Green Bank is a pioneering rural bank in the Philippines with branches across Luzon, Visayas, and Mindanao. It has expanded from 6 branches and 250,000 depositors in 2000 to 41 branches, 70 kiosks, and over 250,000 depositors and 100,000 borrowers by 2007. Green Bank began filing small claims cases in October 2008 in Davao City to recover unpaid loans, with a total of 50 cases filed across three branches recovering over 1.6 million pesos in claims.

1. Small Claim Court: View from the Field Green Bank Experience 2009 RBAP-MABS National Roundtable Conference May 12-13, 2009 Hyatt Hotel and Casino Manila Rey Anthony Ladroma Branch Manager - Davao

2. Green Bank is the first rural bank in the Philippines which has nationwide presence having branches in all three major island groups: Luzon, Visayas and Mindanao. Its pioneering efforts in providing micro loans and savings services have opened the doors for banking with the poor Filipinos and contributing to poverty alleviation. GREEN BANK www.greenbank.com.ph About Us

5. GREEN BANK www.greenbank.com.ph Branches with SCC Branch Date Started Filling SCC Case Total No. of Small Claim Case Total Claim Davao October 2008 32 P 1,044,783 CDO January 2009 11 360,934 Gen. San April 2009 7 220,000 TOTAL Avg. amount/case 50 1,625,717 32,514

6. *2 accounts had partial settlement with the branch prior to scheduled court hearing GREEN BANK www.greenbank.com.ph Small Claims Status Branch Borrower Paid – Case Dismissed Decision Based on Approved Compromise Agreement Un-served Summon For Hearing Davao 4 9 11 8 CDO 3 9 *Gen. San 7

7. GREEN BANK www.greenbank.com.ph Fees in Filing a Case with SCC Filling Claims more than P20,000 but not more than P100,000 1,010.00 per defendant Mediation P500.00 Deposit P1,000.00 Summon per defendant P200.00 Writ of Execution P500.00