Sell high, buy low
- Sell asset classes that have grown beyond target %
- Buy asset classes that have fallen below target %
- Keeps portfolio aligned with original risk level
- Reduces risk of over-concentration in one asset
- Disciplined process to maintain allocation plan
Dispute Resolution Boards have proven highly effective (greater than 98% success rate) in resolving disputes in segments of the construction industry and preventing claims from going to arbitration or litigation. While more successful than all other non-binding alternatives, their use has been concentrated in specific project types and limited regions. Dispute and construction professionals will benefit from exploring the principles leading to success, and the practice will benefit from broader dissemination of this exciting method.
Labour Laws and Financial Aspects of Construction Project _ Unit 3 _ Construc...Shrikant Kate
Labour Laws and Financial Aspects of Construction Project _ Unit 3 _ Construction Management _ Final Year (BE) _ Department of Civil Engineering _ TAE _ SPPU _ by Shrikant R. Kate
Labour laws and financial aspects of construction projects Labour laws. studies,
Need and importance of labour laws, study of some important labour laws associated with construction sectorworkmans compensation act 1923
Building and other construction workers act 1996, child labour act, interstate migrant workers act Financial aspects of construction projects.
Capital investments: importance and difficulties, means of finance,
Working capital requirements, project cash flow projections and statements, project balance sheet
Profit loss account statements.
Building redevelopment referencer 27-09-2015-protectedspandane
This Book has been written to give bird's eye view of Redevelopment process, challenges, obstacles, duties of members, government policy, development agreement, PMC, Developer, Construction supervision, Glossary, Tender document, building material etc.etc.
Dispute Resolution Boards have proven highly effective (greater than 98% success rate) in resolving disputes in segments of the construction industry and preventing claims from going to arbitration or litigation. While more successful than all other non-binding alternatives, their use has been concentrated in specific project types and limited regions. Dispute and construction professionals will benefit from exploring the principles leading to success, and the practice will benefit from broader dissemination of this exciting method.
Labour Laws and Financial Aspects of Construction Project _ Unit 3 _ Construc...Shrikant Kate
Labour Laws and Financial Aspects of Construction Project _ Unit 3 _ Construction Management _ Final Year (BE) _ Department of Civil Engineering _ TAE _ SPPU _ by Shrikant R. Kate
Labour laws and financial aspects of construction projects Labour laws. studies,
Need and importance of labour laws, study of some important labour laws associated with construction sectorworkmans compensation act 1923
Building and other construction workers act 1996, child labour act, interstate migrant workers act Financial aspects of construction projects.
Capital investments: importance and difficulties, means of finance,
Working capital requirements, project cash flow projections and statements, project balance sheet
Profit loss account statements.
Building redevelopment referencer 27-09-2015-protectedspandane
This Book has been written to give bird's eye view of Redevelopment process, challenges, obstacles, duties of members, government policy, development agreement, PMC, Developer, Construction supervision, Glossary, Tender document, building material etc.etc.
From the Ground Up: Building a Scalable Money Management BusinessesTearsheet
Zack Miller of NewRulesofInvesting.com was joined by Cale Smith of Islamorada Management to discuss an emerging model for asset managers.
Smith's model, the Spoke Fund, enables professionals to get off the ground quicker and cheaper than other alternative structures and seems to best align incentives of the manager and his clients.
Financial Markets, the US Security and Exchange Commission, and the Academy o...NAFCareerAcads
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Presentation on the investment basics for Startups. Essentials of startup investments, focusing on funding cycles, risk management and investor structures.
Enterprising Non-Profits hosts learning events for social enterprises (i.e., businesses owned by non-profit organizations).
This PowerPoint presentation is of the slides used at an event on March 16, 2011, on Financial Tools presented by Rebecca Pearson (Vancity Capital) and Emily Beam (Street Youth Job Action).
For information on Enterprising Non-Profits, check out www.enterprisingprofits.ca
This 90-minute webinar will discuss how to get started as an investor when you only have small dollar amounts to invest and how small sums of money can grow steadily with compound interest. Specific investment products that require $1,000 or less to purchase will be discussed, along with employer-provided investment opportunities. Examples of low-minimum deposit investments include Treasury securities, U.S. savings bonds, and many stocks and mutual funds. The webinar will also discuss ways to “find” money to invest through increased income and reduced spending and resources for beginning investors with small amounts to invest.
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how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
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The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
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They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
5. The Difference Between Saving
and Investing
• Saving:
– Money held in a short-term cash assets
– Money used for emergencies and specific purchases
– Low risk, low reward
• Investing:
– Money used to increase net worth and achieve long-
term financial goals
– High risk, high POTENTIAL reward
Resource: http://www.finweb.com/financial-planning/saving-vs-investing.html
7. Why People Invest
• To achieve financial goals, such as purchase of a
new car, down payment on a home, or a child’s
education
• To increase current income (e.g., retirees)
• To build wealth over time
• For financial security and peace of mind
• To have funds available during retirement years
8. Invest for Long-Term Goals
http://njaes.rutgers.edu/money/pdfs/goalsettingworksheet.pdf
Source: Garman/Forgue, PERSONAL FINANCE, Fifth Edition
9
10. Tax-Exempt and
Tax-Deferred Investing
Tax-exempt Tax-Deferred
– No taxes owed on – Taxes postponed until an
money earned on investment is sold or
investment earnings are withdrawn
– Examples - U.S. savings – Examples - many
bonds are exempt from retirement accounts such
state tax and municipal as Traditional IRAs and
bonds and Roth IRAs
401(k)s and 403(b)s
(with qualifications) are
exempt from federal tax
11. Categories of Investments
• Ownership (Equity): Own something
– Stocks and stock funds
– Real estate and REITS (real estate investment trusts)
– Collectibles
– Commodities
• Loanership (Fixed-Income): Lend money
– Bonds and bond funds
– Certificates of Deposit (CDs)
12. Investment Pre-requisites
• Adequate emergency fund
• Adequate insurance
• No or low consumer debt balance
• Written financial SMART goals
• An “investor’s mindset”
13. Know Your Net Worth
• What do you own? ASSETS
• What do you owe? LIABILITIES
• Net Worth = Assets – Liabilities
Example: $250,000 assets - $125,000 debts
= $125,000 net worth
http://njaes.rutgers.edu/money/pdfs/networthcalcworksheet.pdf (Print)
http://njaes.rutgers.edu/money/default.asp#resources (Excel)
14. Sample Net Worth Worksheet
ASSETS VALUE
Cash, savings account, money market funds, CDs
Investments
Personal Property, Cars, Motorcycle, Home Furnishings
Life Insurance Cash Value
Retirement Accounts, IRA, SEP
Real estate, Personal Property, Money Owed to You
LIABILITIES VALUE
Loans – car, education, personal
Mortgage
Other Loans
Taxes Owed
Net Worth = Assets – Liabilities
15. Where to “Find” Money to Invest
• Develop a spending plan • Collect loose change
• Reduce spending on • Continue loan repayments
“lattes” to yourself
• Pay yourself first (PYF) • “Moonlight” for extra income
automatically
• Sell items you don’t need
• Employer matching (“free
• Search for unclaimed
money”)
money
• Save bonus/tax
refund/windfall money
Resource: www.investing.rutgers.edu (Unit 3, Investing For Your Future)
16. What $20 a Week in Investment
Deposits Adds Up To
5% Return: 10% Return:
– 20 Years: $36,100 – 20 Years: $65,500
– 30 Years: $72,600 – 30 Years: $188,200
– 40 Years: $131,900 – 40 Years: $506,300
17. The Rule of 72
• Calculates the number of years it takes for principal to
double
– Number of Years = 72 divided by interest rate
– Example: 72 ÷ 6% = 12 years
• Calculates the interest rate it takes for principal to
double
– Interest rate = 72 divided by number of years
http://www.investopedia.com/ask/answers/04/040104.asp#axz
z1rH9rDBUo
http://www.moneychimp.com/features/rule72.htm (calculator)
18. The Rule of 72
Source: Garman/Forgue, PERSONAL FINANCE, Fifth Edition
20. Risk (Chance of Loss)
• There is no such thing as a “perfect” investment
(risk-free, tax-free, high return)
• All investments have some type of risk
• Risk can be caused by:
– Inflation
– Changes in the economy
– Political uncertainty (home and/or abroad)
– Business failure
– Interest rate changes
http://www.finra.org/Investors/SmartInvesting/Advanced
Investing/ManagingInvestmentRisk/
21. Investment Risks
• Business (Failure) Risk affects individual company
stocks and corporate bonds (when business is not profitable)
• Market Risk the risk of being in the market versus in a
risk-free asset (stock prices follow market cycles)
• Interest Rate Risk the value of bonds or preferred stock
may increase or decrease with changes in interest rates
• Inflation Risk your investment return may not keep pace
with inflation and you lose purchasing power
• Currency Risk changes in investment value related to the
value of the U.S. dollar
• Political Risk the risk of political instability in an
interconnected global economy
22. Techniques to Offset Risk
• Diversification
– Putting your money, “your eggs,” into several “baskets” (e.g.,
stocks, bonds, cash, real estate)
– http://www.sec.gov/investor/pubs/assetallocation.htm
– http://www.investopedia.com/articles/02/111502.asp#axzz1rH9rDBUo
• Dollar-Cost Averaging
– Investing regular amounts at regular intervals regardless of price
– Examples: $50 on the 1st of every month or 6% of your gross
income every payday
– Lowers average share price cost over time
– https://www.americancentury.com/calculator/dollar_cost_averaging_calc
ulator.jsp
23. Dollar-Cost Averaging
Example
January February March April
(Market High) (Market Low)
Amount $200 $200 $200 $200
Invested
Share Price $35 $28 $24 $20
Number of 5.7 7.15 8.3 10
Shares
Purchased
Total Number of Shares: 31.15 shares
Average Share Cost: $25.68/share ($800 ÷ 31.15)
24. Asset Allocation
• Percentage of portfolio in different asset classes
• Important factor in overall investment success
• The more stock in portfolio, the more aggressive the asset
allocation
• One guideline: 110 – age = % of portfolio in stock
• Conservative portfolio: less stock in portfolio
Conservative Moderate Aggressive
C
C
S C
B
S
B S
B
25. Asset Allocation: A Weighted
Average
Source: Garman/Forgue, PERSONAL FINANCE, Fifth Edition
28. Portfolio Rebalancing
• Get back to original asset class weights
(percentages) to maintain same risk level
• Asset classes grow at different rates
• Two ways to do:
– Sell assets in over-weighted asset class
– Put new money in under-weighted asset class
http://www.investopedia.com/articles/pf/05/051105.asp#axzz1rH9rDBUo
30. What is Your Risk Tolerance?
Take the Rutgers Cooperative Extension Investment Risk
Tolerance Quiz: http://njaes.rutgers.edu/money/riskquiz/
31. Basic Investment Principles
• Even small amounts invested regularly grow
impressively over time
– Time + Money = MAGIC!
• Volatility “comes with the territory” but not all
investments are equally volatile
– Volatility = “peaks and valleys” of investment value
– Need an “investor’s mindset” to handle
• The higher the potential rate of return, the greater the
investment risk
32. Time + Money = “Magic”
Source: TIAA-CREF
Illustration assumes an 8% average annual return; actual investment results will vary
33. Investment Volatility
• Tendency of investment values to fluctuate
– Stock (stock funds) generally more volatile than
bonds
– Small company stocks generally more volatile
than established “blue chip” company stocks
• Measured by beta (overall market = 1)
– 1.5 = 50% more volatile than average stocks
– 0.5 = 50% less volatile than average stocks
34. Common Stock
• Share of ownership in a company
• Elect directors
• Voting rights on other matters
– Proxy – written authorization given by shareholder to someone else to
represent him or her and vote his or her shares at a stockholder’s meeting.
• Two ways to earn money
– value of stock increases (capital gain)
– stock pays dividends
http://www.finra.org/Investors/SmartInvesting/ChoosingInvestments/Stocks/
35. Diversify Among Industry Sectors
• Capital goods
• Building/forestry
(e.g., machinery)
• Financial services
• Energy (e.g., oil)
• Consumer growth
• Materials (e.g.,
(e.g., soft drinks)
paper)
• Consumer staples
• Transportation
(e.g., food)
• Utilities
• Consumer cyclicals
(e.g., cars) • Health care
• Technology • Conglomerates
38. Analyzing Stock Performance
Earnings per share (EPS)
– Formula: Corporation’s after-tax income
divided by number of outstanding shares
of common stock
– Example: $5,000,000/10,000,000 = $0.50
– EPS increase = generally a healthy sign
http://www.investopedia.com/terms/e/eps.asp#axzz1rXubLb9B
39. Analyzing Stock Performance
Price-Earnings Ratio (P/E Multiple)
– Price per share of stock ÷ firm’s earnings per share (EPS)
• Example: $10 price/0.50 EPS = a PE ratio of 20
– How much investors are paying for company’s earning
power
– Based on historical data; cannot make predictions
– P/E of 15 long-term average P/E
– Need to compare P/E of stock to firms in same industry
http://www.investopedia.com/terms/p/price-earningsratio.asp#axzz2345s7vD2
40. Time-Tested Stock Strategies
• Buy what you know or get to know (research)
• Buy and hold quality stocks
• Diversify among industry sectors
• Dollar-cost average
• Reinvest dividends and capital gains
• Don’t invest > 10% of total portfolio in your
own employer’s stock
41. Bonds
• Debts (IOUs) of government and corporations
• Investors “loan” money and receive interest
• Major bond investment risks:
– Credit risk
– Interest rate risk
– Inflation risk
– Call risk
42. Bond Investor Decisions
• Decide on risk level
– Investment grade bonds: top 4 grades (BBB, A, AA, AAA)
– Junk bonds (high-yield bonds): lower rated and higher risk
• Decide on maturity
– Match to financial goals
• Determine the after-tax return
– Taxable versus tax-exempt
Federal Marginal Tax Brackets: http://njaes.rutgers.edu/money/taxinfo/
43. Bond Ratings Measure Default Risk
http://www.investopedia.com/terms/b/bondrating.asp#axzz1rXubLb9B
44. U.S. Treasury Securities
• Considered safest fixed-income investment
• Sold at periodic auctions; secondary market
• Earnings exempt from state and local tax
(principle of “reciprocal immunity”)
• $100 minimum with $100 increments
– Bills: Maturities up to 12 months; buy at discount
– Notes: 2-, 3-, 5-, 7-, and 10-year maturities
– Bonds: 30-year maturities (“long bonds”)
http://www.treasurydirect.gov
45. Corporate Bonds
• Corporation’s pledge to repay principal and periodic interest
• Considered safer than company stocks
• Face Value
– Dollar amount bondholder receives at bond’s maturity date
– Usually $1,000
• Coupon rate
– Stated interest rate
– Interest payments made every six months
– Example: $1,000 x 5.8% = $58 (in two $29 payments)
• Maturity Date = Date that face value is repaid; generally 1 to 30 years
http://www.investinginbonds.com/learnmore.asp?catid=5&subcatid=18&id=173
47. Investment Returns
• Rent – payment received in return for use of your
real estate, such as a building
• Interest – “rent” for the use of your money
• Dividend – portion of a company’s earnings that the
firm pays out to its shareholders
• Capital Gain – occurs only when investment is sold;
results from increase in value of initial investment.
http://www.aarp.org/money/investing/investment_return_calculator/
48. Total Return
Measure of profit before taxes and fees
• Formula:
Gain or loss in value + investment earnings
• Examples:
– $1 per share dividend + $5 increase in share
value = $6 per share TR before expenses
– $1 per share dividend + $5 loss in share value =
<$4> share TR before expenses
– http://www.ehow.com/how_6500173_calculate-total-returns.html
49. Protect Your Money
• Learn how to spot investment fraud
– “Cold calls” with “limited time offers”
– E-mail spam promising high “guaranteed” returns
• Ask questions before investing
• Get written information on companies/investments
• Ask yourself: Why is a complete stranger giving me a
“hot tip”?
http://www.finra.org/Investors/ProtectYourself/AvoidInvestmentFraud/
50. “Pump and Dump” Scams
• Promoter urges you to “buy 30
now or lose out” 25
• Price rises sharply 20
15
• Fraudsters sell at peak
10
• Price drops when the hype 5
stops 0
Day 1 Day 2 Day 3 Day 4 Day 5
• Investors lose money Stock Price
http://www.sec.gov/answers/pumpdump.htm
51. Pyramid Schemes
Levels Number of Participants
1 6
2 36
3 216
4 1,296
5 7,776
6 46,656
7 279,936
8 1,679,616
9 10,077,696
10 60,466,176
11 362,797,056 - more than U.S. Population
12 2,176,782,336
13 13,060,694,016 - more than double World Population
52. Affinity Frauds
• Target members of a group
- Race - Profession
- Religion - Age
• Recruit group leader to spread the word
• Keys to scheme = trust
How to avoid: Ask questions! (about product, sponsor, salesperson, etc.)
53. Is It Too Good to Be True?
• High yield often means high risk
• Watch out for buzz-words: “guaranteed,” “limited
offer,” “safe as a CD,” or “risk-free”
• Beware of exotic, unusual products
Warning:
If it sounds too good to be true, it probably is!
Get the facts in writing OR hang up/delete
http://www.usa.gov/topics/consumer/scams-fraud/investment.shtml
54. In Summary
• Investments are designed to achieve long-term goals
• Two investment categories are ownership and loanership
• Net Worth = Assets – Debts
• Use the “Rule of 72” to estimate how money doubles
• A relationship exists between investment risk and reward
• All investments have some type(s) of risk
• Volatility is part of investing and should be expected
• If an investment sounds too good to be true, it probably is
55. Action Steps
• Write down financial goals with a date and cost
• Watch one or more investment videos or Web sites
• Calculate your net worth
• Take the Rutgers Investment Risk Tolerance Quiz
• Start a dollar-cost averaging investment habit
• Determine your current asset allocation
56. Investor Education Resources
• eXtension Ask an Expert and FAQs
– http://www.extension.org/personal_finance
• Better Investing
– http://www.betterinvesting.org
• American Association of Individual Investors
– http://www.aaii.com/
• Personal finance monthly publications
– Kiplinger’s Personal Finance, Money
• MyMoney.gov (federal government agencies)
– http://www.mymoney.gov/
57. Investor Protection Resources
• U.S. Securities and Exchange Commission
www.sec.gov
• State securities regulators: www.nasaa.org
• Central Registration Depository (CRD):
http://www.finra.org/Industry/Compliance/Registration/CRD/
• FINRA BrokerCheck®:
http://www.finra.org/Investors/ToolsCalculators/BrokerCheck/
• Securities Investor Protection Corporation (SIPC)
www.sipc.org
58. Investing For Your Future Home Study
Course (Cooperative Extension)
• Free of charge and downloadable
• Updated annually
• 11 units; do at your own pace
• Designed for beginning investors
• Monthly investment messages
• www.investing.rutgers.edu
59. FINRA Investor Education
Foundation Content Modules
• Free of charge and downloadable
• 11 content modules
• Designed for beginning investors
• Used for library investor education programs
• http://www.finrafoundation.org/resources/education/modules/
60. Questions? Comments
Experiences?
Part 2 Webinar:
Investing For Your Future 2:
Mutual funds and Tax-Deferred Investments
Please complete the webinar evaluation form