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Sneakpeek
- 2. leadership RATIOS+1
- 3. family occupation recreation F.amily Income Protection message unity R.etirement leading E.ducation agreement E.state Fund D.isability O.ther Investment (+tax) M.edical
- 5. RATIOS+1
- 6. SAVING RATIO Total Tabungan Bulanan Total Pemasukan Bulanan RASIO % Basic Guideline : > 10%
- 7. LIQUID ASSET TO NET WORTH RATIO RASIO ASET LANCAR BERBANDING TOTAL KEKAYAAN BERSIH Kas/Tunai/Setara Tunai Total Kekayaan Bersih RASIO % Basic Guideline : 15% - 20%
- 8. RASIO KEUANGAN LIQUIDITY RATIO RASIO LIKUIDITAS Kas/Tunai/Setara Tunai Pengeluaran Bulanan RASIO Basic Guideline : > Emergency Fund / Dana Darurat
- 9. SOLVENCY RATIO RASIO TOTAL KEKAYAAN BERSIH BERBANDING TOTAL ASET Total Kekayaan Bersih Total Asset RASIO % Basic Guideline : > 35%
- 10. DEBT TO ASSET RATIO RASIO TOTAL KEWAJIBAN BERBANDING TOTAL ASET Total Kewajiban Total Asset RASIO % Basic Guideline : < 50%
- 11. DEBT SERVICE RATIO Total Kewajiban Bulanan Total Pemasukan Bulanan RASIO % Basic Guideline : < 35%
- 12. NET INVESTMENT ASSET TO NET WORTH RATIO Total Aset di Investasikan Total Kekayaan Bersih RASIO % Basic Guideline : > 50%
- 13. Disclaimer ON
- 14. NON MORTGAGE DEBT SERVICE RATIO Total Aset tanpa hutang Bulanan Total Pemasukan Bulanan RASIO % Basic Guideline : < 15%
- 16. Prinsip mengalirkan/menghidupkan Sistem Ek Tubuh Islam Manusia Ada kaidah agar aliran membawa Ya anti judi Ya oksigen & sesuatu yang makanan bermanfaat ? Ada larangan Ya anti riba Ya makanan membendung ? Ada alat pompa ? Ya zakat Ya jantung SOURCE : bhimawan@bi.go.id 48
- 17. Efek alkohol = efek judi innamal hamru wal maisir……Al Maidah 90 P P M P P M P P M P P P P M Aliran investasi yang produktif P dan yang tidak produktif M ! O2 O2 hm O2 O2 hm O2 O2 hm O2 O2 O2 O2 hm Aliran darah yang mengandung oksigen O2 dan yang tidak hm ! 50
- 18. Bendungan Riba = Bendungan Colesterol 52
- 19. Zakat Memompa = Jantung Memompa Harta SOURCE : bhimawan@bi.go.id 54
- 20. 7 Macam Zakat : Fitrah Tijarah Tsimar Ma’din Rikaz Ni’am Maal
- 21. leadership
- 22. AL-BAQARAH 2 : 110 , 168 - 188 , 240 , 278 - 279 ALI-IMRAN 3 : 130 , 190 AN-NISAA' 4 : 1 , 32 AL-MAAIDAH 5 : 8 AL-'ANKABUUT 29 : 6 AL-A'RAAF 7 : 10 , 31 AR-RUUM 30 : 21 AT-TAUBAH 9 : 20 , 111 AL-JAATHIYAH 45 : 18 HUD 11 : 6 AL-HASYR 59 : 18 YUSUF 12 : 47 - 48 ASH-SHAAF 61 : 10 AL-ISRAA' 17 : 26 - 27 , 31AL-JUMU'AH 62 : 10 AL-MU'MINUUN 23 : 12 - 14 ATH-THALAAQ 65 AN-NUUR 24 : 32 AL-MULK 67 : 15 AT-TIIN 95 : 4 Al-Ikhlaas 112 leadership1 AN NAAS 114 : 6
- 23. Matching Leadership Style To Development Level HIGH D3 D2 Reluctant Disillusioned Contributor Learner High Competence Some Competence Variable Commitment Low Commitment Supportive Behavior D4 D1 Peak Enthusiastic Performer Beginner High Competence Low Competence High Commitment High Commitment LOW HIGH Directive Behavior leadership2 Practical Leadership Skills
- 24. All Agents Have Different Development Levels Knowledge Competence AGENT’S Skill DEVELOPMENT LEVEL Confidence Commitment Motivation leadership3
- 25. Rejection is a lack of rapport …only FeedBack peta bukanlah area-nya, berdampak penolakan / 4 masukan leadership
- 26. • Barang siapa yg mencari rezeki halal (untuk keluarganya) maka hal itu sebagai sedekah dari . Utk keluarganya • (Bihal Al Anwar 46/67 dari Al Kafi 2/12) Sedekah jariah leadership5
- 27. coach flowchart leadership6
- 28. Pilih/Tekan tombol PERASAAN PIKIRAN ambiguwordbisa leadership7
- 29. Prospect Muslim NM Script: Non Muslim Tanya? Al baqaroh UnitLink, sudah naik NM ayat brapa? Non Muslim brapa tuh? Agent Muslim Al'Qur an Surga 1. Total ilustrasi : 2. Rasionalis ember 3. Tradisional dan gunung 4. Follower
- 30. cU @ da TOP 29cb7cbc