Creating Low-Code Loan Applications using the Trisotech Mortgage Feature Set
State of Cooperative Movement in Region 1
1. Pre Summit Conference Workshop
on Cooperative Housing
May 13, 2014
Sea and Sky Hotel
City of San Fernando City, La Union
2. There was a
slight increase in
the number of
registered
cooperatives of
90 coops (2010-
11); 74 (2011-
12); 61 (2012-
13). Percentage
wise, the trend is
slightly
decreasing
7.67 % 5.86 % 4.86 %
2010 2011 2012 2013
3. 2010 2011 2012 2013
There was an increase of 103.54% between FY 2010-11;
.895% increase between 2011-13; and -0.31% decrease
between 2012-13.
4. 2010 2011 2012 2013
12.09 30.85 18.45
There was an increase in total assets in FY 2011
(12.09%); 2012 (30.85 2013 (18.45) however,
percentage wise , 2013 decreased by 18.45% as
compared to 2012 Total Assets
5. 2010 2011 2012 2013
The volume of business increased by 18.40% in 2011,
18.18% IN 2012 and 37.81 in 2013.%
18.40 % 18.18 % 37.81 %
6. Trend in Graduation to Micro-Small
2010 2011 2012 2013 2010 2011 2012 2013
Except in 2012, micro
cooperatives continue
to increase in 2010,
2011 and 2013.
Small cooperatives
doubled in number in
2013. Except in 2011
where small cooperatives
decreased slightly
7. 2010 2011 2012 2013
Trend in Graduation to Small-Medium
2010 2011 2012 2013
The medium size cooperatives
increased in 2011 and 2012 and
slightly decreased in 2013
8. Trend in Graduation to Medium - Large
2010 2011 2012 2013
Large cooperatives steadily increased in
2011 and 2012 and doubled in 2013
9. 2010 2011 2012 2013
2010 2011 2012 2013
Year
No. of
Operating
Coops
Reports %
2010 1172 645 58.61
2011 1262 687 56.73
2012 1336 716 66.61
2013 1397 890
Percentage
Compliance to
Mandatory Reports
Assumption 100% Target of
Operating Coops the average
compliance is 60.65 %
10. Coop Branches & Satellite
Name of Coop No. of Branches No. of Satellite
NSCC 13
SACDECO 8 1
Sacred Heart SC 10
St. Lucy MPC 4
Sto. Domingo Devt
Coop 4
La Union Ladies Coop 2
Tubao Credit Coop 1
PANELCO I 9
Adventist MPC 1
12. Top 15 Millionaire Cooperatives
Name of Coop Address Amt. of PUC
1.Calasiao Plant &
Related Co. EMPC Pangasinan 247,353,520.72
2. Tubao Credit
Cooperative La Union 210,104,479.51
3. Sta. Cruz Savings &
Dev’t. Coop Ilocos Sur 139,892,272.91
4. Lingayen Catholic
Credit Coop Pangasinan 111,576,298.31
5. Government of
Laoag Employees
Development Coop Ilocos Norte 92,657,000.00
13. Top 15 Millionaire Cooperatives
Name of Coop Address
Amt. of
PUC
6. Pangasinan State
University MPC Pangasinan 47,587,380.00
7. Sacred Heart Savings
Coop Ilocos Sur 45,137,652.77
8. Fatima (Vigan) MPC Ilocos Sur 40,423,888.00
9. Nueva Segovia
Consortium of
Cooperatives Ilocos Sur 39,325.153.98
10. Saint Augustine MPC Ilocos Sur 31,718,641.24
14. Top 15 Millionaire Cooperatives
Name of Coop Address Amt. of PUC
11. Metro Vigan MPC
Hospital Ilocos Sur 27,026,000.00
12. Saint Louis
Development Coop La Union 25,208,600.00
13. San Joaquin MPC Ilocos Norte 24,374,707.0014
14. Ilocos Norte PNP,
Ladies & Civilian Emplys
MPC Ilocos Norte 23,244995.26
15. Multi Purpose
Cooperative of State
Auditors La Union 22,821,701.63
15. Province
No. of
Accredited EA
No. of
Accredited
Mediator/
Conciliator
No. of
Accredited TP
Pang. 7 - 1
La Union 7 - 1
I.Sur 1 15 1
I. Norte 2 - 1
Accreditations
16. 1.Increase of cooperatives submitting reports
2. Improvement in their operation using the
PESOS/PISO analysis and inspection report
3. Employment generation
4. Increase volume of business
5. Increase in equity
6. Membershio expansion
7. Increase in the number of cooperatives
with CTE
17. Progressive cooperative enterprises
Financially stable
Self reliant communities
Socially responsible enterprises
Attained inclusive growth (employment,
volume of business and equity)
contribution to poverty reduction
18. Vision 2020 outlines
opportunities for
cooperatives to grow
and identify five
critical themes to
form part of the co-
operative sector
agenda
19. These critical themes are:
1 Elevate participation within membership and
governance to a new level
2 Position co-operatives as builders of sustainability
3 Build the co-operative message and secure the
co-operative identity
4 Ensure supportive legal frameworks for co-
operative growth
5 Secure reliable co-operative capital while
guaranteeing member control