond Investor Decisions
• Decide on risk level
– Investment grade bonds: top 4 grades (BBB, A, AA, AAA)
– Junk bonds (high-yield bonds): lower rated and higher risk
• Decide on maturity
– Match to financial goals
• Determine the after-tax return
– Taxable versus tax-exempt
Federal Marginal Tax Brackets: http://njaes.rutgers.edu/money/taxinfo/
43. Bond Ratings Measure Default Risk
http://www.investopedia.com/terms/b/bondrating.asp#axzz1rXubLb9B
44. U.S. Treasury Securities
• Considered safest fixed-income investment
• Sold at periodic auctions; secondary market
• Earnings exempt from state and local tax
(principle of “reciprocal immunity”)
• $100 minimum with $100 increments
– Bills: Maturities up to 12 months; buy at discount
– Notes: 2-, 3-, 5-, 7-, and 10-year maturities
– Bonds: 30-year maturities (“long bonds”)
http://www.treasurydirect.gov
45. Corporate Bonds
• Corporation’s pledge to repay principal and periodic interest
• Considered safer than company stocks
• Face Value
– Dollar amount bondholder receives at bond’s maturity date
– Usually $1,000
• Coupon rate
– Stated interest rate
– Interest payments made every six months
– Example: $1,000 x 5.8% = $58 (in two $29 payments)
• Maturity Date = Date that face value is repaid; generally 1 to 30 years
http://www.investinginbonds.com/learnmore.asp?catid=5&subcatid=18&id=173
47. Investment Returns
• Rent – payment received in return for use of your
real estate, such as a building
• Interest – “rent” for the use of your money
• Dividend – portion of a company’s earnings that the
firm pays out to its shareholders
• Capital Gain – occurs only when investment is sold;
results from increase in value of initial investment.
http://www.aarp.org/money/investing/investment_return_calculator/
48. Total Return
Measure of profit before taxes and fees
• Formula:
Gain or loss in value + investment earnings
• Examples:
– $1 per share dividend + $5 increase in share
value = $6 per share TR before expenses
– $1 per share dividend + $5 loss in share value =
<$4> share TR before expenses
– http://www.ehow.com/how_6500173_calculate-total-returns.html
49. Protect Your Money
• Learn how to spot investment fraud
– “Cold calls” with “limited time offers”
– E-mail spam promising high “guaranteed” returns
• Ask questions before investing
• Get written information on companies/investments
• Ask yourself: Why is a complete stranger giving me a
“hot tip”?
http://www.finra.org/Investors/ProtectYourself/AvoidInvestmentFraud/
50. “Pump and Dump” Scams
• Promoter urges you to “buy 30
now or lose out” 25
• Price rises sharply 20
15
• Fraudsters sell at peak
10
• Price drops when the hype 5
stops 0
Day 1 Day 2 Day 3 Day 4 Day 5
• Investors lose money Stock Price
http://www.sec.gov/answers/pumpdump.htm
51. Pyramid Schemes
Levels Number of Participants
1 6
2 36
3 216
4 1,296
5 7,776
6 46,656
7 279,936
8 1,679,616
9 10,077,696
10 60,466,176
11 362,797,056 - more than U.S. Population
12 2,176,782,336
13 13,060,694,016 - more than double World Population
52. Affinity Frauds
• Target members of a group
- Race - Profession
- Religion - Age
• Recruit group leader to spread the word
• Keys to scheme = trust
How to avoid: Ask questions! (about product, sponsor, salesperson, etc.)
53. Is It Too Good to Be True?
• High yield often means high risk
• Watch out for buzz-words: “guaranteed,” “limited
offer,” “safe as a CD,” or “risk-free”
• Beware of exotic, unusual products
Warning:
If it sounds too good to be true, it probably is!
Get the facts in writing OR hang up/delete
http://www.usa.gov/topics/consumer/scams-fraud/investment.shtml
54. In Summary
• Investments are designed to achieve long-term goals
• Two investment categories are ownership and loanership
• Net Worth = Assets – Debts
• Use the “Rule of 72” to estimate how money doubles
• A relationship exists between investment risk and reward
• All investments have some type(s) of risk
• Volatility is part of investing and should be expected
• If an investment sounds too good to be true, it probably is
55. Action Steps
• Write down financial goals with a date and cost
• Watch one or more investment videos or Web sites
• Calculate your net worth
• Take the Rutgers Investment Risk Tolerance Quiz
• Start a dollar-cost averaging investment habit
• Determine your current asset allocation
56. Investor Education Resources
• eXtension Ask an Expert and FAQs
– http://www.extension.org/personal_finance
• Better Investing
– http://www.betterinvesting.org
• American Association of Individual Investors
– http://www.aaii.com/
• Personal finance monthly publications
– Kiplinger’s Personal Finance, Money
• MyMoney.gov (federal government agencies)
– http://www.mymoney.gov/
57. Investor Protection Resources
• U.S. Securities and Exchange Commission
www.sec.gov
• State securities regulators: www.nasaa.org
• Central Registration Depository (CRD):
http://www.finra.org/Industry/Compliance/Registration/CRD/
• FINRA BrokerCheck®:
http://www.finra.org/Investors/ToolsCalculators/BrokerCheck/
• Securities Investor Protection Corporation (SIPC)
www.sipc.org
58. Investing For Your Future Home Study
Course (Cooperative Extension)
• Free of charge and downloadable
• Updated annually
• 11 units; do at your own pace
• Designed for beginning investors
• Monthly investment messages
• www.investing.rutgers.edu
59. FINRA Investor Education
Foundation Content Modules
• Free of charge and downloadable
• 11 content modules
• Designed for beginning investors
• Used for library investor education programs
• http://www.finrafoundation.org/resources/education/modules/
60. Questions? Comments
Experiences?
Part 2 Webinar:
Investing For Your Future 2:
Mutual funds and Tax-Deferred Investments
Please complete the webinar evaluation form