http://pwc.to/1fsT9Uu
Le Bitcoin est une monnaie numérique peer-to-peer qui connait un essor mondial. En 2013, le Bitcoin a obtenu 3,4 millions de mentions sur internet. Aux États-Unis, plusieurs petites et grandes entreprises du divertissement, des médias et des télécommunications ont entrepris des expériences avec cette nouvelle monnaie. PwC a donc mené une enquête auprès des consommateurs en ligne pour recueillir des informations sur la sensibilisation, les attitudes et les comportements liés au Bitcoin.
BITCOIN: A 21ST CENTURY CURRENCY EXPLAINED BY A WALL STREET VETERANSteven Rhyner
It was even predicted by Nobel Prize-winning economist Milton Friedman in 1999 when he said, "The one thing that’s missing, but will soon be developed, is a reliable e-cash."
Traditional form of money involves bank fees and is controlled by the government. Though this financial
oversight is necessary to enable secure transactions the complexity has risen manifold. Most of the time this
complexity turns away a great idea from becoming a reality. Moreover, according to Businessweek, half of
the world doesn’t own a bank account and are happy with that. This makes lending money even more
difficult. Consequently, addressing societal problem becomes time consuming and difficult. With the rise of
mobile and internet, a new form of currency known as crypto currency is presenting a new, democratic way
of leveraging the power and reach of internet and mobile to solve poverty and unemployment. This
academic research paper will analyze the power of crypto currency specifically the Bitcoins to solve current
social issues by the growing breed of radical social entrepreneurs known as Bitpreneurs.
BITCOIN: A 21ST CENTURY CURRENCY EXPLAINED BY A WALL STREET VETERANSteven Rhyner
It was even predicted by Nobel Prize-winning economist Milton Friedman in 1999 when he said, "The one thing that’s missing, but will soon be developed, is a reliable e-cash."
Traditional form of money involves bank fees and is controlled by the government. Though this financial
oversight is necessary to enable secure transactions the complexity has risen manifold. Most of the time this
complexity turns away a great idea from becoming a reality. Moreover, according to Businessweek, half of
the world doesn’t own a bank account and are happy with that. This makes lending money even more
difficult. Consequently, addressing societal problem becomes time consuming and difficult. With the rise of
mobile and internet, a new form of currency known as crypto currency is presenting a new, democratic way
of leveraging the power and reach of internet and mobile to solve poverty and unemployment. This
academic research paper will analyze the power of crypto currency specifically the Bitcoins to solve current
social issues by the growing breed of radical social entrepreneurs known as Bitpreneurs.
Whether you are planning for establishing a white label crypto exchange software development company or a centralized trading development in the Middle East, you must know about compliance and taxation outlook in this region. This article will give you a better understanding of legal regulation and taxation in the Middle East.
MindWorks Ventures presents 'Blockchain Report 2017' which includes an introduction to blockchain, industry trends, relevant blockchain startups, and potential risks and regulations.
2015 was another rollercoaster year for bitcoin: incredible amounts of infrastructure development, lots of talk about ‘the blockchain’ and the fierce scalability debate, all against the backdrop of a crash to $150, which was followed by a high of $500 (so far).
The never ending problems of facebook-backed cryptocurrency librahellenjones2
With so many impediments cropping up even before its launch, Facebook-backed Cryptocurrency Libra has a steep road ahead. Whether or not it would be launched at all is still subject to speculation. Unlike many others, if you are a Libra-fan, keep an eye out on the latest crypto news to know what might eventually become of the coin. visit this link. http://bit.ly/2QHKACp
The European Union is the second-largest economy across the globe. It is right behind famous Asian countries like South Korea and Japan in terms of Cryptocurrency investment. If you want to invest in centralized trading solutions or centralized crypto exchange platform, you must have a good understanding of legal compliance and taxation outlook of the EU.
CoinDesk reveals the key trends, challenges, and opportunities for bitcoin in Q3 2014.
Our State of Bitcoin Reports can be sponsored. Get in touch advertising@coindesk.com
Bitcoins : all you need to know and get started with BitcoinSharjeel Khawaja
Bitcoin is a digital asset designed by its inventor, Satoshi Nakamoto, to work as a currency. It is commonly referred to with terms like digital currency, digital cash, virtual currency, electronic currency, or cryptocurrency.
BitCoin and the Global Economy by Cristina Dolan Presented at MIT Center for ...Cristina Dolan
Cristina Dolan, MIT Media Lab Alumna and Internet Pioneer presented at the MIT Center for International Studies Starr Forum on April 7, 2016 along with Michael Casey, bestselling author and Senior Advisor, BlockChain opportunities at the MIT Media Lab.
Btcadspro and its key features of global currency wallet. Get paid daily and accumulate digital gold which is more valuable than physical gold. You can hence build your our asset daily.
THE TOP 10 GLOBAL BITCOIN REGULATORY DEVELOPMENTS OF 2015Steven Rhyner
Not a single month passed in 2015 without some groundbreaking new development in the world of digital currency regulation. I’ll count down some of the ones that have been most influential on my own practice.
The Bitcoin frenzy seems to have reached new heights lately, spurred by a growing user base, price volatility, and the rapidly evolving network of Bitcoin-related companies.1
Reports of big investments in "mining" equipment and the expanding ecosystem supporting the protocol remind us in many ways of a gold rush — an analogy made easier by Bitcoin's other similarities to the precious metal. It's hard to say whether this excitement is warranted, but it's equally hard to deny Bitcoin's increasing relevance to businesses and the broader economy.
Bitcoin, along with other cryptocurrencies, may have implications not only for the technology industry, where much of the current action is concentrated, but also other industries from retail businesses to financial services.
Read this paper to learn about Bitcoin in the context of the financial services industry, particularly payments and banks. What is it about this cryptocurrency that is inspiring such attention and what might the future of cryptocurrencies mean for traditional financial services?
1 Ashlee Vance and Brad Stone, "The Bitcoin-Mining Arms Race Heats Up," Bloomberg BusinessWeek, January 9, 2014, http://www.businessweek.com/articles/2014-01-09/bitcoin-mining-chips-gear-computing-groups-competition-heats-up.
For more, visit: http://www.deloitte.com/view/en_US/us/Industries/Banking-Securities-Financial-Services/center-for-financial-services/758660679ebb4410VgnVCM2000003356f70aRCRD.htm
Bitcoin payments innovation by pervees faisal islam Faisal Islam
Paybefore required a love/hate piece on bitcoin. My writeup was the love piece.
You can find the other piece and the full magazine for trial review on paybefore.com
Whether you are planning for establishing a white label crypto exchange software development company or a centralized trading development in the Middle East, you must know about compliance and taxation outlook in this region. This article will give you a better understanding of legal regulation and taxation in the Middle East.
MindWorks Ventures presents 'Blockchain Report 2017' which includes an introduction to blockchain, industry trends, relevant blockchain startups, and potential risks and regulations.
2015 was another rollercoaster year for bitcoin: incredible amounts of infrastructure development, lots of talk about ‘the blockchain’ and the fierce scalability debate, all against the backdrop of a crash to $150, which was followed by a high of $500 (so far).
The never ending problems of facebook-backed cryptocurrency librahellenjones2
With so many impediments cropping up even before its launch, Facebook-backed Cryptocurrency Libra has a steep road ahead. Whether or not it would be launched at all is still subject to speculation. Unlike many others, if you are a Libra-fan, keep an eye out on the latest crypto news to know what might eventually become of the coin. visit this link. http://bit.ly/2QHKACp
The European Union is the second-largest economy across the globe. It is right behind famous Asian countries like South Korea and Japan in terms of Cryptocurrency investment. If you want to invest in centralized trading solutions or centralized crypto exchange platform, you must have a good understanding of legal compliance and taxation outlook of the EU.
CoinDesk reveals the key trends, challenges, and opportunities for bitcoin in Q3 2014.
Our State of Bitcoin Reports can be sponsored. Get in touch advertising@coindesk.com
Bitcoins : all you need to know and get started with BitcoinSharjeel Khawaja
Bitcoin is a digital asset designed by its inventor, Satoshi Nakamoto, to work as a currency. It is commonly referred to with terms like digital currency, digital cash, virtual currency, electronic currency, or cryptocurrency.
BitCoin and the Global Economy by Cristina Dolan Presented at MIT Center for ...Cristina Dolan
Cristina Dolan, MIT Media Lab Alumna and Internet Pioneer presented at the MIT Center for International Studies Starr Forum on April 7, 2016 along with Michael Casey, bestselling author and Senior Advisor, BlockChain opportunities at the MIT Media Lab.
Btcadspro and its key features of global currency wallet. Get paid daily and accumulate digital gold which is more valuable than physical gold. You can hence build your our asset daily.
THE TOP 10 GLOBAL BITCOIN REGULATORY DEVELOPMENTS OF 2015Steven Rhyner
Not a single month passed in 2015 without some groundbreaking new development in the world of digital currency regulation. I’ll count down some of the ones that have been most influential on my own practice.
The Bitcoin frenzy seems to have reached new heights lately, spurred by a growing user base, price volatility, and the rapidly evolving network of Bitcoin-related companies.1
Reports of big investments in "mining" equipment and the expanding ecosystem supporting the protocol remind us in many ways of a gold rush — an analogy made easier by Bitcoin's other similarities to the precious metal. It's hard to say whether this excitement is warranted, but it's equally hard to deny Bitcoin's increasing relevance to businesses and the broader economy.
Bitcoin, along with other cryptocurrencies, may have implications not only for the technology industry, where much of the current action is concentrated, but also other industries from retail businesses to financial services.
Read this paper to learn about Bitcoin in the context of the financial services industry, particularly payments and banks. What is it about this cryptocurrency that is inspiring such attention and what might the future of cryptocurrencies mean for traditional financial services?
1 Ashlee Vance and Brad Stone, "The Bitcoin-Mining Arms Race Heats Up," Bloomberg BusinessWeek, January 9, 2014, http://www.businessweek.com/articles/2014-01-09/bitcoin-mining-chips-gear-computing-groups-competition-heats-up.
For more, visit: http://www.deloitte.com/view/en_US/us/Industries/Banking-Securities-Financial-Services/center-for-financial-services/758660679ebb4410VgnVCM2000003356f70aRCRD.htm
Bitcoin payments innovation by pervees faisal islam Faisal Islam
Paybefore required a love/hate piece on bitcoin. My writeup was the love piece.
You can find the other piece and the full magazine for trial review on paybefore.com
The future of cryptocurrency—some challenges
As we gaze into our crypto ball, let’s see what the future of cryptocurrency has in store for traders. With many experts estimating that the 2020 COVID-19 pandemic has hastened the decline of cash by almost five years, few are asking whether digital currencies will actually succeed (they have already). Instead, it’s a matter of when they’ll go mainstream. Nevertheless, there are some challenges ahead.
Perceptions
A significant generational divide exists when it comes to adoption rates of cryptocurrencies. Older generations are typically more sceptical of crypto’s long-term viability, expressing fears about volatile financial bubbles as well as uncertainty over how cryptocurrencies actually work.
By examining digital currency, we aim to better understand
the impact it can have on the broader payments ecosystem.
While the concept of digital currency was introduced more
than a decade ago, recent developments have accelerated
its adoption, such as the emergence of fat-backed digital
currencies known as ‘stablecoins’; a growing community
of developers building applications on top of blockchain based networks; and rising interest among central banks to
introduce sovereign digital currencies.
This paper aims to provide a foundation for anyone looking to understand the potential of digital assets such as crypto currencies as a future asset class.
Bitcoin An exploratory view into the crypto worldBitcoin A.docxAASTHA76
Bitcoin: An exploratory view into the crypto world
Bitcoin: An exploratory view into the crypto world
Florida International University
English Department - ENC 1102
Bitcoin: An exploratory view into the crypto world
Jesus Cotto Zayas – 5601270
Hector Lorenzo - 6034838
Prof. Nima Baghdadi
Since the rise of the Bitcoin in 2009, there has been a massive transformation in the cross-border money transfer. With the gradual evolution of technology and the internet, many things now seem to be going digital. Money has not been left behind by these technological evolutions. The enormous transition from the traditional Fiat money to the cryptocurrency has raised numerous debates with many taking different standpoints on the benefits of the digital money over the traditional money. Since its launch in 2009, the Bitcoin has received many critical reviews with numerous analysis of how it works. Unlike traditional currencies, this digital currency is not backed up by a regulatory authority. The launch of Bitcoin gave way for ways of sending or receiving payment with no or very low transaction costs. A major issue that raised alarm about Bitcoin was a vulnerability realized in Bitcoin’s protocol back in 2010. This vulnerability made it possible for one to bypass the constraints of the Bitcoin protocol to include a transaction without the proper screening process. Consequently, hackers would attack this vulnerability, duplicating Bitcoin. Most transactions in the crypto world are non refundable, meaning the bitcoin that was duplicated is now part of the system with no way to track them. (Mullan, 2014).
There are different viewpoints on whether there should be a need for regulations on the Bitcoins and the virtual currency in general. Although many have accepted the use of Bitcoins, there is still a huge concern about the illicit use inherent in virtual currency. This made us look deeper into the Silk road black market and how its closure affected bitcoin value. Based on statistical data found online in an article by Wired magazine 2013 Bitcoin price dropped from 125$ to 90$ but quickly recovered back to 115$ within a few hours. We believe this proves that the majority of the usage in crypto is made by real user with good intentions as opposed to what may of the articles we found claim. This lead us into our next dilemma, regulation.
Scholars have argued that government should have control over the money supply only when it is deemed necessary for the security of financial institutions or in the event of regulation of the global exchange rates. Financial policies may, however, be jeopardized by the decentralized nature and unregulated character of Bitcoin. Bitcoin transactions are mostly independent of any intermediary meaning that taxation and other efforts by governments to monitor or control the use of currency are less fruitful. If there were to be a firm regulation in the use of Bitcoins, governments might no longer be able to control ...
The Coin Perspective can better comprehend the market cap potential of alternative coins according to The Coin Perspective. This is for you if you’ve ever wondered, “If coin X had the market cap of coin Y, what would it be worth?”
What is the next cryptocurrency to boom?
Calvaria (RIA) is a new cryptocurrency play that has the potential to soar in 2023. Reimagining Staking For Explosive Growth at Oryen Network. Exciting Meme Coin Project Pumping Since IEO: Tamadoge (TAMA). Metropoly – Crypto Presale with 5 Star Reviews and Expert Favorite.
What coin is most searched?
Global searches for bitcoin total more than 29 million each month. It has the highest market cap and is the most widely used coin.
A cryptocurrency is a type of digital currency that is created and controlled using sophisticated encryption methods, or cryptography. With the invention of Bitcoin in 2009, cryptocurrency made the transition from an intellectual concept to (virtual) reality.
While interest in Bitcoin grew over the years, it really came to the attention of investors and the media in April 2013, when it reached a record high of $266 per bitcoin after increasing by a factor of ten in just the previous two months.
At its height, Bitcoin’s market value exceeded $2 billion, but a 50% decline soon after triggered a heated discussion over the future of cryptocurrencies in general and Bitcoin in particular.
Will these alternative currencies eventually replace traditional ones and attain the same level of ubiquity as dollars and euros? Or are cryptocurrencies a short-lived trend that will soon fizzle out? Bitcoin contains the solution.
Future of Cryptocurrency
As institutional money joins the market, several economic analysts forecast a significant change in the crypto market. 3 There is also a chance that cryptocurrencies will be listed on the Nasdaq, which would lend blockchain and its potential applications as a substitute for traditional currencies even more credibility.
Some claim that a confirmed exchange traded fund is all that cryptocurrency needs (ETF). 5 There is little doubt that an ETF would make it simpler for people to invest in Bitcoin, but there still needs to be a demand for cryptocurrency investments, which may not be produced automatically by a fund.Future of Cryptocurrency
As institutional money joins the market, several economic analysts forecast a significant change in the crypto market. 3 There is also a chance that cryptocurrencies will be listed on the Nasdaq, which would lend blockchain and its potential applications as a substitute for traditional currencies even more credibility.
Some claim that a confirmed exchange traded fund is all that cryptocurrency needs (ETF). 5 There is little doubt that an ETF would make it simpler for people to invest in Bitcoin, but there still needs to be a demand for cryptocurrency investments, which may not be produced automatically by a fund.
Via Capgemini Consulting @CapgeminiConsul
BITCOIN
A Primer for Policymakers
BY JERRY BRITO AND ANDREA CASTILLO
Mercatus Center
George Mason University
3351 Fairfax Drive, 4th Floor
Arlington, VA 22201-4433
(703) 993-4930
mercatus.org
Bitcoin is the world’s first completely decentralized digital
currency.
Illuminating the Journey through Cryptocurrencies.pdfTEWMAGAZINE
Dive into the captivating journey of cryptocurrencies, focusing on Bitcoin's inception, technological foundation, adoption, regulatory challenges, and potential future role.
Why are people investing in bitcoin? what is the best way to buy bitcoin in C...Bitcoin Wallet Canada
In the last few years, there have been a number of cryptocurrencies. And, what are cryptocurrencies? They are a form of electronic money that allows people to make direct person-to-person transactions. The investment options has surged, with more than 740 variables of cryptocurrencies now available. Among them, Bitcoin enjoys the highest trading value and volume as well as significant mainstream media attention.
Nuv Mining is the world's leading hashpower provider, offering cryptocurrency mining capacities in every range - for newcomers, interested home miners, as well as large scale investors. No longer it is required to buy expensive equipment and waste your time on setting it up.
Remittances, or money sent from one person to another, are a growing part of our global economy. With the rise of cryptocurrency, such as Bitcoin, many are wondering how it will impact remittances. In this blog post, we will explore how Bitcoin affects remittances, the advantages and disadvantages of using Bitcoin for remittances, and what the future of Bitcoin and remittances looks like in the US. By the end of this blog post, you should have a good understanding of the role that Bitcoin plays in remittances.
Investing in Cryptocurrency.
Bitcoin is back in the headlines after a three-year respite. It’s discussed on CNBC
daily, and political figures, financial gurus and regulatory officials are repeatedly
asked for their opinion. At this point, much attention has been focused on what
Bitcoin is and how it works, but that in some ways, is the easy part. Assuming the
underlying blockchain technology works, is Bitcoin or any other of the
cryptocurrencies something investors should consider for their portfolios? That’s
the more difficult question.
Etude PwC "20ème édition de la CEO Survey" - Janvier 2017PwC France
Quelles sont les préoccupations des dirigeants en 2017 ?
Cette année, plus de 1300 dirigeants du monde entier ont témoigné de leur confiance en l’avenir, leur priorités stratégiques.
Recherche de talents et des futurs leaders de demain, stratégies de développement, poids de la technologie et son impact sur la confiance en l’entreprise, dynamiques opposées de mondialisation et de nationalismes impactent le quotidien des dirigeants. Quel regard portent-ils sur leur environnement ?
http://pwc.to/2k0a12Q
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For the last two decades, PwC has asked business leaders everywhere about the trends reshaping business and society. As we mark the 20th year of our annual CEO survey, we’ve observed just how much the world has changed.
Le cabinet d’audit et de conseil PwC a mené son étude « Carbon Factor » auprès des 20 principaux producteurs d’électricité européens pour la 14ème année consécutive.
Le facteur carbone (exprimé en kg CO2/MWh) se définit comme le rapport entre les émissions de CO2 générées et la production d’électricité correspondante. En 2014, il s’établit à 313 kg CO2/MWh, soit une baisse de 5,8% par rapport à 2013, pour atteindre son plus faible niveau depuis 2001.
Etude PwC : La transition énergétique pour la croissance verte (nov 2015)PwC France
Quels sont les impacts attendus et les tendances du marché français de la Transition Energétique ?
La loi sur la transition énergétique fixe des objectifs ambitieux, définissant la trajectoire énergétique de la France à moyen et long terme
Etude PwC "Total Retail 2015" Sur quoi miser aujourd’hui pour réenchanter la ...PwC France
Dans sa 5ème étude mondiale sur les consommateurs connectés - menée dans 25 pays auprès de 22 600 web-acheteurs, le cabinet d’audit et de conseil PwC révèle que la France a recruté 17% de nouveaux web-acheteurs en 2015, un chiffre en hausse par rapport à 2014.
GEMO 2016 : un digital de plus en plus cannibale ?PwC France
Dans la 16ème édition de l’étude annuelle « Global Entertainment & Media Outlook », sur les perspectives de l’industrie des médias et des loisirs, PwC prévoit que le marché mondial va croître de 5,1 % en moyenne par an entre 2014 et 2019.
Cette étude, réalisée dans 54 pays, montre qu’avec 3,2% de croissance moyenne annuelle d’ici 2019, la France tire son épingle du jeu parmi les pays matures.
La publicité sur internet devrait y porter la croissance du secteur, et le numérique en général continue de bouleverser le business model de l’ensemble des segments, qu’il s’agisse de l’édition, de la musique, de la presse, des jeux vidéo ou bien encore de la télévision.
Infographie PwC GEMO 2016 sur l'industrie Médias et Loisirs (juin 2015)PwC France
Dans la 16ème édition de l’étude annuelle « Global Entertainment & Media Outlook », sur les perspectives de l’industrie des médias et des loisirs, PwC prévoit que le marché mondial va croître de 5,1 % en moyenne par an entre 2014 et 2019.
Cette étude, réalisée dans 54 pays, montre qu’avec 3,2% de croissance moyenne annuelle d’ici 2019, la France tire son épingle du jeu parmi les pays matures.
Etude PwC Low Carbon Economy Index (oct. 2015)PwC France
L'année 2014 a marqué un tournant en matière de réduction des émissions de carbone dans les économies du G20. C’est ce que révèle le cabinet d’audit et de conseil PwC dans la 7ème édition de son étude annuelle « Low carbon Economy index », qui modélise l'intensité carbone des grandes économies – à savoir les émissions des gaz à effet de serre liées à la consommation d'énergie par million de dollars de PIB. En effet, l'intensité carbone a chuté de 2,7% en 2014, soit sa plus forte baisse depuis 2000.
La France fait office d’exemple : elle a réduit son intensité carbone de plus de 9% en 2014, ce qui représente la 2ème plus forte réduction des pays du G20, juste derrière le Royaume-Uni (- 10,9%).
Etude FCD, ESSEC et PwC sur la distribution responsable (août 2015)PwC France
Les enseignes de la Fédération du Commerce et
de la Distribution (FCD) se mobilisent depuis de
nombreuses années en faveur du développement
durable. Elles mènent des actions volontaristes
pour réduire l’impact environnemental de leur
activité, mais aussi, conformément aux exigences
de la RSE, en matière de consommation
durable, de gestion responsable des ressources
humaines et d’engagement sociétal.
Les introductions en bourse européennes affichent une forte activité au 2e trimestre grâce aux spin-off,
mais entrent de plus en plus en concurrence avec les processus de ventes.
Etude PwC CEO Survey Talent "People Strategy for the Digital Age" (juillet 2015)PwC France
Dans son étude « People strategy for the digital age : A new take on talent » menée à l’échelle mondiale, le cabinet d’audit et de conseil PwC constate que, dans un contexte de concurrence mondiale accrue, les entreprises ont désormais besoin de compétences plus diversifiées pour rester compétitives : 73% des dirigeants voient la pénurie des compétences comme une menace sérieuse à la poursuite de leur activité (contre seulement 46% en 2009).
Une des réponses consiste à mettre en place une stratégie de diversification des talents. Pour aller plus loin, les entreprises doivent également se tourner vers l’exploitation et l’analyse des données qu’elles collectent.
Dans sa dernière étude « PwC Golden Age Index : how well are OECD economies adapting to an older workforce ? », le cabinet d’audit et de conseil PwC compare l’emploi des seniors (travailleurs âgés de plus de 55 ans) dans 34 pays de l’OCDE.
Etude PwC Global Economy Watch (juin 2015)PwC France
Dans leur dernière étude « Global Economy Watch », les économistes du cabinet d’audit et de conseil PwC ont analysé les performances économiques des cinq premiers pays d’Afrique du Nord – Egypte, Algérie, Maroc, Soudan et Tunisie, près de cinq ans après les débuts du « Printemps arabe » qui a entraîné de grands bouleversements dans toute la région. Cette étude révèle les défis et les opportunités qui attendent les entreprises et les dirigeants politiques en Afrique du Nord.
Etude PwC et Essec "Grande consommation 1985 - 2015 - 2045"PwC France
A l’occasion du 30ème anniversaire de la Chaire Grande Consommation de l’ESSEC, les experts du cabinet d’audit et de conseil PwC ont imaginé les grandes évolutions du secteur de la distribution et des biens de consommation au cours des trente prochaines années.
Etude PwC sur le Top 100 des entreprises les mieux valorisées au monde en 201...PwC France
La dernière étude du cabinet d’audit et de conseil PwC « Global Top 100 Companies by market capitalisation » révèle que plus de la moitié (53) des 100 entreprises les mieux valorisées au monde sont américaines, contre seulement 4 entreprises françaises. Apple reste en tête du classement établi par PwC, avec une capitalisation boursière de 725 milliards de dollars, en hausse de 54% (+256 milliards de dollars) par rapport à 2014.
Etude PwC "Bridging the gap" sur les investisseurs institutionnels (mai 2015)PwC France
Selon la dernière étude du cabinet d’audit et de conseil PwC, intitulée « Bridging the gap », sept investisseurs institutionnels sur dix (70 %) – parmi les 60 qui ont été interrogés par PwC au plan mondial – affirment qu’ils refuseraient de participer à une levée de fonds de private equity ou à un co-investissement si ceux-ci présentaient un risque environnemental, social ou de gouvernance.
Méthodologie :
Pour réaliser cette étude, PwC a mené des entretiens individuels avec 60 commanditaires de 14 pays, totalisant quelque 500 milliards USD d’allocation aux gérants ou general partners (GP) de fonds de private equity. Les participants à l’enquête ont répondu sur la base du volontariat, d’où une surreprésentation probable des investisseurs relativement avancés dans leur approche de l’investissement responsable. Le panel était composé à 30 % de fonds de pension, à 20 % de gestionnaires d’actifs et à 7 % de fonds souverains ou publics. Parmi les répondants figuraient de grands fonds de pension du monde entier, comme le CalSTRS (caisse de retraite de l’enseignement public de Californie), l’USS (caisse de retraite de l’enseignement supérieur britannique), la caisse de retraite de BT, le West Midlands Pension Fund, le Wellcome Trust, un fonds de pension suédois et des fonds confessionnels aux États-Unis et en Finlande. Parmi les principaux gestionnaires d’actifs figuraient les sociétés Aberdeen, Hermes GPE, F&C et BlackRock. 7 investisseurs français ont aussi participé à cette étude comme par exemple BPI France, Ardian ou OFI Asset Management (devenu depuis SWEN Capital Partners).
Etude PwC, AFDEL et SNJV sur "Les 100 digital"PwC France
PwC, l’AFDEL et le SNJV dévoilent l’édition 2015 du GSL 100, classements des principales entreprises de l’édition de logiciels, des services Internet et du jeu vidéo français, dans le cadre de l’étude « Les 100 digital » qui décrypte les tendances et les progressions des entreprises de la French tech.
Etude PwC Global Economy Watch (mai 2015)PwC France
Selon la dernière étude « Global Economy Watch » du cabinet d’audit et de conseil PwC, les créances libellées en dollars américains, émises hors des Etats-Unis, ont fortement augmenté au cours de ces dernières années, passant de 6 000 milliards de dollars avant l’instauration des premières mesures d’assouplissement quantitatif en novembre 2008 à environ 9 000 milliards en 2014.
Etude PwC sur l'économie collaborative (mai 2015)PwC France
En dix ans, le concept d'économie collaborative est devenu un véritable marché impliquant de nombreuses startups comme des grandes entreprises internationales. Alors que ce marché représente aujourd’hui 15 milliards de dollars, le cabinet d’audit et de conseil PwC estime qu’il atteindra 335 milliards de dollars d’ici à 2025.
Source
Les données relatives aux consommations collaboratives des Américains sont issues de l’étude « Consumer Intelligence Series: The Sharing Economy » publiée par PwC en avril 2015. Pour cette étude, 1 000 consommateurs américains, âgés de plus de 18 ans, ont été sondés en ligne entre les 17 et 22 décembre 2014.
Etude PwC sur l'intérêt des investisseurs pour l’Afrique (avril 2015)PwC France
L’intérêt des investisseurs pour l’Afrique continue de progresser, le continent étant perçu comme un marché à fort potentiel de croissance, susceptible d’offrir des opportunités de retour sur investissement très intéressantes. L’Afrique sub-saharienne s’affirme comme la région la plus attractive. En effet, le Ghana, le Nigéria et la Tanzanie forment le Top 3 des pays de choix pour les analystes et investisseurs que le cabinet d’audit et de conseil PwC a interrogés dans la 7ème édition de l’étude « Valuation methodology survey », qui inclut pour la première fois les réponses des investisseurs en Afrique francophone.
Transcript: Selling digital books in 2024: Insights from industry leaders - T...BookNet Canada
The publishing industry has been selling digital audiobooks and ebooks for over a decade and has found its groove. What’s changed? What has stayed the same? Where do we go from here? Join a group of leading sales peers from across the industry for a conversation about the lessons learned since the popularization of digital books, best practices, digital book supply chain management, and more.
Link to video recording: https://bnctechforum.ca/sessions/selling-digital-books-in-2024-insights-from-industry-leaders/
Presented by BookNet Canada on May 28, 2024, with support from the Department of Canadian Heritage.
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using Deplo...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
Essentials of Automations: Optimizing FME Workflows with ParametersSafe Software
Are you looking to streamline your workflows and boost your projects’ efficiency? Do you find yourself searching for ways to add flexibility and control over your FME workflows? If so, you’re in the right place.
Join us for an insightful dive into the world of FME parameters, a critical element in optimizing workflow efficiency. This webinar marks the beginning of our three-part “Essentials of Automation” series. This first webinar is designed to equip you with the knowledge and skills to utilize parameters effectively: enhancing the flexibility, maintainability, and user control of your FME projects.
Here’s what you’ll gain:
- Essentials of FME Parameters: Understand the pivotal role of parameters, including Reader/Writer, Transformer, User, and FME Flow categories. Discover how they are the key to unlocking automation and optimization within your workflows.
- Practical Applications in FME Form: Delve into key user parameter types including choice, connections, and file URLs. Allow users to control how a workflow runs, making your workflows more reusable. Learn to import values and deliver the best user experience for your workflows while enhancing accuracy.
- Optimization Strategies in FME Flow: Explore the creation and strategic deployment of parameters in FME Flow, including the use of deployment and geometry parameters, to maximize workflow efficiency.
- Pro Tips for Success: Gain insights on parameterizing connections and leveraging new features like Conditional Visibility for clarity and simplicity.
We’ll wrap up with a glimpse into future webinars, followed by a Q&A session to address your specific questions surrounding this topic.
Don’t miss this opportunity to elevate your FME expertise and drive your projects to new heights of efficiency.
Slack (or Teams) Automation for Bonterra Impact Management (fka Social Soluti...Jeffrey Haguewood
Sidekick Solutions uses Bonterra Impact Management (fka Social Solutions Apricot) and automation solutions to integrate data for business workflows.
We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on the notifications, alerts, and approval requests using Slack for Bonterra Impact Management. The solutions covered in this webinar can also be deployed for Microsoft Teams.
Interested in deploying notification automations for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
Search and Society: Reimagining Information Access for Radical FuturesBhaskar Mitra
The field of Information retrieval (IR) is currently undergoing a transformative shift, at least partly due to the emerging applications of generative AI to information access. In this talk, we will deliberate on the sociotechnical implications of generative AI for information access. We will argue that there is both a critical necessity and an exciting opportunity for the IR community to re-center our research agendas on societal needs while dismantling the artificial separation between the work on fairness, accountability, transparency, and ethics in IR and the rest of IR research. Instead of adopting a reactionary strategy of trying to mitigate potential social harms from emerging technologies, the community should aim to proactively set the research agenda for the kinds of systems we should build inspired by diverse explicitly stated sociotechnical imaginaries. The sociotechnical imaginaries that underpin the design and development of information access technologies needs to be explicitly articulated, and we need to develop theories of change in context of these diverse perspectives. Our guiding future imaginaries must be informed by other academic fields, such as democratic theory and critical theory, and should be co-developed with social science scholars, legal scholars, civil rights and social justice activists, and artists, among others.
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
UiPath Test Automation using UiPath Test Suite series, part 3DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 3. In this session, we will cover desktop automation along with UI automation.
Topics covered:
UI automation Introduction,
UI automation Sample
Desktop automation flow
Pradeep Chinnala, Senior Consultant Automation Developer @WonderBotz and UiPath MVP
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
DevOps and Testing slides at DASA ConnectKari Kakkonen
My and Rik Marselis slides at 30.5.2024 DASA Connect conference. We discuss about what is testing, then what is agile testing and finally what is Testing in DevOps. Finally we had lovely workshop with the participants trying to find out different ways to think about quality and testing in different parts of the DevOps infinity loop.
2. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
4 key points on Bitcoin
A Bitcoin is a peer-to-peer currency that is gaining
momentum in multiple marketplaces. New and emerging
companies are Bitcoin-centric and a handful of larger,
established companies are experimenting with it. While it’s
one of 70 digital currencies available, Bitcoin is generating
considerable buzz and activity, even though it is not a
government-backed currency or legal tender in the United
States. So what should executives know about Bitcoin and its
potential impact? Our point of view:
1. Bitcoin can be part of an innovation strategy for
Risks and benefits for
companies, consumers
Benefits for companies
•
Low transaction fees
•
Daily cash outs
•
No payment reversals
•
Merchant tools exist to simplify
experience
Risks for companies
entertainment companies are experimenting using
Bitcoin for new music downloads.
•
Pseudo-anonymous transactions
•
No central entity backing it
•
Not legal tender in some countries
•
products, services and payment systems. Some
Uncertain and evolving
2. Early adopters enjoy a public relations and marketing
advantage. Being noted as a Bitcoin innovator can
potentially generate favorable press and social media
mentions. In 2014, social gaming company Zynga
added Bitcoin to its most popular games and garnered
thousands of media mentions.
3. The value of Bitcoin is frequently fluid and roller
perspectives of regulators
•
Network security
•
Volatile trading market
•
Dynamic product pricing a must
•
Slow transaction processing time
Benefits for consumers
•
coaster-like. Dynamic pricing of products is needed
with daily cash-outs and a trusted payment partner. In
the tourism sector, CheapAir.com has partnered with
Bitcoin merchants to leverage those features.
globally
•
Pseudo-anonymous transactions
•
Value fluctuations (when rising)
•
Financial institutions don’t control
currency
4. Like other consumer-facing technologies, companies
experimenting with Bitcoin should monitor the evolving
regulatory landscape and execute due diligence to
mitigate potential exposure to illicit activities.
This PwC Consumer Intelligence Series report explores
the emerging impact of Bitcoin on entertainment, media and
communications companies. It is based on our analysis of
Bitcoin’s 3.4 million online mentions in 2013 plus a PwCcommissioned online consumer survey to gather awareness,
attitudes and behaviors about Bitcoin.
Typically no fees to send Bitcoin
Risks for consumers
•
No payment reversals
•
Complexity of buying Bitcoin
•
Complexity of cashing out
•
Niche adoption by major brands
•
Complexity of carrying a digital
wallet
•
Uncertain and evolving
perspectives of regulators
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3. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
Bitcoin’s evolution into a brand
If it seemed like a lot of
people were suddenly talking
about Bitcoin in 2013, that’s
because they were. Bitcoin had
3.4 million online mentions in
2013, according to our research,
equaling General Motors and all
of its brands during the year.1
Those conversations translated
to media mentions, too; Bitcoin
was the subject of some 11,200
traditional media stories in
2013.2 In November alone, it
was featured in 14,179 online
stories.3
Bitcoin’s growth has been
swift: Two leading U.S. banks
have met to discuss Bitcoin; one
of them became the first U.S.
institution to initiate official
analyst coverage of the digital
currency.4
Bitcoin’s growth has
spawned a rash of supporting
companies, including exchanges
such as Mt. Gox and Cryptsy,
which allow users to exchange
Bitcoin into local currencies.
There are startups for buying
Bitcoin, such as CoinBase,
which received $25 million in
venture capital in 2013,5 as well
as Coinmkt and Campbx. Other
companies are creating digital
wallets to store and use Bitcoin
at brick and mortar locations.
All of this growth signals
that Bitcoin has grown into
a brand, a decentralized one
at that, supported by a digital
ecosystem of entrepreneurship.
The history of digital shows that
when that ecosystems form,
disruption follows.
D A T A PO I N T S
Bitcoin in social media
3,400,000
Number of social mentions ‘Bitcoin’
generated in 2013. Mentions occurred
on social networks, microblogs, forums,
mainstream news, images, videos and blogs.
96% male
Percentage of gender mentioning Bitcoin.
The majority of discussions happen in the
United States and China, and participants
are typically ages 26-50.
21%
Percentage of Bitcoin mentions about online
gambling and video games.
2013: The year of Bitcoin
Source: Online mention data via Sysomos MAP,
2013
70%
60%
November
Bitcoin Black Friday/CyberMonday: 400 retailers join
Bitcoin Black Friday website. Bitcoin nears value of
ounce of gold.
May
Treasury crackdown on money
laundering. Presidential
candidate accepting Bitcoin
donations.
600k
700k
Neutral
50%
April
Chinese e-commerce
market says it will accept
Bitcoin.
40%
500k
400k
Positive
30%
20%
10%
March
Speculation of new
unregulated virtual
currency and value.
October
Silk Road controversy. Bitcoin
ATMs in Canada. Exchange
launched in the United Kingdom.
300k
Volume of mentions
Sentiment
800k
200k
Negative
100k
0%
0
Dec ‘12
J
F
M
A
M
J
J
A
S
O
N
D ‘13
Source: Online mention data via Sysomos MAP, 2013.
Note: While regulators have publicly stated they do not wish to stifle innovation, federal agencies continue to advance their own understanding of Bitcoin and its
technology. It is likely that the regulatory environment for users, miners and exchangers will evolve over time. Companies considering Bitcoin should monitor regulatory
developments and how they shape the market in coming years.
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4. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
The open-source monetary system
While Bitcoin quickly
becomes part of the business
vernacular, does it have what
it takes for enterprise-level
security?
Since its release in 2009,
Bitcoin has differentiated itself
by solving for the nagging
problem of double-spending,
when one token is spent
twice. The solution: A public
ledger that logs every Bitcoin
transaction, allowing users to
agree on who owns how many
Bitcoins at any time. Bitcoin
has also seemingly solved for
issues around online system
security, too; each transaction
is encrypted while all of its
governing code is publicly
accessible. Hundreds of
developers voluntarily update
and monitor the open-source
code, contributing to its
common good.
As a digital currency,
Bitcoin is not backed by physical
commodities such as gold,
or a centralized government
authority and its credit;
instead, it relies on peer-topeer distribution and trust in
that network, which is nearly
frictionless. That makes for a
low-to-no fee system.
With 1,000 brick-andmortar businesses and 10,000plus online merchants accepting
Bitcoin, early adopters are
creating roadmaps for the
enterprise to understand and
adopt the digital currency.6
The value of Bitcoin vs. gold
$1,800
Gold $ / O
December 11, 2013
(values in USD):
Gold:
$1,266.25
Bitcoin:
$1,237.95
z. high
Avg. Gold $ / oz.
$1,200
2009:
The first transaction using
Bitcoin occurs.
2010:
The tech news site Slashdot
covers Bitcoin.
2011:
One Bitcoin is valued at
roughly $10.
2012:
The Bitcoin Foundation is
formed.
2013
At U.S. Senate hearings,
Department of Justice calls Bitcoin
a “legal means of exchange.”
2014:
Overstock.com has 840 orders
on first day of taking Bitcoin. The
company estimates $500,000
worth of Bitcoin business since
January 9.
$800
Avg. Bitcoin $
$600
$200
2008:
Bitcoin.org is registered.
2013:
Canada and Slovakia introduce
Bitcoin ATMs.
$1,000
$400
A brief history of Bitcoin
2012
First Bitcoin exchange
licensed as a bank in EU.
$1,600
$1,400
D A T A PO I N T S
0%
J 2013
B itc
F
oin
$ H ig
M
2014:
Kings become first NBA team to
announce Bitcoin acceptance.
h
A
M
J
J
A
S
O
Source: The Wall Street Journal, “Bitcoin Vs Gold: A Tale Of Two Manias,” 2013.
N
D
2014:
Canada and the Bank of France
say Bitcoin isn’t legal tender.
Source: PwC Research, 2014.
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5. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
Bitcoin: Digital payment disruptor
Bitcoin’s value proposition
includes global, peer-topeer money transfers, nearly
anonymous payments, low
transfer fees and higher-level
security protocols based on
open standards.
Four types of organizations
face increased challenges if
Bitcoin continues its growth
pattern as a digital currency:
Banks, governments, payment
processors and payment
gateways.
BitPay and BIPS are
payment gateways for Bitcoin
transactions, and they are
creating merchant tools that
enable online businesses to
accept Bitcoin on hosted checkout pages, shopping carts and
point of sale systems for brick
and mortar stores. The upshot:
transaction fees are typically
low. Some Bitcoin merchant
tools offer recurring billing and
fees of 1% or less to cash out
Bitcoin daily (see column on
right).
Bitcoin enables companies
to skip the “middle man” of
central financial institutions
and their fees, not unlike
how peer-to-peer file sharing
of music enabled today’s
consumers to download music
from artists directly. Bitcoin is a
bit like the 1999-era of Napster
in that way, but today’s scenario
involves consumers sending
digital payments directly to
other users, or companies with
goods and services to sell, with
minimal fees and no float time.
Added to this proposition
is that consumers who use a
decentralized, peer-to-peer
payment system can be shielded
from fluctuations caused by
local government politics and
their influence on central banks.
In this potential scenario,
Bitcoin has the potential to
disrupt currency models.
Bitcoin may cause financial
institutions to update or add
to their current technologies,
adjust fee structures, add
services or new layers of
specalists to monitor and
understand governmental
regulatory issues.
D A T A PO I N T S
Bitcoin fees vs. other fees
Payment method transaction fees, from
highest to lowest:
3.1%
American Express
2.7%*
Visa, MasterCard,
Discover
2.9%
PayPal
2.75%
Square
Free **
Coinbase
Free *** BitPay
66
% of all point-of-sales transactions
that are done with credit, debit, or
gift cards.
$6.9 trillion
VISA 2013 users’ total dollar volume. Visa
had the largest marketshare of all credit
cards.
26.2 billion
Total number of credit card transactions in
the U.S. in 2012.
55,000
U.S. Government viewpoints on Bitcoin
Government entity
View on Bitcoin
Securities and Exchange
Commission
Considering options on Bitcoin as a security.
Commodities Future Trading
Commission
Considering options on Bitcoin as a commodity, or a
“marketable good produced to satisfy wants or needs.”
Internal Revenue Service
Considering options on Bitcoin as a taxable currency.
Treasury
Companies deemed to exchange Bitcoin for traditional
fiat currencies and vice versa as a business must
register as money transfer businesses.
Congress
Considering the effect of Bitcoin on the Federal Reserve
and weighing consumer protection options.
Average number of Bitcoin transactions
every day in 2013. Daily average was less
than 100 in 2009.
* Variable as set by the acquiror (bank).
** No fee for first $1 million in payment processing.
After that, 1% charge.
*** No transaction fee with $30 / month subscription.
Sources: Kimbia.com Interview, 2013.
Congressional Research Service, “Bitcoin: Q+A
and Analysis of Legal Issues,” 2013. NerdWallet.
com, 2011. BlockChain.info, 2013. CreditCards.
com, 2013.
Source: Congressional Research Service, “Bitcoin: Q+A and Analysis of Legal Issues,” 2013.
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6. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
Bitcoin growth and trust issues
Successful traditional
currencies typically have two
success factors: They function
as a medium of exchange and
maintain their value over time.
To maintain value, a
currency must be trusted by
those using it. A medium of
exchange means a currency
has to be divisible, easily
transferable and valued.
While Bitcoin is divisible
and has an increasing number
of way to spend it, including
acceptance at online retailers
such as Overstock.com, its value
swung wildly in 2013.7 The value
of one Bitcoin was relatively
stable in 2011-12, averaging
$5.44 and $8.29, respectively;
2013 was a rocket ship ride,
reaching a high at one point of
$1,147; it ended the year at $757
(all prices are in US dollars).8
Much like its fiat
counterparts, Bitcoin’s value
fluctuates on the market forces
of supply and demand. However,
as the currency becomes more
mainstream and more Bitcoins
are “mined,” its value will be
based on actual transactions,
not market speculation. That
said, the same market forces
causing fluctuations in value
are also what’s driving the
popularity, and trust, in the
brand of Bitcoin.
Another advantage of
Bitcoin over traditional currency
is the aforementioned public
ledger. Called the “block chain,”
it tracks every transaction in the
Bitcoin network. Transactions
are semi-anonymous and
ultimately traceable.
Bitcoin has many hurdles
before it becomes mainstream,
including an infrastructure of
consumer-friendly services,
regulatory hurdles, licensing
regimes, governmental
classification of the asset
(commodity, security, asset or
currency), as well as taxation,
measurement and valuation.
Those are some of its key
challenges ahead.
D A T A PO I N T S
PwC survey results
42
% of all respondents understand
the concept of Bitcoin.
4
% of all respondents are
“very interested” in using Bitcoin.
49
27
22
49
% of all respondents are “not at
all” or “not very interested” in
using Bitcoin.
% of the previous group cite
Bitcoin’s lack of trust, security and
regulation as why they are not
interested.
% of respondents say “nothing”
would increase their interest in
Bitcoin.
% of total respondents would be
more likely to trust Bitcoin if it
were distributed by a well-known
third party.
Key points
1.2 trillion
Consumer trust in banks
The number of U.S. dollars in circulation in
July 2013.
80%
US consumer trust
11.3 million
60%
40%
U K con
ust
sumer tr
The number of Bitcoins in circulation in July
2013.
20%
0%
2007
2008
2009
2010
2011
2012
Sources: Survey data based on a December
2013 PwC survey of 1,000 geographically-diverse
respondents. Sample size was 55% female and
45% male. Other: BlockChain.info, 2013. Board of
Governors of the Federal Reserve System, “Money
Stock Measures (H.6),” 2013.
Source: Edelman Trust Barometer, 2012.
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7. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
Bitcoin & EMC: Entertainment sector
Bitcoin for direct and global selling
In 2013, the prospect of
paying for albums, music and
movies with Bitcoin drove
awareness and positive online
sentiment for the digital
currency in the entertainment
sector.
Although no leading online
music or movie platforms have
announced Bitcoin acceptance,
several alternative sites, such
as CoinDL.com and Beatcoin.
org, have been launched to allow
Bitcoin-based purchases for
downloads and streaming of
music.
As a payment platform,
Bitcoin presents an opportunity
for filmmakers, musicians,
artists, authors, and other
content creators to more easily
sell their work directly to fans
worldwide, bypassing a maze
of country-based currencies,
payment networks, gateways
and distribution platforms.
Given its no-chargeback model,
Bitcoin makes global direct
selling more attractive as a
hedge against credit card fraud.
Entertainment companies
or studios could partner with
Bitcoin-accepting services
such as Soundcloud or CoinDL,
which are audio platforms that
enable performers to upload
and promote songs. Filmmakers
and other content producers
are petitioning Indiegogo and
Kickstarter to use Bitcoin for
crowdsourcing-based funding.9
Larger content companies
and their partners may find
value in experimenting with
Bitcoin as a payment system
for specific songs, albums or
campaigns, especially with
artists who have global, techsavvy followings. It’s also an
opportunity to partner with or
acquire entertainment startups
that build momentum with
Bitcoin.
As with any new
innovation, especially a digital
one, there are gray markets.
Modern content creators
are constantly concerned
with piracy; while a Bitcoin
transaction is semi-anonymous,
its public ledger system allows
sophisticated law enforcement
agencies to track transactions to
IP addresses.10
How digital wallets work with Bitcoin: Buying movie tickets
Customer has a smartphone
with a digital wallet app
installed, and goes to a movie
theatre that supports Bitcoin
transactions.
To buy a ticket, customer
uses phone to scan a Bitcoin
QR code on the point of sale
machine that matches the
price of the ticket.
The Bitcoin network sends
money from the customer’s
online Bitcoin tally to the
theatre’s account. On average,
this takes ten minutes or less.
D A T A PO I N T S
Bitcoin in social media
2
% of all 2013 online Bitcoin
mentions involved entertainment.
91
% favorable
mention sentiment.
PwC survey results
17
% of all respondents are “very
interested” or “interested” in using
Bitcoin for internet transactions.
Key points
$479 billion
2012 revenue generated by the United
States’ entertainment and media industry.
$632 billion
Predicted 2017 revenue generated by the
United States’ entertainment and media
industry.
Early innovators
Artist (and Spice Girl) Mel B made her
single “For Once in My Life” available to
purchase for 0.0012 Bitcoin as of Dec 2013.
BitTorrent, in its new business model
as a legitimate content provider,
is integrating Bitcoin into its system,
encouraging content creators to share music
with fans in exchange for Bitcoin. It may
also integrate Bitcoin metadata into its code,
potentially open-sourcing innovation among
the two protocols. BitTorrent’s protocols
generate roughly 40% of the world’s internet
traffic each day.
Sources: Online mention data via Sysomos MAP,
2013. PwC’s “2013-2017 Global Entertainment and
Media Outlook,” 2013.
Source: PwC Research, 2013.
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8. D I G I T A L D i s r u p t o r : H o w B it c o i n i s d r i v i n g i n n o v ati o n i n E M C
Bitcoin & EMC: Media sector
Going beyond the paywall
In 2013, media companies
began to experiment with
Bitcoin. Paywall technology
was a logical first choice. The
ability to wall off certain content
for those willing to pay for it is
enhanced by the digital nature
of Bitcoin and its divisibility.
Bitcoin could make it possible
to charge the equivalent of
pennies, or nickels, for a la
carte content. Bitcoin reduces
multiple currency exchange
needs with global audiences
and out-of-country fees
often charged by credit card
companies for purchasing
goods and services beyond the
consumer’s home country.
Has Bitcoin usage spread
sufficiently to make paywalls
and micropayments viable for
media companies? The Chicago
Sun-Times, the ninth largest
newspaper in the United States,
will test that theory with its
paywall in early 2014.11 In the
meantime, PwC survey results
show that nearly half of the
U.S. public is aware of Bitcoin,
but have yet to understand its
technical aspects, which hinders
trust. (See column at right).
PwC survey results
15
% of respondents who were
“not interested” in Bitcoin said
they would “need to know more
about Bitcoin” before they would
consider using it.
Micropayments has been a
long-imagined and researched
future for companies that wish
to offer content a la carte, but
transaction fees have hindered
deployment for anything sold
for less than $1. In lieu of daily
or monthly subscriptions,
2013: Bitcoin mentions in U.S. mass media
D A T A PO I N T S
Bitcoin in social media
3
% of 2013 online Bitcoin mentions
involved media companies.
95
% favorable
conversation sentiment.
PwC survey results
44.5
% of consumers aged 18-34
are aware of Bitcoin.
Key points
42
6
% of people who correctly
identified Bitcoin as a virtual
currency during a 2013
Bloomberg survey.
% of people from Bloomberg
survey who incorrectly identified
Bitcoin as an Xbox video game.
3,000
94
2,400
Early innovators
1,800
IAC, the parent company of
OKCupid.com, accept Bitcoin for
subscriptions and premium features.
1,200
TheDishDaily accept Bitcoin for various
levels of access and subscriptions.
% of people skip pre-roll
advertisements when browsing
the internet.
Reddit Gold customers can pay with Bitcoin
to access extra features and gift “gold” to
other users.
600
0
J
F
M
A
M
J
J
A
S
Source: BBC News Magazine, “Bitcoin: Price v hype,” 2013.
O
N
Sources: Online mention data via Sysomos MAP,
2013. PwC Survey, 2013. Bloomberg, “Most
Americans Don’t know Bitcoin While some Guess
Xbox,” 2013. eConsultancy, “Pre-roll video ads: is it
any wonder why we hate them?,” 2013.
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Bitcoin & EMC: Video game sector
Bitcoin driving digital downloads
Our research finds that
Bitcoin awareness and usage is
healthy among men aged 25-40.
Given those demographics,
video game companies have
good potential for benefiting
from integrating Bitcoin into
their product and payment
strategies.
Some niche video gaming
companies are experimenting
in the space, such as Hundle
Bundle, PC Game Supply
and Ouya by using Bitcoin as
payment for special game or
console offerings (see column
at right). Companies in this
space have the advantage of
measuring purchase and loyalty
rates of users who pay with
Bitcoin vs. traditional payment
systems. Mobile gaming
companies are well-suited to
accept and integrate Bitcoin into
their offerings, given their lack
of brick-and-mortar sales.
Larger video game
companies could incorporate
in-game Bitcoin micropayments
into their game engines.
Specialized video games that
use Bitcoin as a theme could
be devised, given that Bitcoin
awareness and understanding
remain relatively low.
Bitcoin seems to make
sense for existing online video
game economies, where players
theoretically cash out existing
in-game currency for Bitcoin, or
vice versa. While most virtual,
in-game currencies can’t be
cashed out for real-world
currency, Bitcoins can be traded
for dollars.12
Video game companies
could build their own, gamebased exchange markets or
partner with companies for
exchange markets that create
virtual tools, add-ons, avatars
and themes.
D A T A PO I N T S
Bitcoin in social media
9
83
% of 2013 online Bitcoin mentions
involved video games.
% favorable
conversation sentiment.
This sentiment level is noticeably
lower than other industries in the
report, which average at 93.5%
favorability.
PwC survey results
82
% of consumers concerned with
fluctuation in the Bitcoin market.
Key points
13
Average number of hours people
in the U.S. play video games per
week.
$112 billion
Projected 2015 revenue for the global video
game industry. It was $74 billion in 2011.
Case study: Zynga
Early innovators
Zynga is an online social gaming company that has faced increased competition, loss of players on
social networks and challenges porting its games to mobile devices. Zynga’s active daily users went
from a high of 72 million in 2012 to 30 million in 2013. In January 2014, it announced Bitcoin global
acceptance in their games FarmVille 2, CastleVille, ChefVille, CoasterVille, Hidden Chronicles,
Hidden Shadows and CityVille.
Potential benefits:
Improved profitability due to lower transaction costs for in-game purchases of virtual goods, publicity
and social media word-of-mouth exposure, closer alignment with core Bitcoin demographics.
Potential challenges:
Extending Bitcoin to mobile devices could prove challenging since Bitcoin wallet apps have been
rejected from several leading app stores.
Source: TechCrunch, “Zynga Links Up With BitPay For A Bitcoin Payment Test,” 2014. Zynga Game Network,
2013. Inside Network Survey, 2013.
Humble Bundle accepts Bitcoin for video
game packages under a name-your-own
pricing model. It splits the profits with
developers and nonprofits.
PC Game Supply accepts Bitcoin for digital
delivery and for game bundles under a
name-your-own price model.
The State of New Jersey settled with a
online video game company for $1 million
amid accusations of the company stealing
Bitcoin from video game players using
malware.
Sources: Online mention data via Sysomos MAP,
2013. GameSpot, “Time spent gaming on the rise,”
2010. Gartner, “Forecast: Video Game Ecosystem,
Worldwide, 4Q13,” 2013. ZDNet, “Video game firm
settles Bitcoin mining dispute for $1 million,” 2013.
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Bitcoin & EMC: Travel and tourism sector
Bitcoin as a loyalty driver
Since Bitcoin’s global
and decentralized digital
infrastructure is not tied to
country-specific currencies,
travel and tourism companies
could experiment with Bitcoin
on multiple fronts.
Tourism and vacation
companies could use Bitcoin to
supplement traditional payment
systems, making it easier for
out-of-country tourists to make
reservations. Airlines could
accept the digital currency for
domestic flight purchases in
the United States (or low space
orbit; see column at right). They
could also integrate QR codebased Bitcoin accounts into
mobile apps, experimenting
with in-flight payments,
hospitality lounges or selling
frequent flyer miles or points.
Bitcoin could be offered as
an enhancement to traditional
loyalty programs such as miles
or reward points. Leading-edge
resorts could experiment with
Bitcoin as part of their payment
systems, whether for in-room
services, tours or in conjunction
with mobile devices and special
attractions. For companies
wanting to attract technologysavvy consumers, being Bitcoinfriendly could enhance loyalty
numbers. Few large companies
in the sector have publicly
revealed Bitcoin plans, so early
innovators are likely to attract
traditional and social media
buzz.
The travel and tourism
industry is poised to face
an onslaught of wearable
technology that helps users
better understand location and
context, or personal telemetric
data associated with tourism.
That means travelers will be
more digitally-savvy, presenting
opportunities for companies
to use Bitcoin to offer real or
virtual products, tools and
services associated with travel
experiences.
Have Bitcoin, will attempt to travel
A Utah couple completed a 101-day trip across three continents using only Bitcoin. The couple
described the experiment as “frustrating, but never impossible.” They used Bitcoin to pay for rent,
groceries, pizza, rental cars
and booking flights with a
German travel agency. The
couple traveled to:
Provo, US
Chicago, US
Kansas City, US
Pittsburgh, US
New York, US
Berlin, DE
Stockholm, SE
D A T A PO I N T S
Bitcoin in social media
1
100
% of 2013 online Bitcoin
mentions involved travel and
tourism.
% favorable
conversation sentiment.
PwC survey results
49
% of consumers are “not
interested” in using bitcoin for
purchases online.
Key points
$129 billion
Travel-generated tax revenue to all
governments.
60 million
Number of new travelers entering the world
travel market between 2000 and 2010.
$1.4 trillion
Value of global tourism industry in 2013.
Revenue grew an annualized 2.5% over past
5 years.
Early innovators
Virgin Galactic to accept Bitcoin for
suborbital spaceflights in 2014. Virgin
Airlines may accept the currency afterward.
CheapAir.com accepting Bitcoin for flights.
SimplyTravelOnline.com allows booking
hotels, rental cars and flights with Bitcoin.
Source: The Wall Street Journal, “Bitcoin Couple Travels the World Using Virtual Cash,” 2013.
Sources: Online mention data via Sysomos MAP,
2013. U.S. Travel Association, 2013. IBISWorld,
2013. PwC Research, 2013. PwC, “PwC Hospitality
Directions: Q3 2013,” 2013.
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Bitcoin & EMC: Casino gaming sector
Blackjack, roulette and Bitcoin
Bitcoin as the ideal casino
chip? Possibly. It provides
a high level of user privacy,
immediate access to funds and
irreversibility — to the casino’s
and player’s benefit.
Online casino startups are
embracing Bitcoin, primarily
for its ease of crossing national
borders, absence of multiple
currency conversions and lack
of restrictions that banks or
credit card companies may
place on users for online games
of chance. What’s more, online
Bitcoin casinos typically do not
use third-party processors to
handle transactions, therefore
they are in a gray area regarding
legal issues. For now.
With a market estimated
to be worth $4-6 billion, online
casinos have ready and willing
customers.13 Bitcoin-related
innovation thus far has focused
on Bitcoin-only games and
companies, such as SatoshiDice,
named after the mysterious
creator of Bitcoin, and bitZino,
whose 2012 reported year-end
earnings were 10,137 BTC. In
2012, bitZino players made
3.2 million bets.14 A Bitcoinonly poker site, Seals With
Clubs, allows players to remain
completely anonymous. Cashins and cash-outs are completed
with Bitcoin. Players need not
share bank account information
or even an email address. Given
the acquisition activity and
demand for online gaming,
expect more Bitcoin-based
startups.
Larger, established gaming
companies could potentially
consider Bitcoin and social
gaming part of a unified
strategy to attract younger
demographics. With online
gaming laws approved in
Nevada and New Jersey, Bitcoin
is likely to included in ongoing
education efforts casinos have
with regulators.15
Bitcoin-based programs
might also prove attractive for
casinos’ “whales,” big-spending
customers whose money may
arrive from other countries.
Global interactive gambling gross wins
Gross Wins (in billion U.S. dollars)
60
50
Bitcoin in social media
12
% of 2013 online “Bitcoin”
mentions involved casinos.
92
% favorable
conversation sentiment.
Key points
$45 billion
The market revenue for casino gaming in the
province of Macau.
$6.2 billion
Revenue generated in 2012 by casinos
located on the Las Vegas strip, in U.S.
dollars.
44+
online casinos currently
accept Bitcoin.
Early innovators
BitZino, a Bitcoin-only gaming company,
offers blackjack, roulette and video poker.
During its first year of business, 3.2
million bets were placed, totaling more
than 664,000+ BTC.
Seals with Clubs, a Bitcoin-only poker
site, paid out 110,000 BTC over nearly
8,000 transactions since opening.
40
SatoshiDice, named after the creator of
Bitcoin, was sold in 2013 for $11.5 million
USD.
30
20
10
0
D A T A PO I N T S
2003
2005
2007
2009
2011
2013* * 2015* *
Source: H2 Gambling Capital (www.h2gc.com), 2014.
* 2013 value based on quarter-end reports and Q4 forecasts. 2014 - 2018 values projected.
2017* *
Sources: Online mention data via Sysomos MAP,
2013. Statistic Brain, “Casino Market & Revenue
Statistics,” 2013. Forbes, “Bitcoin Casinos Release
2012 Earnings,” 2013. PwC Research, 2014.
American Gaming Association, “Backgrounder on
Online Gambling,” 2012.
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Bitcoin & EMC: Telecom and Internet sector
Opportunity for early innovators
Telecoms in markets where
bank accounts are sparse or
underserved could have the
most immediate impact with
Bitcoin, primarily as a banking
substitute. In Kenya, billing
providers teamed up with
telecom M-Pesa to develop a
Bitcoin platform for money
transfers.16 Called Kipochi, it’s
considered a lightweight version
of a Bitcoin digital wallet.
In Belgium, telecom
operator Mobile Vikings is
accepting Bitcoin for credits on
accounts or to purchase new
SIM cards and giftcards.17 The
payment choice was driven by
subscriber requests. “We try
to listen to our community as
much as possible, so that’s why
we decided to implement it,”
said chief marketing officer
Dorien Aerts in an interview
with Coinbase.com.
China’s government
and several Chinese telecom
companies had a significant
impact on Bitcoin’s valuation in
2013 (see box below), but some
decisions have made China’s
acceptance of Bitcoin uncertain.
For telecom companies,
incorporating Bitcoin into
existing VOIP services (or new
ones) may make sense for early
experimentation. HushVoice,
a U.S.-based VOIP service,
promises global calls with
bank-level encryption when it
launches in 2014.18 Bitcoin will
be its payment engine.
Systemwide, a peer-to-peer
digital currency like Bitcoin
will likely require updates to
telecom payment infrastructure
and mobile carrier technology,
along with navigating multiple
regulatory issues.
Bitcoin had wild fluctuations in its value in throughout 2013, driven by speculation on Chinese
markets, the news media and the People’s Bank of China declaring it illegal for banks to use. When
that happened in November, Bitcoin fell $300 USD soon after.
Jiangsu Telecom accepts Bitcoin as
a part of a promotional effort. News
inaccurately reports parent company
“China Telecom” is accepting Bitcoin.
BTC China becomes
world’s largest Bitcoin
exchange.
Oct
Nov
People’s Bank of China
makes initial negative
comments on Bitcoin.
Bitcoin in social media
1
% of 2013 online Bitcoin mentions
involved internet and telecom.
100
% favorable
conversation sentiment.
PwC survey results
41
% of consumers ranked security
as a top benefit to Bitcoin.
Key points
$2.2 trillion
Predicted 2013 revenue for global
telecommunications industry.
63%
Bitcoin fluctuations via news in China
Chinese search engine
Baidu accepts Bitcoin for
its security service.
D A T A PO I N T S
Baidu announces
it will no longer
accept Bitcoin.
The search engine marketshare held by
China’s Baidu in 2012.
Early innovators
Coinapult is a company that allows
customers to direct Bitcoin transfers to
mobile phone numbers. It moved operations
to Panama to focus on non-U.S. customers.
BahtCoin is a fixed-rate Bitcoin exchange
based in Thailand. With BahtCoin, Bitcoins
can be used to purchase mobile phone
prepaid cards.
China’s central bank bans
financial institutions from
handling Bitcoin.
Dec
Bitcoin value
drops $300
USD in one day.
Jiangsu
Telecom
removes all
references to
Bitcoin.
Sources: Online mention data via Sysomos MAP,
2013. Insight Research Corporation, “The 2013
Telecommunications Industry Review,” 2013.
SearchEngineLand, “B2B Marketer’s Guide to
Baidu SEO,” 2014. BahtCoin.com, 2014.
Source: Bloomberg, “China Bans Financial Companies From Bitcoin Transactions,” 2013. CNBC, “Baidu
division now accepting bitcoins,” 2013. Mashable, “Bitcoin Prices Plunge...,” 2013. PwC Research, 2014.
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Appendix: Data from PwC survey on Bitcoin
Familiarity with Bitcoin
(Breakdown by age group)
What best reflects your knowledge of Bitcoin?
(Know what it is and have used it at least once)
Know what it is and have
used it at least once
Know what it is but
have not used it
Heard something
about it
Never heard about it
Base: Total Respondents (1000); 18-24 (195); 25-34 (310);
35-49 (388); 50-59 (107)
Base: Total Respondents (1000); 18-24 (195); 25-34 (310); 35-49 (388); 50-59 (107)
How interested are you in using Bitcoin for:
(Somewhat - Very Interested)
How interested are you in using Bitcoin for Internet
purchases with your phone, tablet, or laptop?
Very
Very Interested
Very Interested
Interested
Somewhat
Somewhat
Somewhat
Not very
Not very
Not very
Not at all all
Not atat
Not all
Base: Total Respondents (1000)
Base: Total Respondents (1000); 18-24 (195); 25-34 (310); 35-49 (388); 50-59 (107)
What do you see as the top five benefits of using
Bitcoin for your purchase / sale transactions?
How willing are you to actually use Bitcoin to conduct
Internet purchase / sales transactions?
Helps protect identity while making payments
Easily conduct worldwide transactions
7%
No one can charge or pay on your behalf
Not at all all
Not atat
Not all
10%
Control over money & fraud protection
Not very
Not very
Not very
11%
Fast transactions
Somewhat
Somewhat
Somewhat
12%
Instant peer-to-peer transactions; no central
authority or bank involvement
Very
Very Interested
Very Interested
Interested
15%
5%
Base: Total Respondents (1000)
Base: Total Respondents (1000); 18-24 (195); 25-34 (310); 35-49 (388); 50-59 (107)
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Appendix: Data from PwC survey on Bitcoin
Why are you not very/not at all interested in using Bitcoin for Internet purchase/sale transactions?
All
18-24
25-34
35-49
50-59
Prefer other methods of payment
17%
28%
14%
16%
10%
Need more information / don’t know much about it
16%
15%
14%
18%
10%
No need for it / not useful
11%
12%
11%
10%
12%
Not secure / doesn’t seem secure
8%
6%
9%
8%
12%
Shady / fraudulent / sounds illegal
8%
6%
9%
9%
6%
Value fluctuates / value is speculative
8%
11%
7%
6%
10%
No protections / regulations
7%
4%
10%
8%
4%
Untrustworthy / don’t trust it
7%
2%
4%
10%
10%
Risky / can’t be tracked
6%
2%
6%
7%
10%
No intrinsic value / nothing backing it
6%
6%
5%
6%
4%
Not safe / doesn’t seem safe / unsafe
5%
7%
8%
3%
6%
New / unproven / not enough experience / not around a long time
5%
1%
6%
4%
10%
Base: Not Interested in Bitcoin Total (491); 18-24 (91); 25-34 (141); 35-49 (207); 50-59 (52)
What other feature(s) would make you interested in using Bitcoin for purchase/ sale transactions?
All
18-24
25-34
35-49
50-59
Better security / fraud protection / credits not stolen
14%
13%
13%
14%
13%
Want / need more information / how it works
8%
5%
7%
10%
11%
Provide examples of how to use
5%
3%
6%
4%
8%
Not interested in Bitcoin
4%
3%
5%
4%
6%
Widely used / accepted by banks / governments
4%
3%
5%
4%
5%
Constant / stable value
4%
4%
4%
4%
2%
Don’t know
8%
8%
6%
9%
8%
Nothing
22%
21%
19%
24%
25%
Base: Total Respondents (1000); 18-24 (195); 25-34 (310); 35-49 (388); 50-59 (107)
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Appendix: Data from PwC survey on Bitcoin
What would be the top five benefits to using Bitcoin for your purchase / sale transactions?
Helps protect your identity while making payments /
purchases
Easily conduct worldwide transactions / payments
Instant peer-to-peer transactions - no central
authority or banks
Fast transactions - funds received are available for
spending within minutes
Bitcoin can give you control over your money and a
strong level of protection against many types of fraud
No one can charge you money or make a payment on
your behalf
Mobile transactions are a simple two step scan-andpay process
Bitcoins are sent easily through the Internet, without
needing to trust any third party
Allows exciting uses that could not be
covered by any existing payment system
How interested are you in using Bitcoin for:
Base: Total Respondents (1000); 18-24 (195); 25-34 (310); 35-49 (388); 50-59 (107)
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Appendix: Data from PwC survey on Bitcoin
What potential barriers do you see using Bitcoin to conduct purchase/sale transactions?
% Highly / Somewhat Concerned
Indicate your level of concern to the following statements reflecting potential barriers / concerns to using Bitcoins to
conduct purchase / sale transactions.
% Highly / Somewhat Concerned
The price of a Bitcoin can unpredictably increase or
decrease over a short period of time.
83%
Bitcoin is an experimental new currency that is in active
development, and therefore is unpredictable.
80%
Any transaction issues with Bitcoin cannot be reversed, they
can only be refunded by the person receiving the funds.
76%
Bitcoin is not an official currency. Most jurisdictions still require
you to pay income, sales, payroll and capital gains taxes on
anything that has value - including Bitcoin.
72%
All Bitcoin transactions are stored publicly and permanently on
the Bitcoin network, which means anyone can see the balance and
transactions of any Bitcoin address.
66%
Would be more likely to trust Bitcoin if it were distributed
by a well-known third party.
50%
Base: Total Respondents (1000)
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Appendix: Data from PwC survey on Bitcoin
What devices do you own and use regularly? (Breakdown by age)
Base: Total Respondents (1000)
When did you last make a purchase or sale online using your laptop or your mobile device? (Overall breakdown)
(Made Purchase)
Week
9%
None
62%
2
weeks
4%
Month
4%
3
month
s
3+ 6%
month
s
15%
(Made Sale)
Past
month
0%
Past 3
month
s
8%
Past 2
weeks
23%
Past
week
69%
Base: Total Respondents (1000)
When did you last make a purchase or sale online using your laptop or your mobile device? (Breakdown by age)
(Made Purchase)
(Made Sale)
Base: Total Respondents (1000)
Base: Total Respondents (1000)
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Appendix: Data from PwC survey on Bitcoin
Use the scale to indicate how interested you are in using Bitcoins for your
Internet purchase transactions made using your phone, tablet, or laptop.
Survey demographic breakdown:
Gender:
Male
45%
Female
55%
Age Range:
50-59
11%
Based on the description, benefits and concerns addressed, how willing
would you be to actually use Bitcoins to conduct Internet purchase / sales
transactions?
18-24
20%
35-49
38%
25-34
31%
1,000 Respondents
Geographically Diverse/U.S.
Appendix: Sources
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
PwC Social Listening, Sysomos MAP, 2013.
BBC, “Bitcoin: Price v hype,” 2013.
BBC, “Bitcoin: Price v hype,” 2013.
Forbes, “Bitcoin valued at $1300 by Bank of America analysts,”
2013.
The New York Times, “$25 Million in Financing for Coinbase,”
2013.
Bloomberg, “Bitcoin: Making Online Gambling Legal in the
U.S.?,” 2013.
Wired, “The Grand Experiment Goes Live: Overstock.com Is
Now Accepting Bitcoins,” 2014.
CoinDesk, Bitcoin Price Index, 2014.
Reddit, “Petition Kickstarter to take Bitcoins,” 2013.
S. Meiklejohn and M. Pomarole. “A Fistful of Bitcoins:
Characterizing Payments Among Men with No Names,” In IMC,
2013.
11.
12.
13.
14.
15.
16.
17.
18.
Business Insider, “The Ninth-Largest Newspaper In The Country
Is Trying Out A Bitcoin Paywall,” 2014.
The New York Times, “In China, New Limits on Virtual Currency,”
2009.
American Gaming Association, Online Gaming, 2014.
Forbes, “Bitcoin Casinos Release 2012 Earnings,” 2013.
CBS, “Nevada legalizes online gambling,” 2013.
Computer World, “In Kenya, Bitcoin linked to popular mobile
payment system,” 2013.
CoinDesk, “Mobile Vikings: the First Cellular Network to Accept
Bitcoin,” 2013.
HushVoice Website, 2014.
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About PwC
PwC’s Entertainment, Media and Communications practice
PwC’s practice works with businesses to address the challenges and
opportunities presented by digital transformation, assisting them shift from
traditional business models to businesses, brands and revenue streams that
leverage digital content and platforms. We work with clients across a wide
range of key industry sectors including: television, film, music, Internet,
video games, advertising, publishing, radio, out of home advertising, sports,
business information, casino gaming, and more.
PwC’s Digital / Social practice
PwC’s practice helps organizations capitalize on the social, mobile and
other digital technologies that are transforming the way business gets done,
from customer value to revenue growth. With a strong, customer-centric
focus, PwC’s social and digital practice employs a range of solutions, from
operating models, to technology models, to technology solutions, to customer
data to global social and digital strategies.
For questions and comments,
contact:
Deborah Bothun
Principal
U.S. Advisory – Entertainment, Media
and Communications Leader
deborah.k.bothun@us.pwc.com
Ben McConnell
Managing Director
U.S. Advisory – Digital / Social Practice
ben.mcconnell@us.pwc.com
@benmcconnell
Matthew Lieberman
U.S. Entertainment, Media and
Communications Marketing Leader
matthew.lieberman@us.pwc.com
Analyst
David J. Neff, PwC Digital / Social Strategy
Design
Eleanor Bartosh, PwC Digital / Social Strategy
Social Listening Data
Christine Stout, PwC Digital / Social Strategy
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Photograph by Eleanor Bartosh, Copyright PwC 2014. Please contact for
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