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Gaps in Insurance Coverage for
Pediatric Cancer Patients with
Acute Lymphoblastic Leukemia
Rochelle Smits-Seemann, MS
Aimee O. Hersh, MD
Mark N. Fluchel, MS
Kenneth M. Boucher, PhD
Kent Korgenski, MS
Anne C. Kirchhoff, MPH, PhD
Background
• About 2,900 children are diagnosed with Acute
Lymphoblastic Leukemia (ALL) each year in the US
• Treatment lasts 2-3 years
• Financial burden of pediatric cancer
• A gap in health insurance coverage of any length of time
is associated with compromises in healthcare for
children.
• Gaps among children with cancer are unknown
Purpose and Objectives
1) Examine insurance coverage over the first two years
of therapy for patients with ALL.
2) Investigate patient predictors of experiencing a gap
in insurance.
Methods: Cohort
Methods: Data Access and Selection
• Location of service: Primary Children’s Hospital
• Service type: Oncology Clinic
• Date of service: Within 2 years post diagnosis
• Assign a primary payer for each encounter:
• Private
• Public
• Self-Pay (Uninsured)
• Outcome variable:
Methods: Insurance
Category Defined
Continuously Insured – Private All outpatient encounters had a private primary payer
Continuously Insured - Public All outpatient encounters had a public primary payer
Continuously Insured – Public and
Private
All outpatient encounters had a primary payer; either public or
private
Experienced a gap At least one outpatient encounter did not have a primary payer
• Chi-square, Fischer’s Exact or ANOVA to test differences across
insurance groups for demographic variables.
• Multivariate logistic regression to test for predictors of gaps in
insurance (0/1).
Methods: Statistical Analyses
Results
• The majority of patients
had insurance coverage at
all outpatient encounters
(n = 347; 88%).
• 47 (12%) patients
experienced a gap in
insurance.
• No differences in
demographic variables
across insurance categories
N = 394
%
Sex
Male 54
Female 46
Age at Diagnosis
1-5 56
6-10 21
10-17 19
18-26 4
County at Diagnosis
Urban 88
Rural 12
ALL Risk
Standard 65
High 34
Insurance at Diagnosis
Private 73
Public 25
Uninsured 2
Dead 12
Results
95% Confidence
Odds Ratio Interval p-value
Sex
Male Ref
Female 1.53 0.76 – 3.12 .23
Age at Diagnosis* 0.96 0.87 – 1.06 0.40
County at Diagnosis
Urban Ref
Rural 1.03 0.34 – 3.12 .95
ALL Risk
Standard Ref
High 1.54 0.62 – 3.81 0.35
Insurance at Diagnosis
Private Ref
Public 4.05 1.99 – 8.22 <.001
Diagnosis Year* 0.86 0.78 – 0.95 0.004
*Fit as a continuous variable.
Results
• Decreased proportion of patients experienced a gap
• Increased proportion of patients continuously enrolled in public insurance.
Limitations and conclusions
• Encounter based data
• Pediatric cancer regimens are very standardized and few patients miss
visits.
• No access to socioeconomic variables
• However, there were no differences when we included Census area
level household income.
• Insufficient numbers to evaluate healthcare outcomes
Conclusions and Implications
• 12% of patients experienced a gap in health insurance.
• Next steps: Understand the impact of this on adherence to visits and
patient outcomes.
• Patients who had public insurance at diagnosis were 4X more likely
to experience a gap in health insurance.
• More recently diagnosed patients were less likely to experience a
gap in insurance.
• There was an increasing proportion of patients continuously
enrolled on public insurance.
Acknowledgements
Collaborators
• Anne Kirchhoff, PhD, MPH
• Sapna Kaul, PhD, MA
• Richard Lemons, MD, PhD
• Kent Korgenski, MS
• Mark Fluchel, MD, MS
• Aimee Hersh, MD, MS
Funding
• Intermountain Healthcare
Foundation and the Primary
Children’s Hospital Foundation

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10th Annual Utah's Health Services Research Conference - Gaps in Insurance Coverage for Pediatric Cancer Patients with Acute Lymphoblastic Leukemia: Rochelle Smits-Seemann

  • 1. Gaps in Insurance Coverage for Pediatric Cancer Patients with Acute Lymphoblastic Leukemia Rochelle Smits-Seemann, MS Aimee O. Hersh, MD Mark N. Fluchel, MS Kenneth M. Boucher, PhD Kent Korgenski, MS Anne C. Kirchhoff, MPH, PhD
  • 2. Background • About 2,900 children are diagnosed with Acute Lymphoblastic Leukemia (ALL) each year in the US • Treatment lasts 2-3 years • Financial burden of pediatric cancer • A gap in health insurance coverage of any length of time is associated with compromises in healthcare for children. • Gaps among children with cancer are unknown
  • 3. Purpose and Objectives 1) Examine insurance coverage over the first two years of therapy for patients with ALL. 2) Investigate patient predictors of experiencing a gap in insurance.
  • 5. Methods: Data Access and Selection • Location of service: Primary Children’s Hospital • Service type: Oncology Clinic • Date of service: Within 2 years post diagnosis
  • 6. • Assign a primary payer for each encounter: • Private • Public • Self-Pay (Uninsured) • Outcome variable: Methods: Insurance Category Defined Continuously Insured – Private All outpatient encounters had a private primary payer Continuously Insured - Public All outpatient encounters had a public primary payer Continuously Insured – Public and Private All outpatient encounters had a primary payer; either public or private Experienced a gap At least one outpatient encounter did not have a primary payer
  • 7. • Chi-square, Fischer’s Exact or ANOVA to test differences across insurance groups for demographic variables. • Multivariate logistic regression to test for predictors of gaps in insurance (0/1). Methods: Statistical Analyses
  • 8. Results • The majority of patients had insurance coverage at all outpatient encounters (n = 347; 88%). • 47 (12%) patients experienced a gap in insurance. • No differences in demographic variables across insurance categories N = 394 % Sex Male 54 Female 46 Age at Diagnosis 1-5 56 6-10 21 10-17 19 18-26 4 County at Diagnosis Urban 88 Rural 12 ALL Risk Standard 65 High 34 Insurance at Diagnosis Private 73 Public 25 Uninsured 2 Dead 12
  • 9. Results 95% Confidence Odds Ratio Interval p-value Sex Male Ref Female 1.53 0.76 – 3.12 .23 Age at Diagnosis* 0.96 0.87 – 1.06 0.40 County at Diagnosis Urban Ref Rural 1.03 0.34 – 3.12 .95 ALL Risk Standard Ref High 1.54 0.62 – 3.81 0.35 Insurance at Diagnosis Private Ref Public 4.05 1.99 – 8.22 <.001 Diagnosis Year* 0.86 0.78 – 0.95 0.004 *Fit as a continuous variable.
  • 10. Results • Decreased proportion of patients experienced a gap • Increased proportion of patients continuously enrolled in public insurance.
  • 11. Limitations and conclusions • Encounter based data • Pediatric cancer regimens are very standardized and few patients miss visits. • No access to socioeconomic variables • However, there were no differences when we included Census area level household income. • Insufficient numbers to evaluate healthcare outcomes
  • 12. Conclusions and Implications • 12% of patients experienced a gap in health insurance. • Next steps: Understand the impact of this on adherence to visits and patient outcomes. • Patients who had public insurance at diagnosis were 4X more likely to experience a gap in health insurance. • More recently diagnosed patients were less likely to experience a gap in insurance. • There was an increasing proportion of patients continuously enrolled on public insurance.
  • 13. Acknowledgements Collaborators • Anne Kirchhoff, PhD, MPH • Sapna Kaul, PhD, MA • Richard Lemons, MD, PhD • Kent Korgenski, MS • Mark Fluchel, MD, MS • Aimee Hersh, MD, MS Funding • Intermountain Healthcare Foundation and the Primary Children’s Hospital Foundation

Editor's Notes

  1. Focus in this talk on data. Data obtainment, data cleaning, data quality. We would like to ask you to address and identify data quality issues that you saw as you conducted your study in this presentation. Understand all of your variables! You look at the name (no one gives you a codebook, ever) and it doesn’t seem important, but then it turns out to determine all of the other variables. Also important – what the variable means, how it was coded or entered. Example: payer group/names/types. How they are entered, the fact that they are reconciled by the billing office.
  2. Why ALL? – Extended treatment time – adequate to study insurance across time. Standardized treatment regimen, good survival. Decreased parental work hours (Lau et al., 2014) Needing to borrow money (Dockerty et al., 2003) - Can mention others in our team have validated the financial burden of having a child diagnosed with cancer. -insurance gap  delayed urgent care or having no regular source of preventative care for low-income children -kids at PCH still get care (unlike adults), but the burden is going to increase. -these other studies typically use self-report to ask about insurance coverage
  3. Cohort was defined by finding all patients diagnosed with LL in that time period, under the age of 26, treated at PCH. Can point out that we made these cutoffs for diagnosis dates because of poor data quality prior to 1998. Note that PCH cares for the vast majority of pediatric cancer in the state of UT, and also draws from other states.
  4. Dwell a little bit on why we chose each of these things: Billing consistency, service consistency (got basically all of their treatment there anyway). Similar levels of total encounters within 2 years, variability increases after that – that is the most intensive treatment portion. Can point out that we made these cutoffs for diagnosis dates because of inaccessibility of electronic data prior to 1998. Location – Primary Children’s (reliable billing data) Service – oncology clinic (regular visits) Dates – within 2 yrs of dx (regular visits) Previous researchers have primarily used self-report to study insurance coverage/gaps in large samples. This is the first to use primary billing information.
  5. Might want to bring a dry erase marker in case someone asks about the other contingencies of insurance switching and how we didn’t really address them. We focused only on things that would relate directly to the research question. - This was the variable we used to sort: PPO , MEDICAID, HMO, INDEMNITY, PRIVATE/CHARITY, CHIP, CHAMPUS, FEP
  6. Might want to bring a dry erase marker in case someone asks about the other contingencies of insurance switching and how we didn’t really address them. We focused only on things that would relate directly to the research question.
  7. Patients who had public insurance at diagnosis were nearly four times more likely to experience a gap in insurance compared to those who had private insurance at diagnosis. The odds of having a gap in insurance coverage decreased by 13% each year from 1998 to 2010. - Adjusted for total encounters and death.
  8. Practice this slide. Multinomial logistic regression. Wanted to follow up on the year of diagnosis to visualize the effect. An increasing proportion of patients maintained coverage on public insurance. There is clearly no change in those who maintain continually privately insured.
  9. Encounter based data did not allow us to determine length of gap (or even when the gap occurred). No SES or similar variable to use as a predictor (other studies have found SES is the best predictor) HOWEVER Our 12% is similar to previous studies using self-report
  10. Our 12% is similar to overall results from self-report based studies. - Utah (surrounding states) are doing a better job of keeping kids insured! Maybe the social workers? Maybe the state enrollment /re-enrollment policies?