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BANKING EVERYWHERE OR
INVISIBLE BANK :
How New Technologies & FinTech's
Are Disrupting Banking Industry?
Nouamane Cherkaoui
10th February 2021
2025?
The New Open Banks Are In
The Center Of The Ecosystem
OPPORTUNITY OR THREAT?
Instead of seeing open banking as a
threat, a group of traditional banks are
already embracing changes to their
service portfolios and leading the way
to a better customer experience,
cheaper services and data-enriched
decision making.
Since 1998,
7/10 largest
companies are
based on
platform
business model
BigTech & Platforms
• Open Banking Business Models :
• BaaS
• BaaP
• BaaM
Omnichannel Banking
And API Work Together
……..To Build Innovant
Financial Services
Banking & Fintech
From Disruption To
Collaboration
New Challenges
New Opportunities
What To Do? Wait & See? Or…
@CherkaouiN1
Nouamane Cherkaoui
Any questions?

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