Marriott can exceed earnings expectations in 2 years by catering to niche markets. The report recommends that Marriott:
1) Drive demand from Chinese travelers by packaging hotel stays with tours. This could yield a profit of $55.6 million.
2) Create a business class package for solo business travelers, including transportation and amenities. With 0.1% market share, profits would be $18 million.
3) Diverting funds from new hotels to purchase 5 riverboat casinos could increase total profit by 50% or $43.6 million, for a total additional profit of $84.2 million.
JPMorgan Chase Acquires the Deposits, Assets and Certain Liabilities of Washi...finance2
JPMorgan Chase acquired the banking operations of Washington Mutual from the FDIC. This expanded JPMorgan's branch network significantly and added over $900 billion in deposits. The acquisition was expected to be immediately accretive to JPMorgan's earnings and add over 50 cents per share in profits in 2009. JPMorgan planned to integrate Washington Mutual's systems and rebrand its branches over the next two years while minimizing branch closures.
This document discusses the rising issue of data breaches and provides tips for dealing with potential credit card fraud. It notes that many major retailers have experienced data breaches in 2014, exposing customers' credit card numbers. While using cash avoids the risk of card fraud, it also has risks. The document advises cardholders to monitor their accounts closely for suspicious charges, report any fraud immediately, and notes that new credit cards with embedded computer chips will make cards more secure and help reduce fraud.
Global Payments Inc. is a provider of electronic payment processing services. Analysts recommend buying the stock with a target price of $67, an upside of 8.7%. Key risks include currency fluctuations, regulations, and slowing consumer spending. The company is growing through acquisitions and has a good market share in its main regions. Future acquisitions and increased consumer spending could boost revenues and stock price. However, a valuation analysis found the stock to be overvalued based on multiples.
Marvel Gaming LLC has proposed a $407.4 million casino resort in Sumner County. The proposal includes a 16-story hotel with 300 rooms and suites, a 75,000 square foot casino with 2,000 slots and 50 tables. Marvel would contribute $142.6 million in equity, representing 35% of the project cost. While the management team has experience in Las Vegas, they lack experience in Midwest gaming markets. The proposal relies on debt financing that exceeds industry norms, which could be risky given the current economic environment.
The document discusses how the internet and sharing economy have transformed other industries but banking has remained relatively unchanged. It argues that marketplace lending, enabled by the convergence of internet trends and banking, has the potential to significantly improve the banking system by introducing greater efficiency, transparency, choice and lower costs through an online lending marketplace model. Examples like Lending Club are provided of how this model is already achieving success in areas like loan origination volumes and customer satisfaction while maintaining lower operating costs than traditional banks.
American Express Company reported strong financial results for 2005. Revenues increased 10% to $24.3 billion and income from continuing operations rose 20% to $3.2 billion. Diluted earnings per share from continuing operations grew 22% to $2.56. The spin-off of Ameriprise Financial in September 2005 sharpened the company's focus on its payments and network services businesses. Spending on American Express cards reached a record $484 billion in 2005, up 16% from 2004, driven by higher spending per cardmember and an increase in new cards. The company is well positioned for continued growth with opportunities in expanding its merchant network and increasing its share of the global payments industry.
This document analyzes fintech IPO activity since 2005. It provides data on the largest IPO transactions by size, the number of IPOs by sector and funding source, and performance metrics of fintech IPOs such as returns. It also lists recent IPO and private funding deals. The analysis finds that payments/cards is the best performing sector since 2005, while banking/lending has seen the most IPO activity. Most fintech IPOs are VC-backed and the average time to IPO is around 12 years.
Peer-to-Peer Lending: Examining the Industry and the Borrower ExperienceCorporate Insight
Online peer-to-peer (P2P) lending websites, often referred to as “Shadow Lenders”, have gained significant traction since the credit crunch resulting from the 2008 financial crisis. The purpose of these rapidly-growing websites is to facilitate loans of under $35,000 between borrowers and investors. The result is a transparent loan platform where individual investors can determine a borrower’s credit worthiness and partially or fully fund a loan at an attractive interest rate.
This slide deck offers background on the P2P lending industry and takes a closer look at the borrower experience by profiling two leading firms in the space – Prosper and Lending Club. Five key takeaways and tips for P2P lenders are also highlighted.
JPMorgan Chase Acquires the Deposits, Assets and Certain Liabilities of Washi...finance2
JPMorgan Chase acquired the banking operations of Washington Mutual from the FDIC. This expanded JPMorgan's branch network significantly and added over $900 billion in deposits. The acquisition was expected to be immediately accretive to JPMorgan's earnings and add over 50 cents per share in profits in 2009. JPMorgan planned to integrate Washington Mutual's systems and rebrand its branches over the next two years while minimizing branch closures.
This document discusses the rising issue of data breaches and provides tips for dealing with potential credit card fraud. It notes that many major retailers have experienced data breaches in 2014, exposing customers' credit card numbers. While using cash avoids the risk of card fraud, it also has risks. The document advises cardholders to monitor their accounts closely for suspicious charges, report any fraud immediately, and notes that new credit cards with embedded computer chips will make cards more secure and help reduce fraud.
Global Payments Inc. is a provider of electronic payment processing services. Analysts recommend buying the stock with a target price of $67, an upside of 8.7%. Key risks include currency fluctuations, regulations, and slowing consumer spending. The company is growing through acquisitions and has a good market share in its main regions. Future acquisitions and increased consumer spending could boost revenues and stock price. However, a valuation analysis found the stock to be overvalued based on multiples.
Marvel Gaming LLC has proposed a $407.4 million casino resort in Sumner County. The proposal includes a 16-story hotel with 300 rooms and suites, a 75,000 square foot casino with 2,000 slots and 50 tables. Marvel would contribute $142.6 million in equity, representing 35% of the project cost. While the management team has experience in Las Vegas, they lack experience in Midwest gaming markets. The proposal relies on debt financing that exceeds industry norms, which could be risky given the current economic environment.
The document discusses how the internet and sharing economy have transformed other industries but banking has remained relatively unchanged. It argues that marketplace lending, enabled by the convergence of internet trends and banking, has the potential to significantly improve the banking system by introducing greater efficiency, transparency, choice and lower costs through an online lending marketplace model. Examples like Lending Club are provided of how this model is already achieving success in areas like loan origination volumes and customer satisfaction while maintaining lower operating costs than traditional banks.
American Express Company reported strong financial results for 2005. Revenues increased 10% to $24.3 billion and income from continuing operations rose 20% to $3.2 billion. Diluted earnings per share from continuing operations grew 22% to $2.56. The spin-off of Ameriprise Financial in September 2005 sharpened the company's focus on its payments and network services businesses. Spending on American Express cards reached a record $484 billion in 2005, up 16% from 2004, driven by higher spending per cardmember and an increase in new cards. The company is well positioned for continued growth with opportunities in expanding its merchant network and increasing its share of the global payments industry.
This document analyzes fintech IPO activity since 2005. It provides data on the largest IPO transactions by size, the number of IPOs by sector and funding source, and performance metrics of fintech IPOs such as returns. It also lists recent IPO and private funding deals. The analysis finds that payments/cards is the best performing sector since 2005, while banking/lending has seen the most IPO activity. Most fintech IPOs are VC-backed and the average time to IPO is around 12 years.
Peer-to-Peer Lending: Examining the Industry and the Borrower ExperienceCorporate Insight
Online peer-to-peer (P2P) lending websites, often referred to as “Shadow Lenders”, have gained significant traction since the credit crunch resulting from the 2008 financial crisis. The purpose of these rapidly-growing websites is to facilitate loans of under $35,000 between borrowers and investors. The result is a transparent loan platform where individual investors can determine a borrower’s credit worthiness and partially or fully fund a loan at an attractive interest rate.
This slide deck offers background on the P2P lending industry and takes a closer look at the borrower experience by profiling two leading firms in the space – Prosper and Lending Club. Five key takeaways and tips for P2P lenders are also highlighted.
Canada's provincial lottery corporations may explore online and mobile gambling to boost stagnant revenues and compete with offshore operators. A recent study found growing Canadian acceptance of gambling online or via wireless devices, especially among males aged 18-35. While some provinces have started online lotteries, others remain reluctant due to concerns about problem gambling and opposition to gambling expansion. The pressure to capture revenue and regulate internet gambling may lead more provinces to offer these options.
Consumer FinTech deck from Charles Moldow at FinTEx foundationcap
This document summarizes the growth of the financial technology (fintech) sector and marketplace lending. It notes that marketplace lending has grown exponentially in recent years, with Lending Club originating over $5 billion in loans in 2014. Marketplace lending offers consumers a simpler, more transparent process and uses alternative data and analytics to improve underwriting. This new model provides a better customer experience and potentially lower costs compared to traditional banks. The document argues this represents a major opportunity for continued growth and disruption of the large traditional banking industry.
Prosper lend it 2013 keynote presentation (1)hugh50
This document discusses the growth of peer-to-peer lending and its potential future developments. It describes how the industry has grown from originating $25 million in loans in 2012 to $148 million currently. The document also notes that while banks once discouraged alternative lending, they now recognize the need to participate in the industry. Finally, it outlines several possible future developments, such as the creation of a secondary market for loans, global lending platforms, and partnerships with other financial companies.
Student International Business Council (SIBC) - Bain & Company - Fall 2016
Recommended Western Union enhance digitization and establish physical partnerships in the international remittance market.
NEC Public Safety | Facing the Odds in Gaming IndustryNEC Public Safety
For casino gaming operators, facial recognition is a tool that can empower them to transform how they operate and find new answers in a complex environment. This paper aims to present how the technology can answer some the most pressing challenges facing a global casino gaming market. Brought to you by NEC. To find out more, do visit http://www.nec.com/safety
This document provides an industry influencer report on Lending Club from Ecairn conversation. It identifies the top influencers in the personal finance blogging community and maps their connections. It analyzes Lending Club's share of voice, share of mind, and share of conversation on peer-to-peer lending topics compared to competitors like Prosper. While Lending Club's presence is not dominant, the report finds their brand is mentioned across different tiers of influencers in the community.
Regulated Online Gambling: Building A Stronger New JerseyChris Grove
An analysis of the fiscal impact of regulated online casino and poker games in the state of New Jersey, including details on job creation, tax revenue, and regulatory efficacy.
This in-depth report looks at the major waves of innovation and disruption that are beginning to radically alter the insurance industry. The insurance industry, unlike many other areas of financial services, has not yet been substantially disrupted by new technologies and transformative business models. However, the industry now appears to be at a key inflection point as many different constituents in the FinTech ecosystem have their sights squarely set on insurance as the next great opportunity.
This document discusses the application of bitcoin in the online gaming environment. It begins with an overview and then discusses how bitcoin payments can provide a competitive advantage for gaming companies. It also covers challenges with payments and customer service in online gaming. The document provides background on bitcoin, how it works, and its growth since being created in 2009. It then analyzes how bitcoin could be applied in the gaming sector for both gamers and operators. This includes discussing identity verification, risk management, and implications for currency exchange rates. The document also reviews regulation of bitcoin and profiles some of the leading bitcoin gaming sites.
The document provides an overview of the impact of COVID-19 on the FinTech industry. It summarizes that FinTech stocks have declined similarly to the overall market decline but have historically outperformed in past downturns. Public company valuations have fallen significantly from peaks. The economic impact of COVID-19 has been more severe than past recessions based on a surge in unemployment claims.
The document discusses the growth potential of marketplace lending, which connects borrowers directly with investors online. It notes that marketplace lending could become a trillion dollar market by addressing the decline in small business loans from banks since 2008. Marketplace lending offers borrowers lower rates than banks and appeals more to millennials who dislike traditional banks. It presents marketplace lending as poised to significantly disrupt and potentially replace banking by improving access to capital and utilizing new data and technology. However, it also warns that the industry faces formidable barriers to scaling operations and must navigate a complex regulatory landscape.
Learn about how remittance challenges have grown as electronic payment usage has continued to grow. Learn about how the movement to electronic payments and remittances has created benefits for accounts payable but created a cash application challenge for those in accounts receivable. Created by Centreviews Business Intelligence Suite.
A42 banks race to defend from further reputational damageFreddie McMahon
The next wave of billion dollar fines is underway
as authorities are coming to the banks, already
armed with evidence of KYC, AML and CFT
systemic failings due to the way international
money transfers flow through correspondent
banks. This growing evidence shows how
money launderers’ businesses are successfully
laundering over a trillion dollars a year by
circumventing the controls of banks across the
world.
Lending Club Review: What Investors and Borrowers Need to KnowJonDyer9
Lending Club is the leader in peer to peer lending. They recently had a successful IPO resulting in a total valuation of $9 billion. In this review of Lending Club we discuss their history, how it works and potential advantages over traditional banks. We also analyze why investors should consider Lending Club as well as the potential savings that borrowers and expect.
This document is a business plan for Binion's Horseshoe Hotel & Casino to launch an online casino and poker room. It outlines objectives to establish a full-service internet casino, enhance the existing land-based operations, provide investment returns, and generate increasing annual revenues and profits. The plan details the management team, marketing strategy, and keys to success as building trust and providing excellent customer service. The overall goal is to position Binion's to go public or be acquired as the online gambling industry continues to rapidly grow.
Peer-to-peer (P2P) lending allows individuals to borrow and lend money without traditional banking intermediaries. P2P lending platforms like Zopa and Prosper have pioneered this model online by connecting borrowers directly with individual lenders. The Middle East is a promising market for P2P lending due to rapid credit growth, high bank interest rates, and lack of consumer regulation and alternatives. However, P2P lenders must address risks like collections, credit losses, fraud, and regulatory compliance to succeed in the region.
Online gambling market research june 1, 2010 (1)danenright
This document provides a summary of online gambling market research conducted in 2010. It analyzes global online gambling trends, legal status by country, and primary research conducted in the UK, Australia/New Zealand, and Singapore. Some key findings include that online gambling revenues are expected to grow significantly worldwide between 2007-2012 despite the financial crisis. The UK leads in online gambling regulation while restrictions are expected to loosen in other countries. Asia is a fast-growing market for online gambling due to economic growth and gambling traditions, though legality varies across countries.
Este documento describe el polimorfismo en 3 oraciones. Explica que el polimorfismo permite que un método tenga el mismo nombre pero produzca resultados diferentes dependiendo de la clase del objeto que lo invoca. También menciona que el polimorfismo está relacionado con la herencia y permite reutilizar código definiendo métodos similares en subclases. Finalmente, resume que el polimorfismo clasifica en sobrecarga, sobreescritura y enlace dinámico.
Computerized Textile Designs is a website that offers greeting card designs. The site provides digital images that can be printed and used to create homemade greeting cards. Visitors are welcomed to browse and download designs for personal or commercial use.
Canada's provincial lottery corporations may explore online and mobile gambling to boost stagnant revenues and compete with offshore operators. A recent study found growing Canadian acceptance of gambling online or via wireless devices, especially among males aged 18-35. While some provinces have started online lotteries, others remain reluctant due to concerns about problem gambling and opposition to gambling expansion. The pressure to capture revenue and regulate internet gambling may lead more provinces to offer these options.
Consumer FinTech deck from Charles Moldow at FinTEx foundationcap
This document summarizes the growth of the financial technology (fintech) sector and marketplace lending. It notes that marketplace lending has grown exponentially in recent years, with Lending Club originating over $5 billion in loans in 2014. Marketplace lending offers consumers a simpler, more transparent process and uses alternative data and analytics to improve underwriting. This new model provides a better customer experience and potentially lower costs compared to traditional banks. The document argues this represents a major opportunity for continued growth and disruption of the large traditional banking industry.
Prosper lend it 2013 keynote presentation (1)hugh50
This document discusses the growth of peer-to-peer lending and its potential future developments. It describes how the industry has grown from originating $25 million in loans in 2012 to $148 million currently. The document also notes that while banks once discouraged alternative lending, they now recognize the need to participate in the industry. Finally, it outlines several possible future developments, such as the creation of a secondary market for loans, global lending platforms, and partnerships with other financial companies.
Student International Business Council (SIBC) - Bain & Company - Fall 2016
Recommended Western Union enhance digitization and establish physical partnerships in the international remittance market.
NEC Public Safety | Facing the Odds in Gaming IndustryNEC Public Safety
For casino gaming operators, facial recognition is a tool that can empower them to transform how they operate and find new answers in a complex environment. This paper aims to present how the technology can answer some the most pressing challenges facing a global casino gaming market. Brought to you by NEC. To find out more, do visit http://www.nec.com/safety
This document provides an industry influencer report on Lending Club from Ecairn conversation. It identifies the top influencers in the personal finance blogging community and maps their connections. It analyzes Lending Club's share of voice, share of mind, and share of conversation on peer-to-peer lending topics compared to competitors like Prosper. While Lending Club's presence is not dominant, the report finds their brand is mentioned across different tiers of influencers in the community.
Regulated Online Gambling: Building A Stronger New JerseyChris Grove
An analysis of the fiscal impact of regulated online casino and poker games in the state of New Jersey, including details on job creation, tax revenue, and regulatory efficacy.
This in-depth report looks at the major waves of innovation and disruption that are beginning to radically alter the insurance industry. The insurance industry, unlike many other areas of financial services, has not yet been substantially disrupted by new technologies and transformative business models. However, the industry now appears to be at a key inflection point as many different constituents in the FinTech ecosystem have their sights squarely set on insurance as the next great opportunity.
This document discusses the application of bitcoin in the online gaming environment. It begins with an overview and then discusses how bitcoin payments can provide a competitive advantage for gaming companies. It also covers challenges with payments and customer service in online gaming. The document provides background on bitcoin, how it works, and its growth since being created in 2009. It then analyzes how bitcoin could be applied in the gaming sector for both gamers and operators. This includes discussing identity verification, risk management, and implications for currency exchange rates. The document also reviews regulation of bitcoin and profiles some of the leading bitcoin gaming sites.
The document provides an overview of the impact of COVID-19 on the FinTech industry. It summarizes that FinTech stocks have declined similarly to the overall market decline but have historically outperformed in past downturns. Public company valuations have fallen significantly from peaks. The economic impact of COVID-19 has been more severe than past recessions based on a surge in unemployment claims.
The document discusses the growth potential of marketplace lending, which connects borrowers directly with investors online. It notes that marketplace lending could become a trillion dollar market by addressing the decline in small business loans from banks since 2008. Marketplace lending offers borrowers lower rates than banks and appeals more to millennials who dislike traditional banks. It presents marketplace lending as poised to significantly disrupt and potentially replace banking by improving access to capital and utilizing new data and technology. However, it also warns that the industry faces formidable barriers to scaling operations and must navigate a complex regulatory landscape.
Learn about how remittance challenges have grown as electronic payment usage has continued to grow. Learn about how the movement to electronic payments and remittances has created benefits for accounts payable but created a cash application challenge for those in accounts receivable. Created by Centreviews Business Intelligence Suite.
A42 banks race to defend from further reputational damageFreddie McMahon
The next wave of billion dollar fines is underway
as authorities are coming to the banks, already
armed with evidence of KYC, AML and CFT
systemic failings due to the way international
money transfers flow through correspondent
banks. This growing evidence shows how
money launderers’ businesses are successfully
laundering over a trillion dollars a year by
circumventing the controls of banks across the
world.
Lending Club Review: What Investors and Borrowers Need to KnowJonDyer9
Lending Club is the leader in peer to peer lending. They recently had a successful IPO resulting in a total valuation of $9 billion. In this review of Lending Club we discuss their history, how it works and potential advantages over traditional banks. We also analyze why investors should consider Lending Club as well as the potential savings that borrowers and expect.
This document is a business plan for Binion's Horseshoe Hotel & Casino to launch an online casino and poker room. It outlines objectives to establish a full-service internet casino, enhance the existing land-based operations, provide investment returns, and generate increasing annual revenues and profits. The plan details the management team, marketing strategy, and keys to success as building trust and providing excellent customer service. The overall goal is to position Binion's to go public or be acquired as the online gambling industry continues to rapidly grow.
Peer-to-peer (P2P) lending allows individuals to borrow and lend money without traditional banking intermediaries. P2P lending platforms like Zopa and Prosper have pioneered this model online by connecting borrowers directly with individual lenders. The Middle East is a promising market for P2P lending due to rapid credit growth, high bank interest rates, and lack of consumer regulation and alternatives. However, P2P lenders must address risks like collections, credit losses, fraud, and regulatory compliance to succeed in the region.
Online gambling market research june 1, 2010 (1)danenright
This document provides a summary of online gambling market research conducted in 2010. It analyzes global online gambling trends, legal status by country, and primary research conducted in the UK, Australia/New Zealand, and Singapore. Some key findings include that online gambling revenues are expected to grow significantly worldwide between 2007-2012 despite the financial crisis. The UK leads in online gambling regulation while restrictions are expected to loosen in other countries. Asia is a fast-growing market for online gambling due to economic growth and gambling traditions, though legality varies across countries.
Este documento describe el polimorfismo en 3 oraciones. Explica que el polimorfismo permite que un método tenga el mismo nombre pero produzca resultados diferentes dependiendo de la clase del objeto que lo invoca. También menciona que el polimorfismo está relacionado con la herencia y permite reutilizar código definiendo métodos similares en subclases. Finalmente, resume que el polimorfismo clasifica en sobrecarga, sobreescritura y enlace dinámico.
Computerized Textile Designs is a website that offers greeting card designs. The site provides digital images that can be printed and used to create homemade greeting cards. Visitors are welcomed to browse and download designs for personal or commercial use.
El documento ofrece consejos para planificar unas vacaciones soñadas. Recomienda desarrollar una lista de destinos potenciales interesantes para visitar y asegurarse de elegir un lugar innovador que estimule la creatividad y energía diariamente.
El resumen describe el plan para el primer día de clases de los estudiantes de 5o grado. Los padres asistirán a una reunión previa para conocer el horario, calendario y objetivos generales. En la mañana, los estudiantes encontrarán carteles que los dirigirán a sus aulas. Se presentarán los tutores y los estudiantes se distribuirán en los pupitres. Luego participarán en dinámicas grupales para conocerse mejor. Al finalizar, crearán normas de clase y decorarán sus horarios.
Este documento habla sobre las vacaciones y cómo el autor planea dividir su tiempo entre dormir mucho, relajarse sin hacer nada por un par de horas, pasear, compartir con otros y diseñar un sistema energético alternativo y eficiente para su casa usando paneles solares para ayudar a salvar el planeta y servir de ejemplo a sus vecinos y estudiantes.
Este documento presenta una breve descripción de varios lugares turísticos populares en Ecuador, incluyendo el volcán Chimborazo, la Mitad del Mundo, las playas de Esmeraldas, El Pailón del Diablo, Cerro Pata de Pájaro y las Islas Galápagos. Cada sección proporciona detalles sobre las características geográficas, climáticas y atractivos turísticos de cada destino.
Este documento presenta los sistemas de indicadores para evaluar las competencias básicas en educación infantil, primaria y secundaria (ESO) en una región de España. En educación infantil, describe 9 competencias a evaluar, incluyendo la comunicación lingüística, las matemáticas, el conocimiento del medio físico, el tratamiento de la información y las competencias sociales y emocionales. Para primaria, también describe 9 competencias a evaluar, como la comunicación lingüística, las matemáticas, el conocimiento del mundo fís
Computerized Textile Designs is a website that offers greeting card designs. The site provides digital designs that can be printed on fabric and other materials to create personalized greeting cards and other gifts. Visitors are welcomed to explore the various design options available for customizing their own greeting cards and other textile items.
El documento describe el plan para el primer día de clase de 5o grado. Los maestros se reunirán con los padres antes del inicio del curso para discutir objetivos, normas, horarios y necesidades especiales. En el primer día, los maestros darán la bienvenida a los estudiantes en el salón de actos y establecerán las normas. Luego, los maestros presentarán las asignaturas y realizarán dinámicas grupales para que los estudiantes se conozcan mejor. Finalmente, los estudiantes ayudarán a crear un cart
El documento ofrece consejos para planificar unas vacaciones soñadas. Recomienda desarrollar una lista de destinos potenciales interesantes para visitar y asegurarse de elegir un lugar innovador que estimule la creatividad y energía diariamente.
The document provides an introduction to several major stock exchanges around the world, including the National Stock Exchange (NSE) in India, NASDAQ in the United States, Dow Jones in the United States, the Tokyo Stock Exchange in Japan, and the Shanghai Stock Exchange in China. It discusses the founding, ownership, key indices, and major developments of each exchange. The NSE is the largest stock exchange in India and is owned jointly by various financial institutions. NASDAQ is an electronic stock market founded in 1971 and is now owned by NASDAQ OMX Group. Dow Jones includes indices like the Dow Jones Industrial Average and is now jointly owned. The Tokyo Stock Exchange is Japan's largest with over 2,000 listings and key indices like the
Computerized Textile Designs is a website that offers greeting card designs. The site provides digital designs that can be printed on fabric and other materials to create personalized greeting cards and other gifts. Visitors are welcomed to explore the various design options available for customizing their own greeting cards and other textile products.
This short document promotes the creation of Haiku Deck presentations on SlideShare by stating it provides inspiration and allows users to get started making their own presentations. It encourages the reader to create presentations on the Haiku Deck platform hosted on SlideShare.
Dokumen tersebut menjelaskan tentang bisnis multi level marketing bernama Indo Golden yang menawarkan keuntungan finansial bagi anggotanya dengan investasi modal Rp. 1,5 juta seumur hidup. Bisnis ini menjanjikan penghasilan berulang hingga Rp. 158 juta melalui bonus rekrutmen anggota baru dan penjualan produk.
El documento describe el plan para el primer día de clase para alumnos de primer grado de primaria. Los profesores se reúnen antes para planificar objetivos, materiales y asignar estudiantes a clases. Luego convocan una reunión con los padres para explicar objetivos, normas, horarios y recopilar información médica. El primer día, los estudiantes se presentan en el salón de actos y luego en sus aulas, donde comparten sus nombres e intereses. Se les da un recorrido por la escuela y las normas. Para finalizar,
Ecuador es un país con gran diversidad biológica y cultural. Cuenta con una variedad de paisajes como volcanes, selva amazónica, playas y ciudades históricas. Alberga una gran cantidad de especies de plantas y animales, muchas de ellas endémicas. Las Galápagos y la Amazonía son dos de sus regiones más biodiversas que albergan especies únicas. El país también ofrece atractivos turísticos como la línea ecuatorial y balnearios en la costa.
Internet Business Solutions se proyecta como una empresa de consultoría en la Web 2.0. Su misión es prestar un servicio rápido y de calidad a empresas en todas las áreas de gestión. La empresa ofrecerá asesoría laboral, contable, fiscal y gestión de subvenciones. Su plan financiero prevé una inversión inicial de 23.000 euros, ventas de 169.320 euros el primer año y ganancias crecientes en los siguientes años.
Computerized Textile Designs is a website that offers greeting card designs. The site provides digital designs that can be printed on fabric and other materials to create personalized greeting cards and other gifts. Visitors are welcomed to explore the various design options available for customizing their own greeting cards and other textile products.
Este documento contiene un cuestionario de informática compuesto por 36 preguntas dirigido a estudiantes de enfermería de la Universidad Técnica de Machala. Las preguntas abarcan temas como sistemas operativos, hardware, software, memoria, almacenamiento, procesadores y otros componentes básicos de una computadora.
Visa Inc. is a leading global payments technology company that processes over $7 trillion in transactions annually. The document analyzes Visa's business, industry, and financials. It recommends a bull call spread strategy for Visa due to its strong fundamentals and leadership position, though notes increasing regulation, technology changes, and macroeconomic uncertainty could impact performance. Visa is expected to grow revenues and earnings in the coming years driven by its global network expansion and new payment solutions.
1) Fintech is disrupting the traditional banking model through faster innovation and customer experience from startups. Payments and lending are seen as the most vulnerable areas for incumbent banks.
2) Peer-to-peer lending is growing exponentially due to lower costs and better rates for borrowers and lenders compared to traditional banks. However, regulatory issues in the US pose challenges for the business model.
3) The Lending Club IPO and subsequent events highlight growing pains in the US marketplace lending industry as it faces headwinds around regulations and operational issues.
A Frontline Ventures x DN Capital collaboration
Online Lending
Banks & Neo-Banks
Banking APIs
Asset Management
Foreign Exchange
Payments
Insurtech
2017 has been a sensational year for European FinTech.
The £9.1b acquisition of WorldPay, $100m Series F of Funding Circle, record VC investment, record lending volumes, millions of users joining challenger banks — while Europe undergoes a massive regulatory overhaul, make FinTech arguably the most exciting sector in startups and venture capital.
In this 70-slide presentation you will find some info that may surprise you:
The pace of online lending in the UK over the past 2 years has increased 2.5x from £3.1b to £8.3 in 2Q 2017.
On average UK banks have a shockingly low NPS of +2, including the UKs largest bank (by market cap) at -24.
Robo-advisors may find themselves in a tough spot as 4/5 big banks plan on launching a robo-advisor service.
European InsurTech practically didn’t exist 3 years ago, now accounts for roughly 10% of total FinTech funding.
A big thank you to Piotr Pisarz at DN Capital and to Sophie Winwood at Innovate Finance for making this deck happen.
Frontline Ventures is a seed stage venture capital fund focused on B2B and enterprise software. If you are building the next world beating B2B startup contact thomas@frontline.vc.
Remittance business analysis from US to ChinaKunal Maniyar
Finablr is creating a market entry strategy for its consumer remittance business from the US to China. The global remittance market is growing at 10.4% annually and the US-China corridor represents a $20 billion opportunity. Finablr will face competition from established players like Western Union and newer digital entrants. The strategy recommendations include adopting a digital business model, highlighting transparent rates and ease-of-use in marketing, generating revenue from fees and value-added services, innovating through analytics, and forming ecosystem partnerships with Chinese technology firms. Success will depend on investment levels, technology quality, brand building, and gaining customer trust.
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The largest Insurtech company in the world isn’t in San Fransisco or Silicon Valley — but in Shanghai. As a matter of fact, Zhongan has more customers than any other insurance company in the world. Zhongan was founded in 2013 and 4 years later, went public.
The average company in our cohort has a market cap of $6.5b, founded 9 years ago, and is growing at 65% YoY. What makes these companies so successful?
It may surprise you to learn:
FinTechs are some of the fastest growing listed companies, as PurpleBricks grows @ 150% YoY, ZhongAn @ 84%, Quidan @ 70%, and RedFin @ 43% YoY.
Zhongan — arguably the worlds most successful InsurTech business, has an average gross written premium of $1.97
Chinese entrepreneurs are building $10b FinTech businesses in the span of 4–5 years. ZhongAn (insurance) began trading in in 2014 and Quidan (short term lending) in 2015.
Square generated $452m in revenues in their last quarter, as they grow 21% YoY. Its market cap is now $20b.
Subprime lending is out of favour as shares of Quidian drop 40% since the IPO. Elevate completed its IPO at 50% of its expected valuation range.
Valuations for lending companies vary greatly as LendingClub trades at 2.3x their quarterly revenue run rate, Qudian @ 3.8x, Elevate @ .4x, and Credible @ 16x (pro-forma at IPO).
Find this, and much more in our 47-page slide deck.
Harnessing the Fintech Revolution - IIC Oliver WymanGreg Da Re
The document discusses how digital innovations from fintech companies are helping to address the $250 billion financing gap for MSMEs in Latin America and the Caribbean. It outlines how fintech solutions are leveraging alternative data and advanced analytics, process automation, value-added services, crowdfunding/peer-to-peer lending, payments, and other approaches to improve access to financing for MSMEs. While the fintech sector is emerging in Latin America, partnerships between fintechs and traditional financial institutions have faced challenges. The report recommends that financial institutions establish dedicated innovation teams and more flexible governance structures to better adopt new technologies and serve the MSME market.
The document discusses digital banking maturity in Europe. It finds that few banks have succeeded in becoming "digital champions" by offering a wide range of functionalities relevant to customers through digital channels and providing a compelling user experience. The document analyzes data on over 8,000 customers across Europe to determine preferred banking activities and channels. It identifies 826 digital functionalities and groups banks into four categories of digital maturity based on functionality, user experience, and market pressure. Digital champions are found to have higher market pressure that drives their superior digital offerings, while digital latecomers have less market pressure.
The document discusses the future of payments in the 21st century and how new technologies and business models are disrupting traditional payment systems. It analyzes trends like real-time payments, use of unique identifiers like phone numbers and emails, push-based systems like PayPal versus pull-based card networks, improved security and fraud controls, lower processing costs, and the transition away from paper checks and plastic cards to digital and mobile-based payments. PayPal is highlighted as an example of a company leveraging these 21st century innovations to build a highly successful new payments platform.
The document discusses the need for a token-based transaction system as an alternative to traditional credit card transactions due to vulnerabilities in the current system. It provides statistics showing the large costs of credit card fraud and identity theft globally. Traditional credit card transactions involve sharing card details with merchants, which are then passed through credit networks to the issuing bank for approval. This system has proven insecure as data breaches at retailers and payment processors have compromised millions of accounts. The document argues there is an opportunity to develop a more secure alternative using tokens rather than shared account details to process transactions.
http://pwc.to/1fsT9Uu
Le Bitcoin est une monnaie numérique peer-to-peer qui connait un essor mondial. En 2013, le Bitcoin a obtenu 3,4 millions de mentions sur internet. Aux États-Unis, plusieurs petites et grandes entreprises du divertissement, des médias et des télécommunications ont entrepris des expériences avec cette nouvelle monnaie. PwC a donc mené une enquête auprès des consommateurs en ligne pour recueillir des informations sur la sensibilisation, les attitudes et les comportements liés au Bitcoin.
- City National is a private and commercial bank headquartered in Los Angeles, California with $32 billion in assets. It operates 77 offices across Southern California, Northern California, New York City, Nevada, Nashville and Atlanta.
- The presentation discusses City National's unique market position serving high-net-worth individuals and middle-market businesses, its diversified business model including industry specialties and wealth management, and its focus on profitable growth through acquisitions, technology investments and asset sensitivity.
- Key strengths highlighted include its critical mass in key markets, ranking among the top wealth managers for 14 years, a strong balance sheet and credit quality with low nonperforming assets.
Fintech is a hot sector among investors, but why?
As a fintech focused VC, take a look at our perspective on why financial services is on the cusp of change.
Global Trends In FinTech, focus on US and ChinaSean Walsh
Presentation on American and Chinese trends in financial technology at the Silicon Valley Innovation and Entrepreneurship Forum in late 2015.
By: Sean Walsh, @SeanWalshBTC
This white paper discusses challenges that financial institutions face in managing enterprisewide fraud. It notes that fraud is increasing in volume and sophistication, targeting the fastest growing channels like online and mobile that are most vulnerable. Traditionally, fraud has been managed within business unit silos rather than taking an enterprisewide view. This allows fraudsters, who view the institution holistically, to exploit inconsistencies. The paper recommends analyzing patterns and perpetrators across the entire enterprise to better prevent, detect, and investigate fraud.
Commercial Bank PowerPoint Presentations Slides SlideTeam
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JP Morgan Crypto Report - Feb 3, 2022 "The Maltese Falcon"Mike Dudas
Venture capital investment in cryptocurrencies and blockchain technologies has increased dramatically in recent years, rivaling investment in other innovation sectors. However, the author is more interested in the long-term returns on this capital rather than just the mobilization of funds. Adoption of cryptocurrencies is rising across different investor types and regions globally, though institutional ownership remains relatively low. The author examines bitcoin and its potential as a store of value but finds that its volatility does not currently support the store of value thesis, as it often rises when equity market volatility increases as well.
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How the COVID-19 pandemic will accelerate digital financial services.Benjamin Ensor
We are living through the worst public health crisis in a century.
The travel bans, physical distancing and lockdown measures necessary to control the coronavirus pandemic have shut down normal life and, with it, entire sectors of the world’s economies. That has triggered massive economic consequences and a deep global recession that threatens to overwhelm many companies and households.
The short-, medium- and long-term consequences for the financial services industry are severe.
My colleague Sarah Kocianski and I, and the team at 11:FS, have assessed how banks, investment management firms and insurance companies are going to be affected, and what their leaders can do about it.
Survival depends on evolution.
Rapid change will create opportunity for fast-moving digital businesses.
Webcast - how can banks defend against fraud?Uniphore
The Annual Global Fraud Survey, commissioned by Kroll and carried out by the Economist Intelligence Unit, reports that businesses lose nearly 1.6% of their revenue to fraud. While global banks are utilizing IT solutions to safeguard themselves from cyber and online phishing attacks, our webcast helps you understand an innovative and cutting edge technology which can help you to:
* Stop revenue loss on fraud/identity thefts
* Prevent customers from cyber attacks
* Ensure 100% fail-proof customer authentication
* Provide confidence to customers and improve CSAT
* Protect banking information and customer data breach
Best Places to Stay in New Brunswick, Canada.Mahogany Manor
New Brunswick, a picturesque province in eastern Canada, offers a plethora of unique and charming places to stay for every kind of traveler. From the historic allure of Fredericton and the vibrant culture of Saint John to the natural beauty of Fundy National Park and the serene coastal towns like St. Andrews by-the-Sea, there's something for everyone. Whether you prefer luxury resorts, cozy inns, rustic lodges, or budget-friendly options, the best places to stay in New Brunswick ensure a memorable stay, allowing you to fully immerse yourself in the province's rich history, stunning landscapes, and warm hospitality.
https://www.mmanor.ca/blog/best-5-bed-and-breakfast-new-brunswick-canada
Wayanad-The-Touristry-Heaven to the tour.pptxcosmo-soil
Wayanad, nestled in Kerala's Western Ghats, is a lush paradise renowned for its scenic landscapes, rich biodiversity, and cultural heritage. From trekking Chembra Peak to exploring ancient Edakkal Caves, Wayanad offers thrilling adventures and serene experiences. Its vibrant economy, driven by agriculture and tourism, highlights a harmonious blend of nature, tradition, and modernity.
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A travelogue of my recent trip to Argentina, most to Buenos Aires, but including excursion to Iguazú waterfalls, Tigre, and Colonia del Sacramento in Uruguay
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How do I plan a Kilimanjaro Climb?
Planning to climb Mount Kilimanjaro is an exciting yet detailed process. Here’s a step-by-step guide to help you prepare for this incredible adventure.
Our excursions in tahiti offer stunning lagoon tours, vibrant marine life encounters, and cultural experiences. We ensure unforgettable adventures amidst breathtaking landscapes and serene waters. For more information, mail us at tracey@uniquetahiti.com.
Assessing the Influence of Transportation on the Tourism Industry in Nigeriagsochially
This research dissertation investigates the complex interplay between transportation and the tourism industry in Nigeria, aiming to unravel critical insights that contribute to the enhancement of the overall tourist experience. The study employs a multi-faceted approach, literature review establishes a robust theoretical framework, incorporating The Service Quality and Satisfaction Theory to guide the research questions and hypotheses.
The methodology involves the distribution of a structured questionnaire, ensuring a representative sample and facilitating a comprehensive analysis of the gathered data.
Key findings include the nuanced perceptions of transportation infrastructure adequacy, safety and security concerns, financial influences on travel decisions, and the cultural and ecological impacts of transportation choices. These findings culminate in a comprehensive set of recommendations for policymakers and practitioners in the Nigerian tourism industry. The findings contribute to the existing literature by providing actionable insights for policymakers, stakeholders, and researchers in the Nigerian tourism sector.
The recommendations encompass gender-sensitive planning, infrastructure enhancements, safety measures, and strategic interventions to address financial constraints, ensuring a holistic and sustainable development of the tourism industry in Nigeria.
Author: Imafidon Osademwingie Martins
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Unlock the secrets to success with our comprehensive 8-Step Glamping Accelerator Go-To-Market Plan! Watch our FREE webinar, where you'll receive expert guidance and invaluable insights on every aspect of launching and growing your glamping business.
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Team n final case deck
1. Exceeding Earnings
Expectations in 2 Years
CSF Final Case Competition
Thursday, April 12, 2012
Prateek Peres-da-Silva
Elizabeth Buoyer
Taylor Currier
Matt Cooper
Jack Dai
2. Executive Summary
Key Question
How can Marriott exceed consensus earnings expectations in 2 years?
Hypothesis
Marriott should cater to niche markets with increasing
propensities to spend in order to realize an 18.3% increase in profit
Approach
Drive Chinese
Travel Demand
Create Business
Class Package
Expand Casinos
in the US
4. The rapid increase in Chinese visitors to the US presents a massive
new segmentation opportunity for Marriott
4
Inbound Chinese Visitors
3,500
Driving Causes
Total Visitors (K)
3,000
2,500
• Ease on US Visa
regulations of
Chinese
residents
• 14.1% increase
in Chinese
disposable
incomes
274%
2,000
1,500
1,000
500
2012
Sources: Mintel Oxygen, US Dept. of
Commerce, AdvisorAnalyst.com
2013
2014
Chinese Travelers
2015
2016
Business Class Casinos
5. While competitors focus on in-house accommodations, Marriott
can gain market share by catering to Chinese travelers’ preferences
5
Characteristics of
Chinese Travelers
Mandarinspeaking staff
Travel in large groups
Chinese
symbols
Stay in the US longer
Chinese
cuisine
Look for budget
hotels
Vacation
package
Sources: Mintel
Oxygen, CNNTravel
Chinese Travelers
Business Class Casinos
6. By packaging hotel stays in gateway cities, Marriott can drive
demand of Chinese travelers seeking to maximize travel experience
6
75
% of inbound Chinese travelers prefer
53 tour packages
% of total travel expenses by Chinese
9 travelers are hotel costs
% of inbound Chinese travelers prefer
economy or mid-priced hotels
San Francisco
Yosemite
East Coast
Sticker
Price
Hollywood
California
$2110
$2360
Group
Rate
$1600
$1770
*10 night tour
Sources: Mintel Oxygen, Group
Analysis, company sites
Chinese Travelers
Business Class Casinos
Niagara Falls
NYC
Washington DC
7. Packaging hotel options comes at no cost to Marriott and yields net
profit regardless of the market share captured
7
160
139.1
140
Profit ($M)
120
100
80
2013
55.6
60
40
27.8
20
0
Worst Case
Base Case
Best Case
Chinese Travelers Business Class Casinos
2012
8. Cater to the Increasing
Business Traveler Segment
9. Business travelers make up a growing market segment that
Marriott is well-positioned to capture
9
Comparison of Business and
Leisure Travelers
285
12%
277
270
255
% More Business
Travelers than Leisure
Business Travel Spending ($B)
3-Year Projection of
Business Travel Spending
264
252
240
10%
10%
8%
6%
4%
2%
0%
2011
Sources: Mintel Oxygen, Global
Business Travel Association
2012
2013
Chinese Travelers
8%
Business Class Casinos
3%
10. While Marriott’s current business packages cater to large
groups, the majority of businesspeople travel alone
10
Current Marriott Business Package
Business Travelers that Travel Alone
83%
Sources:
Thomson.com, Marriott.com
Chinese Travelers
Business Class Casinos
11. The business class accommodation package satisfies all of the
business travelers' needs
11
Personal Transportation
• Flight itinerary part of booking process
• Hotel will provide door-to-door service
Priority check-in and check-out
• Paperwork and keycards in the car to avoid waiting in line
• The check-out process will be streamlined the same way
Customized Accommodation
• Premium cable and wireless
• Office supplies available, including TV with HDMI cable
Source: Mintel Oxygen
Chinese Travelers
Business Class Casinos
12. Assuming that at least 0.1% of U.S. business travelers utilize this
service, Marriott will still earn a profit
12
35
29.8
30
Profits ($M)
25
20
18.0
2013
15
2012
10
5
6.3
0
Worst Case
Base Case
Chinese Travelers
Best Case
Business Class Casinos
14. The U.S. casino industry’s steady growth and high margins present
an opportunity for Marriott
14
5-Year Projected
U.S. Casino Revenue
Profit Margin of
Hotels vs. Casinos
20
Profit as % of Revenues
Revenue ($B)
20
15
10
5
0
16%
16
12
8
4
1.6%
0
2011 2012 2013 2014 2015
Source: IBISWorld
Chinese Travelers
Hotels
Business Class Casinos
Casinos
15. By diverting funding from hotels to riverboat casinos, total profit
will increase by 50%
15
Jan 2012
Feb 2012
Delay 18 projected
new construction
projects
Divert funding to
purchase and furnish
5 casino boats
April 2012
Obtain licenses at key
locations
Dec 2012
Casino Boats are
operational, generati
ng profits
Hotels
Riverboat
Casinos
Capital
Expenditure
Total Profit
150
0
$3,079,125,000
$20,005,948
+$10.6M
132
5
$3,084,630,000
Chinese Travelers
$30,605,234
Business Class Casinos
16. Investing in riverboat casinos instead of low-margin hotels can
prove highly profitable for Marriott
16
Profit ($M)
Change in Profit Due to Riverboat Casinos
50
45
40
35
30
25
20
15
10
5
0
43.6
30.6
Additional Profit
20.2
No Boats
Worst Case
Base Case
Chinese Travelers
Best Case
Business Class Casinos
17. Marriott already has measures in place to mitigate the risks of
expanding into riverboat casinos
17
Marriott already operates casinos
Licensing and Regulations
Gas Price Volatility
Insurance Premium
Higher for Boats
Sources: EPA, Mintel
Oxygen
Chinese Travelers
Position along experience curve will
expedite process
Already included in industry profit
forecasts
EPA fees won’t exceed forecasted gains
Won’t be paying premiums on 18
delayed hotel projects
Business Class Casinos
18. By pursuing our recommendations, Marriott can realize net
profit gain of $84.2 Million
18
560
10.6
18
540
55.6
Net Profit ($m)
520
84.2
500
480
460
440
420
400
Analyst
Projection
Chinese Tourist
Business Class
Casino Boat
Total
19. Executive Summary
Key Question
How can Marriott exceed consensus earnings expectations in 2 years?
Hypothesis
Marriott should cater to niche markets with increasing
propensities to spend in order to realize an 18.3% increase in profit
Approach
Drive Chinese
Travel Demand
Create Business
Class Package
Expand Casinos
in the US
28. The majority of business travelers will have the option to upgrade to
the Business Class Package because they book their trips themselves
28
Trip Bookings
Booked By
Someone
Else
39%
Source: Mintel Oxygen Report
Book
Themselves
61%
29. The average length of stay in the US is increasing for Chinese
visitors
29
Average Length of Stay
11.3
12
10
Days
8
7.4
6
4
2
0
2009
2012
Year
Source: Mintel Oxygen
31. With business centers becoming obsolete, hotels can add
convenience by keeping tech supplies on hand for travelers
with mobile electronics
31
Source: Mintel Oxygen
36. Locations of Riverboat Casinos
Locations of
Riverboat Casinos
• San
Francisco, CA
• Santa
Monica, CA
• St. Louis, MO
• Chicago, IL
• New Orleans, LA
37. Many negative views of riverboat casinos are myths according to
the Louisiana Casino Organization
37
MYTH #1: Gaming creates nothing. It merely takes money that would otherwise be used by Louisiana residents for other purposes.
FACT: Riverboat casinos have become a major economic force that benefits all residents of the state, and it generates millions of dollars of new money for Louisiana in
several ways:
Approximately 53% of all gaming revenue comes from out-of-state, most from Texas. As a result, on average, over $18.2 million per month is received by the state
and local governments in gaming taxes.
Local merchants such as service stations, restaurants and retail stores benefit from the increased traffic of out-of-state visitors.
Each year, riverboat casinos pay over $368 million in salaries to some 15,000 employees.
The industry has invested more than $1.7 billion in facility construction, and is employs hundreds of Louisiana construction workers to build new luxury hotels and
entertainment centers.
Riverboat casinos purchase over 70% of all goods and services from Louisiana vendors including computers, printing and floral arrangements.
MYTH #2: The introduction of riverboat gaming into a community causes an increase in crime.
FACT: There is no correlation between crime rates and riverboat casinos. In fact, studies have shown that the increased police protection afforded by the tax revenue
generated by riverboat casinos often decreases crime.
MYTH #3: Society as a whole suffers when gambling is introduced.
FACT: Casino employment has meant a better life for more than 15,000 employees and their families, who earn an average salary of $25,001 plus full health benefits.
MYTH #4: Access to riverboat gaming increases gambling addiction and leads to a high rate of bankruptcy.
FACT: The vast majority of Americans gamble responsibly with little or no adverse consequences according to a new study by the National Gaming Impact Study
Commission (NGISC) released in June 1999.
MYTH #5: Riverboat gaming is controlled by organized crime.
FACT: Gaming companies may be the most tightly controlled and regulated of any industry. Nearly all are publicly traded companies owned by stockholders, much like
IBM, General Motors and Kraft. Therefore, these companies are not only bound by state and federal gaming laws, they are also regulated by the Securities Exchange
Commission. There have been no accounting scandals at gaming companies such as the ones associated with Enron, WorldCom and Global Crossing.
FACT: The U.S. Treasury Department recently released a study entitled A Study of the Interaction of Gambling and Bankruptcy. This study has found no connection
between gambling and bankruptcy. The study makes the following conclusions:Using state-level data, we find no connection between state bankruptcy rates and
either the extent of or introduction of casino gambling. This result is supported by county-level analysis that shows no statistically significant casino effect (proximity
to a casino) with regard to county bankruptcy rates.
An empirical analysis of bankruptcy data suggest(s) that gambling has no measurable effect on statewide bankruptcy rates in Nevada, New Jersey or Mississippi.
While most available studies have pointed to a connection between gambling and bankruptcy, none has proven that gambling causes bankruptcy.
These findings support the research findings of the National Gambling Impact Study Commission (NGISC).
Source: Louisiana Casino Organization
While competitors simply accommodate this new market segment, Marriott can drive the demand of inbound Chinese travelers by packaging hotel options in gateway cities that give them a uniquely American experience
For appendix: More data to back this up (incomes, travel patterns, etc)
With business travel on the rebound, Marriott can drive the demand of travelling businesspeople by creating a business class hotel stay specifically designed to meet their needs
With the casino industry’s high profit margins, Marriott can realize rapid gains by reallocating future project funding to the purchasing and furnishing of 5 casino boats and by using its existing casino model to make them operational quickly
Riskso Licensing/Regulations – already have casinos, previous knowledge speeds up process§ Time Frame§ Costo Damages – Hotels alreadyhavemost of theseriskstoo, covered by insuranceprobably§ Regular Maintenance§ Wrecks§ Natural Disasterso Gas§ Price – With the total extra profit, no way gas fluctuationsexceedsthatincrease (gas costswereincluded in the industry profit)§ EPA· Fees – With total extra profit, EPA regulations and feeswon’texceed base case increase (included in industryprofitstoo)o Insurance§ Premiums – evenif 3x higher for a boat, stillsave $, wearen’tpayingpremiums on 18 delayed hotels